Pomanda estimates the enterprise value of SECURED LENDING LIMITED at £333.3k based on a Turnover of £204k and 1.63x industry multiple (adjusted for size and gross margin).
secured lending limitedEstimated Valuation
£341.9k
Pomanda estimates the enterprise value of SECURED LENDING LIMITED at £341.9k based on an EBITDA of £73.7k and a 4.64x industry multiple (adjusted for size and gross margin).
secured lending limitedEstimated Valuation
£4.8m
Pomanda estimates the enterprise value of SECURED LENDING LIMITED at £4.8m based on Net Assets of £1.8m and 2.63x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Secured Lending LimitedOverview
Secured Lending Limited is a live company located in london, EC2V 7EE with a Companies House number of 09033656. It operates in the production of electricity sector, SIC Code 35110. Founded in May 2014, it's largest shareholder is
jeannette skinner
with a 17.3% stake. Secured Lending Limited is a established,
micro sized company, Pomanda has estimated its turnover at
£204k with
unknown
growth in recent years.
Pomanda's financial health check has awarded Secured Lending Limited a 2 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 4 areas for improvement. Company Health Check FAQs
Health Rating2out of 5
3 Strong
1 Regular
4 Weak
Size
annual sales of £204k, make it smaller than the average company (£1.5m)
£204k - Secured Lending Limited
£1.5m - Industry AVG
Growth
There is insufficient data available for this Key Performance Indicator!
- - Secured Lending Limited
- - Industry AVG
Production
with a gross margin of 60.5%, this company has a comparable cost of product (69.3%)
60.5% - Secured Lending Limited
69.3% - Industry AVG
Profitability
an operating margin of 36.1% make it less profitable than the average company (46.8%)
36.1% - Secured Lending Limited
46.8% - Industry AVG
Employees
with 4 employees, this is above the industry average (3)
4 - Secured Lending Limited
3 - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- - Secured Lending Limited
- - Industry AVG
Efficiency
resulting in sales per employee of £51k, this is less efficient (£404.5k)
£51k - Secured Lending Limited
£404.5k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Secured Lending Limited
- - Industry AVG
Creditor Days
its suppliers are paid after 136 days, this is slower than average (22 days)
136 days - Secured Lending Limited
22 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Secured Lending Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 3 weeks, this is less cash available to meet short term requirements (10 weeks)
3 weeks - Secured Lending Limited
10 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 40.7%, this is a lower level of debt than the average (89.9%)
40.7% - Secured Lending Limited
89.9% - Industry AVG
SECURED LENDING LIMITED financials
EXPORT
Secured Lending Limited's latest turnover from March 2023 is £204 thousand and the company has net assets of £1.8 million. According to their latest financial statements, Secured Lending Limited has 4 employees and maintains cash reserves of £79.7 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
May 2018
May 2017
May 2016
May 2015
Turnover
204,035
31,906
24,937,646
22,370,800
24,089,842
48,562,240
46,866,701
Other Income Or Grants
Cost Of Sales
80,655
13,263
10,027,658
9,805,420
11,264,559
19,643,448
23,452,099
Gross Profit
123,380
18,642
14,909,988
12,565,380
12,825,283
28,918,792
23,414,601
Admin Expenses
49,691
-190,185
-182,422
-100,388
14,907,510
12,565,677
12,835,442
28,924,588
23,410,603
Operating Profit
73,689
190,185
201,064
100,388
2,478
-297
-10,159
-5,796
3,998
Interest Payable
104,747
110,035
59,364
Interest Receivable
1,442
112
119
135
11
4,289
9,040
466
Pre-Tax Profit
73,689
86,880
91,141
41,143
2,614
-286
-5,870
3,244
4,464
Tax
-14,124
-16,507
-17,317
-7,817
-497
-649
-893
Profit After Tax
59,565
70,373
73,824
33,326
2,117
-286
-5,870
2,595
3,571
Dividends Paid
Retained Profit
59,565
70,373
73,824
33,326
2,117
-286
-5,870
2,595
3,571
Employee Costs
5,124,185
5,016,667
5,351,111
8,464,321
7,422,353
Number Of Employees
4
1
86
86
86
141
135
EBITDA*
73,689
190,185
201,064
100,388
2,478
-297
-10,159
-5,796
3,998
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
May 2018
May 2017
May 2016
May 2015
Tangible Assets
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
200,000
Total Fixed Assets
200,000
Stock & work in progress
Trade Debtors
2,347,457
2,290,773
2,447,467
4,697,689
4,774,245
Group Debtors
Misc Debtors
3,028,473
2,882,472
3,514,064
3,339,663
Cash
79,688
364,673
19,729
204,310
33,138
2,971
1,539
3,429,729
186,243
misc current assets
total current assets
3,108,161
3,247,145
3,533,793
3,543,973
2,380,595
2,293,744
2,449,006
8,127,418
4,960,488
total assets
3,108,161
3,447,145
3,533,793
3,543,973
2,380,595
2,293,744
2,449,006
8,127,418
4,960,488
Bank overdraft
Bank loan
Trade Creditors
30,066
4,649
2,273,573
2,293,699
2,448,675
8,121,217
4,956,882
Group/Directors Accounts
other short term finances
953,240
752,009
671,120
1,946,358
hp & lease commitments
other current liabilities
282,797
319,788
340,296
282,651
total current liabilities
1,266,103
1,071,797
1,016,065
2,229,009
2,273,573
2,293,699
2,448,675
8,121,217
4,956,882
loans
690,237
990,237
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
total long term liabilities
690,237
990,237
total liabilities
1,266,103
1,762,034
2,006,302
2,229,009
2,273,573
2,293,699
2,448,675
8,121,217
4,956,882
net assets
1,842,058
1,685,111
1,527,491
1,314,964
107,022
45
331
6,201
3,606
total shareholders funds
1,842,058
1,685,111
1,527,491
1,314,964
107,022
45
331
6,201
3,606
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
May 2018
May 2017
May 2016
May 2015
Operating Activities
Operating Profit
73,689
190,185
201,064
100,388
2,478
-297
-10,159
-5,796
3,998
Depreciation
Amortisation
Tax
-14,124
-16,507
-17,317
-7,817
-497
-649
-893
Stock
Debtors
-53,999
-431,592
174,401
992,206
56,684
-156,694
-2,250,222
-76,556
4,774,245
Creditors
30,066
-4,649
4,649
-2,273,573
-20,126
-154,976
-5,672,542
3,164,335
4,956,882
Accruals and Deferred Income
-36,991
-20,508
57,645
282,651
Deferred Taxes & Provisions
Cash flow from operations
106,639
580,113
71,640
-2,890,557
-74,829
1,421
-3,432,479
3,234,446
185,742
Investing Activities
capital expenditure
Change in Investments
cash flow from investments
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
201,231
80,889
-1,275,238
1,946,358
Long term loans
-690,237
-300,000
990,237
Hire Purchase and Lease Commitments
other long term liabilities
share issue
97,382
87,247
138,703
1,174,616
104,860
35
interest
-103,305
-109,923
-59,245
135
11
4,289
9,040
466
cash flow from financing
-391,624
-235,169
-256,221
3,061,729
104,995
11
4,289
9,040
501
cash and cash equivalents
cash
-284,985
344,944
-184,581
171,172
30,167
1,432
-3,428,190
3,243,486
186,243
overdraft
change in cash
-284,985
344,944
-184,581
171,172
30,167
1,432
-3,428,190
3,243,486
186,243
secured lending limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for secured lending limited. Get real-time insights into secured lending limited's credit score, group structure and payment trends.
Perform a competitor analysis for secured lending limited by selecting its closest rivals, whether from the ELECTRICITY, GAS, STEAM AND AIR CONDITIONING SUPPLY sector, other micro companies, companies in EC2V area or any other competitors across 12 key performance metrics.
secured lending limited Ownership
SECURED LENDING LIMITED group structure
Secured Lending Limited has no subsidiary companies.
Ultimate parent company
SECURED LENDING LIMITED
09033656
SECURED LENDING LIMITED Shareholders
The largest shareholders in Secured Lending Limited include Jeannette Skinner and Mnl Nominees Limited.
jeannette skinner
17.34%
mnl nominees limited
14.13%
alison perham
11.43%
wanda smith
7.71%
kathleen jotcham
7.16%
robin chamberlayne
6.61%
jean mackenzie
6.11%
elizabeth taylor
5.71%
david swift
5.71%
elizabeth stallard
4.2%
secured lending limited directors
Secured Lending Limited currently has 3 directors.
The longest serving directors include
Mr Michael Hughes (Mar 2019) and
Mr Richard Taylor (Nov 2021).
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to secured lending limited.
secured lending limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for SECURED LENDING LIMITED. This can take several minutes, an email will notify you when this has completed.
secured lending limitedCompanies House Filings - See Documents
