z & f interiors limited

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z & f interiors limited Company Information

Share Z & F INTERIORS LIMITED

Company Number

09062595

Directors

Stephen Scott

Shareholders

linda scott

james stephen scott

Group Structure

View All

Industry

Joinery installation

 

Registered Address

unit 3a sandars road, heapham road industrial estate, gainsborough, lincolnshire, DN21 1RZ

z & f interiors limited Estimated Valuation

£67.1k

Pomanda estimates the enterprise value of Z & F INTERIORS LIMITED at £67.1k based on a Turnover of £267.3k and 0.25x industry multiple (adjusted for size and gross margin).

z & f interiors limited Estimated Valuation

£134.2k

Pomanda estimates the enterprise value of Z & F INTERIORS LIMITED at £134.2k based on an EBITDA of £35.6k and a 3.77x industry multiple (adjusted for size and gross margin).

z & f interiors limited Estimated Valuation

£10.7k

Pomanda estimates the enterprise value of Z & F INTERIORS LIMITED at £10.7k based on Net Assets of £5.5k and 1.94x industry multiple (adjusted for liquidity).

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Z & F Interiors Limited Overview

Z & F Interiors Limited is a live company located in gainsborough, DN21 1RZ with a Companies House number of 09062595. It operates in the joinery installation sector, SIC Code 43320. Founded in May 2014, it's largest shareholder is linda scott with a 50% stake. Z & F Interiors Limited is a established, micro sized company, Pomanda has estimated its turnover at £267.3k with high growth in recent years.

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Z & F Interiors Limited Health Check

Pomanda's financial health check has awarded Z & F Interiors Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 5 measures and has 5 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating3.5out of 5
positive_score

5 Strong

positive_score

2 Regular

positive_score

5 Weak

size

Size

annual sales of £267.3k, make it larger than the average company (£200k)

£267.3k - Z & F Interiors Limited

£200k - Industry AVG

growth

Growth

3 year (CAGR) sales growth of 30%, show it is growing at a faster rate (12.4%)

30% - Z & F Interiors Limited

12.4% - Industry AVG

production

Production

with a gross margin of 30.6%, this company has a comparable cost of product (30.6%)

30.6% - Z & F Interiors Limited

30.6% - Industry AVG

profitability

Profitability

an operating margin of 12.5% make it more profitable than the average company (8.9%)

12.5% - Z & F Interiors Limited

8.9% - Industry AVG

employees

Employees

with 3 employees, this is above the industry average (2)

3 - Z & F Interiors Limited

2 - Industry AVG

paystructure

Pay Structure

on an average salary of £26.9k, the company has an equivalent pay structure (£26.9k)

£26.9k - Z & F Interiors Limited

£26.9k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £89.1k, this is less efficient (£108.8k)

£89.1k - Z & F Interiors Limited

£108.8k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 80 days, this is later than average (48 days)

80 days - Z & F Interiors Limited

48 days - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 26 days, this is quicker than average (36 days)

26 days - Z & F Interiors Limited

36 days - Industry AVG

stockdays

Stock Days

it holds stock equivalent to 4 days, this is less than average (23 days)

4 days - Z & F Interiors Limited

23 days - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 17 weeks, this is less cash available to meet short term requirements (32 weeks)

17 weeks - Z & F Interiors Limited

32 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 94.5%, this is a higher level of debt than the average (52%)

94.5% - Z & F Interiors Limited

52% - Industry AVG

Z & F INTERIORS LIMITED financials

EXPORTms excel logo

Z & F Interiors Limited's latest turnover from May 2024 is estimated at £267.3 thousand and the company has net assets of £5.5 thousand. According to their latest financial statements, Z & F Interiors Limited has 3 employees and maintains cash reserves of £29.5 thousand as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

May 2024May 2023May 2022May 2021May 2020May 2019May 2018May 2017May 2016May 2015
Turnover267,276149,36878,836122,776121,329334,207191,204139,41068,24133,586
Other Income Or Grants
Cost Of Sales185,520109,85358,84886,51389,049234,243130,66092,13644,57822,201
Gross Profit81,75639,51619,98936,26332,27999,96560,54447,27423,66211,384
Admin Expenses48,46536,61232,41549,76451,62194,66783,6312,31821,2954,473
Operating Profit33,2912,904-12,426-13,501-19,3425,298-23,08744,9562,3676,911
Interest Payable1,0461,3391,134549
Interest Receivable99053314113201983271353328
Pre-Tax Profit33,2352,099-13,419-14,037-19,3225,496-22,76045,0912,4006,939
Tax-8,309-525-1,044-8,567-480-1,388
Profit After Tax24,9261,574-13,419-14,037-19,3224,452-22,76036,5241,9205,551
Dividends Paid
Retained Profit24,9261,574-13,419-14,037-19,3224,452-22,76036,5241,9205,551
Employee Costs80,65383,05482,53364,390103,032104,847117,082101,37638,24638,053
Number Of Employees3333333311
EBITDA*35,6155,889-8,828-8,912-17,6737,397-20,82447,2825,2497,113

* Earnings Before Interest, Tax, Depreciation and Amortisation

May 2024May 2023May 2022May 2021May 2020May 2019May 2018May 2017May 2016May 2015
Tangible Assets8,66010,98413,63715,4257,1358,80510,90410,5688,994606
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets8,66010,98413,63715,4257,1358,80510,90410,5688,994606
Stock & work in progress2,5005,0003,5005,5008,50024,0001,5001,2501,5001,500
Trade Debtors58,60127,2227,41319,54913,09839,63620,5293,69911,0711,139
Group Debtors
Misc Debtors1,2943283702752,1082607,0451,0736,953
Cash29,5078,20015,49912,79812,91327,79025,125105,7552,21511,028
misc current assets
total current assets91,90240,75026,78238,12236,61991,68654,199111,77721,73913,667
total assets100,56251,73440,41953,54743,754100,49165,103122,34530,73314,273
Bank overdraft3,6003,6003,3003,300
Bank loan
Trade Creditors 13,4393,8472,3895,40097140,95615,46125,6756,8238,501
Group/Directors Accounts36,93543,25029,95625,86425,06214,0778,3922,736827
other short term finances
hp & lease commitments2172,6002,6002,600
other current liabilities36,25812,95414,66511,85510,53617,78115,02642,4145,480
total current liabilities90,23263,65150,31046,41936,56973,03141,47973,42515,7308,501
loans3,9007,50011,10014,700
hp & lease commitments2172,8175,633
Accruals and Deferred Income
other liabilities
provisions9217201,6732,0722,0081,799121
total long term liabilities4,8217,50011,10014,7007201,6732,2894,8257,432121
total liabilities95,05371,15161,41061,11937,28974,70443,76878,25023,1628,622
net assets5,509-19,417-20,991-7,5726,46525,78721,33544,0957,5715,651
total shareholders funds5,509-19,417-20,991-7,5726,46525,78721,33544,0957,5715,651
May 2024May 2023May 2022May 2021May 2020May 2019May 2018May 2017May 2016May 2015
Operating Activities
Operating Profit33,2912,904-12,426-13,501-19,3425,298-23,08744,9562,3676,911
Depreciation2,3242,9853,5984,5891,6692,0992,2632,3262,882202
Amortisation
Tax-8,309-525-1,044-8,567-480-1,388
Stock-2,5001,500-2,000-3,000-15,50022,500250-2501,500
Debtors32,34519,767-12,0414,618-24,69012,32222,802-13,25216,8851,139
Creditors9,5921,458-3,0114,429-39,98525,495-10,21418,852-1,6788,501
Accruals and Deferred Income23,304-1,7112,8101,319-7,2452,755-27,38836,9345,480
Deferred Taxes & Provisions921-720-953-399642091,678121
Cash flow from operations31,278-16,1565,012-5,502-25,666-618-81,414108,212-6,63611,708
Investing Activities
capital expenditure-332-1,810-12,8791-2,599-3,900-11,270-808
Change in Investments
cash flow from investments-332-1,810-12,8791-2,599-3,900-11,270-808
Financing Activities
Bank loans
Group/Directors Accounts-6,31513,2944,09280210,9855,6855,6561,909827
Other Short Term Loans
Long term loans-3,600-3,600-3,60014,700
Hire Purchase and Lease Commitments-217-2,600-2,600-2,8168,233
other long term liabilities
share issue100
interest-56-806-993-536201983271353328
cash flow from financing-9,9718,888-50114,96610,7883,2833,383-7729,093128
cash and cash equivalents
cash21,307-7,2992,701-115-14,8772,665-80,630103,540-8,81311,028
overdraft3003,300
change in cash21,307-7,5992,701-3,415-14,8772,665-80,630103,540-8,81311,028

z & f interiors limited Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Z & F Interiors Limited Competitor Analysis

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Perform a competitor analysis for z & f interiors limited by selecting its closest rivals, whether from the CONSTRUCTION sector, other micro companies, companies in DN21 area or any other competitors across 12 key performance metrics.

z & f interiors limited Ownership

Z & F INTERIORS LIMITED group structure

Z & F Interiors Limited has no subsidiary companies.

Ultimate parent company

Z & F INTERIORS LIMITED

09062595

Z & F INTERIORS LIMITED Shareholders

linda scott 50%
james stephen scott 50%

z & f interiors limited directors

Z & F Interiors Limited currently has 1 director, Mr Stephen Scott serving since Apr 2019.

officercountryagestartendrole
Mr Stephen ScottEngland72 years Apr 2019- Director

P&L

May 2024

turnover

267.3k

+79%

operating profit

33.3k

0%

gross margin

30.6%

+15.62%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

May 2024

net assets

5.5k

-1.28%

total assets

100.6k

+0.94%

cash

29.5k

+2.6%

net assets

Total assets minus all liabilities

z & f interiors limited company details

company number

09062595

Type

Private limited with Share Capital

industry

43320 - Joinery installation

incorporation date

May 2014

age

11

incorporated

UK

ultimate parent company

None

accounts

Total Exemption Full

last accounts submitted

May 2024

previous names

N/A

accountant

SHUCKSMITH ACCOUNTANTS (GAINSBOROUGH) LIMITED

auditor

-

address

unit 3a sandars road, heapham road industrial estate, gainsborough, lincolnshire, DN21 1RZ

Bank

-

Legal Advisor

-

z & f interiors limited Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We did not find charges/mortgages relating to z & f interiors limited.

z & f interiors limited Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

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z & f interiors limited Companies House Filings - See Documents

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