fintech circle ltd
fintech circle ltd Company Information
Company Number
09141483
Next Accounts
Apr 2025
Shareholders
susanne chishti
zhaohui wu
View AllGroup Structure
View All
Industry
Other engineering activities (not including engineering design for industrial process and production or engineering related scientific and technical consulting activities)
Registered Address
167-169 great portland street, london, W1W 5PF
Website
www.fintechcircle.comfintech circle ltd Estimated Valuation
Pomanda estimates the enterprise value of FINTECH CIRCLE LTD at £73k based on a Turnover of £190.3k and 0.38x industry multiple (adjusted for size and gross margin).
fintech circle ltd Estimated Valuation
Pomanda estimates the enterprise value of FINTECH CIRCLE LTD at £0 based on an EBITDA of £-12.4k and a 3.15x industry multiple (adjusted for size and gross margin).
fintech circle ltd Estimated Valuation
Pomanda estimates the enterprise value of FINTECH CIRCLE LTD at £0 based on Net Assets of £-31.8k and 2.57x industry multiple (adjusted for liquidity).
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Fintech Circle Ltd Overview
Fintech Circle Ltd is a live company located in london, W1W 5PF with a Companies House number of 09141483. It operates in the other engineering activities sector, SIC Code 71129. Founded in July 2014, it's largest shareholder is susanne chishti with a 92.6% stake. Fintech Circle Ltd is a established, micro sized company, Pomanda has estimated its turnover at £190.3k with declining growth in recent years.
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Fintech Circle Ltd Health Check
Pomanda's financial health check has awarded Fintech Circle Ltd a 2.5 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 7 areas for improvement. Company Health Check FAQs
3 Strong
1 Regular
7 Weak
Size
annual sales of £190.3k, make it smaller than the average company (£3.3m)
- Fintech Circle Ltd
£3.3m - Industry AVG
Growth
3 year (CAGR) sales growth of -9%, show it is growing at a slower rate (6.1%)
- Fintech Circle Ltd
6.1% - Industry AVG
Production
with a gross margin of 19%, this company has a higher cost of product (34.6%)
- Fintech Circle Ltd
34.6% - Industry AVG
Profitability
an operating margin of -6.9% make it less profitable than the average company (6.4%)
- Fintech Circle Ltd
6.4% - Industry AVG
Employees
with 3 employees, this is below the industry average (26)
3 - Fintech Circle Ltd
26 - Industry AVG
Pay Structure
on an average salary of £55.5k, the company has an equivalent pay structure (£55.5k)
- Fintech Circle Ltd
£55.5k - Industry AVG
Efficiency
resulting in sales per employee of £63.4k, this is less efficient (£124.2k)
- Fintech Circle Ltd
£124.2k - Industry AVG
Debtor Days
it gets paid by customers after 48 days, this is earlier than average (68 days)
- Fintech Circle Ltd
68 days - Industry AVG
Creditor Days
its suppliers are paid after 170 days, this is slower than average (28 days)
- Fintech Circle Ltd
28 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Fintech Circle Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 31 weeks, this is more cash available to meet short term requirements (19 weeks)
31 weeks - Fintech Circle Ltd
19 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 146%, this is a higher level of debt than the average (57.3%)
146% - Fintech Circle Ltd
57.3% - Industry AVG
FINTECH CIRCLE LTD financials
Fintech Circle Ltd's latest turnover from July 2023 is estimated at £190.3 thousand and the company has net assets of -£31.8 thousand. According to their latest financial statements, Fintech Circle Ltd has 3 employees and maintains cash reserves of £43.8 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Jul 2023 | Jul 2022 | Jul 2021 | Jul 2020 | Jul 2019 | Jul 2018 | Jul 2017 | Jul 2016 | Jul 2015 | |
|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||
| Other Income Or Grants | |||||||||
| Cost Of Sales | |||||||||
| Gross Profit | 90,354 | 105,931 | 183,027 | 190,538 | 134,596 | 82,169 | |||
| Admin Expenses | |||||||||
| Operating Profit | |||||||||
| Interest Payable | |||||||||
| Interest Receivable | |||||||||
| Pre-Tax Profit | -16,879 | -274,694 | -134,960 | 24,489 | -29,586 | -8,944 | |||
| Tax | -4,500 | 4,500 | 1,551 | ||||||
| Profit After Tax | -21,379 | -274,694 | -130,460 | 24,489 | -29,586 | -7,393 | |||
| Dividends Paid | |||||||||
| Retained Profit | -21,379 | -274,694 | -130,460 | 24,489 | -29,586 | -7,393 | |||
| Employee Costs | |||||||||
| Number Of Employees | 3 | 3 | 4 | 5 | 3 | ||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Jul 2023 | Jul 2022 | Jul 2021 | Jul 2020 | Jul 2019 | Jul 2018 | Jul 2017 | Jul 2016 | Jul 2015 | |
|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 618 | 1,203 | 867 | 1,735 | 804 | 1,073 | 677 | ||
| Intangible Assets | |||||||||
| Investments & Other | |||||||||
| Debtors (Due After 1 year) | |||||||||
| Total Fixed Assets | 618 | 1,203 | 867 | 1,735 | 804 | 1,073 | 677 | ||
| Stock & work in progress | |||||||||
| Trade Debtors | 25,504 | 13,936 | 39,240 | 9,540 | 104,400 | 600 | 3,531 | 1,052 | |
| Group Debtors | |||||||||
| Misc Debtors | |||||||||
| Cash | 43,781 | 90,206 | 50,091 | 31,810 | 309,717 | 225,422 | 9,144 | 5,186 | 13,826 |
| misc current assets | 5,000 | ||||||||
| total current assets | 69,285 | 90,206 | 64,027 | 71,050 | 319,257 | 334,822 | 9,744 | 8,717 | 14,878 |
| total assets | 69,285 | 90,824 | 65,230 | 71,917 | 320,992 | 335,626 | 10,817 | 9,394 | 14,878 |
| Bank overdraft | |||||||||
| Bank loan | |||||||||
| Trade Creditors | 71,745 | 70,208 | 56,727 | 83,702 | 58,083 | 142,199 | 41,780 | 10,771 | 8,961 |
| Group/Directors Accounts | |||||||||
| other short term finances | |||||||||
| hp & lease commitments | |||||||||
| other current liabilities | 6,963 | ||||||||
| total current liabilities | 71,745 | 77,171 | 56,727 | 83,702 | 58,083 | 142,199 | 41,780 | 10,771 | 8,961 |
| loans | |||||||||
| hp & lease commitments | |||||||||
| Accruals and Deferred Income | 3,000 | 3,000 | |||||||
| other liabilities | 26,389 | 32,793 | 41,667 | ||||||
| provisions | |||||||||
| total long term liabilities | 29,389 | 35,793 | 41,667 | ||||||
| total liabilities | 101,134 | 112,964 | 98,394 | 83,702 | 58,083 | 142,199 | 41,780 | 10,771 | 8,961 |
| net assets | -31,849 | -22,140 | -33,164 | -11,785 | 262,909 | 193,427 | -30,963 | -1,377 | 5,917 |
| total shareholders funds | -31,849 | -22,140 | -33,164 | -11,785 | 262,909 | 193,427 | -30,963 | -1,377 | 5,917 |
| Jul 2023 | Jul 2022 | Jul 2021 | Jul 2020 | Jul 2019 | Jul 2018 | Jul 2017 | Jul 2016 | Jul 2015 | |
|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||
| Operating Profit | |||||||||
| Depreciation | 618 | 1,209 | 1,191 | 868 | 578 | 268 | 431 | 225 | |
| Amortisation | |||||||||
| Tax | -4,500 | 4,500 | 1,551 | ||||||
| Stock | |||||||||
| Debtors | 25,504 | -13,936 | -25,304 | 29,700 | -94,860 | 103,800 | -2,931 | 2,479 | 1,052 |
| Creditors | 1,537 | 13,481 | -26,975 | 25,619 | -84,116 | 100,419 | 31,009 | 1,810 | 8,961 |
| Accruals and Deferred Income | -6,963 | 9,963 | |||||||
| Deferred Taxes & Provisions | |||||||||
| Cash flow from operations | |||||||||
| Investing Activities | |||||||||
| capital expenditure | |||||||||
| Change in Investments | |||||||||
| cash flow from investments | |||||||||
| Financing Activities | |||||||||
| Bank loans | |||||||||
| Group/Directors Accounts | |||||||||
| Other Short Term Loans | |||||||||
| Long term loans | |||||||||
| Hire Purchase and Lease Commitments | |||||||||
| other long term liabilities | -6,404 | -8,874 | 41,667 | ||||||
| share issue | |||||||||
| interest | |||||||||
| cash flow from financing | 41,667 | 199,942 | 199,901 | 99 | |||||
| cash and cash equivalents | |||||||||
| cash | -46,425 | 40,115 | 18,281 | -277,907 | 84,295 | 216,278 | 3,958 | -8,640 | 13,826 |
| overdraft | |||||||||
| change in cash | -46,425 | 40,115 | 18,281 | -277,907 | 84,295 | 216,278 | 3,958 | -8,640 | 13,826 |
fintech circle ltd Credit Report and Business Information
Fintech Circle Ltd Competitor Analysis
Perform a competitor analysis for fintech circle ltd by selecting its closest rivals, whether from the PROFESSIONAL, SCIENTIFIC AND TECHNICAL ACTIVITIES sector, other micro companies, companies in W1W area or any other competitors across 12 key performance metrics.
fintech circle ltd Ownership
FINTECH CIRCLE LTD group structure
Fintech Circle Ltd has no subsidiary companies.
Ultimate parent company
FINTECH CIRCLE LTD
09141483
fintech circle ltd directors
Fintech Circle Ltd currently has 2 directors. The longest serving directors include Ms Susanne Chishti (Jul 2014) and Mrs Zhaohui Wu (Jul 2018).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Ms Susanne Chishti | England | 53 years | Jul 2014 | - | Director |
| Mrs Zhaohui Wu | England | 53 years | Jul 2018 | - | Director |
P&L
July 2023turnover
190.3k
-21%
operating profit
-13.1k
0%
gross margin
19.1%
+6.82%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
July 2023net assets
-31.8k
+0.44%
total assets
69.3k
-0.24%
cash
43.8k
-0.51%
net assets
Total assets minus all liabilities
fintech circle ltd company details
company number
09141483
Type
Private limited with Share Capital
industry
71129 - Other engineering activities (not including engineering design for industrial process and production or engineering related scientific and technical consulting activities)
incorporation date
July 2014
age
11
incorporated
UK
ultimate parent company
accounts
Unaudited Abridged
last accounts submitted
July 2023
previous names
N/A
accountant
-
auditor
-
address
167-169 great portland street, london, W1W 5PF
Bank
-
Legal Advisor
-
fintech circle ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to fintech circle ltd.
fintech circle ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for FINTECH CIRCLE LTD. This can take several minutes, an email will notify you when this has completed.
fintech circle ltd Companies House Filings - See Documents
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