rubardy ltd
rubardy ltd Company Information
Company Number
09282976
Next Accounts
Dec 2025
Shareholders
karen musker
raymond musker
View AllGroup Structure
View All
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Registered Address
ardgowan 19 carrs crescent, formby, liverpool, L37 2EU
Website
-rubardy ltd Estimated Valuation
Pomanda estimates the enterprise value of RUBARDY LTD at £1.4m based on a Turnover of £1.6m and 0.87x industry multiple (adjusted for size and gross margin).
rubardy ltd Estimated Valuation
Pomanda estimates the enterprise value of RUBARDY LTD at £0 based on an EBITDA of £-3.2k and a 3.05x industry multiple (adjusted for size and gross margin).
rubardy ltd Estimated Valuation
Pomanda estimates the enterprise value of RUBARDY LTD at £72.8k based on Net Assets of £56.6k and 1.29x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Rubardy Ltd Overview
Rubardy Ltd is a live company located in liverpool, L37 2EU with a Companies House number of 09282976. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in October 2014, it's largest shareholder is karen musker with a 30% stake. Rubardy Ltd is a established, small sized company, Pomanda has estimated its turnover at £1.6m with healthy growth in recent years.
Upgrade for unlimited company reports & a free credit check
Rubardy Ltd Health Check
Pomanda's financial health check has awarded Rubardy Ltd a 2 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 7 areas for improvement. Company Health Check FAQs
2 Strong
1 Regular
7 Weak
Size
annual sales of £1.6m, make it smaller than the average company (£5.2m)
- Rubardy Ltd
£5.2m - Industry AVG
Growth
3 year (CAGR) sales growth of 5%, show it is growing at a slower rate (6.6%)
- Rubardy Ltd
6.6% - Industry AVG
Production
with a gross margin of 14.4%, this company has a higher cost of product (55.8%)
- Rubardy Ltd
55.8% - Industry AVG
Profitability
an operating margin of -0.2% make it less profitable than the average company (9.3%)
- Rubardy Ltd
9.3% - Industry AVG
Employees
with 4 employees, this is below the industry average (12)
4 - Rubardy Ltd
12 - Industry AVG
Pay Structure
on an average salary of £79.9k, the company has an equivalent pay structure (£79.9k)
- Rubardy Ltd
£79.9k - Industry AVG
Efficiency
resulting in sales per employee of £391.4k, this is more efficient (£217.6k)
- Rubardy Ltd
£217.6k - Industry AVG
Debtor Days
it gets paid by customers after 198 days, this is later than average (32 days)
- Rubardy Ltd
32 days - Industry AVG
Creditor Days
its suppliers are paid after 51 days, this is slower than average (41 days)
- Rubardy Ltd
41 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Rubardy Ltd
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Rubardy Ltd
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 93.4%, this is a higher level of debt than the average (68.5%)
93.4% - Rubardy Ltd
68.5% - Industry AVG
RUBARDY LTD financials
Rubardy Ltd's latest turnover from March 2024 is estimated at £1.6 million and the company has net assets of £56.6 thousand. According to their latest financial statements, Rubardy Ltd has 4 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| Turnover | |||||||||
| Other Income Or Grants | |||||||||
| Cost Of Sales | |||||||||
| Gross Profit | |||||||||
| Admin Expenses | |||||||||
| Operating Profit | |||||||||
| Interest Payable | |||||||||
| Interest Receivable | |||||||||
| Pre-Tax Profit | |||||||||
| Tax | |||||||||
| Profit After Tax | |||||||||
| Dividends Paid | |||||||||
| Retained Profit | |||||||||
| Employee Costs | |||||||||
| Number Of Employees | 4 | 4 | 4 | 4 | 4 | 4 | 4 | 4 | |
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 853,199 | 804,099 | 761,451 | 785,931 | 722,617 | 686,205 | 607,075 | 435,075 | 435,075 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 99,138 | 32,925 | 5,400 |
| Cash | 0 | 0 | 0 | 0 | 0 | 0 | 363 | 15,095 | 5,655 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 853,199 | 804,099 | 761,451 | 785,931 | 722,617 | 686,205 | 706,576 | 483,095 | 446,130 |
| total assets | 853,199 | 804,099 | 761,451 | 785,931 | 722,617 | 686,205 | 706,576 | 483,095 | 446,130 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 189,909 | 87,713 | 54,975 | 73,744 | 73,258 | 65,772 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 94,701 | 53,068 | 25,671 |
| total current liabilities | 189,909 | 87,713 | 54,975 | 73,744 | 73,258 | 65,772 | 94,701 | 53,068 | 25,671 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 606,697 | 656,619 | 641,541 | 646,165 | 625,000 | 600,000 | 600,000 | 425,000 | 420,000 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 606,697 | 656,619 | 641,541 | 646,165 | 625,000 | 600,000 | 600,000 | 425,000 | 420,000 |
| total liabilities | 796,606 | 744,332 | 696,516 | 719,909 | 698,258 | 665,772 | 694,701 | 478,068 | 445,671 |
| net assets | 56,593 | 59,767 | 64,935 | 66,022 | 24,359 | 20,433 | 11,875 | 5,027 | 459 |
| total shareholders funds | 56,593 | 59,767 | 64,935 | 66,022 | 24,359 | 20,433 | 11,875 | 5,027 | 459 |
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||
| Operating Profit | |||||||||
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | |||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 49,100 | 42,648 | -24,480 | 63,314 | 36,412 | -20,008 | 238,213 | 27,525 | 440,475 |
| Creditors | 102,196 | 32,738 | -18,769 | 486 | 7,486 | 65,772 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | -94,701 | 41,633 | 27,397 | 25,671 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | |||||||||
| Investing Activities | |||||||||
| capital expenditure | |||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | |||||||||
| Financing Activities | |||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | -49,922 | 15,078 | -4,624 | 21,165 | 25,000 | 0 | 175,000 | 5,000 | 420,000 |
| share issue | |||||||||
| interest | |||||||||
| cash flow from financing | |||||||||
| cash and cash equivalents | |||||||||
| cash | 0 | 0 | 0 | 0 | 0 | -363 | -14,732 | 9,440 | 5,655 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 0 | 0 | 0 | 0 | 0 | -363 | -14,732 | 9,440 | 5,655 |
rubardy ltd Credit Report and Business Information
Rubardy Ltd Competitor Analysis
Perform a competitor analysis for rubardy ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in L37 area or any other competitors across 12 key performance metrics.
rubardy ltd Ownership
RUBARDY LTD group structure
Rubardy Ltd has no subsidiary companies.
Ultimate parent company
RUBARDY LTD
09282976
rubardy ltd directors
Rubardy Ltd currently has 2 directors. The longest serving directors include Mrs Karen Musker (Oct 2014) and Mr Raymond Musker (Oct 2014).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mrs Karen Musker | United Kingdom | 64 years | Oct 2014 | - | Director |
| Mr Raymond Musker | England | 58 years | Oct 2014 | - | Director |
P&L
March 2024turnover
1.6m
+11%
operating profit
-3.2k
0%
gross margin
14.4%
-15.4%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
56.6k
-0.05%
total assets
853.2k
+0.06%
cash
0
0%
net assets
Total assets minus all liabilities
rubardy ltd company details
company number
09282976
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
October 2014
age
11
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
March 2024
previous names
N/A
accountant
MUSKER & GARRETT LIMITED
auditor
-
address
ardgowan 19 carrs crescent, formby, liverpool, L37 2EU
Bank
-
Legal Advisor
-
rubardy ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to rubardy ltd.
rubardy ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for RUBARDY LTD. This can take several minutes, an email will notify you when this has completed.
rubardy ltd Companies House Filings - See Documents
| date | description | view/download |
|---|
