business & enterprise finance (ne) ltd
business & enterprise finance (ne) ltd Company Information
Group Structure
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Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Registered Address
city hub 9 - 11 peckover street, little germany, bradford, BD1 5BD
Website
www.befund.orgbusiness & enterprise finance (ne) ltd Estimated Valuation
Pomanda estimates the enterprise value of BUSINESS & ENTERPRISE FINANCE (NE) LTD at £336.3k based on a Turnover of £257.4k and 1.31x industry multiple (adjusted for size and gross margin).
business & enterprise finance (ne) ltd Estimated Valuation
Pomanda estimates the enterprise value of BUSINESS & ENTERPRISE FINANCE (NE) LTD at £690.9k based on an EBITDA of £153.3k and a 4.51x industry multiple (adjusted for size and gross margin).
business & enterprise finance (ne) ltd Estimated Valuation
Pomanda estimates the enterprise value of BUSINESS & ENTERPRISE FINANCE (NE) LTD at £575.2k based on Net Assets of £428.9k and 1.34x industry multiple (adjusted for liquidity).
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Business & Enterprise Finance (ne) Ltd Overview
Business & Enterprise Finance (ne) Ltd is a live company located in bradford, BD1 5BD with a Companies House number of 09360892. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in December 2014, it's largest shareholder is unknown. Business & Enterprise Finance (ne) Ltd is a established, micro sized company, Pomanda has estimated its turnover at £257.4k with declining growth in recent years.
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Business & Enterprise Finance (ne) Ltd Health Check
Pomanda's financial health check has awarded Business & Enterprise Finance (Ne) Ltd a 2 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 6 areas for improvement. Company Health Check FAQs
2 Strong
2 Regular
6 Weak
Size
annual sales of £257.4k, make it smaller than the average company (£5.2m)
- Business & Enterprise Finance (ne) Ltd
£5.2m - Industry AVG
Growth
3 year (CAGR) sales growth of -39%, show it is growing at a slower rate (6.6%)
- Business & Enterprise Finance (ne) Ltd
6.6% - Industry AVG
Production
with a gross margin of 55.6%, this company has a comparable cost of product (55.6%)
- Business & Enterprise Finance (ne) Ltd
55.6% - Industry AVG
Profitability
an operating margin of 59.6% make it more profitable than the average company (9.3%)
- Business & Enterprise Finance (ne) Ltd
9.3% - Industry AVG
Employees
with 2 employees, this is below the industry average (12)
2 - Business & Enterprise Finance (ne) Ltd
12 - Industry AVG
Pay Structure
on an average salary of £80k, the company has an equivalent pay structure (£80k)
- Business & Enterprise Finance (ne) Ltd
£80k - Industry AVG
Efficiency
resulting in sales per employee of £128.7k, this is less efficient (£217.9k)
- Business & Enterprise Finance (ne) Ltd
£217.9k - Industry AVG
Debtor Days
it gets paid by customers after 4 days, this is earlier than average (32 days)
- Business & Enterprise Finance (ne) Ltd
32 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Business & Enterprise Finance (ne) Ltd
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Business & Enterprise Finance (ne) Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 12 weeks, this is less cash available to meet short term requirements (29 weeks)
12 weeks - Business & Enterprise Finance (ne) Ltd
29 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 79%, this is a higher level of debt than the average (68.4%)
79% - Business & Enterprise Finance (ne) Ltd
68.4% - Industry AVG
BUSINESS & ENTERPRISE FINANCE (NE) LTD financials
Business & Enterprise Finance (Ne) Ltd's latest turnover from March 2024 is estimated at £257.4 thousand and the company has net assets of £428.9 thousand. According to their latest financial statements, Business & Enterprise Finance (Ne) Ltd has 2 employees and maintains cash reserves of £181.8 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | ||||||||||
| Other Income Or Grants | ||||||||||
| Cost Of Sales | ||||||||||
| Gross Profit | ||||||||||
| Admin Expenses | ||||||||||
| Operating Profit | ||||||||||
| Interest Payable | ||||||||||
| Interest Receivable | ||||||||||
| Pre-Tax Profit | ||||||||||
| Tax | ||||||||||
| Profit After Tax | ||||||||||
| Dividends Paid | ||||||||||
| Retained Profit | ||||||||||
| Employee Costs | ||||||||||
| Number Of Employees | 2 | 2 | 5 | 6 | 5 | 5 | 4 | 4 | 4 | |
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 411 | 0 | 0 | 0 | 0 | 0 | 232 | 1,128 | 2,024 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 1,509,037 | 490,647 | 464,898 | 485,853 | 701,879 | 575,023 | 759,482 | 481,878 | 632,029 | 0 |
| Total Fixed Assets | 1,509,448 | 490,647 | 464,898 | 485,853 | 701,879 | 575,023 | 759,714 | 483,006 | 634,053 | 0 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 3,500 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group Debtors | 0 | 0 | 0 | 0 | 95,180 | 71,076 | 0 | 0 | 0 | 0 |
| Misc Debtors | 346,745 | 158,145 | 186,397 | 204,640 | 183,121 | 146,499 | 246,376 | 422,263 | 289,529 | 0 |
| Cash | 181,774 | 14,759 | 32,271 | 51,387 | 24,036 | 63,741 | 191,399 | 25,355 | 233,885 | 0 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 532,019 | 172,904 | 218,668 | 256,027 | 302,337 | 281,316 | 437,775 | 447,618 | 523,414 | 0 |
| total assets | 2,041,467 | 663,551 | 683,566 | 741,880 | 1,004,216 | 856,339 | 1,197,489 | 930,624 | 1,157,467 | 0 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 0 | 1,937 | 5,240 | 0 | 0 | 722 | 0 | 0 | 1,045 | 0 |
| Group/Directors Accounts | 588,002 | 300,000 | 345,572 | 364,593 | 594,500 | 424,164 | 654,408 | 468,648 | 143,723 | 0 |
| other short term finances | 125,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 24,529 | 9,344 | 6,292 | 5,027 | 9,999 | 2,273 | 106,771 | 47,962 | 22,640 | 0 |
| total current liabilities | 737,531 | 311,281 | 357,104 | 369,620 | 604,499 | 427,159 | 761,179 | 516,610 | 167,408 | 0 |
| loans | 875,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 500,000 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 203 | 405 | 0 |
| total long term liabilities | 875,000 | 0 | 0 | 0 | 0 | 0 | 0 | 203 | 500,405 | 0 |
| total liabilities | 1,612,531 | 311,281 | 357,104 | 369,620 | 604,499 | 427,159 | 761,179 | 516,813 | 667,813 | 0 |
| net assets | 428,936 | 352,270 | 326,462 | 372,260 | 399,717 | 429,180 | 436,310 | 413,811 | 489,654 | 0 |
| total shareholders funds | 428,936 | 352,270 | 326,462 | 372,260 | 399,717 | 429,180 | 436,310 | 413,811 | 489,654 | 0 |
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | Mar 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Operating Profit | ||||||||||
| Depreciation | 0 | 0 | 0 | 0 | 0 | 232 | 896 | 896 | 663 | |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Tax | ||||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 1,210,490 | -2,503 | -39,198 | -289,687 | 187,582 | -213,260 | 101,717 | -17,417 | 921,558 | 0 |
| Creditors | -1,937 | -3,303 | 5,240 | 0 | -722 | 722 | 0 | -1,045 | 1,045 | 0 |
| Accruals and Deferred Income | 15,185 | 3,052 | 1,265 | -4,972 | 7,726 | -104,498 | 58,809 | 25,322 | 22,640 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | -203 | -202 | 405 | 0 |
| Cash flow from operations | ||||||||||
| Investing Activities | ||||||||||
| capital expenditure | ||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | ||||||||||
| Financing Activities | ||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 288,002 | -45,572 | -19,021 | -229,907 | 170,336 | -230,244 | 185,760 | 324,925 | 143,723 | 0 |
| Other Short Term Loans | 125,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 875,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -500,000 | 500,000 | 0 |
| share issue | ||||||||||
| interest | ||||||||||
| cash flow from financing | ||||||||||
| cash and cash equivalents | ||||||||||
| cash | 167,015 | -17,512 | -19,116 | 27,351 | -39,705 | -127,658 | 166,044 | -208,530 | 233,885 | 0 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 167,015 | -17,512 | -19,116 | 27,351 | -39,705 | -127,658 | 166,044 | -208,530 | 233,885 | 0 |
business & enterprise finance (ne) ltd Credit Report and Business Information
Business & Enterprise Finance (ne) Ltd Competitor Analysis
Perform a competitor analysis for business & enterprise finance (ne) ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in BD1 area or any other competitors across 12 key performance metrics.
business & enterprise finance (ne) ltd Ownership
BUSINESS & ENTERPRISE FINANCE (NE) LTD group structure
Business & Enterprise Finance (Ne) Ltd has no subsidiary companies.
Ultimate parent company
BUSINESS & ENTERPRISE FINANCE (NE) LTD
09360892
business & enterprise finance (ne) ltd directors
Business & Enterprise Finance (Ne) Ltd currently has 2 directors. The longest serving directors include Mr Stephen Waud (Dec 2014) and Mr Simon Jackson (Sep 2022).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Stephen Waud | 56 years | Dec 2014 | - | Director | |
| Mr Simon Jackson | England | 58 years | Sep 2022 | - | Director |
P&L
March 2024turnover
257.4k
-18%
operating profit
153.3k
0%
gross margin
55.7%
-3.99%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
428.9k
+0.22%
total assets
2m
+2.08%
cash
181.8k
+11.32%
net assets
Total assets minus all liabilities
business & enterprise finance (ne) ltd company details
company number
09360892
Type
Private Ltd By Guarantee w/o Share Cap
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
December 2014
age
11
incorporated
UK
ultimate parent company
accounts
Small Company
last accounts submitted
March 2024
previous names
N/A
accountant
AZETS AUDIT SERVICES LIMITED
auditor
-
address
city hub 9 - 11 peckover street, little germany, bradford, BD1 5BD
Bank
-
Legal Advisor
-
business & enterprise finance (ne) ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 6 charges/mortgages relating to business & enterprise finance (ne) ltd. Currently there are 0 open charges and 6 have been satisfied in the past.
business & enterprise finance (ne) ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for BUSINESS & ENTERPRISE FINANCE (NE) LTD. This can take several minutes, an email will notify you when this has completed.
business & enterprise finance (ne) ltd Companies House Filings - See Documents
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