pacific financial solutions ltd
pacific financial solutions ltd Company Information
Company Number
09404359
Next Accounts
Oct 2025
Shareholders
aaron james beckman
Group Structure
View All
Industry
Dormant Company
Registered Address
ram mill gordon street, chadderton, oldham, greater manchester, OL9 9RH
Website
pacificfs.co.ukpacific financial solutions ltd Estimated Valuation
Pomanda estimates the enterprise value of PACIFIC FINANCIAL SOLUTIONS LTD at £0 based on a Turnover of £540.3k and 0x industry multiple (adjusted for size and gross margin).
pacific financial solutions ltd Estimated Valuation
Pomanda estimates the enterprise value of PACIFIC FINANCIAL SOLUTIONS LTD at £2k based on an EBITDA of £1.1k and a 1.88x industry multiple (adjusted for size and gross margin).
pacific financial solutions ltd Estimated Valuation
Pomanda estimates the enterprise value of PACIFIC FINANCIAL SOLUTIONS LTD at £5k based on Net Assets of £6.1k and 0.81x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Pacific Financial Solutions Ltd Overview
Pacific Financial Solutions Ltd is a live company located in oldham, OL9 9RH with a Companies House number of 09404359. It operates in the dormant company sector, SIC Code 99999. Founded in January 2015, it's largest shareholder is aaron james beckman with a 100% stake. Pacific Financial Solutions Ltd is a established, small sized company, Pomanda has estimated its turnover at £540.3k with high growth in recent years.
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Pacific Financial Solutions Ltd Health Check
Pomanda's financial health check has awarded Pacific Financial Solutions Ltd a 3 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 7 areas for improvement. Company Health Check FAQs
3 Strong
2 Regular
7 Weak
Size
annual sales of £540.3k, make it smaller than the average company (£7.8m)
- Pacific Financial Solutions Ltd
£7.8m - Industry AVG
Growth
3 year (CAGR) sales growth of 22%, show it is growing at a faster rate (6.9%)
- Pacific Financial Solutions Ltd
6.9% - Industry AVG
Production
with a gross margin of 33.4%, this company has a comparable cost of product (33.4%)
- Pacific Financial Solutions Ltd
33.4% - Industry AVG
Profitability
an operating margin of -0.4% make it less profitable than the average company (4.6%)
- Pacific Financial Solutions Ltd
4.6% - Industry AVG
Employees
with 8 employees, this is below the industry average (58)
8 - Pacific Financial Solutions Ltd
58 - Industry AVG
Pay Structure
on an average salary of £41.5k, the company has an equivalent pay structure (£41.5k)
- Pacific Financial Solutions Ltd
£41.5k - Industry AVG
Efficiency
resulting in sales per employee of £67.5k, this is less efficient (£183.1k)
- Pacific Financial Solutions Ltd
£183.1k - Industry AVG
Debtor Days
it gets paid by customers after 9 days, this is earlier than average (38 days)
- Pacific Financial Solutions Ltd
38 days - Industry AVG
Creditor Days
its suppliers are paid after 17 days, this is quicker than average (42 days)
- Pacific Financial Solutions Ltd
42 days - Industry AVG
Stock Days
it holds stock equivalent to 88 days, this is more than average (43 days)
- Pacific Financial Solutions Ltd
43 days - Industry AVG
Cash Balance
has cash to cover current liabilities for 35 weeks, this is more cash available to meet short term requirements (14 weeks)
35 weeks - Pacific Financial Solutions Ltd
14 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 98.5%, this is a higher level of debt than the average (65.9%)
98.5% - Pacific Financial Solutions Ltd
65.9% - Industry AVG
PACIFIC FINANCIAL SOLUTIONS LTD financials
Pacific Financial Solutions Ltd's latest turnover from January 2024 is estimated at £540.3 thousand and the company has net assets of £6.1 thousand. According to their latest financial statements, Pacific Financial Solutions Ltd has 8 employees and maintains cash reserves of £232.5 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Jan 2024 | Jan 2023 | Jan 2022 | Jan 2021 | Jan 2020 | Jan 2019 | Jan 2018 | Feb 2017 | Jan 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| Turnover | 961,763 | 1,014,695 | |||||||
| Other Income Or Grants | |||||||||
| Cost Of Sales | 705,212 | 688,197 | |||||||
| Gross Profit | 256,551 | 326,498 | |||||||
| Admin Expenses | 240,379 | 321,262 | |||||||
| Operating Profit | 16,172 | 5,236 | |||||||
| Interest Payable | 1 | 60 | |||||||
| Interest Receivable | 4 | ||||||||
| Pre-Tax Profit | 16,175 | 5,176 | |||||||
| Tax | -3,128 | -1,207 | |||||||
| Profit After Tax | 13,047 | 3,969 | |||||||
| Dividends Paid | 20,000 | 4,000 | |||||||
| Retained Profit | -6,953 | -31 | |||||||
| Employee Costs | |||||||||
| Number Of Employees | 8 | 1 | 2 | 2 | 2 | 7 | 12 | 2 | |
| EBITDA* | 17,054 | 6,411 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Jan 2024 | Jan 2023 | Jan 2022 | Jan 2021 | Jan 2020 | Jan 2019 | Jan 2018 | Feb 2017 | Jan 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 62,142 | 3,364 | 4,486 | 1,983 | 2,645 | 3,527 | 3,808 | ||
| Intangible Assets | |||||||||
| Investments & Other | |||||||||
| Debtors (Due After 1 year) | |||||||||
| Total Fixed Assets | 62,142 | 3,364 | 4,486 | 1,983 | 2,645 | 3,527 | 3,808 | ||
| Stock & work in progress | 86,748 | ||||||||
| Trade Debtors | 14,220 | 3,014 | 12,354 | 5,060 | |||||
| Group Debtors | |||||||||
| Misc Debtors | 23,581 | 14,013 | 11,032 | 32,058 | 15,701 | 29,827 | |||
| Cash | 232,500 | 27,833 | 38,260 | 28,490 | 5,024 | 10,402 | 47,683 | 50,342 | |
| misc current assets | |||||||||
| total current assets | 357,049 | 41,846 | 49,292 | 60,548 | 20,725 | 43,243 | 60,037 | 55,402 | |
| total assets | 419,191 | 45,210 | 53,778 | 62,531 | 23,370 | 46,770 | 63,845 | 55,402 | |
| Bank overdraft | 10,000 | 10,000 | 10,000 | 3,333 | |||||
| Bank loan | |||||||||
| Trade Creditors | 17,642 | 787 | 1,199 | 50,774 | |||||
| Group/Directors Accounts | 16,974 | 25,661 | |||||||
| other short term finances | |||||||||
| hp & lease commitments | 7,782 | ||||||||
| other current liabilities | 301,496 | 1,345 | 1,200 | 5,883 | 11,256 | 10,729 | 17,887 | ||
| total current liabilities | 336,920 | 12,132 | 11,200 | 9,216 | 11,256 | 27,703 | 44,747 | 50,774 | |
| loans | 17,500 | 27,500 | 37,500 | 46,667 | |||||
| hp & lease commitments | 51,546 | ||||||||
| Accruals and Deferred Income | |||||||||
| other liabilities | |||||||||
| provisions | 7,089 | ||||||||
| total long term liabilities | 76,135 | 27,500 | 37,500 | 46,667 | |||||
| total liabilities | 413,055 | 39,632 | 48,700 | 55,883 | 11,256 | 27,703 | 44,747 | 50,774 | |
| net assets | 6,136 | 5,578 | 5,078 | 6,648 | 12,114 | 19,067 | 19,098 | 4,628 | |
| total shareholders funds | 6,136 | 5,578 | 5,078 | 6,648 | 12,114 | 19,067 | 19,098 | 4,628 |
| Jan 2024 | Jan 2023 | Jan 2022 | Jan 2021 | Jan 2020 | Jan 2019 | Jan 2018 | Feb 2017 | Jan 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||
| Operating Profit | 16,172 | 5,236 | |||||||
| Depreciation | 3,494 | 1,122 | 1,497 | 662 | 882 | 1,175 | 1,271 | ||
| Amortisation | |||||||||
| Tax | -3,128 | -1,207 | |||||||
| Stock | 86,748 | ||||||||
| Debtors | 23,788 | 2,981 | -21,026 | 16,357 | -17,140 | 20,487 | 7,294 | 5,060 | |
| Creditors | 16,855 | 787 | -1,199 | -49,575 | 50,774 | ||||
| Accruals and Deferred Income | 300,151 | 145 | -4,683 | -5,373 | 527 | -7,158 | 17,887 | ||
| Deferred Taxes & Provisions | 7,089 | ||||||||
| Cash flow from operations | 31,593 | -23,640 | |||||||
| Investing Activities | |||||||||
| capital expenditure | |||||||||
| Change in Investments | |||||||||
| cash flow from investments | |||||||||
| Financing Activities | |||||||||
| Bank loans | |||||||||
| Group/Directors Accounts | -16,974 | -8,687 | 25,661 | ||||||
| Other Short Term Loans | |||||||||
| Long term loans | -10,000 | -10,000 | -9,167 | 46,667 | |||||
| Hire Purchase and Lease Commitments | 59,328 | ||||||||
| other long term liabilities | |||||||||
| share issue | |||||||||
| interest | 3 | -60 | |||||||
| cash flow from financing | -16,971 | -8,747 | |||||||
| cash and cash equivalents | |||||||||
| cash | 204,667 | -10,427 | 9,770 | 23,466 | -5,378 | -37,281 | -2,659 | 50,342 | |
| overdraft | 6,667 | 3,333 | |||||||
| change in cash | 204,667 | -10,427 | 3,103 | 20,133 | -5,378 | -37,281 | -2,659 | 50,342 |
pacific financial solutions ltd Credit Report and Business Information
Pacific Financial Solutions Ltd Competitor Analysis
Perform a competitor analysis for pacific financial solutions ltd by selecting its closest rivals, whether from the ACTIVITIES OF EXTRATERRITORIAL ORGANISATIONS AND BODIES sector, other small companies, companies in OL9 area or any other competitors across 12 key performance metrics.
pacific financial solutions ltd Ownership
PACIFIC FINANCIAL SOLUTIONS LTD group structure
Pacific Financial Solutions Ltd has no subsidiary companies.
Ultimate parent company
PACIFIC FINANCIAL SOLUTIONS LTD
09404359
pacific financial solutions ltd directors
Pacific Financial Solutions Ltd currently has 2 directors. The longest serving directors include Mr Aaron Beckman (Jan 2015) and Mr Chris Foster (Dec 2022).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Aaron Beckman | England | 41 years | Jan 2015 | - | Director |
| Mr Chris Foster | England | 44 years | Dec 2022 | - | Director |
P&L
January 2024turnover
540.3k
+457%
operating profit
-2.4k
0%
gross margin
33.5%
+7.33%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
January 2024net assets
6.1k
+0.1%
total assets
419.2k
+8.27%
cash
232.5k
+7.35%
net assets
Total assets minus all liabilities
Similar Companies
pacific financial solutions ltd company details
company number
09404359
Type
Private limited with Share Capital
industry
99999 - Dormant Company
incorporation date
January 2015
age
10
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
January 2024
previous names
N/A
accountant
-
auditor
-
address
ram mill gordon street, chadderton, oldham, greater manchester, OL9 9RH
Bank
-
Legal Advisor
-
pacific financial solutions ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to pacific financial solutions ltd.
pacific financial solutions ltd Capital Raised & Share Issues BETA
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pacific financial solutions ltd Companies House Filings - See Documents
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