mjg financial ltd
mjg financial ltd Company Information
Company Number
09504669
Next Accounts
Dec 2025
Directors
Shareholders
julie gisby
manish gajjar
Group Structure
View All
Industry
Activities of insurance agents and brokers
+1Registered Address
office 9, dalton house, 60 windsor avenue, london, SW19 2RR
Website
www.mjgfinancial.commjg financial ltd Estimated Valuation
Pomanda estimates the enterprise value of MJG FINANCIAL LTD at £53k based on a Turnover of £58.5k and 0.91x industry multiple (adjusted for size and gross margin).
mjg financial ltd Estimated Valuation
Pomanda estimates the enterprise value of MJG FINANCIAL LTD at £0 based on an EBITDA of £-11.9k and a 4.61x industry multiple (adjusted for size and gross margin).
mjg financial ltd Estimated Valuation
Pomanda estimates the enterprise value of MJG FINANCIAL LTD at £313.9k based on Net Assets of £159.3k and 1.97x industry multiple (adjusted for liquidity).
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Mjg Financial Ltd Overview
Mjg Financial Ltd is a live company located in london, SW19 2RR with a Companies House number of 09504669. It operates in the activities of insurance agents and brokers sector, SIC Code 66220. Founded in March 2015, it's largest shareholder is julie gisby with a 50% stake. Mjg Financial Ltd is a established, micro sized company, Pomanda has estimated its turnover at £58.5k with declining growth in recent years.
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Mjg Financial Ltd Health Check
Pomanda's financial health check has awarded Mjg Financial Ltd a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 5 areas for improvement. Company Health Check FAQs
1 Strong
2 Regular
5 Weak
Size
annual sales of £58.5k, make it smaller than the average company (£3m)
£58.5k - Mjg Financial Ltd
£3m - Industry AVG
Growth
3 year (CAGR) sales growth of -6%, show it is growing at a slower rate (8.4%)
-6% - Mjg Financial Ltd
8.4% - Industry AVG
Production
with a gross margin of 100%, this company has a comparable cost of product (89.1%)
100% - Mjg Financial Ltd
89.1% - Industry AVG
Profitability
an operating margin of -20.3% make it less profitable than the average company (14.8%)
-20.3% - Mjg Financial Ltd
14.8% - Industry AVG
Employees
with 3 employees, this is below the industry average (12)
3 - Mjg Financial Ltd
12 - Industry AVG
Pay Structure
on an average salary of £63.3k, the company has an equivalent pay structure (£63.3k)
- Mjg Financial Ltd
£63.3k - Industry AVG
Efficiency
resulting in sales per employee of £19.5k, this is less efficient (£148.1k)
£19.5k - Mjg Financial Ltd
£148.1k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Mjg Financial Ltd
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Mjg Financial Ltd
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Mjg Financial Ltd
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Mjg Financial Ltd
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 2.7%, this is a lower level of debt than the average (62.5%)
2.7% - Mjg Financial Ltd
62.5% - Industry AVG
MJG FINANCIAL LTD financials
Mjg Financial Ltd's latest turnover from March 2024 is £58.5 thousand and the company has net assets of £159.3 thousand. According to their latest financial statements, Mjg Financial Ltd has 3 employees and maintains cash reserves of £163.1 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| Turnover | 58,482 | 96,897 | 97,635 | 70,943 | 107,438 | 79,778 | 58,610 | 63,285 | 34,368 |
| Other Income Or Grants | |||||||||
| Cost Of Sales | 311 | ||||||||
| Gross Profit | 58,482 | 96,586 | 97,635 | 70,943 | 107,438 | 79,778 | 58,610 | 63,285 | 34,368 |
| Admin Expenses | 70,351 | 72,250 | 68,741 | 30,891 | 73,382 | 45,579 | 30,905 | 35,215 | 14,974 |
| Operating Profit | -11,869 | 24,336 | 28,894 | 40,052 | 34,056 | 34,199 | 27,705 | 28,070 | 19,394 |
| Interest Payable | |||||||||
| Interest Receivable | |||||||||
| Pre-Tax Profit | -11,869 | 24,336 | 28,894 | 40,052 | 34,056 | 34,199 | 27,705 | 28,070 | 19,394 |
| Tax | -4,624 | -5,490 | -7,610 | -6,471 | -6,498 | -5,541 | -5,614 | -3,879 | |
| Profit After Tax | -11,869 | 19,712 | 23,404 | 32,442 | 27,585 | 27,701 | 22,164 | 22,456 | 15,515 |
| Dividends Paid | 5,000 | 5,000 | |||||||
| Retained Profit | -11,869 | 19,712 | 23,404 | 27,442 | 27,585 | 22,701 | 22,164 | 22,456 | 15,515 |
| Employee Costs | |||||||||
| Number Of Employees | 3 | 2 | 3 | 2 | 1 | 1 | |||
| EBITDA* | -11,869 | 24,336 | 28,894 | 40,052 | 34,056 | 34,199 | 27,705 | 28,070 | 19,394 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 645 | 10,896 | 10,896 | 7,602 | 7,203 | 2,449 | 2,450 | 1,828 | |
| Intangible Assets | 547 | ||||||||
| Investments & Other | |||||||||
| Debtors (Due After 1 year) | |||||||||
| Total Fixed Assets | 645 | 10,896 | 10,896 | 7,602 | 7,750 | 2,449 | 2,450 | 1,828 | |
| Stock & work in progress | 79 | ||||||||
| Trade Debtors | |||||||||
| Group Debtors | |||||||||
| Misc Debtors | 457 | 547 | |||||||
| Cash | 163,105 | 174,525 | 148,933 | 187,020 | 155,250 | 106,593 | 45,025 | 45,025 | 17,576 |
| misc current assets | |||||||||
| total current assets | 163,105 | 174,525 | 148,933 | 187,556 | 155,797 | 106,593 | 45,025 | 45,025 | 17,576 |
| total assets | 163,750 | 174,525 | 159,829 | 198,452 | 163,399 | 114,343 | 47,474 | 47,475 | 19,404 |
| Bank overdraft | |||||||||
| Bank loan | |||||||||
| Trade Creditors | |||||||||
| Group/Directors Accounts | |||||||||
| other short term finances | |||||||||
| hp & lease commitments | |||||||||
| other current liabilities | |||||||||
| total current liabilities | |||||||||
| loans | |||||||||
| hp & lease commitments | |||||||||
| Accruals and Deferred Income | |||||||||
| other liabilities | |||||||||
| provisions | 4,483 | 3,390 | 2,134 | ||||||
| total long term liabilities | 4,483 | 3,390 | 2,134 | ||||||
| total liabilities | 4,483 | 3,390 | 2,134 | ||||||
| net assets | 159,267 | 171,135 | 157,695 | 198,452 | 163,399 | 114,343 | 47,474 | 47,475 | 19,404 |
| total shareholders funds | 159,267 | 171,135 | 157,695 | 198,452 | 163,399 | 114,343 | 47,474 | 47,475 | 19,404 |
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | Mar 2018 | Mar 2017 | Mar 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||
| Operating Profit | -11,869 | 24,336 | 28,894 | 40,052 | 34,056 | 34,199 | 27,705 | 28,070 | 19,394 |
| Depreciation | |||||||||
| Amortisation | |||||||||
| Tax | -4,624 | -5,490 | -7,610 | -6,471 | -6,498 | -5,541 | -5,614 | -3,879 | |
| Stock | -79 | 79 | |||||||
| Debtors | -457 | -90 | 547 | ||||||
| Creditors | |||||||||
| Accruals and Deferred Income | |||||||||
| Deferred Taxes & Provisions | 1,093 | 1,256 | 2,134 | ||||||
| Cash flow from operations | -10,776 | 20,968 | 26,074 | 32,453 | 27,038 | 27,701 | 22,164 | 22,456 | 15,515 |
| Investing Activities | |||||||||
| capital expenditure | |||||||||
| Change in Investments | |||||||||
| cash flow from investments | |||||||||
| Financing Activities | |||||||||
| Bank loans | |||||||||
| Group/Directors Accounts | |||||||||
| Other Short Term Loans | |||||||||
| Long term loans | |||||||||
| Hire Purchase and Lease Commitments | |||||||||
| other long term liabilities | |||||||||
| share issue | |||||||||
| interest | |||||||||
| cash flow from financing | 1 | -6,272 | -64,161 | 7,611 | 21,471 | 44,168 | -22,165 | 5,615 | 3,889 |
| cash and cash equivalents | |||||||||
| cash | -11,420 | 25,592 | -38,087 | 31,770 | 48,657 | 61,568 | 27,449 | 17,576 | |
| overdraft | |||||||||
| change in cash | -11,420 | 25,592 | -38,087 | 31,770 | 48,657 | 61,568 | 27,449 | 17,576 |
mjg financial ltd Credit Report and Business Information
Mjg Financial Ltd Competitor Analysis
Perform a competitor analysis for mjg financial ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in SW19 area or any other competitors across 12 key performance metrics.
mjg financial ltd Ownership
MJG FINANCIAL LTD group structure
Mjg Financial Ltd has no subsidiary companies.
Ultimate parent company
MJG FINANCIAL LTD
09504669
mjg financial ltd directors
Mjg Financial Ltd currently has 1 director, Mr Manish Gajjar serving since Mar 2015.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Manish Gajjar | United Kingdom | 46 years | Mar 2015 | - | Director |
P&L
March 2024turnover
58.5k
-40%
operating profit
-11.9k
-149%
gross margin
100%
+0.32%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
159.3k
-0.07%
total assets
163.8k
-0.06%
cash
163.1k
-0.07%
net assets
Total assets minus all liabilities
mjg financial ltd company details
company number
09504669
Type
Private limited with Share Capital
industry
66220 - Activities of insurance agents and brokers
66190 - Other activities auxiliary to financial services, except insurance and pension funding
incorporation date
March 2015
age
10
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
March 2024
previous names
N/A
accountant
-
auditor
-
address
office 9, dalton house, 60 windsor avenue, london, SW19 2RR
Bank
-
Legal Advisor
-
mjg financial ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to mjg financial ltd.
mjg financial ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for MJG FINANCIAL LTD. This can take several minutes, an email will notify you when this has completed.
mjg financial ltd Companies House Filings - See Documents
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