melsar finance limited
melsar finance limited Company Information
Company Number
09555461
Next Accounts
Dec 2025
Shareholders
melissa lorna morley taylor
william oliver morley navarro
View AllGroup Structure
View All
Industry
Other credit granting (not including credit granting by non-deposit taking finance houses and other specialist consumer credit grantors and activities of mortgage finance companies) n.e.c.
Registered Address
hine house 25 regent street, nottingham, NG1 5BS
Website
-melsar finance limited Estimated Valuation
Pomanda estimates the enterprise value of MELSAR FINANCE LIMITED at £2.6m based on a Turnover of £2.5m and 1.03x industry multiple (adjusted for size and gross margin).
melsar finance limited Estimated Valuation
Pomanda estimates the enterprise value of MELSAR FINANCE LIMITED at £1.1m based on an EBITDA of £307.4k and a 3.58x industry multiple (adjusted for size and gross margin).
melsar finance limited Estimated Valuation
Pomanda estimates the enterprise value of MELSAR FINANCE LIMITED at £1m based on Net Assets of £541.3k and 1.92x industry multiple (adjusted for liquidity).
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Melsar Finance Limited Overview
Melsar Finance Limited is a live company located in nottingham, NG1 5BS with a Companies House number of 09555461. It operates in the other credit granting n.e.c. sector, SIC Code 64929. Founded in April 2015, it's largest shareholder is melissa lorna morley taylor with a 16.7% stake. Melsar Finance Limited is a established, small sized company, Pomanda has estimated its turnover at £2.5m with rapid growth in recent years.
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Melsar Finance Limited Health Check
Pomanda's financial health check has awarded Melsar Finance Limited a 3 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 5 areas for improvement. Company Health Check FAQs
3 Strong
2 Regular
5 Weak
Size
annual sales of £2.5m, make it smaller than the average company (£4.9m)
- Melsar Finance Limited
£4.9m - Industry AVG
Growth
3 year (CAGR) sales growth of 54%, show it is growing at a faster rate (7.3%)
- Melsar Finance Limited
7.3% - Industry AVG
Production
with a gross margin of 32.1%, this company has a higher cost of product (59.1%)
- Melsar Finance Limited
59.1% - Industry AVG
Profitability
an operating margin of 12.5% make it less profitable than the average company (18.1%)
- Melsar Finance Limited
18.1% - Industry AVG
Employees
with 3 employees, this is below the industry average (5)
- Melsar Finance Limited
5 - Industry AVG
Pay Structure
on an average salary of £65.2k, the company has an equivalent pay structure (£65.2k)
- Melsar Finance Limited
£65.2k - Industry AVG
Efficiency
resulting in sales per employee of £822.7k, this is more efficient (£407.5k)
- Melsar Finance Limited
£407.5k - Industry AVG
Debtor Days
it gets paid by customers after 2445 days, this is later than average (276 days)
- Melsar Finance Limited
276 days - Industry AVG
Creditor Days
its suppliers are paid after 50 days, this is slower than average (21 days)
- Melsar Finance Limited
21 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Melsar Finance Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Melsar Finance Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 96.7%, this is a similar level of debt than the average (88.8%)
96.7% - Melsar Finance Limited
88.8% - Industry AVG
MELSAR FINANCE LIMITED financials
Melsar Finance Limited's latest turnover from March 2024 is estimated at £2.5 million and the company has net assets of £541.3 thousand. According to their latest financial statements, we estimate that Melsar Finance Limited has 3 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2024 | Mar 2023 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Oct 2016 | |
|---|---|---|---|---|---|---|---|---|
| Turnover | ||||||||
| Other Income Or Grants | ||||||||
| Cost Of Sales | ||||||||
| Gross Profit | ||||||||
| Admin Expenses | ||||||||
| Operating Profit | ||||||||
| Interest Payable | ||||||||
| Interest Receivable | ||||||||
| Pre-Tax Profit | ||||||||
| Tax | ||||||||
| Profit After Tax | ||||||||
| Dividends Paid | ||||||||
| Retained Profit | ||||||||
| Employee Costs | ||||||||
| Number Of Employees | 4 | 4 | ||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2024 | Mar 2023 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Oct 2016 | |
|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 2,708,100 | 2,769,848 |
| Total Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 2,708,100 | 2,769,848 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 16,534,940 | 361,181 | 3,012,782 | 3,093,612 | 3,224,822 | 3,217,189 | 0 | 0 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 250,000 | 60,000 |
| Cash | 0 | 0 | 0 | 0 | 0 | 0 | 114,426 | 211,010 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 16,534,940 | 361,181 | 3,012,782 | 3,093,612 | 3,224,822 | 3,217,189 | 364,426 | 271,010 |
| total assets | 16,534,940 | 361,181 | 3,012,782 | 3,093,612 | 3,224,822 | 3,217,189 | 3,072,526 | 3,040,858 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 231,781 | 50,424 | 2,741,136 | 2,757,220 | 2,899,003 | 0 | 1 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 0 | 0 | 0 | 0 | 0 | 34,411 | 31,867 | 37,570 |
| total current liabilities | 231,781 | 50,424 | 2,741,136 | 2,757,220 | 2,899,003 | 34,411 | 31,868 | 37,570 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 2,830,500 | 2,890,500 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 15,761,833 | 0 | 0 | 0 | 0 | 2,830,500 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 15,761,833 | 0 | 0 | 0 | 0 | 2,830,500 | 2,830,500 | 2,890,500 |
| total liabilities | 15,993,614 | 50,424 | 2,741,136 | 2,757,220 | 2,899,003 | 2,864,911 | 2,862,368 | 2,928,070 |
| net assets | 541,326 | 310,757 | 271,646 | 336,392 | 325,819 | 352,278 | 210,158 | 112,788 |
| total shareholders funds | 541,326 | 310,757 | 271,646 | 336,392 | 325,819 | 352,278 | 210,158 | 112,788 |
| Mar 2024 | Mar 2023 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Oct 2016 | |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Operating Profit | ||||||||
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | ||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 16,173,759 | 361,181 | -80,830 | -131,210 | 7,633 | 259,089 | 128,252 | 2,829,848 |
| Creditors | 181,357 | 50,424 | -16,084 | -141,783 | 2,899,003 | -1 | 1 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | -34,411 | 2,544 | -5,703 | 37,570 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | ||||||||
| Investing Activities | ||||||||
| capital expenditure | ||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | ||||||||
| Financing Activities | ||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | -2,830,500 | -60,000 | 2,890,500 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 15,761,833 | 0 | 0 | 0 | -2,830,500 | 2,830,500 | 0 | 0 |
| share issue | ||||||||
| interest | ||||||||
| cash flow from financing | ||||||||
| cash and cash equivalents | ||||||||
| cash | 0 | 0 | 0 | 0 | 0 | -114,426 | -96,584 | 211,010 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 0 | 0 | 0 | 0 | 0 | -114,426 | -96,584 | 211,010 |
melsar finance limited Credit Report and Business Information
Melsar Finance Limited Competitor Analysis
Perform a competitor analysis for melsar finance limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in NG1 area or any other competitors across 12 key performance metrics.
melsar finance limited Ownership
MELSAR FINANCE LIMITED group structure
Melsar Finance Limited has no subsidiary companies.
Ultimate parent company
MELSAR FINANCE LIMITED
09555461
melsar finance limited directors
Melsar Finance Limited currently has 4 directors. The longest serving directors include Mrs Lorna Morley (Apr 2015) and Mr John Morley (Apr 2015).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mrs Lorna Morley | England | 73 years | Apr 2015 | - | Director |
| Mr John Morley | England | 73 years | Apr 2015 | - | Director |
| Mrs Sarah Morley Navarro | England | 44 years | May 2015 | - | Director |
| Ms Melissa Morley Taylor | England | 46 years | May 2015 | - | Director |
P&L
March 2024turnover
2.5m
+3550%
operating profit
307.4k
0%
gross margin
32.2%
-11.99%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
541.3k
+0.74%
total assets
16.5m
+44.78%
cash
0
0%
net assets
Total assets minus all liabilities
melsar finance limited company details
company number
09555461
Type
Private limited with Share Capital
industry
64929 - Other credit granting (not including credit granting by non-deposit taking finance houses and other specialist consumer credit grantors and activities of mortgage finance companies) n.e.c.
incorporation date
April 2015
age
10
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
March 2024
previous names
N/A
accountant
MELLOR OXLAND LLP
auditor
-
address
hine house 25 regent street, nottingham, NG1 5BS
Bank
-
Legal Advisor
-
melsar finance limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to melsar finance limited.
melsar finance limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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melsar finance limited Companies House Filings - See Documents
| date | description | view/download |
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