cox financial limited
cox financial limited Company Information
Company Number
09709519
Next Accounts
Apr 2026
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Shareholders
oliver cox
Group Structure
View All
Contact
Registered Address
d s house 306 high street, croydon, surrey, CR0 1NG
Website
www.coxfinancial.co.ukcox financial limited Estimated Valuation
Pomanda estimates the enterprise value of COX FINANCIAL LIMITED at £928.7k based on a Turnover of £700.3k and 1.33x industry multiple (adjusted for size and gross margin).
cox financial limited Estimated Valuation
Pomanda estimates the enterprise value of COX FINANCIAL LIMITED at £0 based on an EBITDA of £-7.7k and a 4.89x industry multiple (adjusted for size and gross margin).
cox financial limited Estimated Valuation
Pomanda estimates the enterprise value of COX FINANCIAL LIMITED at £363.1k based on Net Assets of £276.3k and 1.31x industry multiple (adjusted for liquidity).
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Cox Financial Limited Overview
Cox Financial Limited is a live company located in surrey, CR0 1NG with a Companies House number of 09709519. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in July 2015, it's largest shareholder is oliver cox with a 100% stake. Cox Financial Limited is a young, small sized company, Pomanda has estimated its turnover at £700.3k with high growth in recent years.
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Cox Financial Limited Health Check
Pomanda's financial health check has awarded Cox Financial Limited a 4 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 3 areas for improvement. Company Health Check FAQs
3 Strong
3 Regular
3 Weak
Size
annual sales of £700.3k, make it smaller than the average company (£5.8m)
- Cox Financial Limited
£5.8m - Industry AVG
Growth
3 year (CAGR) sales growth of 22%, show it is growing at a faster rate (6.7%)
- Cox Financial Limited
6.7% - Industry AVG
Production
with a gross margin of 53.3%, this company has a comparable cost of product (53.3%)
- Cox Financial Limited
53.3% - Industry AVG
Profitability
an operating margin of -1.4% make it less profitable than the average company (9.2%)
- Cox Financial Limited
9.2% - Industry AVG
Employees
with 3 employees, this is below the industry average (12)
3 - Cox Financial Limited
12 - Industry AVG
Pay Structure
on an average salary of £84.2k, the company has an equivalent pay structure (£84.2k)
- Cox Financial Limited
£84.2k - Industry AVG
Efficiency
resulting in sales per employee of £233.4k, this is equally as efficient (£233.4k)
- Cox Financial Limited
£233.4k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Cox Financial Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Cox Financial Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Cox Financial Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 98 weeks, this is more cash available to meet short term requirements (29 weeks)
98 weeks - Cox Financial Limited
29 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 28.5%, this is a lower level of debt than the average (70%)
28.5% - Cox Financial Limited
70% - Industry AVG
COX FINANCIAL LIMITED financials
Cox Financial Limited's latest turnover from July 2024 is estimated at £700.3 thousand and the company has net assets of £276.3 thousand. According to their latest financial statements, Cox Financial Limited has 3 employees and maintains cash reserves of £208.3 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Jul 2024 | Jul 2023 | Jul 2022 | Jul 2021 | Jul 2020 | Jul 2019 | Jul 2018 | Jul 2017 | Jul 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| Turnover | 317,787 | ||||||||
| Other Income Or Grants | 0 | ||||||||
| Cost Of Sales | 230,244 | ||||||||
| Gross Profit | 87,543 | ||||||||
| Admin Expenses | 29,082 | ||||||||
| Operating Profit | 58,461 | ||||||||
| Interest Payable | 0 | ||||||||
| Interest Receivable | 0 | ||||||||
| Pre-Tax Profit | 58,461 | ||||||||
| Tax | -11,692 | ||||||||
| Profit After Tax | 46,769 | ||||||||
| Dividends Paid | 0 | ||||||||
| Retained Profit | 46,769 | ||||||||
| Employee Costs | |||||||||
| Number Of Employees | 3 | 3 | 2 | 2 | 1 | 3 | 1 | ||
| EBITDA* | 58,461 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Jul 2024 | Jul 2023 | Jul 2022 | Jul 2021 | Jul 2020 | Jul 2019 | Jul 2018 | Jul 2017 | Jul 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 6,968 | 7,050 | 6,834 | 7,916 | 8,884 | 10,647 | 13,214 | 14,446 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 6,968 | 7,050 | 6,834 | 7,916 | 8,884 | 10,647 | 13,214 | 14,446 | 0 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 0 | 0 | 0 | 0 | 583 | 0 | 0 | 0 | 0 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 38,095 | 49,478 | 59,389 | 47,627 | 55,427 | 34,174 | 7,058 | 3,469 | 1,697 |
| Cash | 208,261 | 188,177 | 166,870 | 376,419 | 353,967 | 269,076 | 272,389 | 163,696 | 103,739 |
| misc current assets | 133,097 | 147,881 | 155,057 | 105,755 | 100,000 | 0 | 0 | 0 | 0 |
| total current assets | 379,453 | 385,536 | 381,316 | 529,801 | 509,977 | 303,250 | 279,447 | 167,165 | 105,436 |
| total assets | 386,421 | 392,586 | 388,150 | 537,717 | 518,861 | 313,897 | 292,661 | 181,611 | 105,436 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 0 | 0 | 0 | 0 | 38,605 | 0 | 18,930 | 3,887 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 41,667 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 110,092 | 116,850 | 75,759 | 116,663 | 0 | 85,119 | 78,793 | 93,848 | 48,567 |
| total current liabilities | 110,092 | 116,850 | 117,426 | 116,663 | 38,605 | 85,119 | 97,723 | 97,735 | 48,567 |
| loans | 0 | 0 | 0 | 91,667 | 0 | 0 | 0 | 0 | 10,000 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 152,556 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 100,000 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 1,298 | 1,093 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 0 | 0 | 1,298 | 92,760 | 252,556 | 0 | 0 | 0 | 10,000 |
| total liabilities | 110,092 | 116,850 | 118,724 | 209,423 | 291,161 | 85,119 | 97,723 | 97,735 | 58,567 |
| net assets | 276,329 | 275,736 | 269,426 | 328,294 | 227,700 | 228,778 | 194,938 | 83,876 | 46,869 |
| total shareholders funds | 276,329 | 275,736 | 269,426 | 328,294 | 227,700 | 228,778 | 194,938 | 83,876 | 46,869 |
| Jul 2024 | Jul 2023 | Jul 2022 | Jul 2021 | Jul 2020 | Jul 2019 | Jul 2018 | Jul 2017 | Jul 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||
| Operating Profit | 58,461 | ||||||||
| Depreciation | 1,941 | 1,842 | 1,823 | 1,929 | 2,113 | 2,567 | 3,067 | 469 | 0 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | -11,692 | ||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | -11,383 | -9,911 | 11,762 | -8,383 | 21,836 | 27,116 | 3,589 | 1,772 | 1,697 |
| Creditors | 0 | 0 | 0 | -38,605 | 38,605 | -18,930 | 15,043 | 3,887 | 0 |
| Accruals and Deferred Income | -6,758 | 41,091 | -40,904 | -35,893 | 67,437 | 6,326 | -15,055 | 45,281 | 48,567 |
| Deferred Taxes & Provisions | 0 | -1,298 | 205 | 1,093 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | 93,639 | ||||||||
| Investing Activities | |||||||||
| capital expenditure | |||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | |||||||||
| Financing Activities | |||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | -41,667 | 41,667 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | -91,667 | 91,667 | 0 | 0 | 0 | -10,000 | 10,000 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | -100,000 | 100,000 | 0 | 0 | 0 | 0 |
| share issue | |||||||||
| interest | 0 | ||||||||
| cash flow from financing | 10,100 | ||||||||
| cash and cash equivalents | |||||||||
| cash | 20,084 | 21,307 | -209,549 | 22,452 | 84,891 | -3,313 | 108,693 | 59,957 | 103,739 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 20,084 | 21,307 | -209,549 | 22,452 | 84,891 | -3,313 | 108,693 | 59,957 | 103,739 |
cox financial limited Credit Report and Business Information
Cox Financial Limited Competitor Analysis
Perform a competitor analysis for cox financial limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in CR0 area or any other competitors across 12 key performance metrics.
cox financial limited Ownership
COX FINANCIAL LIMITED group structure
Cox Financial Limited has no subsidiary companies.
Ultimate parent company
COX FINANCIAL LIMITED
09709519
cox financial limited directors
Cox Financial Limited currently has 2 directors. The longest serving directors include Mr Oliver Cox (Jul 2015) and Mr Adam Lythgoe (Nov 2018).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Oliver Cox | England | 47 years | Jul 2015 | - | Director |
| Mr Adam Lythgoe | United Kingdom | 38 years | Nov 2018 | - | Director |
P&L
July 2024turnover
700.3k
+16%
operating profit
-9.6k
0%
gross margin
53.3%
-6.6%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
July 2024net assets
276.3k
0%
total assets
386.4k
-0.02%
cash
208.3k
+0.11%
net assets
Total assets minus all liabilities
cox financial limited company details
company number
09709519
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
July 2015
age
9
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
July 2024
previous names
N/A
accountant
DKS PARTNERS LLP
auditor
-
address
d s house 306 high street, croydon, surrey, CR0 1NG
Bank
-
Legal Advisor
-
cox financial limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 1 charges/mortgages relating to cox financial limited. Currently there are 1 open charges and 0 have been satisfied in the past.
cox financial limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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cox financial limited Companies House Filings - See Documents
| date | description | view/download |
|---|
