riskbusiness group limited

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riskbusiness group limited Company Information

Share RISKBUSINESS GROUP LIMITED

Company Number

09736440

Directors

Peter Walsh

Michael Finlay

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Shareholders

michael stephen finlay

jonathan mark davies

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Group Structure

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Industry

Activities of other holding companies (not including agricultural, production, construction, distribution and financial services holding companies) n.e.c.

 

Registered Address

2 claremont way, halesowen, B63 4UR

riskbusiness group limited Estimated Valuation

£143.3k

Pomanda estimates the enterprise value of RISKBUSINESS GROUP LIMITED at £143.3k based on a Turnover of £168.2k and 0.85x industry multiple (adjusted for size and gross margin).

riskbusiness group limited Estimated Valuation

£0

Pomanda estimates the enterprise value of RISKBUSINESS GROUP LIMITED at £0 based on an EBITDA of £0 and a 3.56x industry multiple (adjusted for size and gross margin).

riskbusiness group limited Estimated Valuation

£1.3k

Pomanda estimates the enterprise value of RISKBUSINESS GROUP LIMITED at £1.3k based on Net Assets of £1k and 1.31x industry multiple (adjusted for liquidity).

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Riskbusiness Group Limited Overview

Riskbusiness Group Limited is a live company located in halesowen, B63 4UR with a Companies House number of 09736440. It operates in the activities of other holding companies n.e.c. sector, SIC Code 64209. Founded in August 2015, it's largest shareholder is michael stephen finlay with a 21% stake. Riskbusiness Group Limited is a established, micro sized company, Pomanda has estimated its turnover at £168.2k with high growth in recent years.

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Riskbusiness Group Limited Health Check

Pomanda's financial health check has awarded Riskbusiness Group Limited a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 5 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating1.5out of 5
positive_score

2 Strong

positive_score

2 Regular

positive_score

5 Weak

size

Size

annual sales of £168.2k, make it smaller than the average company (£19.5m)

£168.2k - Riskbusiness Group Limited

£19.5m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of 16%, show it is growing at a faster rate (12.2%)

16% - Riskbusiness Group Limited

12.2% - Industry AVG

production

Production

with a gross margin of 21%, this company has a higher cost of product (35.1%)

21% - Riskbusiness Group Limited

35.1% - Industry AVG

profitability

Profitability

There is insufficient data available for this Key Performance Indicator!

- - Riskbusiness Group Limited

- - Industry AVG

employees

Employees

with 3 employees, this is below the industry average (107)

3 - Riskbusiness Group Limited

107 - Industry AVG

paystructure

Pay Structure

on an average salary of £45.4k, the company has an equivalent pay structure (£45.4k)

£45.4k - Riskbusiness Group Limited

£45.4k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £56.1k, this is less efficient (£193.7k)

£56.1k - Riskbusiness Group Limited

£193.7k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 44 days, this is near the average (44 days)

44 days - Riskbusiness Group Limited

44 days - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 56 days, this is slower than average (43 days)

56 days - Riskbusiness Group Limited

43 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Riskbusiness Group Limited

- - Industry AVG

cashbalance

Cash Balance

There is insufficient data available for this Key Performance Indicator!

- - Riskbusiness Group Limited

- - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 95.3%, this is a higher level of debt than the average (68.7%)

95.3% - Riskbusiness Group Limited

68.7% - Industry AVG

RISKBUSINESS GROUP LIMITED financials

EXPORTms excel logo

Riskbusiness Group Limited's latest turnover from June 2024 is estimated at £168.2 thousand and the company has net assets of £1 thousand. According to their latest financial statements, Riskbusiness Group Limited has 3 employees and maintains cash reserves of 0 as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Jun 2024Jun 2023Jun 2022Jun 2021Jun 2020Jun 2019Jun 2018Jun 2017Jun 2016
Turnover168,188158,213147,056107,615112,539110,394108,225107,30887,903
Other Income Or Grants
Cost Of Sales132,896125,667117,29487,65090,25689,00887,52686,52070,663
Gross Profit35,29232,54729,76319,96522,28321,38620,69920,78917,240
Admin Expenses35,29231,21429,76319,96522,28321,38620,69919,43118,340
Operating Profit1,3331,358-1,100
Interest Payable
Interest Receivable
Pre-Tax Profit1,3331,358-1,100
Tax-333-258
Profit After Tax1,0001,100-1,100
Dividends Paid
Retained Profit1,0001,100-1,100
Employee Costs136,180127,572118,85475,65873,56172,65168,98766,22332,945
Number Of Employees333222221
EBITDA*1,3331,358-1,100

* Earnings Before Interest, Tax, Depreciation and Amortisation

Jun 2024Jun 2023Jun 2022Jun 2021Jun 2020Jun 2019Jun 2018Jun 2017Jun 2016
Tangible Assets1,1011,101
Intangible Assets
Investments & Other1,1011,1011,1011,1011,1011,1011,101
Debtors (Due After 1 year)
Total Fixed Assets1,1011,1011,1011,1011,1011,1011,1011,1011,101
Stock & work in progress
Trade Debtors20,29720,29720,29720,29720,29720,29720,29720,29720,297
Group Debtors
Misc Debtors
Cash
misc current assets
total current assets20,29720,29720,29720,29720,29720,29720,29720,29720,297
total assets21,39821,39821,39821,39821,39821,39821,39821,39821,398
Bank overdraft
Bank loan
Trade Creditors 20,39820,39820,39820,39820,39820,39820,39820,39821,498
Group/Directors Accounts
other short term finances
hp & lease commitments
other current liabilities
total current liabilities20,39820,39820,39820,39820,39820,39820,39820,39821,498
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
total long term liabilities
total liabilities20,39820,39820,39820,39820,39820,39820,39820,39821,498
net assets1,0001,0001,0001,0001,0001,0001,0001,000-100
total shareholders funds1,0001,0001,0001,0001,0001,0001,0001,000-100
Jun 2024Jun 2023Jun 2022Jun 2021Jun 2020Jun 2019Jun 2018Jun 2017Jun 2016
Operating Activities
Operating Profit1,3331,358-1,100
Depreciation
Amortisation
Tax-333-258
Stock
Debtors20,297
Creditors-1,10021,498
Accruals and Deferred Income
Deferred Taxes & Provisions
Cash flow from operations1,000101
Investing Activities
capital expenditure-1,101
Change in Investments-1,1011,101
cash flow from investments-1,101
Financing Activities
Bank loans
Group/Directors Accounts
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue-1,0001,000
interest
cash flow from financing-1,0001,000
cash and cash equivalents
cash
overdraft
change in cash

riskbusiness group limited Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Riskbusiness Group Limited Competitor Analysis

competitor_analysis_table_img

Perform a competitor analysis for riskbusiness group limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in B63 area or any other competitors across 12 key performance metrics.

riskbusiness group limited Ownership

RISKBUSINESS GROUP LIMITED group structure

Riskbusiness Group Limited has 3 subsidiary companies.

Ultimate parent company

RISKBUSINESS GROUP LIMITED

09736440

3 subsidiaries

RISKBUSINESS GROUP LIMITED Shareholders

michael stephen finlay 21%
jonathan mark davies 20%
raging torrents international limited 19%
peter walsh 15%
andrew francis smith 15%
(treasury stock) riskbusiness group limited 5%
alan trevor talbot 3%
james pratley 2%

riskbusiness group limited directors

Riskbusiness Group Limited currently has 3 directors. The longest serving directors include Mr Peter Walsh (Aug 2015) and Mr Michael Finlay (Nov 2015).

officercountryagestartendrole
Mr Peter Walsh70 years Aug 2015- Director
Mr Michael FinlayEngland62 years Nov 2015- Director
Mr Andrew Smith53 years Jul 2021- Director

P&L

June 2024

turnover

168.2k

+6%

operating profit

0

0%

gross margin

21%

+2%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

June 2024

net assets

1k

0%

total assets

21.4k

0%

cash

0

0%

net assets

Total assets minus all liabilities

riskbusiness group limited company details

company number

09736440

Type

Private limited with Share Capital

industry

64209 - Activities of other holding companies (not including agricultural, production, construction, distribution and financial services holding companies) n.e.c.

incorporation date

August 2015

age

10

incorporated

UK

ultimate parent company

None

accounts

Micro-Entity Accounts

last accounts submitted

June 2024

previous names

N/A

accountant

-

auditor

-

address

2 claremont way, halesowen, B63 4UR

Bank

-

Legal Advisor

-

riskbusiness group limited Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We did not find charges/mortgages relating to riskbusiness group limited.

riskbusiness group limited Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

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riskbusiness group limited Companies House Filings - See Documents

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