gnosco financial planning ltd

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gnosco financial planning ltd Company Information

Share GNOSCO FINANCIAL PLANNING LTD

Company Number

09772688

Directors

Sohrab Kolahi

Shareholders

sohrab kolahi

lucie d.c pereira-kolahi

Group Structure

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Industry

Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.

 

Registered Address

22 locarno road, greenford, UB6 8SN

gnosco financial planning ltd Estimated Valuation

£244.6k

Pomanda estimates the enterprise value of GNOSCO FINANCIAL PLANNING LTD at £244.6k based on a Turnover of £320.6k and 0.76x industry multiple (adjusted for size and gross margin).

gnosco financial planning ltd Estimated Valuation

£66.2k

Pomanda estimates the enterprise value of GNOSCO FINANCIAL PLANNING LTD at £66.2k based on an EBITDA of £25.1k and a 2.63x industry multiple (adjusted for size and gross margin).

gnosco financial planning ltd Estimated Valuation

£156.7k

Pomanda estimates the enterprise value of GNOSCO FINANCIAL PLANNING LTD at £156.7k based on Net Assets of £120.1k and 1.31x industry multiple (adjusted for liquidity).

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Gnosco Financial Planning Ltd Overview

Gnosco Financial Planning Ltd is a live company located in greenford, UB6 8SN with a Companies House number of 09772688. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in September 2015, it's largest shareholder is sohrab kolahi with a 60% stake. Gnosco Financial Planning Ltd is a established, micro sized company, Pomanda has estimated its turnover at £320.6k with low growth in recent years.

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Gnosco Financial Planning Ltd Health Check

Pomanda's financial health check has awarded Gnosco Financial Planning Ltd a 2 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 7 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating2out of 5
positive_score

1 Strong

positive_score

2 Regular

positive_score

7 Weak

size

Size

annual sales of £320.6k, make it smaller than the average company (£5.8m)

£320.6k - Gnosco Financial Planning Ltd

£5.8m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of 1%, show it is growing at a slower rate (7.6%)

1% - Gnosco Financial Planning Ltd

7.6% - Industry AVG

production

Production

with a gross margin of 11.9%, this company has a higher cost of product (53.6%)

11.9% - Gnosco Financial Planning Ltd

53.6% - Industry AVG

profitability

Profitability

an operating margin of 7.8% make it as profitable than the average company (9.1%)

7.8% - Gnosco Financial Planning Ltd

9.1% - Industry AVG

employees

Employees

with 2 employees, this is below the industry average (12)

2 - Gnosco Financial Planning Ltd

12 - Industry AVG

paystructure

Pay Structure

on an average salary of £84k, the company has an equivalent pay structure (£84k)

£84k - Gnosco Financial Planning Ltd

£84k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £160.3k, this is less efficient (£235.5k)

£160.3k - Gnosco Financial Planning Ltd

£235.5k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 155 days, this is later than average (32 days)

155 days - Gnosco Financial Planning Ltd

32 days - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 21 days, this is quicker than average (42 days)

21 days - Gnosco Financial Planning Ltd

42 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Gnosco Financial Planning Ltd

- - Industry AVG

cashbalance

Cash Balance

There is insufficient data available for this Key Performance Indicator!

- - Gnosco Financial Planning Ltd

- - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 12.3%, this is a lower level of debt than the average (70.6%)

12.3% - Gnosco Financial Planning Ltd

70.6% - Industry AVG

GNOSCO FINANCIAL PLANNING LTD financials

EXPORTms excel logo

Gnosco Financial Planning Ltd's latest turnover from September 2024 is estimated at £320.6 thousand and the company has net assets of £120.1 thousand. According to their latest financial statements, Gnosco Financial Planning Ltd has 2 employees and maintains cash reserves of 0 as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Sep 2024Sep 2023Sep 2022Sep 2021Sep 2020Sep 2019Sep 2018Sep 2017Sep 2016
Turnover320,567267,486298,339312,514252,826228,341189,652184,333146,395
Other Income Or Grants
Cost Of Sales282,277224,168247,610258,458203,843186,582149,576144,791101,803
Gross Profit38,29043,31850,72954,05548,98341,75940,07639,54244,592
Admin Expenses13,14768,36523,08320,86240,96821,00235,5766,26317,109
Operating Profit25,143-25,04727,64633,1938,01520,7574,50033,27927,483
Interest Payable
Interest Receivable27978122962
Pre-Tax Profit25,143-25,04727,64633,1938,01521,0365,28033,50927,545
Tax-6,286-5,253-6,307-1,523-3,997-1,003-6,367-5,509
Profit After Tax18,857-25,04722,39326,8866,49217,0394,27727,14222,036
Dividends Paid
Retained Profit18,857-25,04722,39326,8866,49217,0394,27727,14222,036
Employee Costs167,982155,891147,622139,768138,921139,741134,166127,911125,275
Number Of Employees222222222
EBITDA*25,143-25,04727,64633,1938,01520,7575,94533,82528,029

* Earnings Before Interest, Tax, Depreciation and Amortisation

Sep 2024Sep 2023Sep 2022Sep 2021Sep 2020Sep 2019Sep 2018Sep 2017Sep 2016
Tangible Assets4338663541,7995461,092
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets4338663541,7995461,092
Stock & work in progress
Trade Debtors136,945110,623143,340153,213101,31094,973
Group Debtors
Misc Debtors
Cash74,476133,66849,759
misc current assets
total current assets136,945110,623143,340153,213101,31094,97374,476133,66849,759
total assets136,945110,623143,773154,079101,31095,32776,275134,21450,851
Bank overdraft
Bank loan
Trade Creditors 16,4959,03017,08317,83224,32424,8331,615
Group/Directors Accounts18,116
other short term finances
hp & lease commitments
other current liabilities22,62084,8368,965
total current liabilities16,4959,03017,08317,83224,32424,83322,62084,83628,696
loans
hp & lease commitments
Accruals and Deferred Income375375425375
other liabilities32,000
provisions
total long term liabilities37537542532,375
total liabilities16,8709,40517,50850,20724,32424,83322,62084,83628,696
net assets120,075101,218126,265103,87276,98670,49453,65549,37822,155
total shareholders funds120,075101,218126,265103,87276,98670,49453,65549,37822,155
Sep 2024Sep 2023Sep 2022Sep 2021Sep 2020Sep 2019Sep 2018Sep 2017Sep 2016
Operating Activities
Operating Profit25,143-25,04727,64633,1938,01520,7574,50033,27927,483
Depreciation1,445546546
Amortisation
Tax-6,286-5,253-6,307-1,523-3,997-1,003-6,367-5,509
Stock
Debtors26,322-32,717-9,87351,9036,33794,973
Creditors7,465-8,053-749-6,492-50924,833-1,6151,615
Accruals and Deferred Income-5050375-22,620-62,21675,8718,965
Deferred Taxes & Provisions
Cash flow from operations-43331,567-31,134-354-76,000-57,274101,71433,100
Investing Activities
capital expenditure433433-8663541,445-2,698-1,638
Change in Investments
cash flow from investments433433-8663541,445-2,698-1,638
Financing Activities
Bank loans
Group/Directors Accounts-18,11618,116
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities-32,00032,000
share issue-20081119
interest27978122962
cash flow from financing-32,00032,00079781-17,80618,297
cash and cash equivalents
cash-74,476-59,19283,90949,759
overdraft
change in cash-74,476-59,19283,90949,759

gnosco financial planning ltd Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Gnosco Financial Planning Ltd Competitor Analysis

competitor_analysis_table_img

Perform a competitor analysis for gnosco financial planning ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in UB6 area or any other competitors across 12 key performance metrics.

gnosco financial planning ltd Ownership

GNOSCO FINANCIAL PLANNING LTD group structure

Gnosco Financial Planning Ltd has no subsidiary companies.

Ultimate parent company

GNOSCO FINANCIAL PLANNING LTD

09772688

GNOSCO FINANCIAL PLANNING LTD Shareholders

sohrab kolahi 60%
lucie d.c pereira-kolahi 40%

gnosco financial planning ltd directors

Gnosco Financial Planning Ltd currently has 1 director, Mr Sohrab Kolahi serving since Sep 2015.

officercountryagestartendrole
Mr Sohrab KolahiEngland53 years Sep 2015- Director

P&L

September 2024

turnover

320.6k

+20%

operating profit

25.1k

0%

gross margin

12%

-26.24%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

September 2024

net assets

120.1k

+0.19%

total assets

136.9k

+0.24%

cash

0

0%

net assets

Total assets minus all liabilities

gnosco financial planning ltd company details

company number

09772688

Type

Private limited with Share Capital

industry

64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.

incorporation date

September 2015

age

10

incorporated

UK

ultimate parent company

None

accounts

Micro-Entity Accounts

last accounts submitted

September 2024

previous names

N/A

accountant

-

auditor

-

address

22 locarno road, greenford, UB6 8SN

Bank

-

Legal Advisor

-

gnosco financial planning ltd Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We did not find charges/mortgages relating to gnosco financial planning ltd.

gnosco financial planning ltd Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

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gnosco financial planning ltd Companies House Filings - See Documents

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