rickard luckin financial services limited
rickard luckin financial services limited Company Information
Company Number
09836651
Website
www.rickardluckin.co.ukRegistered Address
1st floor county house, 100 new london road, chelmsford, essex, CM2 0RG
Industry
Activities of other holding companies (not including agricultural, production, construction, distribution and financial services holding companies) n.e.c.
Telephone
01268548127
Next Accounts Due
June 2025
Group Structure
View All
Shareholders
janis osborne 9.1%
gayner moran 9.1%
View Allrickard luckin financial services limited Estimated Valuation
Pomanda estimates the enterprise value of RICKARD LUCKIN FINANCIAL SERVICES LIMITED at £373.8k based on a Turnover of £410.4k and 0.91x industry multiple (adjusted for size and gross margin).
rickard luckin financial services limited Estimated Valuation
Pomanda estimates the enterprise value of RICKARD LUCKIN FINANCIAL SERVICES LIMITED at £5.1k based on an EBITDA of £1.5k and a 3.47x industry multiple (adjusted for size and gross margin).
rickard luckin financial services limited Estimated Valuation
Pomanda estimates the enterprise value of RICKARD LUCKIN FINANCIAL SERVICES LIMITED at £2.6k based on Net Assets of £1.4k and 1.81x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Rickard Luckin Financial Services Limited Overview
Rickard Luckin Financial Services Limited is a live company located in chelmsford, CM2 0RG with a Companies House number of 09836651. It operates in the activities of other holding companies n.e.c. sector, SIC Code 64209. Founded in October 2015, it's largest shareholder is janis osborne with a 9.1% stake. Rickard Luckin Financial Services Limited is a young, micro sized company, Pomanda has estimated its turnover at £410.4k with healthy growth in recent years.
Upgrade for unlimited company reports & a free credit check
Rickard Luckin Financial Services Limited Health Check
Pomanda's financial health check has awarded Rickard Luckin Financial Services Limited a 1 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 8 areas for improvement. Company Health Check FAQs
1 Strong
1 Regular
8 Weak
Size
annual sales of £410.4k, make it smaller than the average company (£19m)
- Rickard Luckin Financial Services Limited
£19m - Industry AVG
Growth
3 year (CAGR) sales growth of 5%, show it is growing at a slower rate (8.8%)
- Rickard Luckin Financial Services Limited
8.8% - Industry AVG
Production
with a gross margin of 20.6%, this company has a higher cost of product (34.6%)
- Rickard Luckin Financial Services Limited
34.6% - Industry AVG
Profitability
an operating margin of 0.4% make it less profitable than the average company (4.6%)
- Rickard Luckin Financial Services Limited
4.6% - Industry AVG
Employees
with 11 employees, this is below the industry average (105)
11 - Rickard Luckin Financial Services Limited
105 - Industry AVG
Pay Structure
on an average salary of £43k, the company has an equivalent pay structure (£43k)
- Rickard Luckin Financial Services Limited
£43k - Industry AVG
Efficiency
resulting in sales per employee of £37.3k, this is less efficient (£186.9k)
- Rickard Luckin Financial Services Limited
£186.9k - Industry AVG
Debtor Days
it gets paid by customers after 8 days, this is earlier than average (46 days)
- Rickard Luckin Financial Services Limited
46 days - Industry AVG
Creditor Days
its suppliers are paid after 9 days, this is quicker than average (45 days)
- Rickard Luckin Financial Services Limited
45 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Rickard Luckin Financial Services Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Rickard Luckin Financial Services Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 85.8%, this is a higher level of debt than the average (69.3%)
85.8% - Rickard Luckin Financial Services Limited
69.3% - Industry AVG
RICKARD LUCKIN FINANCIAL SERVICES LIMITED financials
Rickard Luckin Financial Services Limited's latest turnover from September 2023 is estimated at £410.4 thousand and the company has net assets of £1.4 thousand. According to their latest financial statements, Rickard Luckin Financial Services Limited has 11 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Oct 2016 | |
|---|---|---|---|---|---|---|---|---|
| Turnover | ||||||||
| Other Income Or Grants | ||||||||
| Cost Of Sales | ||||||||
| Gross Profit | ||||||||
| Admin Expenses | ||||||||
| Operating Profit | ||||||||
| Interest Payable | ||||||||
| Interest Receivable | ||||||||
| Pre-Tax Profit | ||||||||
| Tax | ||||||||
| Profit After Tax | ||||||||
| Dividends Paid | ||||||||
| Retained Profit | ||||||||
| Employee Costs | ||||||||
| Number Of Employees | 11 | 10 | 9 | 12 | 12 | 12 | 2 | |
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Oct 2016 | |
|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 9,989 | 5,243 | 4,317 | 10,028 | 11,220 | 18,039 | 12 | 0 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 9,989 | 5,243 | 4,317 | 10,028 | 11,220 | 18,039 | 12 | 0 |
| total assets | 9,989 | 5,243 | 4,317 | 10,028 | 11,220 | 18,039 | 12 | 0 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 8,573 | 4,936 | 4,305 | 1,789 | 3,968 | 3,425 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total current liabilities | 8,573 | 4,936 | 4,305 | 1,789 | 3,968 | 3,425 | 0 | 0 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total liabilities | 8,573 | 4,936 | 4,305 | 1,789 | 3,968 | 3,425 | 0 | 0 |
| net assets | 1,416 | 307 | 12 | 8,239 | 7,252 | 14,614 | 12 | 0 |
| total shareholders funds | 1,416 | 307 | 12 | 8,239 | 7,252 | 14,614 | 12 | 0 |
| Sep 2023 | Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Oct 2016 | |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Operating Profit | ||||||||
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Tax | ||||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | 4,746 | 926 | -5,711 | -1,192 | -6,819 | 18,027 | 12 | 0 |
| Creditors | 3,637 | 631 | 2,516 | -2,179 | 543 | 3,425 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | ||||||||
| Investing Activities | ||||||||
| capital expenditure | ||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | ||||||||
| Financing Activities | ||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | ||||||||
| interest | ||||||||
| cash flow from financing | ||||||||
| cash and cash equivalents | ||||||||
| cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
rickard luckin financial services limited Credit Report and Business Information
Rickard Luckin Financial Services Limited Competitor Analysis
Perform a competitor analysis for rickard luckin financial services limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in CM2 area or any other competitors across 12 key performance metrics.
rickard luckin financial services limited Ownership
RICKARD LUCKIN FINANCIAL SERVICES LIMITED group structure
Rickard Luckin Financial Services Limited has 2 subsidiary companies.
Ultimate parent company
RICKARD LUCKIN FINANCIAL SERVICES LIMITED
09836651
2 subsidiaries
rickard luckin financial services limited directors
Rickard Luckin Financial Services Limited currently has 10 directors. The longest serving directors include Ms Kate Bell (Sep 2018) and Ms Joanna Southon (Sep 2018).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Ms Kate Bell | United Kingdom | 45 years | Sep 2018 | - | Director |
| Ms Joanna Southon | United Kingdom | 59 years | Sep 2018 | - | Director |
| Mr Michael Killick | 48 years | Sep 2018 | - | Director | |
| Mr Kevin Thomas | United Kingdom | 63 years | Sep 2018 | - | Director |
| Mr Peter Leonard | United Kingdom | 42 years | Sep 2018 | - | Director |
| Mr Jamie Nice | United Kingdom | 40 years | Sep 2018 | - | Director |
| Ms Kate Bell | United Kingdom | 45 years | Sep 2018 | - | Director |
| Mrs Caroline Peters | United Kingdom | 57 years | Oct 2018 | - | Director |
| Mr Michael Breame | United Kingdom | 38 years | Oct 2021 | - | Director |
| Mr James Boustead | United Kingdom | 34 years | Oct 2022 | - | Director |
P&L
September 2023turnover
410.4k
+24%
operating profit
1.5k
0%
gross margin
20.6%
+0.81%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
September 2023net assets
1.4k
+3.61%
total assets
10k
+0.91%
cash
0
0%
net assets
Total assets minus all liabilities
Similar Companies
rickard luckin financial services limited company details
company number
09836651
Type
Private limited with Share Capital
industry
64209 - Activities of other holding companies (not including agricultural, production, construction, distribution and financial services holding companies) n.e.c.
incorporation date
October 2015
age
9
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
September 2023
previous names
N/A
accountant
RICKARDLUCKIN
auditor
-
address
1st floor county house, 100 new london road, chelmsford, essex, CM2 0RG
Bank
-
Legal Advisor
-
rickard luckin financial services limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to rickard luckin financial services limited.
rickard luckin financial services limited Companies House Filings - See Documents
| date | description | view/download |
|---|
