money guru limited

1

money guru limited Company Information

Share MONEY GURU LIMITED
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Company Number

09842787

Registered Address

glasshouse alderley park, nether alderley, SK10 4ZE

Industry

Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.

 

Telephone

01625505442

Next Accounts Due

December 2024

Group Structure

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Directors

Michael Ransom9 Years

Gregory Cox4 Years

Shareholders

quint holdings limited 100%

money guru limited Estimated Valuation

£281.8k

Pomanda estimates the enterprise value of MONEY GURU LIMITED at £281.8k based on a Turnover of £201.6k and 1.4x industry multiple (adjusted for size and gross margin).

money guru limited Estimated Valuation

£0

Pomanda estimates the enterprise value of MONEY GURU LIMITED at £0 based on an EBITDA of £-412k and a 5.62x industry multiple (adjusted for size and gross margin).

money guru limited Estimated Valuation

£0

Pomanda estimates the enterprise value of MONEY GURU LIMITED at £0 based on Net Assets of £-3m and 2.01x industry multiple (adjusted for liquidity).

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Money Guru Limited Overview

Money Guru Limited is a live company located in nether alderley, SK10 4ZE with a Companies House number of 09842787. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in October 2015, it's largest shareholder is quint holdings limited with a 100% stake. Money Guru Limited is a young, micro sized company, Pomanda has estimated its turnover at £201.6k with declining growth in recent years.

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Money Guru Limited Health Check

Pomanda's financial health check has awarded Money Guru Limited a 1 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 8 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating1out of 5
positive_score

1 Strong

positive_score

2 Regular

positive_score

8 Weak

size

Size

annual sales of £201.6k, make it smaller than the average company (£4m)

£201.6k - Money Guru Limited

£4m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of -47%, show it is growing at a slower rate (3.8%)

-47% - Money Guru Limited

3.8% - Industry AVG

production

Production

with a gross margin of 62.7%, this company has a comparable cost of product (62.7%)

62.7% - Money Guru Limited

62.7% - Industry AVG

profitability

Profitability

an operating margin of -204.3% make it less profitable than the average company (11.2%)

-204.3% - Money Guru Limited

11.2% - Industry AVG

employees

Employees

with 2 employees, this is below the industry average (13)

2 - Money Guru Limited

13 - Industry AVG

paystructure

Pay Structure

on an average salary of £71.9k, the company has an equivalent pay structure (£71.9k)

£71.9k - Money Guru Limited

£71.9k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £100.8k, this is less efficient (£203.5k)

£100.8k - Money Guru Limited

£203.5k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 2 days, this is earlier than average (30 days)

2 days - Money Guru Limited

30 days - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 0 days, this is quicker than average (38 days)

0 days - Money Guru Limited

38 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Money Guru Limited

- - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 0 weeks, this is less cash available to meet short term requirements (39 weeks)

0 weeks - Money Guru Limited

39 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 13247.3%, this is a higher level of debt than the average (57.1%)

13247.3% - Money Guru Limited

57.1% - Industry AVG

MONEY GURU LIMITED financials

EXPORTms excel logo

Money Guru Limited's latest turnover from March 2023 is estimated at £201.6 thousand and the company has net assets of -£3 million. According to their latest financial statements, Money Guru Limited has 2 employees and maintains cash reserves of £77 as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016
Turnover201,605329,290496,3261,347,3081,670,9371,347,911582,3770
Other Income Or Grants00000000
Cost Of Sales75,110116,747180,767472,668562,946452,8461,024,5140
Gross Profit126,495212,543315,559874,6401,107,991895,065-442,1370
Admin Expenses538,456532,329552,5301,083,9261,932,7381,100,484368,7000
Operating Profit-411,961-319,786-236,971-209,286-824,747-205,419-810,8370
Interest Payable00000000
Interest Receivable1465745569339500
Pre-Tax Profit-411,815-319,729-236,967-209,231-824,054-205,024-810,8370
Tax00000000
Profit After Tax-411,815-319,729-236,967-209,231-824,054-205,024-810,8370
Dividends Paid00000000
Retained Profit-411,815-319,729-236,967-209,231-824,054-205,024-810,8370
Employee Costs143,812140,516335,381614,112602,102459,511252,3040
Number Of Employees22599741
EBITDA*-411,961-319,786-236,971-209,286-824,747-205,419-810,8370

* Earnings Before Interest, Tax, Depreciation and Amortisation

Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016
Tangible Assets00000000
Intangible Assets00000000
Investments & Other00000000
Debtors (Due After 1 year)00000000
Total Fixed Assets00000000
Stock & work in progress00000000
Trade Debtors1,63606,546106,067212,908163,380214,5300
Group Debtors2,39010010000000
Misc Debtors18,84957,6539,80910,83516,39151,27419,9060
Cash776,8158,2740110,66274,05384,142100
misc current assets00000000
total current assets22,95264,56824,729116,902339,961288,707318,578100
total assets22,95264,56824,729116,902339,961288,707318,578100
Bank overdraft00020000
Bank loan00000000
Trade Creditors 8412,25042,01536,48097,184187,732245,2930
Group/Directors Accounts3,020,7782,634,5912,203,1012,026,4602,041,0621,068,560836,9760
other short term finances00000000
hp & lease commitments00000000
other current liabilities19,64723,46965,626103,00641,53048,17647,0460
total current liabilities3,040,5092,670,3102,310,7422,165,9482,179,7761,304,4681,129,3150
loans00000000
hp & lease commitments00000000
Accruals and Deferred Income00000000
other liabilities00000000
provisions00000000
total long term liabilities00000000
total liabilities3,040,5092,670,3102,310,7422,165,9482,179,7761,304,4681,129,3150
net assets-3,017,557-2,605,742-2,286,013-2,049,046-1,839,815-1,015,761-810,737100
total shareholders funds-3,017,557-2,605,742-2,286,013-2,049,046-1,839,815-1,015,761-810,737100
Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019Mar 2018Mar 2017Mar 2016
Operating Activities
Operating Profit-411,961-319,786-236,971-209,286-824,747-205,419-810,8370
Depreciation00000000
Amortisation00000000
Tax00000000
Stock00000000
Debtors-34,87841,298-100,447-112,39714,645-19,782234,4360
Creditors-12,166-29,7655,535-60,704-90,548-57,561245,2930
Accruals and Deferred Income-3,822-42,157-37,38061,476-6,6461,13047,0460
Deferred Taxes & Provisions00000000
Cash flow from operations-393,071-433,006-168,369-96,117-936,586-242,068-752,9340
Investing Activities
capital expenditure00000000
Change in Investments00000000
cash flow from investments00000000
Financing Activities
Bank loans00000000
Group/Directors Accounts386,187431,490176,641-14,602972,502231,584836,9760
Other Short Term Loans 00000000
Long term loans00000000
Hire Purchase and Lease Commitments00000000
other long term liabilities00000000
share issue0000000100
interest1465745569339500
cash flow from financing386,333431,547176,645-14,547973,195231,979836,976100
cash and cash equivalents
cash-6,738-1,4598,274-110,66236,609-10,08984,042100
overdraft00-220000
change in cash-6,738-1,4598,276-110,66436,609-10,08984,042100

money guru limited Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Money Guru Limited Competitor Analysis

competitor_analysis_table_img

Perform a competitor analysis for money guru limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in SK10 area or any other competitors across 12 key performance metrics.

money guru limited Ownership

MONEY GURU LIMITED group structure

Money Guru Limited has no subsidiary companies.

Ultimate parent company

1 parent

MONEY GURU LIMITED

09842787

MONEY GURU LIMITED Shareholders

quint holdings limited 100%

money guru limited directors

Money Guru Limited currently has 2 directors. The longest serving directors include Mr Michael Ransom (Oct 2015) and Mr Gregory Cox (May 2020).

officercountryagestartendrole
Mr Michael RansomEngland52 years Oct 2015- Director
Mr Gregory CoxEngland43 years May 2020- Director

P&L

March 2023

turnover

201.6k

-39%

operating profit

-412k

0%

gross margin

62.8%

-2.79%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

March 2023

net assets

-3m

+0.16%

total assets

23k

-0.64%

cash

77

-0.99%

net assets

Total assets minus all liabilities

money guru limited company details

company number

09842787

Type

Private limited with Share Capital

industry

64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.

incorporation date

October 2015

age

9

incorporated

UK

ultimate parent company

accounts

Small Company

last accounts submitted

March 2023

previous names

N/A

accountant

LOPIAN GROD BARNETT & CO

auditor

-

address

glasshouse alderley park, nether alderley, SK10 4ZE

Bank

-

Legal Advisor

-

money guru limited Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We found 3 charges/mortgages relating to money guru limited. Currently there are 1 open charges and 2 have been satisfied in the past.

charges

money guru limited Companies House Filings - See Documents

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