aci financial limited
aci financial limited Company Information
Company Number
10077137
Next Accounts
Jan 2025
Industry
Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Directors
-
Shareholders
tim mutton
alexandra voss
View AllGroup Structure
View All
Contact
Registered Address
c/o duff & phelps, 35 newhall street, birmingham, B3 3PU
Website
acifinancial.co.ukaci financial limited Estimated Valuation
Pomanda estimates the enterprise value of ACI FINANCIAL LIMITED at £611.7k based on a Turnover of £683.3k and 0.9x industry multiple (adjusted for size and gross margin).
aci financial limited Estimated Valuation
Pomanda estimates the enterprise value of ACI FINANCIAL LIMITED at £0 based on an EBITDA of £-622.3k and a 3.43x industry multiple (adjusted for size and gross margin).
aci financial limited Estimated Valuation
Pomanda estimates the enterprise value of ACI FINANCIAL LIMITED at £0 based on Net Assets of £-200.2k and 2.25x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Aci Financial Limited Overview
Aci Financial Limited is a dissolved company that was located in birmingham, B3 3PU with a Companies House number of 10077137. It operated in the credit granting by non-deposit taking finance houses and other specialist consumer credit grantors sector, SIC Code 64921. Founded in March 2016, it's largest shareholder was tim mutton with a 34% stake. The last turnover for Aci Financial Limited was estimated at £683.3k.
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Aci Financial Limited Health Check
Pomanda's financial health check has awarded Aci Financial Limited a 3 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 6 areas for improvement. Company Health Check FAQs
3 Strong
2 Regular
6 Weak
Size
annual sales of £683.3k, make it smaller than the average company (£5.8m)
- Aci Financial Limited
£5.8m - Industry AVG
Growth
There is insufficient data available for this Key Performance Indicator!
- Aci Financial Limited
- - Industry AVG
Production
with a gross margin of 9.5%, this company has a higher cost of product (46.4%)
- Aci Financial Limited
46.4% - Industry AVG
Profitability
an operating margin of -91.8% make it less profitable than the average company (11.3%)
- Aci Financial Limited
11.3% - Industry AVG
Employees
with 5 employees, this is below the industry average (16)
5 - Aci Financial Limited
16 - Industry AVG
Pay Structure
on an average salary of £46.1k, the company has an equivalent pay structure (£46.1k)
- Aci Financial Limited
£46.1k - Industry AVG
Efficiency
resulting in sales per employee of £136.7k, this is less efficient (£164k)
- Aci Financial Limited
£164k - Industry AVG
Debtor Days
it gets paid by customers after 1380 days, this is later than average (171 days)
- Aci Financial Limited
171 days - Industry AVG
Creditor Days
its suppliers are paid after 226 days, this is slower than average (154 days)
- Aci Financial Limited
154 days - Industry AVG
Stock Days
it holds stock equivalent to 20 days, this is less than average (31 days)
- Aci Financial Limited
31 days - Industry AVG
Cash Balance
has cash to cover current liabilities for 60 weeks, this is more cash available to meet short term requirements (12 weeks)
60 weeks - Aci Financial Limited
12 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 106.5%, this is a similar level of debt than the average (100%)
106.5% - Aci Financial Limited
100% - Industry AVG
ACI FINANCIAL LIMITED financials
Aci Financial Limited's latest turnover from March 2018 is estimated at £683.3 thousand and the company has net assets of -£200.2 thousand. According to their latest financial statements, Aci Financial Limited has 5 employees and maintains cash reserves of £448.6 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2018 | Mar 2017 | |
|---|---|---|
| Turnover | ||
| Other Income Or Grants | ||
| Cost Of Sales | ||
| Gross Profit | ||
| Admin Expenses | ||
| Operating Profit | ||
| Interest Payable | ||
| Interest Receivable | ||
| Pre-Tax Profit | ||
| Tax | ||
| Profit After Tax | ||
| Dividends Paid | ||
| Retained Profit | ||
| Employee Costs | ||
| Number Of Employees | 5 | 3 |
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2018 | Mar 2017 | |
|---|---|---|
| Tangible Assets | 22,026 | 27,992 |
| Intangible Assets | 0 | 0 |
| Investments & Other | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 |
| Total Fixed Assets | 22,026 | 27,992 |
| Stock & work in progress | 35,000 | 0 |
| Trade Debtors | 2,584,947 | 1,894,501 |
| Group Debtors | 0 | 0 |
| Misc Debtors | 0 | 0 |
| Cash | 448,620 | 75,641 |
| misc current assets | 0 | 0 |
| total current assets | 3,068,567 | 1,970,142 |
| total assets | 3,090,593 | 1,998,134 |
| Bank overdraft | 0 | 0 |
| Bank loan | 0 | 0 |
| Trade Creditors | 382,854 | 789,034 |
| Group/Directors Accounts | 0 | 0 |
| other short term finances | 0 | 0 |
| hp & lease commitments | 0 | 0 |
| other current liabilities | 0 | 0 |
| total current liabilities | 382,854 | 789,034 |
| loans | 0 | 0 |
| hp & lease commitments | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 |
| other liabilities | 2,907,401 | 1,207,509 |
| provisions | 541 | 541 |
| total long term liabilities | 2,907,942 | 1,208,050 |
| total liabilities | 3,290,796 | 1,997,084 |
| net assets | -200,203 | 1,050 |
| total shareholders funds | -200,203 | 1,050 |
| Mar 2018 | Mar 2017 | |
|---|---|---|
| Operating Activities | ||
| Operating Profit | ||
| Depreciation | 5,263 | 3,429 |
| Amortisation | 0 | 0 |
| Tax | ||
| Stock | 35,000 | 0 |
| Debtors | 690,446 | 1,894,501 |
| Creditors | -406,180 | 789,034 |
| Accruals and Deferred Income | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 541 |
| Cash flow from operations | ||
| Investing Activities | ||
| capital expenditure | ||
| Change in Investments | 0 | 0 |
| cash flow from investments | ||
| Financing Activities | ||
| Bank loans | 0 | 0 |
| Group/Directors Accounts | 0 | 0 |
| Other Short Term Loans | 0 | 0 |
| Long term loans | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 |
| other long term liabilities | 1,699,892 | 1,207,509 |
| share issue | ||
| interest | ||
| cash flow from financing | ||
| cash and cash equivalents | ||
| cash | 372,979 | 75,641 |
| overdraft | 0 | 0 |
| change in cash | 372,979 | 75,641 |
aci financial limited Credit Report and Business Information
Aci Financial Limited Competitor Analysis
Perform a competitor analysis for aci financial limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other undefined companies, companies in B 3 area or any other competitors across 12 key performance metrics.
aci financial limited Ownership
ACI FINANCIAL LIMITED group structure
Aci Financial Limited has 3 subsidiary companies.
Ultimate parent company
ACI FINANCIAL LIMITED
10077137
3 subsidiaries
aci financial limited directors
Aci Financial Limited currently has 1 director, undefined undefined serving since - .
| officer | country | age | start | end | role |
|---|
P&L
March 2018turnover
683.3k
+12%
operating profit
-627.6k
0%
gross margin
9.6%
-51.37%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2018net assets
-200.2k
-191.67%
total assets
3.1m
+0.55%
cash
448.6k
+4.93%
net assets
Total assets minus all liabilities
aci financial limited company details
company number
10077137
Type
Private limited with Share Capital
industry
64921 - Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
incorporation date
March 2016
age
9
incorporated
UK
ultimate parent company
accounts
Unaudited Abridged
last accounts submitted
March 2018
previous names
N/A
accountant
-
auditor
-
address
c/o duff & phelps, 35 newhall street, birmingham, B3 3PU
Bank
-
Legal Advisor
-
aci financial limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 23 charges/mortgages relating to aci financial limited. Currently there are 23 open charges and 0 have been satisfied in the past.
aci financial limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for ACI FINANCIAL LIMITED. This can take several minutes, an email will notify you when this has completed.
aci financial limited Companies House Filings - See Documents
| date | description | view/download |
|---|
