praetura commercial finance holdings limited
praetura commercial finance holdings limited Company Information
Company Number
10383730
Next Accounts
Sep 2025
Shareholders
praetura debt services limited
Group Structure
View All
Industry
Activities of financial services holding companies
Registered Address
barons court manchester road, wilmslow, cheshire, SK9 1BQ
Website
praeturacf.compraetura commercial finance holdings limited Estimated Valuation
Pomanda estimates the enterprise value of PRAETURA COMMERCIAL FINANCE HOLDINGS LIMITED at £27.4m based on a Turnover of £15.2m and 1.8x industry multiple (adjusted for size and gross margin).
praetura commercial finance holdings limited Estimated Valuation
Pomanda estimates the enterprise value of PRAETURA COMMERCIAL FINANCE HOLDINGS LIMITED at £53.9m based on an EBITDA of £8.1m and a 6.68x industry multiple (adjusted for size and gross margin).
praetura commercial finance holdings limited Estimated Valuation
Pomanda estimates the enterprise value of PRAETURA COMMERCIAL FINANCE HOLDINGS LIMITED at £0 based on Net Assets of £-1.7m and 1.67x industry multiple (adjusted for liquidity).
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Praetura Commercial Finance Holdings Limited Overview
Praetura Commercial Finance Holdings Limited is a live company located in cheshire, SK9 1BQ with a Companies House number of 10383730. It operates in the activities of financial services holding companies sector, SIC Code 64205. Founded in September 2016, it's largest shareholder is praetura debt services limited with a 100% stake. Praetura Commercial Finance Holdings Limited is a young, mid sized company, Pomanda has estimated its turnover at £15.2m with rapid growth in recent years.
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Praetura Commercial Finance Holdings Limited Health Check
Pomanda's financial health check has awarded Praetura Commercial Finance Holdings Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 5 measures and has 4 areas for improvement. Company Health Check FAQs
5 Strong
2 Regular
4 Weak
Size
annual sales of £15.2m, make it larger than the average company (£11.7m)
£15.2m - Praetura Commercial Finance Holdings Limited
£11.7m - Industry AVG
Growth
3 year (CAGR) sales growth of 49%, show it is growing at a faster rate (9.2%)
49% - Praetura Commercial Finance Holdings Limited
9.2% - Industry AVG
Production
with a gross margin of 87.9%, this company has a comparable cost of product (78.9%)
87.9% - Praetura Commercial Finance Holdings Limited
78.9% - Industry AVG
Profitability
an operating margin of 53.1% make it more profitable than the average company (9.5%)
53.1% - Praetura Commercial Finance Holdings Limited
9.5% - Industry AVG
Employees
with 30 employees, this is below the industry average (65)
30 - Praetura Commercial Finance Holdings Limited
65 - Industry AVG
Pay Structure
on an average salary of £83k, the company has an equivalent pay structure (£83k)
- Praetura Commercial Finance Holdings Limited
£83k - Industry AVG
Efficiency
resulting in sales per employee of £506.4k, this is more efficient (£212k)
£506.4k - Praetura Commercial Finance Holdings Limited
£212k - Industry AVG
Debtor Days
it gets paid by customers after 3536 days, this is later than average (46 days)
3536 days - Praetura Commercial Finance Holdings Limited
46 days - Industry AVG
Creditor Days
its suppliers are paid after 39 days, this is quicker than average (48 days)
39 days - Praetura Commercial Finance Holdings Limited
48 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Praetura Commercial Finance Holdings Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 160 weeks, this is more cash available to meet short term requirements (27 weeks)
160 weeks - Praetura Commercial Finance Holdings Limited
27 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 100.9%, this is a higher level of debt than the average (54.1%)
100.9% - Praetura Commercial Finance Holdings Limited
54.1% - Industry AVG
PRAETURA COMMERCIAL FINANCE HOLDINGS LIMITED financials
Praetura Commercial Finance Holdings Limited's latest turnover from December 2023 is £15.2 million and the company has net assets of -£1.7 million. According to their latest financial statements, Praetura Commercial Finance Holdings Limited has 30 employees and maintains cash reserves of £26.5 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Nov 2020 | Nov 2019 | Nov 2018 | Nov 2017 | |
|---|---|---|---|---|---|---|---|
| Turnover | 15,193,448 | 8,679,436 | 3,936,655 | 4,577,674 | 3,951,004 | 2,129,195 | 773,089 |
| Other Income Or Grants | |||||||
| Cost Of Sales | 1,845,744 | 1,513,268 | 677,543 | 1,141,063 | 517,831 | 245,091 | 293,180 |
| Gross Profit | 13,347,704 | 7,166,168 | 3,259,112 | 3,436,611 | 3,433,173 | 1,884,104 | 479,909 |
| Admin Expenses | 5,285,057 | 4,136,089 | 3,145,826 | 2,037,728 | 2,114,610 | 1,545,326 | 1,900,614 |
| Operating Profit | 8,062,647 | 3,030,079 | 113,286 | 1,398,883 | 1,318,563 | 338,778 | -1,420,705 |
| Interest Payable | 7,272,027 | 3,366,513 | 1,364,929 | 1,171,407 | 1,463,382 | 814,559 | 470,731 |
| Interest Receivable | 20 | 5 | 37 | 8,000 | |||
| Pre-Tax Profit | 790,620 | -336,434 | -1,251,623 | 227,481 | -144,782 | -475,781 | -1,883,436 |
| Tax | -464,366 | 736,931 | 170,000 | ||||
| Profit After Tax | 326,254 | 400,497 | -1,251,623 | 397,481 | -144,782 | -475,781 | -1,883,436 |
| Dividends Paid | |||||||
| Retained Profit | 326,254 | 400,497 | -1,251,623 | 397,481 | -144,782 | -475,781 | -1,883,436 |
| Employee Costs | 1,032,776 | 1,104,813 | 912,320 | 803,474 | |||
| Number Of Employees | 30 | 29 | 21 | 10 | 9 | 7 | 6 |
| EBITDA* | 8,069,317 | 3,037,349 | 121,662 | 1,405,757 | 1,321,935 | 341,848 | -1,417,971 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Nov 2020 | Nov 2019 | Nov 2018 | Nov 2017 | |
|---|---|---|---|---|---|---|---|
| Tangible Assets | 15,898 | 22,568 | 21,095 | 13,656 | 8,513 | 7,759 | 10,109 |
| Intangible Assets | |||||||
| Investments & Other | |||||||
| Debtors (Due After 1 year) | |||||||
| Total Fixed Assets | 15,898 | 22,568 | 21,095 | 13,656 | 8,513 | 7,759 | 10,109 |
| Stock & work in progress | |||||||
| Trade Debtors | 147,197,869 | 97,278,190 | 54,227,655 | 10,796,629 | 39,898,192 | 25,095,332 | 15,448,635 |
| Group Debtors | 318,796 | ||||||
| Misc Debtors | 9,298,995 | 1,508,812 | 508,212 | 478,089 | 50,714 | 71,537 | 29,966 |
| Cash | 26,522,521 | 324,069 | 19,287 | 534,590 | 38,464 | 3,508 | 99,258 |
| misc current assets | |||||||
| total current assets | 183,338,181 | 99,111,071 | 54,755,154 | 11,809,308 | 39,987,370 | 25,170,377 | 15,577,859 |
| total assets | 183,354,079 | 99,133,639 | 54,776,249 | 11,822,964 | 39,995,883 | 25,178,136 | 15,587,968 |
| Bank overdraft | |||||||
| Bank loan | |||||||
| Trade Creditors | 199,167 | 257,153 | 130,853 | 29,858 | 42,086 | 34,671 | 17,603 |
| Group/Directors Accounts | 3,514,269 | ||||||
| other short term finances | 2,355,058 | 36,958,154 | 5,607,000 | ||||
| hp & lease commitments | |||||||
| other current liabilities | 4,880,094 | 2,117,939 | 833,687 | 1,710,008 | 1,060,263 | 1,113,757 | 753,743 |
| total current liabilities | 8,593,530 | 2,375,092 | 964,540 | 4,094,924 | 38,060,503 | 6,755,428 | 771,346 |
| loans | 176,415,938 | 98,740,190 | 55,877,908 | 9,081,804 | 3,686,625 | 20,029,171 | 16,209,908 |
| hp & lease commitments | |||||||
| Accruals and Deferred Income | 338,338 | 5,396 | |||||
| other liabilities | |||||||
| provisions | |||||||
| total long term liabilities | 176,415,938 | 98,740,190 | 56,216,246 | 9,081,804 | 3,686,625 | 20,029,171 | 16,215,304 |
| total liabilities | 185,009,468 | 101,115,282 | 57,180,786 | 13,176,728 | 41,747,128 | 26,784,599 | 16,986,650 |
| net assets | -1,655,389 | -1,981,643 | -2,404,537 | -1,353,764 | -1,751,245 | -1,606,463 | -1,398,682 |
| total shareholders funds | -1,655,389 | -1,981,643 | -2,404,537 | -1,353,764 | -1,751,245 | -1,606,463 | -1,398,682 |
| Dec 2023 | Dec 2022 | Dec 2021 | Nov 2020 | Nov 2019 | Nov 2018 | Nov 2017 | |
|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||
| Operating Profit | 8,062,647 | 3,030,079 | 113,286 | 1,398,883 | 1,318,563 | 338,778 | -1,420,705 |
| Depreciation | 6,670 | 7,270 | 8,376 | 6,874 | 3,372 | 3,070 | 2,734 |
| Amortisation | |||||||
| Tax | -464,366 | 736,931 | 170,000 | ||||
| Stock | |||||||
| Debtors | 58,028,658 | 44,051,135 | 43,461,149 | -28,674,188 | 14,782,037 | 9,688,268 | 15,478,601 |
| Creditors | -57,986 | 126,300 | 100,995 | -12,228 | 7,415 | 17,068 | 17,603 |
| Accruals and Deferred Income | 2,762,155 | 945,914 | -537,983 | 649,745 | -53,494 | 354,618 | 759,139 |
| Deferred Taxes & Provisions | |||||||
| Cash flow from operations | -47,719,538 | -39,204,641 | -43,776,475 | 30,887,462 | -13,506,181 | -8,974,734 | |
| Investing Activities | |||||||
| capital expenditure | |||||||
| Change in Investments | |||||||
| cash flow from investments | |||||||
| Financing Activities | |||||||
| Bank loans | |||||||
| Group/Directors Accounts | 3,514,269 | ||||||
| Other Short Term Loans | -2,355,058 | -34,603,096 | 31,351,154 | 5,607,000 | |||
| Long term loans | 77,675,748 | 42,862,282 | 46,796,104 | 5,395,179 | -16,342,546 | 3,819,263 | 16,209,908 |
| Hire Purchase and Lease Commitments | |||||||
| other long term liabilities | |||||||
| share issue | |||||||
| interest | -7,272,027 | -3,366,513 | -1,364,909 | -1,171,402 | -1,463,345 | -814,559 | -462,731 |
| cash flow from financing | 73,917,990 | 39,518,166 | 43,276,987 | -30,379,319 | 13,545,263 | 8,879,704 | 16,231,931 |
| cash and cash equivalents | |||||||
| cash | 26,198,452 | 304,782 | -515,303 | 496,126 | 34,956 | -95,750 | 99,258 |
| overdraft | |||||||
| change in cash | 26,198,452 | 304,782 | -515,303 | 496,126 | 34,956 | -95,750 | 99,258 |
praetura commercial finance holdings limited Credit Report and Business Information
Praetura Commercial Finance Holdings Limited Competitor Analysis
Perform a competitor analysis for praetura commercial finance holdings limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mid companies, companies in SK9 area or any other competitors across 12 key performance metrics.
praetura commercial finance holdings limited Ownership
PRAETURA COMMERCIAL FINANCE HOLDINGS LIMITED group structure
Praetura Commercial Finance Holdings Limited has 1 subsidiary company.
Ultimate parent company
PRAETURA COMMERCIAL FINANCE HOLDINGS LIMITED
10383730
1 subsidiary
praetura commercial finance holdings limited directors
Praetura Commercial Finance Holdings Limited currently has 5 directors. The longest serving directors include Mr Peadar O'Reilly (Sep 2016) and Mr Jack Summers (Oct 2016).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Peadar O'Reilly | England | 48 years | Sep 2016 | - | Director |
| Mr Jack Summers | England | 40 years | Oct 2016 | - | Director |
| Mr Gary Davison | England | 56 years | Jan 2017 | - | Director |
| Mr Stuart Bates | England | 51 years | Apr 2017 | - | Director |
| Ms Lisa Wood | England | 57 years | Apr 2017 | - | Director |
P&L
December 2023turnover
15.2m
+75%
operating profit
8.1m
+166%
gross margin
87.9%
+6.4%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
-1.7m
-0.16%
total assets
183.4m
+0.85%
cash
26.5m
+80.84%
net assets
Total assets minus all liabilities
praetura commercial finance holdings limited company details
company number
10383730
Type
Private limited with Share Capital
industry
64205 - Activities of financial services holding companies
incorporation date
September 2016
age
9
incorporated
UK
ultimate parent company
accounts
Group
last accounts submitted
December 2023
previous names
N/A
accountant
-
auditor
MHA
address
barons court manchester road, wilmslow, cheshire, SK9 1BQ
Bank
-
Legal Advisor
-
praetura commercial finance holdings limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 9 charges/mortgages relating to praetura commercial finance holdings limited. Currently there are 2 open charges and 7 have been satisfied in the past.
praetura commercial finance holdings limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for PRAETURA COMMERCIAL FINANCE HOLDINGS LIMITED. This can take several minutes, an email will notify you when this has completed.
praetura commercial finance holdings limited Companies House Filings - See Documents
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