arbuthnot commercial asset based lending limited
arbuthnot commercial asset based lending limited Company Information
Company Number
10915339
Next Accounts
Sep 2025
Shareholders
arbuthnot latham & co limited
Group Structure
View All
Industry
Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Registered Address
arbuthnot house, 20 finsbury circus, london, EC2M 7EA
Website
www.arbuthnotlatham.co.ukarbuthnot commercial asset based lending limited Estimated Valuation
Pomanda estimates the enterprise value of ARBUTHNOT COMMERCIAL ASSET BASED LENDING LIMITED at £38.1m based on a Turnover of £23.3m and 1.63x industry multiple (adjusted for size and gross margin).
arbuthnot commercial asset based lending limited Estimated Valuation
Pomanda estimates the enterprise value of ARBUTHNOT COMMERCIAL ASSET BASED LENDING LIMITED at £49.1m based on an EBITDA of £8.7m and a 5.64x industry multiple (adjusted for size and gross margin).
arbuthnot commercial asset based lending limited Estimated Valuation
Pomanda estimates the enterprise value of ARBUTHNOT COMMERCIAL ASSET BASED LENDING LIMITED at £24.3m based on Net Assets of £18.6m and 1.31x industry multiple (adjusted for liquidity).
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Arbuthnot Commercial Asset Based Lending Limited Overview
Arbuthnot Commercial Asset Based Lending Limited is a live company located in london, EC2M 7EA with a Companies House number of 10915339. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in August 2017, it's largest shareholder is arbuthnot latham & co limited with a 100% stake. Arbuthnot Commercial Asset Based Lending Limited is a young, large sized company, Pomanda has estimated its turnover at £23.3m with rapid growth in recent years.
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Arbuthnot Commercial Asset Based Lending Limited Health Check
Pomanda's financial health check has awarded Arbuthnot Commercial Asset Based Lending Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 5 measures and has 3 areas for improvement. Company Health Check FAQs
5 Strong
0 Regular
3 Weak
Size
annual sales of £23.3m, make it larger than the average company (£5.5m)
£23.3m - Arbuthnot Commercial Asset Based Lending Limited
£5.5m - Industry AVG
Growth
3 year (CAGR) sales growth of 76%, show it is growing at a faster rate (4.9%)
76% - Arbuthnot Commercial Asset Based Lending Limited
4.9% - Industry AVG
Production
with a gross margin of 37.1%, this company has a higher cost of product (54%)
37.1% - Arbuthnot Commercial Asset Based Lending Limited
54% - Industry AVG
Profitability
an operating margin of 37.3% make it more profitable than the average company (9%)
37.3% - Arbuthnot Commercial Asset Based Lending Limited
9% - Industry AVG
Employees
with 31 employees, this is above the industry average (14)
31 - Arbuthnot Commercial Asset Based Lending Limited
14 - Industry AVG
Pay Structure
on an average salary of £178.1k, the company has a higher pay structure (£82.8k)
£178.1k - Arbuthnot Commercial Asset Based Lending Limited
£82.8k - Industry AVG
Efficiency
resulting in sales per employee of £751.6k, this is more efficient (£224.3k)
£751.6k - Arbuthnot Commercial Asset Based Lending Limited
£224.3k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Arbuthnot Commercial Asset Based Lending Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Arbuthnot Commercial Asset Based Lending Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Arbuthnot Commercial Asset Based Lending Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Arbuthnot Commercial Asset Based Lending Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 92.2%, this is a higher level of debt than the average (71.2%)
92.2% - Arbuthnot Commercial Asset Based Lending Limited
71.2% - Industry AVG
ARBUTHNOT COMMERCIAL ASSET BASED LENDING LIMITED financials
Arbuthnot Commercial Asset Based Lending Limited's latest turnover from December 2023 is £23.3 million and the company has net assets of £18.6 million. According to their latest financial statements, Arbuthnot Commercial Asset Based Lending Limited has 31 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | |
|---|---|---|---|---|---|---|
| Turnover | 23,300,000 | 14,665,000 | 7,926,000 | 4,276,000 | 2,700,000 | 482,000 |
| Other Income Or Grants | ||||||
| Cost Of Sales | 14,658,000 | 7,903,000 | 2,699,000 | 1,584,000 | 1,358,000 | 263,000 |
| Gross Profit | 8,642,000 | 6,762,000 | 5,227,000 | 2,692,000 | 1,342,000 | 219,000 |
| Admin Expenses | -1,380,000 | -266,000 | ||||
| Operating Profit | 2,722,000 | 485,000 | ||||
| Interest Payable | ||||||
| Interest Receivable | ||||||
| Pre-Tax Profit | 8,541,000 | 5,190,000 | 4,737,000 | 2,005,000 | 24,000 | -1,333,000 |
| Tax | -2,017,000 | -989,000 | -903,000 | -383,000 | -9,000 | 253,000 |
| Profit After Tax | 6,524,000 | 4,201,000 | 3,834,000 | 1,622,000 | 15,000 | -1,080,000 |
| Dividends Paid | ||||||
| Retained Profit | 6,524,000 | 4,201,000 | 3,834,000 | 1,622,000 | 15,000 | -1,080,000 |
| Employee Costs | 5,520,000 | 4,592,000 | 4,036,000 | 2,475,000 | 2,072,000 | 1,286,000 |
| Number Of Employees | 31 | 28 | 24 | 18 | 14 | 7 |
| EBITDA* | 2,745,000 | 500,000 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | |
|---|---|---|---|---|---|---|
| Tangible Assets | 75,871,000 | 27,242,000 | ||||
| Intangible Assets | 7,000 | 30,000 | 53,000 | |||
| Investments & Other | 75,871,000 | 25,128,000 | ||||
| Debtors (Due After 1 year) | ||||||
| Total Fixed Assets | 7,000 | 75,901,000 | 27,295,000 | |||
| Stock & work in progress | ||||||
| Trade Debtors | ||||||
| Group Debtors | ||||||
| Misc Debtors | 74,000 | 68,000 | 38,000 | 49,000 | ||
| Cash | ||||||
| misc current assets | 239,777,000 | 268,825,000 | 182,122,000 | 87,331,000 | 25,000 | |
| total current assets | 239,851,000 | 268,893,000 | 182,160,000 | 87,380,000 | 25,000 | |
| total assets | 239,851,000 | 268,893,000 | 182,160,000 | 87,387,000 | 75,926,000 | 27,295,000 |
| Bank overdraft | ||||||
| Bank loan | ||||||
| Trade Creditors | ||||||
| Group/Directors Accounts | 214,185,000 | 252,851,000 | 2,065,000 | |||
| other short term finances | ||||||
| hp & lease commitments | ||||||
| other current liabilities | 7,050,000 | 3,950,000 | 172,204,000 | 83,330,000 | 73,491,000 | 24,875,000 |
| total current liabilities | 221,235,000 | 256,801,000 | 174,269,000 | 83,330,000 | 73,491,000 | 24,875,000 |
| loans | ||||||
| hp & lease commitments | ||||||
| Accruals and Deferred Income | ||||||
| other liabilities | ||||||
| provisions | ||||||
| total long term liabilities | ||||||
| total liabilities | 221,235,000 | 256,801,000 | 174,269,000 | 83,330,000 | 73,491,000 | 24,875,000 |
| net assets | 18,616,000 | 12,092,000 | 7,891,000 | 4,057,000 | 2,435,000 | 2,420,000 |
| total shareholders funds | 18,616,000 | 12,092,000 | 7,891,000 | 4,057,000 | 2,435,000 | 2,420,000 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | |
|---|---|---|---|---|---|---|
| Operating Activities | ||||||
| Operating Profit | 2,722,000 | 485,000 | ||||
| Depreciation | ||||||
| Amortisation | 7,000 | 23,000 | 23,000 | 15,000 | ||
| Tax | -2,017,000 | -989,000 | -903,000 | -383,000 | -9,000 | 253,000 |
| Stock | ||||||
| Debtors | 6,000 | 30,000 | -11,000 | 49,000 | ||
| Creditors | ||||||
| Accruals and Deferred Income | 3,100,000 | -168,254,000 | 88,874,000 | 9,839,000 | 48,616,000 | 24,875,000 |
| Deferred Taxes & Provisions | ||||||
| Cash flow from operations | 51,352,000 | 25,628,000 | ||||
| Investing Activities | ||||||
| capital expenditure | ||||||
| Change in Investments | -75,871,000 | 50,743,000 | 25,128,000 | |||
| cash flow from investments | ||||||
| Financing Activities | ||||||
| Bank loans | ||||||
| Group/Directors Accounts | -38,666,000 | 250,786,000 | 2,065,000 | |||
| Other Short Term Loans | ||||||
| Long term loans | ||||||
| Hire Purchase and Lease Commitments | ||||||
| other long term liabilities | ||||||
| share issue | ||||||
| interest | ||||||
| cash flow from financing | -38,666,000 | 250,786,000 | 2,065,000 | 3,500,000 | ||
| cash and cash equivalents | ||||||
| cash | ||||||
| overdraft | ||||||
| change in cash |
arbuthnot commercial asset based lending limited Credit Report and Business Information
Arbuthnot Commercial Asset Based Lending Limited Competitor Analysis
Perform a competitor analysis for arbuthnot commercial asset based lending limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other large companies, companies in EC2M area or any other competitors across 12 key performance metrics.
arbuthnot commercial asset based lending limited Ownership
ARBUTHNOT COMMERCIAL ASSET BASED LENDING LIMITED group structure
Arbuthnot Commercial Asset Based Lending Limited has no subsidiary companies.
Ultimate parent company
2 parents
ARBUTHNOT COMMERCIAL ASSET BASED LENDING LIMITED
10915339
arbuthnot commercial asset based lending limited directors
Arbuthnot Commercial Asset Based Lending Limited currently has 7 directors. The longest serving directors include Mr Stephen Fletcher (Nov 2017) and Mr Timothy Hawkins (Feb 2018).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Stephen Fletcher | United Kingdom | 63 years | Nov 2017 | - | Director |
| Mr Timothy Hawkins | United Kingdom | 60 years | Feb 2018 | - | Director |
| Mr James Shaw | United Kingdom | 55 years | Apr 2018 | - | Director |
| Mr James Cobb | United Kingdom | 56 years | Apr 2018 | - | Director |
| Mr Andrew Salmon | United Kingdom | 62 years | Apr 2018 | - | Director |
| Mr Andrew Rutherford | United Kingdom | 61 years | Jul 2018 | - | Director |
| Mr Steven Cantlin | United Kingdom | 47 years | Feb 2019 | - | Director |
P&L
December 2023turnover
23.3m
+59%
operating profit
8.7m
0%
gross margin
37.1%
-19.56%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
18.6m
+0.54%
total assets
239.9m
-0.11%
cash
0
0%
net assets
Total assets minus all liabilities
arbuthnot commercial asset based lending limited company details
company number
10915339
Type
Private limited with Share Capital
industry
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
August 2017
age
8
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
December 2023
previous names
arbuthnot commercial asset backed lending limited (December 2017)
aghoco 1599 limited (November 2017)
accountant
-
auditor
MAZARS LLP
address
arbuthnot house, 20 finsbury circus, london, EC2M 7EA
Bank
-
Legal Advisor
-
arbuthnot commercial asset based lending limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to arbuthnot commercial asset based lending limited.
arbuthnot commercial asset based lending limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for ARBUTHNOT COMMERCIAL ASSET BASED LENDING LIMITED. This can take several minutes, an email will notify you when this has completed.
arbuthnot commercial asset based lending limited Companies House Filings - See Documents
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