clara-pensions limited
clara-pensions limited Company Information
Company Number
10925368
Next Accounts
Jul 2025
Industry
Fund management activities
Shareholders
clara-pensions group limited
Group Structure
View All
Contact
Registered Address
suite 2.06, bridge house, 181 queen victoria street, london, EC4V 4EG
Website
-clara-pensions limited Estimated Valuation
Pomanda estimates the enterprise value of CLARA-PENSIONS LIMITED at £10.6m based on a Turnover of £8.6m and 1.24x industry multiple (adjusted for size and gross margin).
clara-pensions limited Estimated Valuation
Pomanda estimates the enterprise value of CLARA-PENSIONS LIMITED at £0 based on an EBITDA of £-5.9m and a 4.97x industry multiple (adjusted for size and gross margin).
clara-pensions limited Estimated Valuation
Pomanda estimates the enterprise value of CLARA-PENSIONS LIMITED at £0 based on Net Assets of £-36.8m and 1.01x industry multiple (adjusted for liquidity).
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Clara-pensions Limited Overview
Clara-pensions Limited is a live company located in london, EC4V 4EG with a Companies House number of 10925368. It operates in the fund management activities sector, SIC Code 66300. Founded in August 2017, it's largest shareholder is clara-pensions group limited with a 100% stake. Clara-pensions Limited is a young, mid sized company, Pomanda has estimated its turnover at £8.6m with high growth in recent years.
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Clara-pensions Limited Health Check
Pomanda's financial health check has awarded Clara-Pensions Limited a 3 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 3 areas for improvement. Company Health Check FAQs
4 Strong
3 Regular
3 Weak
Size
annual sales of £8.6m, make it larger than the average company (£3m)
- Clara-pensions Limited
£3m - Industry AVG
Growth
3 year (CAGR) sales growth of 29%, show it is growing at a faster rate (6.2%)
- Clara-pensions Limited
6.2% - Industry AVG
Production
with a gross margin of 95.2%, this company has a comparable cost of product (95.2%)
- Clara-pensions Limited
95.2% - Industry AVG
Profitability
an operating margin of -69% make it less profitable than the average company (9.9%)
- Clara-pensions Limited
9.9% - Industry AVG
Employees
with 26 employees, this is above the industry average (10)
26 - Clara-pensions Limited
10 - Industry AVG
Pay Structure
on an average salary of £161.8k, the company has an equivalent pay structure (£161.8k)
- Clara-pensions Limited
£161.8k - Industry AVG
Efficiency
resulting in sales per employee of £329.4k, this is equally as efficient (£353.2k)
- Clara-pensions Limited
£353.2k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Clara-pensions Limited
- - Industry AVG
Creditor Days
its suppliers are paid after 488 days, this is slower than average (49 days)
- Clara-pensions Limited
49 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Clara-pensions Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 33 weeks, this is less cash available to meet short term requirements (55 weeks)
33 weeks - Clara-pensions Limited
55 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 1688.7%, this is a higher level of debt than the average (39.2%)
1688.7% - Clara-pensions Limited
39.2% - Industry AVG
CLARA-PENSIONS LIMITED financials
Clara-Pensions Limited's latest turnover from October 2023 is estimated at £8.6 million and the company has net assets of -£36.8 million. According to their latest financial statements, Clara-Pensions Limited has 26 employees and maintains cash reserves of £1.7 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Oct 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | |
|---|---|---|---|---|---|---|
| Turnover | ||||||
| Other Income Or Grants | ||||||
| Cost Of Sales | ||||||
| Gross Profit | ||||||
| Admin Expenses | ||||||
| Operating Profit | ||||||
| Interest Payable | ||||||
| Interest Receivable | ||||||
| Pre-Tax Profit | ||||||
| Tax | ||||||
| Profit After Tax | ||||||
| Dividends Paid | ||||||
| Retained Profit | ||||||
| Employee Costs | ||||||
| Number Of Employees | 26 | 26 | 19 | 13 | 12 | 4 |
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Oct 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | |
|---|---|---|---|---|---|---|
| Tangible Assets | 26,580 | 30,659 | 22,110 | 9,541 | 16,101 | 13,804 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 26,580 | 30,659 | 22,110 | 9,541 | 16,101 | 13,804 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 0 | 0 | 0 | 0 | 0 | 0 |
| Group Debtors | 14,779 | 6,200 | 0 | 0 | 500,000 | 0 |
| Misc Debtors | 533,826 | 645,163 | 70,456 | 29,879 | 120,123 | 224,050 |
| Cash | 1,740,371 | 2,193,540 | 1,910,845 | 2,735,712 | 136,264 | 1,480,908 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 2,288,976 | 2,844,903 | 1,981,301 | 2,765,591 | 756,387 | 1,704,958 |
| total assets | 2,315,556 | 2,875,562 | 2,003,411 | 2,775,132 | 772,488 | 1,718,762 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 550,384 | 603,628 | 74,168 | 352,555 | 248,964 | 2,790 |
| Group/Directors Accounts | 220,390 | 220,390 | 221,326 | 500 | 500 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 1,900,187 | 1,447,004 | 583,830 | 509,803 | 156,931 | 701,042 |
| total current liabilities | 2,670,961 | 2,271,022 | 879,324 | 862,858 | 406,395 | 703,832 |
| loans | 36,431,164 | 27,958,398 | 18,156,338 | 12,947,660 | 7,416,199 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 3,494,462 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 36,431,164 | 27,958,398 | 18,156,338 | 12,947,660 | 7,416,199 | 3,494,462 |
| total liabilities | 39,102,125 | 30,229,420 | 19,035,662 | 13,810,518 | 7,822,594 | 4,198,294 |
| net assets | -36,786,569 | -27,353,858 | -17,032,251 | -11,035,386 | -7,050,106 | -2,479,532 |
| total shareholders funds | -36,786,569 | -27,353,858 | -17,032,251 | -11,035,386 | -7,050,106 | -2,479,532 |
| Oct 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | |
|---|---|---|---|---|---|---|
| Operating Activities | ||||||
| Operating Profit | ||||||
| Depreciation | 13,843 | 14,108 | 11,561 | 8,325 | 7,139 | 1,284 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | ||||||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | -102,758 | 580,907 | 40,577 | -590,244 | 396,073 | 224,050 |
| Creditors | -53,244 | 529,460 | -278,387 | 103,591 | 246,174 | 2,790 |
| Accruals and Deferred Income | 453,183 | 863,174 | 74,027 | 352,872 | -544,111 | 701,042 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | ||||||
| Investing Activities | ||||||
| capital expenditure | ||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | ||||||
| Financing Activities | ||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | -936 | 220,826 | 0 | 500 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 8,472,766 | 9,802,060 | 5,208,678 | 5,531,461 | 7,416,199 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | -3,494,462 | 3,494,462 |
| share issue | ||||||
| interest | ||||||
| cash flow from financing | ||||||
| cash and cash equivalents | ||||||
| cash | -453,169 | 282,695 | -824,867 | 2,599,448 | -1,344,644 | 1,480,908 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | -453,169 | 282,695 | -824,867 | 2,599,448 | -1,344,644 | 1,480,908 |
clara-pensions limited Credit Report and Business Information
Clara-pensions Limited Competitor Analysis
Perform a competitor analysis for clara-pensions limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mid companies, companies in EC4V area or any other competitors across 12 key performance metrics.
clara-pensions limited Ownership
CLARA-PENSIONS LIMITED group structure
Clara-Pensions Limited has no subsidiary companies.
Ultimate parent company
NIEDERKORN ADJACENT PARTNERS SC
#0129092
2 parents
CLARA-PENSIONS LIMITED
10925368
clara-pensions limited directors
Clara-Pensions Limited currently has 6 directors. The longest serving directors include Mr Lawrence Churchill (Sep 2018) and Mr Stephen Groves (Feb 2019).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Lawrence Churchill | England | 78 years | Sep 2018 | - | Director |
| Mr Stephen Groves | United Kingdom | 50 years | Feb 2019 | - | Director |
| Mr Simon True | United Kingdom | 56 years | Mar 2022 | - | Director |
| Mr David Young | United Kingdom | 63 years | Jun 2022 | - | Director |
| Mr David Young | United Kingdom | 63 years | Jun 2022 | - | Director |
| Mr Richard Zugic | United Kingdom | 53 years | Jun 2023 | - | Director |
P&L
October 2023turnover
8.6m
-5%
operating profit
-5.9m
0%
gross margin
95.3%
-0.76%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
October 2023net assets
-36.8m
+0.34%
total assets
2.3m
-0.19%
cash
1.7m
-0.21%
net assets
Total assets minus all liabilities
clara-pensions limited company details
company number
10925368
Type
Private limited with Share Capital
industry
66300 - Fund management activities
incorporation date
August 2017
age
8
incorporated
UK
ultimate parent company
accounts
Small Company
last accounts submitted
October 2023
previous names
N/A
accountant
GRANT HARROD LERMAN DAVIS LLP
auditor
-
address
suite 2.06, bridge house, 181 queen victoria street, london, EC4V 4EG
Bank
-
Legal Advisor
-
clara-pensions limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to clara-pensions limited.
clara-pensions limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for CLARA-PENSIONS LIMITED. This can take several minutes, an email will notify you when this has completed.
clara-pensions limited Companies House Filings - See Documents
| date | description | view/download |
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