build finance limited
build finance limited Company Information
Company Number
11010833
Next Accounts
Jul 2025
Industry
Other credit granting (not including credit granting by non-deposit taking finance houses and other specialist consumer credit grantors and activities of mortgage finance companies) n.e.c.
Shareholders
ross andrew stewart
Group Structure
View All
Contact
Registered Address
18 church lane, northaw, potters bar, EN6 4NX
Website
newbuildfinance.co.nzbuild finance limited Estimated Valuation
Pomanda estimates the enterprise value of BUILD FINANCE LIMITED at £161.7m based on a Turnover of £51.7m and 3.12x industry multiple (adjusted for size and gross margin).
build finance limited Estimated Valuation
Pomanda estimates the enterprise value of BUILD FINANCE LIMITED at £0 based on an EBITDA of £-17.1k and a 10.91x industry multiple (adjusted for size and gross margin).
build finance limited Estimated Valuation
Pomanda estimates the enterprise value of BUILD FINANCE LIMITED at £7k based on Net Assets of £3.8k and 1.85x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Build Finance Limited Overview
Build Finance Limited is a live company located in potters bar, EN6 4NX with a Companies House number of 11010833. It operates in the other credit granting n.e.c. sector, SIC Code 64929. Founded in October 2017, it's largest shareholder is ross andrew stewart with a 100% stake. Build Finance Limited is a young, large sized company, Pomanda has estimated its turnover at £51.7m with rapid growth in recent years.
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Build Finance Limited Health Check
Pomanda's financial health check has awarded Build Finance Limited a 2.5 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 4 areas for improvement. Company Health Check FAQs
3 Strong
3 Regular
4 Weak
Size
annual sales of £51.7m, make it larger than the average company (£3m)
- Build Finance Limited
£3m - Industry AVG
Growth
3 year (CAGR) sales growth of 2422%, show it is growing at a faster rate (4.2%)
- Build Finance Limited
4.2% - Industry AVG
Production
with a gross margin of 66.7%, this company has a comparable cost of product (66.7%)
- Build Finance Limited
66.7% - Industry AVG
Profitability
an operating margin of 0% make it less profitable than the average company (26.5%)
- Build Finance Limited
26.5% - Industry AVG
Employees
with 135 employees, this is above the industry average (5)
- Build Finance Limited
5 - Industry AVG
Pay Structure
on an average salary of £58k, the company has an equivalent pay structure (£58k)
- Build Finance Limited
£58k - Industry AVG
Efficiency
resulting in sales per employee of £383.3k, this is equally as efficient (£385.1k)
- Build Finance Limited
£385.1k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Build Finance Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Build Finance Limited
- - Industry AVG
Stock Days
it holds stock equivalent to 103 days, this is more than average (11 days)
- Build Finance Limited
11 days - Industry AVG
Cash Balance
has cash to cover current liabilities for 0 weeks, this is less cash available to meet short term requirements (10 weeks)
0 weeks - Build Finance Limited
10 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 99.9%, this is a higher level of debt than the average (86.3%)
99.9% - Build Finance Limited
86.3% - Industry AVG
BUILD FINANCE LIMITED financials
Build Finance Limited's latest turnover from October 2023 is estimated at £51.7 million and the company has net assets of £3.8 thousand. According to their latest financial statements, we estimate that Build Finance Limited has 135 employees and maintains cash reserves of £9.6 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Oct 2023 | Oct 2022 | Oct 2021 | Oct 2020 | Oct 2019 | Oct 2018 | |
|---|---|---|---|---|---|---|
| Turnover | ||||||
| Other Income Or Grants | ||||||
| Cost Of Sales | ||||||
| Gross Profit | ||||||
| Admin Expenses | ||||||
| Operating Profit | ||||||
| Interest Payable | ||||||
| Interest Receivable | ||||||
| Pre-Tax Profit | ||||||
| Tax | ||||||
| Profit After Tax | ||||||
| Dividends Paid | ||||||
| Retained Profit | ||||||
| Employee Costs | 0 | 0 | ||||
| Number Of Employees | ||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Oct 2023 | Oct 2022 | Oct 2021 | Oct 2020 | Oct 2019 | Oct 2018 | |
|---|---|---|---|---|---|---|
| Tangible Assets | 0 | 0 | 0 | 72 | 145 | 217 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 0 | 0 | 0 | 72 | 145 | 217 |
| Stock & work in progress | 4,906,737 | 3,101,223 | 2,633,197 | 0 | 795,577 | 0 |
| Trade Debtors | 0 | 0 | 0 | 5,000 | 7,008 | 250,448 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 15,820 | 12,600 | 100 | 13,027 | 2,450 | 100 |
| Cash | 9,624 | 384,809 | 114,198 | 271,666 | 224,824 | 73,532 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 |
| total current assets | 4,932,181 | 3,498,632 | 2,747,495 | 289,693 | 1,029,859 | 324,080 |
| total assets | 4,932,181 | 3,498,632 | 2,747,495 | 289,765 | 1,030,004 | 324,297 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 4,928,389 | 3,488,074 | 2,746,439 | 281,555 | 1,014,681 | 319,950 |
| total current liabilities | 4,928,389 | 3,488,074 | 2,746,439 | 281,555 | 1,014,681 | 319,950 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 |
| total liabilities | 4,928,389 | 3,488,074 | 2,746,439 | 281,555 | 1,014,681 | 319,950 |
| net assets | 3,792 | 10,558 | 1,056 | 8,210 | 15,323 | 4,347 |
| total shareholders funds | 3,792 | 10,558 | 1,056 | 8,210 | 15,323 | 4,347 |
| Oct 2023 | Oct 2022 | Oct 2021 | Oct 2020 | Oct 2019 | Oct 2018 | |
|---|---|---|---|---|---|---|
| Operating Activities | ||||||
| Operating Profit | ||||||
| Depreciation | 0 | 0 | 72 | 73 | 72 | 73 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | ||||||
| Stock | 1,805,514 | 468,026 | 2,633,197 | -795,577 | 795,577 | 0 |
| Debtors | 3,220 | 12,500 | -17,927 | 8,569 | -241,090 | 250,548 |
| Creditors | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 1,440,315 | 741,635 | 2,464,884 | -733,126 | 694,731 | 319,950 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | ||||||
| Investing Activities | ||||||
| capital expenditure | ||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | ||||||
| Financing Activities | ||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | ||||||
| interest | ||||||
| cash flow from financing | ||||||
| cash and cash equivalents | ||||||
| cash | -375,185 | 270,611 | -157,468 | 46,842 | 151,292 | 73,532 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 |
| change in cash | -375,185 | 270,611 | -157,468 | 46,842 | 151,292 | 73,532 |
build finance limited Credit Report and Business Information
Build Finance Limited Competitor Analysis
Perform a competitor analysis for build finance limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other large companies, companies in EN6 area or any other competitors across 12 key performance metrics.
build finance limited Ownership
BUILD FINANCE LIMITED group structure
Build Finance Limited has no subsidiary companies.
Ultimate parent company
BUILD FINANCE LIMITED
11010833
build finance limited directors
Build Finance Limited currently has 2 directors. The longest serving directors include Mr Nicholas Stewart (Oct 2017) and Mr Ross Stewart (Mar 2024).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Nicholas Stewart | United Kingdom | 31 years | Oct 2017 | - | Director |
| Mr Ross Stewart | United Kingdom | 40 years | Mar 2024 | - | Director |
P&L
October 2023turnover
51.7m
-29%
operating profit
-17.1k
0%
gross margin
66.7%
-1.48%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
October 2023net assets
3.8k
-0.64%
total assets
4.9m
+0.41%
cash
9.6k
-0.97%
net assets
Total assets minus all liabilities
Similar Companies
build finance limited company details
company number
11010833
Type
Private limited with Share Capital
industry
64929 - Other credit granting (not including credit granting by non-deposit taking finance houses and other specialist consumer credit grantors and activities of mortgage finance companies) n.e.c.
incorporation date
October 2017
age
7
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
October 2023
previous names
N/A
accountant
-
auditor
-
address
18 church lane, northaw, potters bar, EN6 4NX
Bank
-
Legal Advisor
-
build finance limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 4 charges/mortgages relating to build finance limited. Currently there are 3 open charges and 1 have been satisfied in the past.
build finance limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for BUILD FINANCE LIMITED. This can take several minutes, an email will notify you when this has completed.
build finance limited Companies House Filings - See Documents
| date | description | view/download |
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