cipher risk limited
cipher risk limited Company Information
Company Number
11246236
Next Accounts
185 days late
Directors
Shareholders
dominic alan guise
michael sherry
View AllGroup Structure
View All
Industry
Life insurance
Registered Address
85 great portland street, first floor, london, W1W 7LT
Website
www.cipher-risk.comcipher risk limited Estimated Valuation
Pomanda estimates the enterprise value of CIPHER RISK LIMITED at £76.8k based on a Turnover of £178.5k and 0.43x industry multiple (adjusted for size and gross margin).
cipher risk limited Estimated Valuation
Pomanda estimates the enterprise value of CIPHER RISK LIMITED at £32.8k based on an EBITDA of £7.2k and a 4.54x industry multiple (adjusted for size and gross margin).
cipher risk limited Estimated Valuation
Pomanda estimates the enterprise value of CIPHER RISK LIMITED at £0 based on Net Assets of £-149.2k and 1.65x industry multiple (adjusted for liquidity).
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Cipher Risk Limited Overview
Cipher Risk Limited is a live company located in london, W1W 7LT with a Companies House number of 11246236. It operates in the life insurance sector, SIC Code 65110. Founded in March 2018, it's largest shareholder is dominic alan guise with a 52% stake. Cipher Risk Limited is a young, micro sized company, Pomanda has estimated its turnover at £178.5k with declining growth in recent years.
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Cipher Risk Limited Health Check
Pomanda's financial health check has awarded Cipher Risk Limited a 1 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 7 areas for improvement. Company Health Check FAQs
1 Strong
2 Regular
7 Weak
Size
annual sales of £178.5k, make it smaller than the average company (£1.1m)
- Cipher Risk Limited
£1.1m - Industry AVG
Growth
3 year (CAGR) sales growth of -7%, show it is growing at a slower rate (3.2%)
- Cipher Risk Limited
3.2% - Industry AVG
Production
with a gross margin of 57%, this company has a higher cost of product (99.4%)
- Cipher Risk Limited
99.4% - Industry AVG
Profitability
an operating margin of 4.1% make it less profitable than the average company (10.5%)
- Cipher Risk Limited
10.5% - Industry AVG
Employees
with 5 employees, this is below the industry average (15)
5 - Cipher Risk Limited
15 - Industry AVG
Pay Structure
on an average salary of £58.8k, the company has an equivalent pay structure (£58.8k)
- Cipher Risk Limited
£58.8k - Industry AVG
Efficiency
resulting in sales per employee of £35.7k, this is less efficient (£133.6k)
- Cipher Risk Limited
£133.6k - Industry AVG
Debtor Days
it gets paid by customers after 224 days, this is near the average (249 days)
- Cipher Risk Limited
249 days - Industry AVG
Creditor Days
its suppliers are paid after 1264 days, this is slower than average (15 days)
- Cipher Risk Limited
15 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Cipher Risk Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Cipher Risk Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 204.3%, this is a higher level of debt than the average (94.5%)
204.3% - Cipher Risk Limited
94.5% - Industry AVG
CIPHER RISK LIMITED financials
Cipher Risk Limited's latest turnover from December 2022 is estimated at £178.5 thousand and the company has net assets of -£149.2 thousand. According to their latest financial statements, Cipher Risk Limited has 5 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2022 | Dec 2021 | Jul 2020 | Jul 2019 | |
|---|---|---|---|---|
| Turnover | ||||
| Other Income Or Grants | ||||
| Cost Of Sales | ||||
| Gross Profit | ||||
| Admin Expenses | ||||
| Operating Profit | ||||
| Interest Payable | ||||
| Interest Receivable | ||||
| Pre-Tax Profit | ||||
| Tax | ||||
| Profit After Tax | ||||
| Dividends Paid | ||||
| Retained Profit | ||||
| Employee Costs | ||||
| Number Of Employees | 5 | 11 | 3 | 3 |
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2022 | Dec 2021 | Jul 2020 | Jul 2019 | |
|---|---|---|---|---|
| Tangible Assets | 33,300 | 33,501 | 581 | 359 |
| Intangible Assets | 5,058 | 10,115 | ||
| Investments & Other | ||||
| Debtors (Due After 1 year) | ||||
| Total Fixed Assets | 33,300 | 33,501 | 5,639 | 10,474 |
| Stock & work in progress | ||||
| Trade Debtors | 109,837 | 116,739 | ||
| Group Debtors | ||||
| Misc Debtors | 43,724 | 17,871 | ||
| Cash | 241,474 | 49,143 | ||
| misc current assets | ||||
| total current assets | 109,837 | 116,739 | 285,198 | 67,014 |
| total assets | 143,137 | 150,240 | 290,837 | 77,488 |
| Bank overdraft | 833 | |||
| Bank loan | ||||
| Trade Creditors | 265,906 | 269,983 | ||
| Group/Directors Accounts | ||||
| other short term finances | ||||
| hp & lease commitments | ||||
| other current liabilities | 244,344 | 77,093 | ||
| total current liabilities | 265,906 | 269,983 | 245,177 | 77,093 |
| loans | 49,167 | |||
| hp & lease commitments | ||||
| Accruals and Deferred Income | ||||
| other liabilities | 26,447 | 35,321 | ||
| provisions | ||||
| total long term liabilities | 26,447 | 35,321 | 49,167 | |
| total liabilities | 292,353 | 305,304 | 294,344 | 77,093 |
| net assets | -149,216 | -155,064 | -3,507 | 395 |
| total shareholders funds | -149,216 | -155,064 | -3,507 | 395 |
| Dec 2022 | Dec 2021 | Jul 2020 | Jul 2019 | |
|---|---|---|---|---|
| Operating Activities | ||||
| Operating Profit | ||||
| Depreciation | 381 | 381 | 180 | |
| Amortisation | 5,058 | 5,057 | 5,057 | |
| Tax | ||||
| Stock | ||||
| Debtors | -6,902 | 73,015 | 25,853 | 17,871 |
| Creditors | -4,077 | 269,983 | ||
| Accruals and Deferred Income | -244,344 | 167,251 | 77,093 | |
| Deferred Taxes & Provisions | ||||
| Cash flow from operations | ||||
| Investing Activities | ||||
| capital expenditure | ||||
| Change in Investments | ||||
| cash flow from investments | ||||
| Financing Activities | ||||
| Bank loans | ||||
| Group/Directors Accounts | ||||
| Other Short Term Loans | ||||
| Long term loans | -49,167 | 49,167 | ||
| Hire Purchase and Lease Commitments | ||||
| other long term liabilities | -8,874 | 35,321 | ||
| share issue | ||||
| interest | ||||
| cash flow from financing | ||||
| cash and cash equivalents | ||||
| cash | -241,474 | 192,331 | 49,143 | |
| overdraft | -833 | 833 | ||
| change in cash | -240,641 | 191,498 | 49,143 |
cipher risk limited Credit Report and Business Information
Cipher Risk Limited Competitor Analysis
Perform a competitor analysis for cipher risk limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in W1W area or any other competitors across 12 key performance metrics.
cipher risk limited Ownership
CIPHER RISK LIMITED group structure
Cipher Risk Limited has 2 subsidiary companies.
Ultimate parent company
CIPHER RISK LIMITED
11246236
2 subsidiaries
cipher risk limited directors
Cipher Risk Limited currently has 1 director, Mr Dominic Guise serving since Mar 2018.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Dominic Guise | United Kingdom | 41 years | Mar 2018 | - | Director |
P&L
December 2022turnover
178.5k
-29%
operating profit
7.2k
0%
gross margin
57.1%
+1.75%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2022net assets
-149.2k
-0.04%
total assets
143.1k
-0.05%
cash
0
0%
net assets
Total assets minus all liabilities
cipher risk limited company details
company number
11246236
Type
Private limited with Share Capital
industry
65110 - Life insurance
incorporation date
March 2018
age
7
incorporated
UK
ultimate parent company
accounts
Micro-Entity Accounts
last accounts submitted
December 2022
previous names
N/A
accountant
-
auditor
-
address
85 great portland street, first floor, london, W1W 7LT
Bank
-
Legal Advisor
-
cipher risk limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to cipher risk limited.
cipher risk limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for CIPHER RISK LIMITED. This can take several minutes, an email will notify you when this has completed.
cipher risk limited Companies House Filings - See Documents
| date | description | view/download |
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