bcrs cief limited

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bcrs cief limited Company Information

Share BCRS CIEF LIMITED

Company Number

11600189

Directors

Stephen Deakin

Paul Smee

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Shareholders

bcrs business loans limited

Group Structure

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Industry

Other credit granting (not including credit granting by non-deposit taking finance houses and other specialist consumer credit grantors and activities of mortgage finance companies) n.e.c.

 

Registered Address

technology centre, wolverhampton science park, wolverhampton, WV10 9RU

bcrs cief limited Estimated Valuation

£1.5m

Pomanda estimates the enterprise value of BCRS CIEF LIMITED at £1.5m based on a Turnover of £908k and 1.67x industry multiple (adjusted for size and gross margin).

bcrs cief limited Estimated Valuation

£3.3m

Pomanda estimates the enterprise value of BCRS CIEF LIMITED at £3.3m based on an EBITDA of £540.3k and a 6.09x industry multiple (adjusted for size and gross margin).

bcrs cief limited Estimated Valuation

£1.4m

Pomanda estimates the enterprise value of BCRS CIEF LIMITED at £1.4m based on Net Assets of £765.8k and 1.89x industry multiple (adjusted for liquidity).

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Bcrs Cief Limited Overview

Bcrs Cief Limited is a live company located in wolverhampton, WV10 9RU with a Companies House number of 11600189. It operates in the other credit granting n.e.c. sector, SIC Code 64929. Founded in October 2018, it's largest shareholder is bcrs business loans limited with a 100% stake. Bcrs Cief Limited is a young, small sized company, Pomanda has estimated its turnover at £908k with declining growth in recent years.

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Bcrs Cief Limited Health Check

Pomanda's financial health check has awarded Bcrs Cief Limited a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 3 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating4.5out of 5
positive_score

4 Strong

positive_score

1 Regular

positive_score

3 Weak

size

Size

annual sales of £908k, make it smaller than the average company (£4.9m)

£908k - Bcrs Cief Limited

£4.9m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of -6%, show it is growing at a slower rate (7.3%)

-6% - Bcrs Cief Limited

7.3% - Industry AVG

production

Production

with a gross margin of 100%, this company has a lower cost of product (59.1%)

100% - Bcrs Cief Limited

59.1% - Industry AVG

profitability

Profitability

an operating margin of 59.5% make it more profitable than the average company (17.5%)

59.5% - Bcrs Cief Limited

17.5% - Industry AVG

employees

Employees

with 1 employees, this is below the industry average (5)

1 - Bcrs Cief Limited

5 - Industry AVG

paystructure

Pay Structure

There is insufficient data available for this Key Performance Indicator!

- - Bcrs Cief Limited

- - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £908k, this is more efficient (£397.4k)

£908k - Bcrs Cief Limited

£397.4k - Industry AVG

debtordays

Debtor Days

There is insufficient data available for this Key Performance Indicator!

- - Bcrs Cief Limited

- - Industry AVG

creditordays

Creditor Days

There is insufficient data available for this Key Performance Indicator!

- - Bcrs Cief Limited

- - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Bcrs Cief Limited

- - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 15 weeks, this is more cash available to meet short term requirements (7 weeks)

15 weeks - Bcrs Cief Limited

7 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 88.8%, this is a similar level of debt than the average (88.8%)

88.8% - Bcrs Cief Limited

88.8% - Industry AVG

BCRS CIEF LIMITED financials

EXPORTms excel logo

Bcrs Cief Limited's latest turnover from March 2024 is £908 thousand and the company has net assets of £765.8 thousand. According to their latest financial statements, Bcrs Cief Limited has 1 employee and maintains cash reserves of £329.5 thousand as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
Turnover908,0481,220,3891,382,8201,090,109482,95035,175
Other Income Or Grants13,1097,3992,246
Cost Of Sales
Gross Profit908,0481,220,3891,395,9291,097,508485,19635,175
Admin Expenses367,788631,506620,000393,301424,639114,507
Operating Profit540,260588,883775,929704,20760,557-79,332
Interest Payable448,188405,571431,928352,351157,59411,945
Interest Receivable
Pre-Tax Profit92,072183,312344,001351,856-97,037-91,277
Tax-17,100
Profit After Tax74,972183,312344,001351,856-97,037-91,277
Dividends Paid
Retained Profit74,972183,312344,001351,856-97,037-91,277
Employee Costs
Number Of Employees112223
EBITDA*540,260588,883775,929704,20760,557-79,332

* Earnings Before Interest, Tax, Depreciation and Amortisation

Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
Tangible Assets
Intangible Assets
Investments & Other
Debtors (Due After 1 year)4,725,8397,562,1487,918,6646,782,3973,481,539522,319
Total Fixed Assets4,725,8397,562,1487,918,6646,782,3973,481,539522,319
Stock & work in progress
Trade Debtors
Group Debtors
Misc Debtors1,784,7141,659,1652,092,5531,381,817638,41861,533
Cash329,460549,7062,176,5503,113,1291,343,884558,685
misc current assets
total current assets2,114,1742,208,8714,269,1034,494,9461,982,302620,218
total assets6,840,0139,771,01912,187,76711,277,3435,463,8411,142,537
Bank overdraft
Bank loan935,3751,677,5251,478,976736,398
Trade Creditors 4,13838,49320,15412,728
Group/Directors Accounts147,69136,071161,16365,449231,44247,663
other short term finances
hp & lease commitments
other current liabilities28,99414,11210,04815,9236,3296,150
total current liabilities1,116,1981,766,2011,670,341830,498237,77153,813
loans4,957,9897,313,96410,009,88310,283,3035,414,3831,180,000
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
total long term liabilities4,957,9897,313,96410,009,88310,283,3035,414,3831,180,000
total liabilities6,074,1879,080,16511,680,22411,113,8015,652,1541,233,813
net assets765,826690,854507,543163,542-188,313-91,276
total shareholders funds765,826690,854507,543163,542-188,313-91,276
Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
Operating Activities
Operating Profit540,260588,883775,929704,20760,557-79,332
Depreciation
Amortisation
Tax-17,100
Stock
Debtors-2,710,760-789,9041,847,0034,044,2573,536,105583,852
Creditors-34,35518,3397,42612,728
Accruals and Deferred Income14,8824,064-5,8759,5941796,150
Deferred Taxes & Provisions
Cash flow from operations3,214,4471,401,190-1,069,523-3,317,728-3,475,369-657,034
Investing Activities
capital expenditure
Change in Investments
cash flow from investments
Financing Activities
Bank loans-742,150198,549742,578736,398
Group/Directors Accounts111,620-125,09295,714-165,993183,77947,663
Other Short Term Loans
Long term loans-2,355,975-2,695,919-273,4204,868,9204,234,3831,180,000
Hire Purchase and Lease Commitments
other long term liabilities
share issue-1-11
interest-448,188-405,571-431,928-352,351-157,594-11,945
cash flow from financing-3,434,693-3,028,034132,9445,086,9734,260,5681,215,719
cash and cash equivalents
cash-220,246-1,626,844-936,5791,769,245785,199558,685
overdraft
change in cash-220,246-1,626,844-936,5791,769,245785,199558,685

bcrs cief limited Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Bcrs Cief Limited Competitor Analysis

competitor_analysis_table_img

Perform a competitor analysis for bcrs cief limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in WV10 area or any other competitors across 12 key performance metrics.

bcrs cief limited Ownership

BCRS CIEF LIMITED group structure

Bcrs Cief Limited has no subsidiary companies.

Ultimate parent company

1 parent

BCRS CIEF LIMITED

11600189

BCRS CIEF LIMITED Shareholders

bcrs business loans limited 100%

bcrs cief limited directors

Bcrs Cief Limited currently has 3 directors. The longest serving directors include Mr Stephen Deakin (Oct 2018) and Mr Paul Smee (Apr 2024).

officercountryagestartendrole
Mr Stephen DeakinEngland47 years Oct 2018- Director
Mr Paul Smee68 years Apr 2024- Director
Ms Emma LeighEngland49 years Sep 2024- Director

P&L

March 2024

turnover

908k

-26%

operating profit

540.3k

-8%

gross margin

100%

0%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

March 2024

net assets

765.8k

+0.11%

total assets

6.8m

-0.3%

cash

329.5k

-0.4%

net assets

Total assets minus all liabilities

bcrs cief limited company details

company number

11600189

Type

Private limited with Share Capital

industry

64929 - Other credit granting (not including credit granting by non-deposit taking finance houses and other specialist consumer credit grantors and activities of mortgage finance companies) n.e.c.

incorporation date

October 2018

age

7

incorporated

UK

ultimate parent company

accounts

Small Company

last accounts submitted

March 2024

previous names

N/A

accountant

-

auditor

CROWE U.K. LLP

address

technology centre, wolverhampton science park, wolverhampton, WV10 9RU

Bank

-

Legal Advisor

-

bcrs cief limited Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We found 2 charges/mortgages relating to bcrs cief limited. Currently there are 2 open charges and 0 have been satisfied in the past.

bcrs cief limited Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

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bcrs cief limited Companies House Filings - See Documents

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