bef bsc ltd

bef bsc ltd Company Information

Share BEF BSC LTD
Live 
YoungSmallHigh

Company Number

11609382

Industry

Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors

 

Shareholders

business & enterprises finance limited

Group Structure

View All

Contact

Registered Address

city hub 9 - 11 peckover street, little germany, bradford, BD1 5BD

bef bsc ltd Estimated Valuation

£787.1k

Pomanda estimates the enterprise value of BEF BSC LTD at £787.1k based on a Turnover of £721.3k and 1.09x industry multiple (adjusted for size and gross margin).

bef bsc ltd Estimated Valuation

£1.7m

Pomanda estimates the enterprise value of BEF BSC LTD at £1.7m based on an EBITDA of £389.1k and a 4.48x industry multiple (adjusted for size and gross margin).

bef bsc ltd Estimated Valuation

£1.9m

Pomanda estimates the enterprise value of BEF BSC LTD at £1.9m based on Net Assets of £823.8k and 2.3x industry multiple (adjusted for liquidity).

Edit your figures and get a professional valuation report.

Bef Bsc Ltd Overview

Bef Bsc Ltd is a live company located in bradford, BD1 5BD with a Companies House number of 11609382. It operates in the credit granting by non-deposit taking finance houses and other specialist consumer credit grantors sector, SIC Code 64921. Founded in October 2018, it's largest shareholder is business & enterprises finance limited with a 100% stake. Bef Bsc Ltd is a young, small sized company, Pomanda has estimated its turnover at £721.3k with high growth in recent years.

View Sample
View Sample
View Sample

Upgrade for unlimited company reports & a free credit check

Bef Bsc Ltd Health Check

Pomanda's financial health check has awarded Bef Bsc Ltd a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 4 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating3.5out of 5
positive_score

2 Strong

positive_score

4 Regular

positive_score

4 Weak

size

Size

annual sales of £721.3k, make it smaller than the average company (£18.5m)

£721.3k - Bef Bsc Ltd

£18.5m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of 21%, show it is growing at a similar rate (20.5%)

21% - Bef Bsc Ltd

20.5% - Industry AVG

production

Production

with a gross margin of 16.1%, this company has a comparable cost of product (16.1%)

16.1% - Bef Bsc Ltd

16.1% - Industry AVG

profitability

Profitability

an operating margin of 54% make it more profitable than the average company (7.1%)

54% - Bef Bsc Ltd

7.1% - Industry AVG

employees

Employees

with 2 employees, this is below the industry average (12)

2 - Bef Bsc Ltd

12 - Industry AVG

paystructure

Pay Structure

on an average salary of £65k, the company has an equivalent pay structure (£65k)

£65k - Bef Bsc Ltd

£65k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £360.7k, this is less efficient (£437.8k)

£360.7k - Bef Bsc Ltd

£437.8k - Industry AVG

debtordays

Debtor Days

There is insufficient data available for this Key Performance Indicator!

- - Bef Bsc Ltd

- - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 4 days, this is quicker than average (137 days)

4 days - Bef Bsc Ltd

137 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Bef Bsc Ltd

- - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 6 weeks, this is average cash available to meet short term requirements (5 weeks)

6 weeks - Bef Bsc Ltd

5 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 87.3%, this is a lower level of debt than the average (100%)

87.3% - Bef Bsc Ltd

100% - Industry AVG

BEF BSC LTD financials

EXPORTms excel logo

Bef Bsc Ltd's latest turnover from March 2024 is estimated at £721.3 thousand and the company has net assets of £823.8 thousand. According to their latest financial statements, Bef Bsc Ltd has 2 employees and maintains cash reserves of £300.8 thousand as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
Turnover721,346517,739485,401406,407179,696149,090
Other Income Or Grants000000
Cost Of Sales605,445417,917391,814307,642129,811103,878
Gross Profit115,90099,82393,58898,76549,88545,212
Admin Expenses-273,247-597,452-590,310-362,658-39,85583,749
Operating Profit389,147697,275683,898461,42389,740-38,537
Interest Payable341,719522,750369,563140,30000
Interest Receivable23,73281,50616,42277721265
Pre-Tax Profit71,160256,031330,758321,90089,952-38,472
Tax-17,790-48,646-62,844-61,161-17,0910
Profit After Tax53,370207,385267,914260,73972,861-38,472
Dividends Paid000000
Retained Profit53,370207,385267,914260,73972,861-38,472
Employee Costs130,067122,903128,430110,92453,44048,862
Number Of Employees222211
EBITDA*389,147697,275683,898461,42389,740-38,537

* Earnings Before Interest, Tax, Depreciation and Amortisation

Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
Tangible Assets000000
Intangible Assets000000
Investments & Other000000
Debtors (Due After 1 year)4,652,9647,046,9886,146,4496,637,4142,344,459762,555
Total Fixed Assets4,652,9647,046,9886,146,4496,637,4142,344,459762,555
Stock & work in progress000000
Trade Debtors000000
Group Debtors63,50470,320156,693617,62764,0480
Misc Debtors1,468,0632,276,3702,031,4632,372,417534,001193,750
Cash300,760603,3153,232,2681,147,033406,95217,424
misc current assets000000
total current assets1,832,3272,950,0055,420,4244,137,0771,005,001211,174
total assets6,485,2919,996,99311,566,87310,774,4913,349,460973,729
Bank overdraft000000
Bank loan1,500,0001,500,0001,500,000000
Trade Creditors 8,2178,21710,5879,93500
Group/Directors Accounts0002,00009,050
other short term finances000000
hp & lease commitments000000
other current liabilities878,2761,118,3481,643,243867,42765,0703,150
total current liabilities2,386,4932,626,5653,153,830879,36265,07012,200
loans725,0002,350,0004,850,0004,600,00000
hp & lease commitments000000
Accruals and Deferred Income000000
other liabilities2,550,0004,250,0003,000,0005,000,0003,250,0001,000,000
provisions000000
total long term liabilities3,275,0006,600,0007,850,0009,600,0003,250,0001,000,000
total liabilities5,661,4939,226,56511,003,83010,479,3623,315,0701,012,200
net assets823,798770,428563,043295,12934,390-38,471
total shareholders funds823,798770,428563,043295,12934,390-38,471
Mar 2024Mar 2023Mar 2022Mar 2021Mar 2020Mar 2019
Operating Activities
Operating Profit389,147697,275683,898461,42389,740-38,537
Depreciation000000
Amortisation000000
Tax-17,790-48,646-62,844-61,161-17,0910
Stock000000
Debtors-3,209,1471,059,073-1,292,8536,684,9501,986,203956,305
Creditors0-2,3706529,93500
Accruals and Deferred Income-240,072-524,895775,816802,35761,9203,150
Deferred Taxes & Provisions000000
Cash flow from operations3,340,432-937,7092,690,375-5,472,396-1,851,634-991,692
Investing Activities
capital expenditure000000
Change in Investments000000
cash flow from investments000000
Financing Activities
Bank loans001,500,000000
Group/Directors Accounts00-2,0002,000-9,0509,050
Other Short Term Loans 000000
Long term loans-1,625,000-2,500,000250,0004,600,00000
Hire Purchase and Lease Commitments000000
other long term liabilities-1,700,0001,250,000-2,000,0001,750,0002,250,0001,000,000
share issue000001
interest-317,987-441,244-353,141-139,52321265
cash flow from financing-3,642,987-1,691,244-605,1416,212,4772,241,1621,009,116
cash and cash equivalents
cash-302,555-2,628,9532,085,235740,081389,52817,424
overdraft000000
change in cash-302,555-2,628,9532,085,235740,081389,52817,424

bef bsc ltd Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for bef bsc ltd. Get real-time insights into bef bsc ltd's credit score, group structure and payment trends.

From as little as £6.99

This will not impact your credit rating!

View Credit Report Sample

Bef Bsc Ltd Competitor Analysis

competitor_analysis_table_img

Perform a competitor analysis for bef bsc ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in BD1 area or any other competitors across 12 key performance metrics.

bef bsc ltd Ownership

BEF BSC LTD group structure

Bef Bsc Ltd has no subsidiary companies.

BEF BSC LTD Shareholders

business & enterprises finance limited 100%

bef bsc ltd directors

Bef Bsc Ltd currently has 2 directors. The longest serving directors include Mr Stephen Waud (Oct 2018) and Mr Simon Jackson (Sep 2022).

officercountryagestartendrole
Mr Stephen Waud56 years Oct 2018- Director
Mr Simon JacksonEngland58 years Sep 2022- Director

P&L

March 2024

turnover

721.3k

+39%

operating profit

389.1k

0%

gross margin

16.1%

-16.67%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

March 2024

net assets

823.8k

+0.07%

total assets

6.5m

-0.35%

cash

300.8k

-0.5%

net assets

Total assets minus all liabilities

bef bsc ltd company details

company number

11609382

Type

Private limited with Share Capital

industry

64921 - Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors

incorporation date

October 2018

age

7

incorporated

UK

accounts

Small Company

last accounts submitted

March 2024

previous names

N/A

accountant

ANDERSON ANDERSON & BROWN AUDIT LLP

auditor

-

address

city hub 9 - 11 peckover street, little germany, bradford, BD1 5BD

Bank

-

Legal Advisor

-

bef bsc ltd Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We found 2 charges/mortgages relating to bef bsc ltd. Currently there are 2 open charges and 0 have been satisfied in the past.

bef bsc ltd Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

Click to start generating capital raising & share issue transactions for BEF BSC LTD. This can take several minutes, an email will notify you when this has completed.

bef bsc ltd Companies House Filings - See Documents

datedescriptionview/download