bef bsc ltd Company Information
Company Number
11609382
Next Accounts
Dec 2025
Industry
Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Shareholders
business & enterprises finance limited
Group Structure
View All
Contact
Registered Address
city hub 9 - 11 peckover street, little germany, bradford, BD1 5BD
Website
www.befund.orgbef bsc ltd Estimated Valuation
Pomanda estimates the enterprise value of BEF BSC LTD at £787.1k based on a Turnover of £721.3k and 1.09x industry multiple (adjusted for size and gross margin).
bef bsc ltd Estimated Valuation
Pomanda estimates the enterprise value of BEF BSC LTD at £1.7m based on an EBITDA of £389.1k and a 4.48x industry multiple (adjusted for size and gross margin).
bef bsc ltd Estimated Valuation
Pomanda estimates the enterprise value of BEF BSC LTD at £1.9m based on Net Assets of £823.8k and 2.3x industry multiple (adjusted for liquidity).
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Bef Bsc Ltd Overview
Bef Bsc Ltd is a live company located in bradford, BD1 5BD with a Companies House number of 11609382. It operates in the credit granting by non-deposit taking finance houses and other specialist consumer credit grantors sector, SIC Code 64921. Founded in October 2018, it's largest shareholder is business & enterprises finance limited with a 100% stake. Bef Bsc Ltd is a young, small sized company, Pomanda has estimated its turnover at £721.3k with high growth in recent years.
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Bef Bsc Ltd Health Check
Pomanda's financial health check has awarded Bef Bsc Ltd a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 4 areas for improvement. Company Health Check FAQs
2 Strong
4 Regular
4 Weak
Size
annual sales of £721.3k, make it smaller than the average company (£18.5m)
- Bef Bsc Ltd
£18.5m - Industry AVG
Growth
3 year (CAGR) sales growth of 21%, show it is growing at a similar rate (20.5%)
- Bef Bsc Ltd
20.5% - Industry AVG
Production
with a gross margin of 16.1%, this company has a comparable cost of product (16.1%)
- Bef Bsc Ltd
16.1% - Industry AVG
Profitability
an operating margin of 54% make it more profitable than the average company (7.1%)
- Bef Bsc Ltd
7.1% - Industry AVG
Employees
with 2 employees, this is below the industry average (12)
2 - Bef Bsc Ltd
12 - Industry AVG
Pay Structure
on an average salary of £65k, the company has an equivalent pay structure (£65k)
- Bef Bsc Ltd
£65k - Industry AVG
Efficiency
resulting in sales per employee of £360.7k, this is less efficient (£437.8k)
- Bef Bsc Ltd
£437.8k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Bef Bsc Ltd
- - Industry AVG
Creditor Days
its suppliers are paid after 4 days, this is quicker than average (137 days)
- Bef Bsc Ltd
137 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Bef Bsc Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 6 weeks, this is average cash available to meet short term requirements (5 weeks)
6 weeks - Bef Bsc Ltd
5 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 87.3%, this is a lower level of debt than the average (100%)
87.3% - Bef Bsc Ltd
100% - Industry AVG
BEF BSC LTD financials
Bef Bsc Ltd's latest turnover from March 2024 is estimated at £721.3 thousand and the company has net assets of £823.8 thousand. According to their latest financial statements, Bef Bsc Ltd has 2 employees and maintains cash reserves of £300.8 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | |
---|---|---|---|---|---|---|
Turnover | ||||||
Other Income Or Grants | ||||||
Cost Of Sales | ||||||
Gross Profit | ||||||
Admin Expenses | ||||||
Operating Profit | ||||||
Interest Payable | ||||||
Interest Receivable | ||||||
Pre-Tax Profit | ||||||
Tax | ||||||
Profit After Tax | ||||||
Dividends Paid | ||||||
Retained Profit | ||||||
Employee Costs | ||||||
Number Of Employees | 2 | 2 | 2 | 2 | 1 | 1 |
EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | |
---|---|---|---|---|---|---|
Tangible Assets | 0 | 0 | 0 | 0 | 0 | 0 |
Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 |
Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors (Due After 1 year) | 4,652,964 | 7,046,988 | 6,146,449 | 6,637,414 | 2,344,459 | 762,555 |
Total Fixed Assets | 4,652,964 | 7,046,988 | 6,146,449 | 6,637,414 | 2,344,459 | 762,555 |
Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Debtors | 0 | 0 | 0 | 0 | 0 | 0 |
Group Debtors | 63,504 | 70,320 | 156,693 | 617,627 | 64,048 | 0 |
Misc Debtors | 1,468,063 | 2,276,370 | 2,031,463 | 2,372,417 | 534,001 | 193,750 |
Cash | 300,760 | 603,315 | 3,232,268 | 1,147,033 | 406,952 | 17,424 |
misc current assets | 0 | 0 | 0 | 0 | 0 | 0 |
total current assets | 1,832,327 | 2,950,005 | 5,420,424 | 4,137,077 | 1,005,001 | 211,174 |
total assets | 6,485,291 | 9,996,993 | 11,566,873 | 10,774,491 | 3,349,460 | 973,729 |
Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 |
Bank loan | 1,500,000 | 1,500,000 | 1,500,000 | 0 | 0 | 0 |
Trade Creditors | 8,217 | 8,217 | 10,587 | 9,935 | 0 | 0 |
Group/Directors Accounts | 0 | 0 | 0 | 2,000 | 0 | 9,050 |
other short term finances | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 |
other current liabilities | 878,276 | 1,118,348 | 1,643,243 | 867,427 | 65,070 | 3,150 |
total current liabilities | 2,386,493 | 2,626,565 | 3,153,830 | 879,362 | 65,070 | 12,200 |
loans | 725,000 | 2,350,000 | 4,850,000 | 4,600,000 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 |
Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 |
other liabilities | 2,550,000 | 4,250,000 | 3,000,000 | 5,000,000 | 3,250,000 | 1,000,000 |
provisions | 0 | 0 | 0 | 0 | 0 | 0 |
total long term liabilities | 3,275,000 | 6,600,000 | 7,850,000 | 9,600,000 | 3,250,000 | 1,000,000 |
total liabilities | 5,661,493 | 9,226,565 | 11,003,830 | 10,479,362 | 3,315,070 | 1,012,200 |
net assets | 823,798 | 770,428 | 563,043 | 295,129 | 34,390 | -38,471 |
total shareholders funds | 823,798 | 770,428 | 563,043 | 295,129 | 34,390 | -38,471 |
Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | Mar 2019 | |
---|---|---|---|---|---|---|
Operating Activities | ||||||
Operating Profit | ||||||
Depreciation | 0 | 0 | 0 | 0 | 0 | 0 |
Amortisation | 0 | 0 | 0 | 0 | 0 | 0 |
Tax | ||||||
Stock | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors | -3,209,147 | 1,059,073 | -1,292,853 | 6,684,950 | 1,986,203 | 956,305 |
Creditors | 0 | -2,370 | 652 | 9,935 | 0 | 0 |
Accruals and Deferred Income | -240,072 | -524,895 | 775,816 | 802,357 | 61,920 | 3,150 |
Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 |
Cash flow from operations | ||||||
Investing Activities | ||||||
capital expenditure | ||||||
Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 |
cash flow from investments | ||||||
Financing Activities | ||||||
Bank loans | 0 | 0 | 1,500,000 | 0 | 0 | 0 |
Group/Directors Accounts | 0 | 0 | -2,000 | 2,000 | -9,050 | 9,050 |
Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 |
Long term loans | -1,625,000 | -2,500,000 | 250,000 | 4,600,000 | 0 | 0 |
Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 |
other long term liabilities | -1,700,000 | 1,250,000 | -2,000,000 | 1,750,000 | 2,250,000 | 1,000,000 |
share issue | ||||||
interest | ||||||
cash flow from financing | ||||||
cash and cash equivalents | ||||||
cash | -302,555 | -2,628,953 | 2,085,235 | 740,081 | 389,528 | 17,424 |
overdraft | 0 | 0 | 0 | 0 | 0 | 0 |
change in cash | -302,555 | -2,628,953 | 2,085,235 | 740,081 | 389,528 | 17,424 |
bef bsc ltd Credit Report and Business Information
Bef Bsc Ltd Competitor Analysis
Perform a competitor analysis for bef bsc ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in BD1 area or any other competitors across 12 key performance metrics.
bef bsc ltd Ownership
BEF BSC LTD group structure
Bef Bsc Ltd has no subsidiary companies.
Ultimate parent company
2 parents
BEF BSC LTD
11609382
bef bsc ltd directors
Bef Bsc Ltd currently has 2 directors. The longest serving directors include Mr Stephen Waud (Oct 2018) and Mr Simon Jackson (Sep 2022).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr Stephen Waud | 56 years | Oct 2018 | - | Director | |
Mr Simon Jackson | England | 58 years | Sep 2022 | - | Director |
P&L
March 2024turnover
721.3k
+39%
operating profit
389.1k
0%
gross margin
16.1%
-16.67%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
823.8k
+0.07%
total assets
6.5m
-0.35%
cash
300.8k
-0.5%
net assets
Total assets minus all liabilities
bef bsc ltd company details
company number
11609382
Type
Private limited with Share Capital
industry
64921 - Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
incorporation date
October 2018
age
7
incorporated
UK
ultimate parent company
accounts
Small Company
last accounts submitted
March 2024
previous names
N/A
accountant
ANDERSON ANDERSON & BROWN AUDIT LLP
auditor
-
address
city hub 9 - 11 peckover street, little germany, bradford, BD1 5BD
Bank
-
Legal Advisor
-
bef bsc ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 2 charges/mortgages relating to bef bsc ltd. Currently there are 2 open charges and 0 have been satisfied in the past.
bef bsc ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for BEF BSC LTD. This can take several minutes, an email will notify you when this has completed.
bef bsc ltd Companies House Filings - See Documents
date | description | view/download |
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