Pomanda estimates the enterprise value of CREDIT FINANCIER INVEST LIMITED at £13.2k based on a Turnover of £13.2k and 1x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of CREDIT FINANCIER INVEST LIMITED at £0 based on an EBITDA of £-61.6k and a 4.42x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of CREDIT FINANCIER INVEST LIMITED at £819.4k based on Net Assets of £464.5k and 1.76x industry multiple (adjusted for liquidity).
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Credit Financier Invest LimitedOverview
Credit Financier Invest Limited is a live company located in london, W1J 8DZ with a Companies House number of 11634673. It operates in the security and commodity contracts dealing activities sector, SIC Code 66120. Founded in October 2018, it's largest shareholder is
cfi financial group holding ltd
with a 100% stake. Credit Financier Invest Limited is a young,
micro sized company, Pomanda has estimated its turnover at
£13.2k with
declining
growth in recent years.
Pomanda's financial health check has awarded Credit Financier Invest Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 5 areas for improvement. Company Health Check FAQs
Health Rating3.5out of 5
4 Strong
0 Regular
5 Weak
Size
annual sales of £13.2k, make it smaller than the average company (£10.5m)
£13.2k - Credit Financier Invest Limited
£10.5m - Industry AVG
Growth
3 year (CAGR) sales growth of -48%, show it is growing at a slower rate (4.6%)
-48% - Credit Financier Invest Limited
4.6% - Industry AVG
Production
with a gross margin of 87.5%, this company has a lower cost of product (42.1%)
87.5% - Credit Financier Invest Limited
42.1% - Industry AVG
Profitability
an operating margin of -468.4% make it less profitable than the average company (7.7%)
-468.4% - Credit Financier Invest Limited
7.7% - Industry AVG
Employees
with 3 employees, this is below the industry average (17)
3 - Credit Financier Invest Limited
17 - Industry AVG
Pay Structure
on an average salary of £66.6k, the company has a lower pay structure (£121.4k)
£66.6k - Credit Financier Invest Limited
£121.4k - Industry AVG
Efficiency
resulting in sales per employee of £4.4k, this is less efficient (£348.2k)
£4.4k - Credit Financier Invest Limited
£348.2k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Credit Financier Invest Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Credit Financier Invest Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Credit Financier Invest Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 2364 weeks, this is more cash available to meet short term requirements (35 weeks)
2364 weeks - Credit Financier Invest Limited
35 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 1.8%, this is a lower level of debt than the average (70.6%)
1.8% - Credit Financier Invest Limited
70.6% - Industry AVG
CREDIT FINANCIER INVEST LIMITED financials
EXPORT
Credit Financier Invest Limited's latest turnover from December 2023 is £13.2 thousand and the company has net assets of £464.5 thousand. According to their latest financial statements, Credit Financier Invest Limited has 3 employees and maintains cash reserves of £396.1 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Sep 2019
Turnover
13,167
9,997
11,800
94,817
Other Income Or Grants
Cost Of Sales
1,653
2,630
1,646
469
Gross Profit
11,514
7,367
10,154
94,348
Admin Expenses
73,185
156,730
-39,015
744,001
Operating Profit
-61,671
-149,363
49,169
-649,653
Interest Payable
Interest Receivable
Pre-Tax Profit
-40,608
-135,904
40,519
-649,492
Tax
Profit After Tax
-40,608
-135,904
40,519
-649,492
Dividends Paid
Retained Profit
-40,608
-135,904
40,519
-649,492
Employee Costs
199,928
189,191
223,263
366,528
Number Of Employees
3
3
3
5
1
EBITDA*
-61,617
-146,028
53,261
-645,172
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Sep 2019
Tangible Assets
1,884
3,335
7,237
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
1,884
3,335
7,237
Stock & work in progress
Trade Debtors
Group Debtors
32,969
21,517
13,504
3,863
Misc Debtors
42,229
107,191
20,329
28,799
Cash
396,145
406,238
362,872
320,419
877
misc current assets
total current assets
471,343
534,946
396,705
353,081
877
total assets
473,227
534,946
400,040
360,318
877
Bank overdraft
Bank loan
Trade Creditors
Group/Directors Accounts
1,058
1,099
other short term finances
hp & lease commitments
other current liabilities
8,712
29,823
7,955
8,711
777
total current liabilities
8,712
29,823
9,013
9,810
777
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
total long term liabilities
total liabilities
8,712
29,823
9,013
9,810
777
net assets
464,515
505,123
391,027
350,508
100
total shareholders funds
464,515
505,123
391,027
350,508
100
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Sep 2019
Operating Activities
Operating Profit
-61,671
-149,363
49,169
-649,653
Depreciation
54
3,335
4,092
4,481
Amortisation
Tax
Stock
Debtors
-53,510
94,875
1,171
32,662
Creditors
Accruals and Deferred Income
-21,111
21,868
-756
7,934
777
Deferred Taxes & Provisions
Cash flow from operations
-29,218
-219,035
51,334
-669,900
777
Investing Activities
capital expenditure
Change in Investments
cash flow from investments
Financing Activities
Bank loans
Group/Directors Accounts
-1,058
-41
1,099
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue
250,000
999,900
100
interest
cash flow from financing
248,942
-41
1,000,999
100
cash and cash equivalents
cash
-10,093
43,366
42,453
319,542
877
overdraft
change in cash
-10,093
43,366
42,453
319,542
877
credit financier invest limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for credit financier invest limited. Get real-time insights into credit financier invest limited's credit score, group structure and payment trends.
Perform a competitor analysis for credit financier invest limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in W1J area or any other competitors across 12 key performance metrics.
credit financier invest limited Ownership
CREDIT FINANCIER INVEST LIMITED group structure
Credit Financier Invest Limited has no subsidiary companies.
Ultimate parent company
CFI FINANCIAL GROUP HOLDING LTD
#0107148
1 parent
CREDIT FINANCIER INVEST LIMITED
11634673
CREDIT FINANCIER INVEST LIMITED Shareholders
The sole shareholder of Credit Financier Invest Limited is Cfi Financial Group Holding Ltd.
cfi financial group holding ltd
100%
credit financier invest limited directors
Credit Financier Invest Limited currently has 4 directors.
The longest serving directors include
Mr Mohamad Daher (Mar 2020) and
Mr Jerome Thompson (Jun 2024).
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to credit financier invest limited.
credit financier invest limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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credit financier invest limitedCompanies House Filings - See Documents
