ecapital commercial finance holdings uk limited
ecapital commercial finance holdings uk limited Company Information
Company Number
11877547
Next Accounts
Sep 2025
Industry
Activities of other holding companies (not including agricultural, production, construction, distribution and financial services holding companies) n.e.c.
Shareholders
ecapital finance corp
Group Structure
View All
Contact
Registered Address
1 london street, reading, RG1 4PN
Website
-ecapital commercial finance holdings uk limited Estimated Valuation
Pomanda estimates the enterprise value of ECAPITAL COMMERCIAL FINANCE HOLDINGS UK LIMITED at £180.4m based on a Turnover of £43.5m and 4.15x industry multiple (adjusted for size and gross margin).
ecapital commercial finance holdings uk limited Estimated Valuation
Pomanda estimates the enterprise value of ECAPITAL COMMERCIAL FINANCE HOLDINGS UK LIMITED at £395.2m based on an EBITDA of £22.4m and a 17.67x industry multiple (adjusted for size and gross margin).
ecapital commercial finance holdings uk limited Estimated Valuation
Pomanda estimates the enterprise value of ECAPITAL COMMERCIAL FINANCE HOLDINGS UK LIMITED at £13.3m based on Net Assets of £10.5m and 1.26x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Ecapital Commercial Finance Holdings Uk Limited Overview
Ecapital Commercial Finance Holdings Uk Limited is a live company located in reading, RG1 4PN with a Companies House number of 11877547. It operates in the activities of other holding companies n.e.c. sector, SIC Code 64209. Founded in March 2019, it's largest shareholder is ecapital finance corp with a 100% stake. Ecapital Commercial Finance Holdings Uk Limited is a young, large sized company, Pomanda has estimated its turnover at £43.5m with unknown growth in recent years.
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Ecapital Commercial Finance Holdings Uk Limited Health Check
Pomanda's financial health check has awarded Ecapital Commercial Finance Holdings Uk Limited a 4 rating. We use a traffic light system to show it exceeds the industry average on 6 measures and has 4 areas for improvement. Company Health Check FAQs
6 Strong
0 Regular
4 Weak
Size
annual sales of £43.5m, make it larger than the average company (£19.1m)
£43.5m - Ecapital Commercial Finance Holdings Uk Limited
£19.1m - Industry AVG
Growth
There is insufficient data available for this Key Performance Indicator!
- Ecapital Commercial Finance Holdings Uk Limited
- - Industry AVG
Production
with a gross margin of 100%, this company has a lower cost of product (36.2%)
100% - Ecapital Commercial Finance Holdings Uk Limited
36.2% - Industry AVG
Profitability
an operating margin of 48.8% make it more profitable than the average company (4.6%)
48.8% - Ecapital Commercial Finance Holdings Uk Limited
4.6% - Industry AVG
Employees
with 162 employees, this is above the industry average (106)
162 - Ecapital Commercial Finance Holdings Uk Limited
106 - Industry AVG
Pay Structure
on an average salary of £64.4k, the company has a higher pay structure (£44.8k)
£64.4k - Ecapital Commercial Finance Holdings Uk Limited
£44.8k - Industry AVG
Efficiency
resulting in sales per employee of £268.7k, this is more efficient (£192.8k)
£268.7k - Ecapital Commercial Finance Holdings Uk Limited
£192.8k - Industry AVG
Debtor Days
it gets paid by customers after 1265 days, this is later than average (45 days)
1265 days - Ecapital Commercial Finance Holdings Uk Limited
45 days - Industry AVG
Creditor Days
its suppliers are paid after 1473 days, this is slower than average (44 days)
1473 days - Ecapital Commercial Finance Holdings Uk Limited
44 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Ecapital Commercial Finance Holdings Uk Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 0 weeks, this is less cash available to meet short term requirements (14 weeks)
0 weeks - Ecapital Commercial Finance Holdings Uk Limited
14 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 91.4%, this is a higher level of debt than the average (69.4%)
91.4% - Ecapital Commercial Finance Holdings Uk Limited
69.4% - Industry AVG
ECAPITAL COMMERCIAL FINANCE HOLDINGS UK LIMITED financials
Ecapital Commercial Finance Holdings Uk Limited's latest turnover from December 2023 is £43.5 million and the company has net assets of £10.5 million. According to their latest financial statements, Ecapital Commercial Finance Holdings Uk Limited has 162 employees and maintains cash reserves of £369 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Nov 2020 | Mar 2020 | |
|---|---|---|---|---|---|
| Turnover | 43,525,017 | 33,950,630 | 24,784,393 | 0 | 0 |
| Other Income Or Grants | 0 | 0 | 0 | 0 | 0 |
| Cost Of Sales | 20,299 | 0 | 0 | 0 | 0 |
| Gross Profit | 43,504,718 | 33,950,630 | 24,784,393 | 0 | 0 |
| Admin Expenses | 22,264,891 | 20,091,738 | 16,927,209 | 0 | 0 |
| Operating Profit | 21,239,827 | 13,858,892 | 7,857,184 | 0 | 0 |
| Interest Payable | 10,984,972 | 6,365,440 | 5,676,426 | 0 | 0 |
| Interest Receivable | 85,315 | 4,225 | 0 | 0 | 0 |
| Pre-Tax Profit | 10,340,170 | 7,497,677 | 2,180,758 | 0 | 0 |
| Tax | -2,681,648 | -1,651,537 | -649,360 | 0 | 0 |
| Profit After Tax | 7,658,522 | 5,846,140 | 1,531,398 | 0 | 0 |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 |
| Retained Profit | 6,904,923 | 4,899,065 | 1,225,118 | 0 | 0 |
| Employee Costs | 10,426,010 | 8,725,643 | 8,416,348 | 0 | 0 |
| Number Of Employees | 162 | 137 | 131 | ||
| EBITDA* | 22,367,565 | 14,965,645 | 9,052,176 | 0 | 0 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Nov 2020 | Mar 2020 | |
|---|---|---|---|---|---|
| Tangible Assets | 151,756 | 444,445 | 432,818 | 0 | 0 |
| Intangible Assets | 7,351,809 | 8,311,050 | 9,360,867 | 0 | 0 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 7,503,565 | 8,755,495 | 9,793,685 | 0 | 0 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 150,877,307 | 151,765,632 | 124,841,200 | 0 | 0 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 1,604,789 | 1,023,930 | 1,073,280 | 0 | 0 |
| Cash | 368,998 | 599,765 | 573,870 | 1 | 1 |
| misc current assets | 0 | 0 | 0 | 0 | 0 |
| total current assets | 152,851,094 | 153,389,327 | 126,488,350 | 1 | 1 |
| total assets | 160,354,659 | 162,144,822 | 136,282,035 | 1 | 1 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 112,003,560 | 116,670,500 | 97,352,103 | 0 | 0 |
| Trade Creditors | 81,932 | 42,362 | 139,997 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 6,700,086 | 6,804,033 | 6,008,148 | 0 | 0 |
| total current liabilities | 118,785,578 | 123,516,895 | 103,500,248 | 0 | 0 |
| loans | 27,836,088 | 32,553,456 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 29,169,674 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 27,836,088 | 32,553,456 | 29,169,674 | 0 | 0 |
| total liabilities | 146,621,666 | 156,070,351 | 132,669,922 | 0 | 0 |
| net assets | 10,546,220 | 3,641,297 | 1,225,119 | 1 | 1 |
| total shareholders funds | 10,546,220 | 3,641,297 | 1,225,119 | 1 | 1 |
| Dec 2023 | Dec 2022 | Dec 2021 | Nov 2020 | Mar 2020 | |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Operating Profit | 21,239,827 | 13,858,892 | 7,857,184 | 0 | 0 |
| Depreciation | 67,857 | 56,936 | 57,690 | 0 | 0 |
| Amortisation | 1,059,881 | 1,049,817 | 1,137,302 | 0 | 0 |
| Tax | -2,681,648 | -1,651,537 | -649,360 | 0 | 0 |
| Stock | 0 | 0 | 0 | 0 | 0 |
| Debtors | -307,466 | 26,875,082 | 125,914,480 | 0 | 0 |
| Creditors | 39,570 | -97,635 | 139,997 | 0 | 0 |
| Accruals and Deferred Income | -103,947 | 795,885 | 6,008,148 | 0 | 0 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | 19,929,006 | -12,862,724 | -111,363,519 | 0 | 0 |
| Investing Activities | |||||
| capital expenditure | 0 | 0 | 0 | ||
| Change in Investments | 0 | 0 | 0 | 0 | 0 |
| cash flow from investments | 0 | 0 | 0 | ||
| Financing Activities | |||||
| Bank loans | -4,666,940 | 19,318,397 | 97,352,103 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 |
| Long term loans | -4,717,368 | 32,553,456 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | -29,169,674 | 29,169,674 | 0 | 0 |
| share issue | |||||
| interest | -10,899,657 | -6,361,215 | -5,676,426 | 0 | 0 |
| cash flow from financing | -20,283,965 | 13,858,077 | 120,845,351 | 1 | 1 |
| cash and cash equivalents | |||||
| cash | -230,767 | 25,895 | 573,869 | 1 | 1 |
| overdraft | 0 | 0 | 0 | 0 | 0 |
| change in cash | -230,767 | 25,895 | 573,869 | 1 | 1 |
ecapital commercial finance holdings uk limited Credit Report and Business Information
Ecapital Commercial Finance Holdings Uk Limited Competitor Analysis
Perform a competitor analysis for ecapital commercial finance holdings uk limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other large companies, companies in RG1 area or any other competitors across 12 key performance metrics.
ecapital commercial finance holdings uk limited Ownership
ECAPITAL COMMERCIAL FINANCE HOLDINGS UK LIMITED group structure
Ecapital Commercial Finance Holdings Uk Limited has no subsidiary companies.
Ultimate parent company
ECAPITAL COMMERCIAL FINANCE HOLDINGS UK LIMITED
11877547
ecapital commercial finance holdings uk limited directors
Ecapital Commercial Finance Holdings Uk Limited currently has 2 directors. The longest serving directors include Mr John McDonald (Jun 2019) and Mr Peter Dahill (Oct 2024).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr John McDonald | Canada | 67 years | Jun 2019 | - | Director |
| Mr Peter Dahill | United States | 44 years | Oct 2024 | - | Director |
P&L
December 2023turnover
43.5m
+28%
operating profit
21.2m
+53%
gross margin
100%
-0.05%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
10.5m
+1.9%
total assets
160.4m
-0.01%
cash
369k
-0.38%
net assets
Total assets minus all liabilities
Similar Companies
ecapital commercial finance holdings uk limited company details
company number
11877547
Type
Private limited with Share Capital
industry
64209 - Activities of other holding companies (not including agricultural, production, construction, distribution and financial services holding companies) n.e.c.
incorporation date
March 2019
age
5
incorporated
UK
ultimate parent company
accounts
Group
last accounts submitted
December 2023
previous names
global merchant bond series uk limited (November 2020)
aghoco 1826 limited (June 2019)
accountant
-
auditor
LANDMARK AUDIT LIMITED
address
1 london street, reading, RG1 4PN
Bank
-
Legal Advisor
-
ecapital commercial finance holdings uk limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 1 charges/mortgages relating to ecapital commercial finance holdings uk limited. Currently there are 1 open charges and 0 have been satisfied in the past.
ecapital commercial finance holdings uk limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for ECAPITAL COMMERCIAL FINANCE HOLDINGS UK LIMITED. This can take several minutes, an email will notify you when this has completed.
ecapital commercial finance holdings uk limited Companies House Filings - See Documents
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