fintech wales collective
fintech wales collective Company Information
Company Number
12062166
Website
fintechwales.orgRegistered Address
suite b the warehouse, wyndham arcade, cardiff, CF10 1FH
Industry
Activities of other membership organisations n.e.c.
Telephone
-
Next Accounts Due
March 2026
Group Structure
View All
Shareholders
-0%
fintech wales collective Estimated Valuation
Pomanda estimates the enterprise value of FINTECH WALES COLLECTIVE at £591k based on a Turnover of £884.4k and 0.67x industry multiple (adjusted for size and gross margin).
fintech wales collective Estimated Valuation
Pomanda estimates the enterprise value of FINTECH WALES COLLECTIVE at £104.1k based on an EBITDA of £20k and a 5.21x industry multiple (adjusted for size and gross margin).
fintech wales collective Estimated Valuation
Pomanda estimates the enterprise value of FINTECH WALES COLLECTIVE at £90.6k based on Net Assets of £31.4k and 2.89x industry multiple (adjusted for liquidity).
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Fintech Wales Collective Overview
Fintech Wales Collective is a live company located in cardiff, CF10 1FH with a Companies House number of 12062166. It operates in the activities of other membership organizations n.e.c. sector, SIC Code 94990. Founded in June 2019, it's largest shareholder is unknown. Fintech Wales Collective is a young, small sized company, Pomanda has estimated its turnover at £884.4k with rapid growth in recent years.
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Fintech Wales Collective Health Check
Pomanda's financial health check has awarded Fintech Wales Collective a 2.5 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 5 areas for improvement. Company Health Check FAQs
3 Strong
3 Regular
5 Weak
Size
annual sales of £884.4k, make it larger than the average company (£356k)
- Fintech Wales Collective
£356k - Industry AVG
Growth
3 year (CAGR) sales growth of 55%, show it is growing at a faster rate (7.9%)
- Fintech Wales Collective
7.9% - Industry AVG
Production
with a gross margin of 59.3%, this company has a comparable cost of product (59.3%)
- Fintech Wales Collective
59.3% - Industry AVG
Profitability
an operating margin of -1.5% make it less profitable than the average company (0.7%)
- Fintech Wales Collective
0.7% - Industry AVG
Employees
with 13 employees, this is above the industry average (9)
13 - Fintech Wales Collective
9 - Industry AVG
Pay Structure
on an average salary of £28.9k, the company has an equivalent pay structure (£28.9k)
- Fintech Wales Collective
£28.9k - Industry AVG
Efficiency
resulting in sales per employee of £68k, this is equally as efficient (£67.4k)
- Fintech Wales Collective
£67.4k - Industry AVG
Debtor Days
it gets paid by customers after 15 days, this is later than average (10 days)
- Fintech Wales Collective
10 days - Industry AVG
Creditor Days
its suppliers are paid after 9 days, this is quicker than average (24 days)
- Fintech Wales Collective
24 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Fintech Wales Collective
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 45 weeks, this is less cash available to meet short term requirements (221 weeks)
45 weeks - Fintech Wales Collective
221 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 94.6%, this is a higher level of debt than the average (10.2%)
94.6% - Fintech Wales Collective
10.2% - Industry AVG
FINTECH WALES COLLECTIVE financials
Fintech Wales Collective's latest turnover from June 2024 is estimated at £884.4 thousand and the company has net assets of £31.4 thousand. According to their latest financial statements, Fintech Wales Collective has 13 employees and maintains cash reserves of £481 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | |
|---|---|---|---|---|---|
| Turnover | |||||
| Other Income Or Grants | |||||
| Cost Of Sales | |||||
| Gross Profit | |||||
| Admin Expenses | |||||
| Operating Profit | |||||
| Interest Payable | |||||
| Interest Receivable | |||||
| Pre-Tax Profit | |||||
| Tax | |||||
| Profit After Tax | |||||
| Dividends Paid | |||||
| Retained Profit | |||||
| Employee Costs | |||||
| Number Of Employees | 13 | 9 | 8 | 5 | 3 |
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | |
|---|---|---|---|---|---|
| Tangible Assets | 25,452 | 40,338 | 5,518 | 0 | 0 |
| Intangible Assets | 20,189 | 36,705 | 9,750 | 14,625 | 0 |
| Investments & Other | 0 | 1 | 1 | 1 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 45,641 | 77,044 | 15,269 | 14,626 | 0 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 36,961 | 14,851 | 14,040 | 8,400 | 3,900 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 19,299 | 59,376 | 26,574 | 49,135 | 496 |
| Cash | 481,035 | 325,146 | 50,438 | 28,065 | 30,602 |
| misc current assets | 0 | 0 | 0 | 0 | 0 |
| total current assets | 537,295 | 399,373 | 91,052 | 85,600 | 34,998 |
| total assets | 582,936 | 476,417 | 106,321 | 100,226 | 34,998 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 8,952 | 5,906 | 3,135 | 11,298 | 4,127 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 536,302 | 430,236 | 87,518 | 85,386 | 75,918 |
| total current liabilities | 545,254 | 436,142 | 90,653 | 96,684 | 80,045 |
| loans | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 |
| provisions | 6,322 | 14,441 | 2,830 | 667 | 0 |
| total long term liabilities | 6,322 | 14,441 | 2,830 | 667 | 0 |
| total liabilities | 551,576 | 450,583 | 93,483 | 97,351 | 80,045 |
| net assets | 31,360 | 25,834 | 12,838 | 2,875 | -45,047 |
| total shareholders funds | 31,360 | 25,834 | 12,838 | 2,875 | -45,047 |
| Jun 2024 | Jun 2023 | Jun 2022 | Jun 2021 | Jun 2020 | |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Operating Profit | |||||
| Depreciation | 16,266 | 7,053 | 121 | 0 | 0 |
| Amortisation | 16,516 | 0 | 0 | 0 | 0 |
| Tax | |||||
| Stock | 0 | 0 | 0 | 0 | 0 |
| Debtors | -17,967 | 33,613 | -16,921 | 53,139 | 4,396 |
| Creditors | 3,046 | 2,771 | -8,163 | 7,171 | 4,127 |
| Accruals and Deferred Income | 106,066 | 342,718 | 2,132 | 9,468 | 75,918 |
| Deferred Taxes & Provisions | -8,119 | 11,611 | 2,163 | 667 | 0 |
| Cash flow from operations | |||||
| Investing Activities | |||||
| capital expenditure | |||||
| Change in Investments | -1 | 0 | 0 | 1 | 0 |
| cash flow from investments | |||||
| Financing Activities | |||||
| Bank loans | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 |
| share issue | |||||
| interest | |||||
| cash flow from financing | |||||
| cash and cash equivalents | |||||
| cash | 155,889 | 274,708 | 22,373 | -2,537 | 30,602 |
| overdraft | 0 | 0 | 0 | 0 | 0 |
| change in cash | 155,889 | 274,708 | 22,373 | -2,537 | 30,602 |
fintech wales collective Credit Report and Business Information
Fintech Wales Collective Competitor Analysis
Perform a competitor analysis for fintech wales collective by selecting its closest rivals, whether from the OTHER SERVICE ACTIVITIES sector, other small companies, companies in CF10 area or any other competitors across 12 key performance metrics.
fintech wales collective Ownership
FINTECH WALES COLLECTIVE group structure
Fintech Wales Collective has no subsidiary companies.
Ultimate parent company
FINTECH WALES COLLECTIVE
12062166
fintech wales collective directors
Fintech Wales Collective currently has 10 directors. The longest serving directors include Ms Louise O'Shea (Jun 2019) and Mr Gavin Powell (Jun 2019).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Ms Louise O'Shea | United Kingdom | 44 years | Jun 2019 | - | Director |
| Mr Gavin Powell | England | 49 years | Jun 2019 | - | Director |
| Mr Scott Jones | Wales | 33 years | Jun 2019 | - | Director |
| Mr Scott Jones | United Kingdom | 33 years | Jun 2019 | - | Director |
| Mr Richard Theodossiades | United Kingdom | 61 years | Sep 2020 | - | Director |
| Mrs Sarah Williams-Gardener | Wales | 59 years | Nov 2020 | - | Director |
| Mr Owain Thomas | Wales | 44 years | Oct 2023 | - | Director |
| Mrs Rachel Hillier | Wales | 53 years | Oct 2023 | - | Director |
| Miss Lucy Cohen | United Kingdom | 41 years | Oct 2023 | - | Director |
| Miss Sarah Kocianski | Wales | 36 years | Mar 2024 | - | Director |
P&L
June 2024turnover
884.4k
+111%
operating profit
-12.8k
0%
gross margin
59.4%
+13.42%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
June 2024net assets
31.4k
+0.21%
total assets
582.9k
+0.22%
cash
481k
+0.48%
net assets
Total assets minus all liabilities
fintech wales collective company details
company number
12062166
Type
Private Limited by guarantee without Share Capital Exempt from using Limited
industry
94990 - Activities of other membership organisations n.e.c.
incorporation date
June 2019
age
5
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
June 2024
previous names
N/A
accountant
-
auditor
-
address
suite b the warehouse, wyndham arcade, cardiff, CF10 1FH
Bank
-
Legal Advisor
-
fintech wales collective Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to fintech wales collective.
fintech wales collective Companies House Filings - See Documents
| date | description | view/download |
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