penney & ruddy holdings limited
penney & ruddy holdings limited Company Information
Company Number
12140832
Next Accounts
Dec 2025
Shareholders
david alan penney
peter hubert william ruddy
View AllGroup Structure
View All
Industry
Activities of financial services holding companies
Registered Address
130 buckingham palace road, london, SW1W 9SA
Website
-penney & ruddy holdings limited Estimated Valuation
Pomanda estimates the enterprise value of PENNEY & RUDDY HOLDINGS LIMITED at £559.8k based on a Turnover of £409.8k and 1.37x industry multiple (adjusted for size and gross margin).
penney & ruddy holdings limited Estimated Valuation
Pomanda estimates the enterprise value of PENNEY & RUDDY HOLDINGS LIMITED at £0 based on an EBITDA of £-103 and a 4.57x industry multiple (adjusted for size and gross margin).
penney & ruddy holdings limited Estimated Valuation
Pomanda estimates the enterprise value of PENNEY & RUDDY HOLDINGS LIMITED at £2.7m based on Net Assets of £1.4m and 1.87x industry multiple (adjusted for liquidity).
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Penney & Ruddy Holdings Limited Overview
Penney & Ruddy Holdings Limited is a live company located in london, SW1W 9SA with a Companies House number of 12140832. It operates in the activities of financial services holding companies sector, SIC Code 64205. Founded in August 2019, it's largest shareholder is david alan penney with a 26.9% stake. Penney & Ruddy Holdings Limited is a young, micro sized company, Pomanda has estimated its turnover at £409.8k with low growth in recent years.
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Penney & Ruddy Holdings Limited Health Check
Pomanda's financial health check has awarded Penney & Ruddy Holdings Limited a 2 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 5 areas for improvement. Company Health Check FAQs
1 Strong
3 Regular
5 Weak
Size
annual sales of £409.8k, make it smaller than the average company (£11.5m)
- Penney & Ruddy Holdings Limited
£11.5m - Industry AVG
Growth
3 year (CAGR) sales growth of 0%, show it is growing at a slower rate (9.3%)
- Penney & Ruddy Holdings Limited
9.3% - Industry AVG
Production
with a gross margin of 77.4%, this company has a comparable cost of product (77.4%)
- Penney & Ruddy Holdings Limited
77.4% - Industry AVG
Profitability
an operating margin of 0% make it less profitable than the average company (7.5%)
- Penney & Ruddy Holdings Limited
7.5% - Industry AVG
Employees
with 2 employees, this is below the industry average (63)
2 - Penney & Ruddy Holdings Limited
63 - Industry AVG
Pay Structure
on an average salary of £79.5k, the company has an equivalent pay structure (£79.5k)
- Penney & Ruddy Holdings Limited
£79.5k - Industry AVG
Efficiency
resulting in sales per employee of £204.9k, this is equally as efficient (£204.9k)
- Penney & Ruddy Holdings Limited
£204.9k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Penney & Ruddy Holdings Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Penney & Ruddy Holdings Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Penney & Ruddy Holdings Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 0 weeks, this is less cash available to meet short term requirements (29 weeks)
0 weeks - Penney & Ruddy Holdings Limited
29 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 1.8%, this is a lower level of debt than the average (54.4%)
1.8% - Penney & Ruddy Holdings Limited
54.4% - Industry AVG
PENNEY & RUDDY HOLDINGS LIMITED financials
Penney & Ruddy Holdings Limited's latest turnover from March 2024 is estimated at £409.8 thousand and the company has net assets of £1.4 million. According to their latest financial statements, Penney & Ruddy Holdings Limited has 2 employees and maintains cash reserves of £338 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | |
|---|---|---|---|---|---|
| Turnover | |||||
| Other Income Or Grants | |||||
| Cost Of Sales | |||||
| Gross Profit | |||||
| Admin Expenses | |||||
| Operating Profit | |||||
| Interest Payable | |||||
| Interest Receivable | |||||
| Pre-Tax Profit | |||||
| Tax | |||||
| Profit After Tax | |||||
| Dividends Paid | |||||
| Retained Profit | |||||
| Employee Costs | |||||
| Number Of Employees | 2 | 2 | 2 | 2 | 2 |
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | |
|---|---|---|---|---|---|
| Tangible Assets | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 1,461,403 | 1,461,403 | 1,461,403 | 1,461,403 | 1,461,403 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 1,461,403 | 1,461,403 | 1,461,403 | 1,461,403 | 1,461,403 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 0 | 0 | 0 | 0 | 0 |
| Group Debtors | 0 | 0 | 0 | 0 | 23,777 |
| Misc Debtors | 0 | 0 | 0 | 0 | 0 |
| Cash | 338 | 422 | 13,382 | 10,889 | 12,880 |
| misc current assets | 0 | 0 | 0 | 0 | 0 |
| total current assets | 338 | 422 | 13,382 | 10,889 | 36,657 |
| total assets | 1,461,741 | 1,461,825 | 1,474,785 | 1,472,292 | 1,498,060 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 |
| Bank loan | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 25,553 | 0 | 0 | 0 | 0 |
| other short term finances | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 0 | 0 | 105,226 | 92,819 | 107,319 |
| total current liabilities | 25,553 | 0 | 105,226 | 92,819 | 107,319 |
| loans | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 19,206 | 181,095 | 273,914 |
| provisions | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 0 | 0 | 19,206 | 181,095 | 273,914 |
| total liabilities | 25,553 | 0 | 124,432 | 273,914 | 381,233 |
| net assets | 1,436,188 | 1,461,825 | 1,350,353 | 1,198,378 | 1,116,827 |
| total shareholders funds | 1,436,188 | 1,461,825 | 1,350,353 | 1,198,378 | 1,116,827 |
| Mar 2024 | Mar 2023 | Mar 2022 | Mar 2021 | Mar 2020 | |
|---|---|---|---|---|---|
| Operating Activities | |||||
| Operating Profit | |||||
| Depreciation | 0 | 0 | 0 | 0 | 0 |
| Amortisation | 0 | 0 | 0 | 0 | 0 |
| Tax | |||||
| Stock | 0 | 0 | 0 | 0 | 0 |
| Debtors | 0 | 0 | 0 | -23,777 | 23,777 |
| Creditors | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | -105,226 | 12,407 | -14,500 | 107,319 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | |||||
| Investing Activities | |||||
| capital expenditure | |||||
| Change in Investments | 0 | 0 | 0 | 0 | 1,461,403 |
| cash flow from investments | |||||
| Financing Activities | |||||
| Bank loans | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | 25,553 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | -19,206 | -161,889 | -92,819 | 273,914 |
| share issue | |||||
| interest | |||||
| cash flow from financing | |||||
| cash and cash equivalents | |||||
| cash | -84 | -12,960 | 2,493 | -1,991 | 12,880 |
| overdraft | 0 | 0 | 0 | 0 | 0 |
| change in cash | -84 | -12,960 | 2,493 | -1,991 | 12,880 |
penney & ruddy holdings limited Credit Report and Business Information
Penney & Ruddy Holdings Limited Competitor Analysis
Perform a competitor analysis for penney & ruddy holdings limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in SW1W area or any other competitors across 12 key performance metrics.
penney & ruddy holdings limited Ownership
PENNEY & RUDDY HOLDINGS LIMITED group structure
Penney & Ruddy Holdings Limited has no subsidiary companies.
Ultimate parent company
PENNEY & RUDDY HOLDINGS LIMITED
12140832
penney & ruddy holdings limited directors
Penney & Ruddy Holdings Limited currently has 2 directors. The longest serving directors include Mr Mark Pearson (Apr 2024) and Mr Gregory Seath (Jul 2024).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Mark Pearson | 58 years | Apr 2024 | - | Director | |
| Mr Gregory Seath | England | 54 years | Jul 2024 | - | Director |
P&L
March 2024turnover
409.8k
+1%
operating profit
-104
0%
gross margin
77.4%
+1.24%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
March 2024net assets
1.4m
-0.02%
total assets
1.5m
0%
cash
338
-0.2%
net assets
Total assets minus all liabilities
penney & ruddy holdings limited company details
company number
12140832
Type
Private limited with Share Capital
industry
64205 - Activities of financial services holding companies
incorporation date
August 2019
age
6
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
March 2024
previous names
N/A
accountant
-
auditor
-
address
130 buckingham palace road, london, SW1W 9SA
Bank
-
Legal Advisor
-
penney & ruddy holdings limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 5 charges/mortgages relating to penney & ruddy holdings limited. Currently there are 4 open charges and 1 have been satisfied in the past.
penney & ruddy holdings limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for PENNEY & RUDDY HOLDINGS LIMITED. This can take several minutes, an email will notify you when this has completed.
penney & ruddy holdings limited Companies House Filings - See Documents
| date | description | view/download |
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