jmt finance limited

Live YoungMicroRapid

jmt finance limited Company Information

Share JMT FINANCE LIMITED

Company Number

12286188

Directors

John Lund

Steven Marsh

View All

Shareholders

john ellison lund

terri louise lund

Group Structure

View All

Industry

Activities of mortgage finance companies

 

Registered Address

prospect court, 2 courthouse street, otley, west yorkshire, LS21 1AQ

jmt finance limited Estimated Valuation

£1.1m

Pomanda estimates the enterprise value of JMT FINANCE LIMITED at £1.1m based on a Turnover of £406.7k and 2.72x industry multiple (adjusted for size and gross margin).

jmt finance limited Estimated Valuation

£0

Pomanda estimates the enterprise value of JMT FINANCE LIMITED at £0 based on an EBITDA of £-168.9k and a 11.97x industry multiple (adjusted for size and gross margin).

jmt finance limited Estimated Valuation

£37.4m

Pomanda estimates the enterprise value of JMT FINANCE LIMITED at £37.4m based on Net Assets of £11.1m and 3.38x industry multiple (adjusted for liquidity).

Edit your figures and get a professional valuation report.

Jmt Finance Limited Overview

Jmt Finance Limited is a live company located in otley, LS21 1AQ with a Companies House number of 12286188. It operates in the activities of mortgage finance companies sector, SIC Code 64922. Founded in October 2019, it's largest shareholder is john ellison lund with a 80% stake. Jmt Finance Limited is a young, micro sized company, Pomanda has estimated its turnover at £406.7k with rapid growth in recent years.

View Sample
View Sample
View Sample

Upgrade for unlimited company reports & a free credit check

Jmt Finance Limited Health Check

Pomanda's financial health check has awarded Jmt Finance Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 5 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating3.5out of 5
positive_score

3 Strong

positive_score

2 Regular

positive_score

5 Weak

size

Size

annual sales of £406.7k, make it smaller than the average company (£5.6m)

£406.7k - Jmt Finance Limited

£5.6m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of 37%, show it is growing at a faster rate (6.7%)

37% - Jmt Finance Limited

6.7% - Industry AVG

production

Production

with a gross margin of 29%, this company has a comparable cost of product (29%)

29% - Jmt Finance Limited

29% - Industry AVG

profitability

Profitability

an operating margin of -41.5% make it less profitable than the average company (16.1%)

-41.5% - Jmt Finance Limited

16.1% - Industry AVG

employees

Employees

with 3 employees, this is below the industry average (12)

3 - Jmt Finance Limited

12 - Industry AVG

paystructure

Pay Structure

on an average salary of £49.4k, the company has an equivalent pay structure (£49.4k)

£49.4k - Jmt Finance Limited

£49.4k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £135.6k, this is less efficient (£180k)

£135.6k - Jmt Finance Limited

£180k - Industry AVG

debtordays

Debtor Days

There is insufficient data available for this Key Performance Indicator!

- - Jmt Finance Limited

- - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 0 days, this is quicker than average (10 days)

0 days - Jmt Finance Limited

10 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Jmt Finance Limited

- - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 136 weeks, this is more cash available to meet short term requirements (24 weeks)

136 weeks - Jmt Finance Limited

24 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 1.6%, this is a lower level of debt than the average (92.5%)

1.6% - Jmt Finance Limited

92.5% - Industry AVG

JMT FINANCE LIMITED financials

EXPORTms excel logo

Jmt Finance Limited's latest turnover from October 2023 is estimated at £406.7 thousand and the company has net assets of £11.1 million. According to their latest financial statements, Jmt Finance Limited has 3 employees and maintains cash reserves of £481.7 thousand as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Oct 2023Oct 2022Oct 2021Oct 2020
Turnover406,665418,950220,310156,969
Other Income Or Grants0000
Cost Of Sales288,630242,358126,70193,204
Gross Profit118,035176,59293,60963,765
Admin Expenses286,922-5,776,779-5,568,273-2,158,277
Operating Profit-168,8875,953,3715,661,8822,222,042
Interest Payable0000
Interest Receivable14,2773,3441214
Pre-Tax Profit-154,6105,956,7155,662,0042,222,046
Tax0-1,131,776-1,075,781-422,189
Profit After Tax-154,6104,824,9394,586,2231,799,857
Dividends Paid0000
Retained Profit-154,6104,824,9394,586,2231,799,857
Employee Costs148,238171,61080,84252,125
Number Of Employees3321
EBITDA*-168,8875,953,3715,661,8822,222,042

* Earnings Before Interest, Tax, Depreciation and Amortisation

Oct 2023Oct 2022Oct 2021Oct 2020
Tangible Assets0000
Intangible Assets0000
Investments & Other12,57512,57512,57512,575
Debtors (Due After 1 year)10,133,10510,857,3025,433,1931,880,382
Total Fixed Assets10,145,68010,869,8775,445,7681,892,957
Stock & work in progress0000
Trade Debtors0000
Group Debtors146,669150,044555,6730
Misc Debtors478,315284,073265,297174,640
Cash481,74862,147235,1047,357
misc current assets0000
total current assets1,106,732496,2641,056,074181,997
total assets11,252,41211,366,1416,501,8422,074,954
Bank overdraft0000
Bank loan0000
Trade Creditors 121024014,855
Group/Directors Accounts000169,379
other short term finances0000
hp & lease commitments0000
other current liabilities183,207142,447102,84778,188
total current liabilities183,328142,447103,087262,422
loans0000
hp & lease commitments0000
Accruals and Deferred Income0000
other liabilities0000
provisions0000
total long term liabilities0000
total liabilities183,328142,447103,087262,422
net assets11,069,08411,223,6946,398,7551,812,532
total shareholders funds11,069,08411,223,6946,398,7551,812,532
Oct 2023Oct 2022Oct 2021Oct 2020
Operating Activities
Operating Profit-168,8875,953,3715,661,8822,222,042
Depreciation0000
Amortisation0000
Tax0-1,131,776-1,075,781-422,189
Stock0000
Debtors-533,3305,037,2564,199,1412,055,022
Creditors121-240-14,61514,855
Accruals and Deferred Income40,76039,60024,65978,188
Deferred Taxes & Provisions0000
Cash flow from operations405,324-176,301397,004-162,126
Investing Activities
capital expenditure0000
Change in Investments00012,575
cash flow from investments000-12,575
Financing Activities
Bank loans0000
Group/Directors Accounts00-169,379169,379
Other Short Term Loans 0000
Long term loans0000
Hire Purchase and Lease Commitments0000
other long term liabilities0000
share issue00012,675
interest14,2773,3441214
cash flow from financing14,2773,344-169,258182,058
cash and cash equivalents
cash419,601-172,957227,7477,357
overdraft0000
change in cash419,601-172,957227,7477,357

jmt finance limited Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for jmt finance limited. Get real-time insights into jmt finance limited's credit score, group structure and payment trends.

From as little as £6.99

This will not impact your credit rating!

View Credit Report Sample

Jmt Finance Limited Competitor Analysis

competitor_analysis_table_img

Perform a competitor analysis for jmt finance limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in LS21 area or any other competitors across 12 key performance metrics.

jmt finance limited Ownership

JMT FINANCE LIMITED group structure

Jmt Finance Limited has no subsidiary companies.

Ultimate parent company

JMT FINANCE LIMITED

12286188

JMT FINANCE LIMITED Shareholders

john ellison lund 80%
terri louise lund 20%

jmt finance limited directors

Jmt Finance Limited currently has 3 directors. The longest serving directors include Mr John Lund (Oct 2019) and Mr Steven Marsh (Oct 2020).

officercountryagestartendrole
Mr John LundEngland70 years Oct 2019- Director
Mr Steven Marsh63 years Oct 2020- Director
Mr Christopher JonesUnited Kingdom39 years Dec 2021- Director

P&L

October 2023

turnover

406.7k

-3%

operating profit

-168.9k

0%

gross margin

29.1%

-31.14%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

October 2023

net assets

11.1m

-0.01%

total assets

11.3m

-0.01%

cash

481.7k

+6.75%

net assets

Total assets minus all liabilities

jmt finance limited company details

company number

12286188

Type

Private limited with Share Capital

industry

64922 - Activities of mortgage finance companies

incorporation date

October 2019

age

6

incorporated

UK

ultimate parent company

None

accounts

Total Exemption Full

last accounts submitted

October 2023

previous names

N/A

accountant

NICKLIN ACCOUNTANCY SERVICES LTD

auditor

-

address

prospect court, 2 courthouse street, otley, west yorkshire, LS21 1AQ

Bank

-

Legal Advisor

-

jmt finance limited Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We did not find charges/mortgages relating to jmt finance limited.

jmt finance limited Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

Click to start generating capital raising & share issue transactions for JMT FINANCE LIMITED. This can take several minutes, an email will notify you when this has completed.

jmt finance limited Companies House Filings - See Documents

datedescriptionview/download