white oak commercial finance europe holdco limited
white oak commercial finance europe holdco limited Company Information
Company Number
12536413
Next Accounts
Sep 2025
Shareholders
white oak commercial finance europe (cayman) limited
Group Structure
View All
Industry
Activities of financial services holding companies
Registered Address
c/o buzzacott llp, 130 wood street, london, EC2V 6DL
Website
whiteoakeurope.comwhite oak commercial finance europe holdco limited Estimated Valuation
Pomanda estimates the enterprise value of WHITE OAK COMMERCIAL FINANCE EUROPE HOLDCO LIMITED at £19.7m based on a Turnover of £11.1m and 1.78x industry multiple (adjusted for size and gross margin).
white oak commercial finance europe holdco limited Estimated Valuation
Pomanda estimates the enterprise value of WHITE OAK COMMERCIAL FINANCE EUROPE HOLDCO LIMITED at £70.1m based on an EBITDA of £10.7m and a 6.57x industry multiple (adjusted for size and gross margin).
white oak commercial finance europe holdco limited Estimated Valuation
Pomanda estimates the enterprise value of WHITE OAK COMMERCIAL FINANCE EUROPE HOLDCO LIMITED at £0 based on Net Assets of £-1.7m and 1.67x industry multiple (adjusted for liquidity).
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White Oak Commercial Finance Europe Holdco Limited Overview
White Oak Commercial Finance Europe Holdco Limited is a live company located in london, EC2V 6DL with a Companies House number of 12536413. It operates in the activities of financial services holding companies sector, SIC Code 64205. Founded in March 2020, it's largest shareholder is white oak commercial finance europe (cayman) limited with a 100% stake. White Oak Commercial Finance Europe Holdco Limited is a young, mid sized company, Pomanda has estimated its turnover at £11.1m with low growth in recent years.
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White Oak Commercial Finance Europe Holdco Limited Health Check
Pomanda's financial health check has awarded White Oak Commercial Finance Europe Holdco Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 4 areas for improvement. Company Health Check FAQs
4 Strong
1 Regular
4 Weak
Size
annual sales of £11.1m, make it in line with the average company (£11.7m)
£11.1m - White Oak Commercial Finance Europe Holdco Limited
£11.7m - Industry AVG
Growth
3 year (CAGR) sales growth of 2%, show it is growing at a slower rate (9.1%)
2% - White Oak Commercial Finance Europe Holdco Limited
9.1% - Industry AVG
Production
with a gross margin of 100%, this company has a lower cost of product (78.4%)
100% - White Oak Commercial Finance Europe Holdco Limited
78.4% - Industry AVG
Profitability
an operating margin of 96% make it more profitable than the average company (9.5%)
96% - White Oak Commercial Finance Europe Holdco Limited
9.5% - Industry AVG
Employees
with 2 employees, this is below the industry average (65)
2 - White Oak Commercial Finance Europe Holdco Limited
65 - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- - White Oak Commercial Finance Europe Holdco Limited
- - Industry AVG
Efficiency
resulting in sales per employee of £5.6m, this is more efficient (£212k)
£5.6m - White Oak Commercial Finance Europe Holdco Limited
£212k - Industry AVG
Debtor Days
it gets paid by customers after 22 days, this is earlier than average (47 days)
22 days - White Oak Commercial Finance Europe Holdco Limited
47 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - White Oak Commercial Finance Europe Holdco Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - White Oak Commercial Finance Europe Holdco Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 14 weeks, this is less cash available to meet short term requirements (27 weeks)
14 weeks - White Oak Commercial Finance Europe Holdco Limited
27 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 101.3%, this is a higher level of debt than the average (54.1%)
101.3% - White Oak Commercial Finance Europe Holdco Limited
54.1% - Industry AVG
WHITE OAK COMMERCIAL FINANCE EUROPE HOLDCO LIMITED financials
White Oak Commercial Finance Europe Holdco Limited's latest turnover from December 2023 is £11.1 million and the company has net assets of -£1.7 million. According to their latest financial statements, White Oak Commercial Finance Europe Holdco Limited has 2 employees and maintains cash reserves of £6.9 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | |
|---|---|---|---|---|
| Turnover | 11,107,179 | 13,242,188 | 24,755,383 | 10,466,125 |
| Other Income Or Grants | ||||
| Cost Of Sales | ||||
| Gross Profit | 11,107,179 | 13,242,188 | 24,755,383 | 10,466,125 |
| Admin Expenses | 441,869 | 11,679,688 | 26,002,156 | 18,104,821 |
| Operating Profit | 10,665,310 | 1,562,500 | -1,246,773 | -7,638,696 |
| Interest Payable | 7,219,728 | 8,702,254 | 10,116,834 | 5,983,615 |
| Interest Receivable | 18,762 | 36,985 | ||
| Pre-Tax Profit | 4,037,466 | -7,484,127 | -11,187,640 | -13,722,381 |
| Tax | -235 | -190 | -109,824 | 109,571 |
| Profit After Tax | 4,037,231 | -7,484,317 | -11,297,464 | -13,612,810 |
| Dividends Paid | 105,555 | 5,017,629 | 1,740,205 | 4,070,179 |
| Retained Profit | 3,931,676 | -12,501,946 | -13,037,669 | -17,682,989 |
| Employee Costs | ||||
| Number Of Employees | 2 | 2 | ||
| EBITDA* | 10,665,310 | 1,562,500 | -1,246,773 | -7,638,696 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | |
|---|---|---|---|---|
| Tangible Assets | ||||
| Intangible Assets | ||||
| Investments & Other | ||||
| Debtors (Due After 1 year) | 1,150,648 | 14,827,448 | 34,666,823 | 85,402,438 |
| Total Fixed Assets | 1,150,648 | 14,827,448 | 34,666,823 | 85,402,438 |
| Stock & work in progress | ||||
| Trade Debtors | 681,783 | 210,494 | ||
| Group Debtors | ||||
| Misc Debtors | 118,955,496 | 115,997,167 | 172,195,663 | 147,589,880 |
| Cash | 6,852,681 | 8,077,787 | 16,907,064 | 20,298,580 |
| misc current assets | ||||
| total current assets | 126,489,960 | 124,285,448 | 189,102,727 | 167,888,460 |
| total assets | 127,640,608 | 139,112,896 | 223,769,550 | 253,290,898 |
| Bank overdraft | ||||
| Bank loan | ||||
| Trade Creditors | 1,175,313 | 679,066 | 770,740 | 7,150,704 |
| Group/Directors Accounts | ||||
| other short term finances | 7,144,010 | 5,971,652 | ||
| hp & lease commitments | ||||
| other current liabilities | 16,565,467 | 12,135,087 | 2,289,677 | 4,858,524 |
| total current liabilities | 24,884,790 | 12,814,153 | 9,032,069 | 12,009,228 |
| loans | 104,433,813 | 131,940,678 | 208,481,821 | 240,450,604 |
| hp & lease commitments | ||||
| Accruals and Deferred Income | ||||
| other liabilities | ||||
| provisions | ||||
| total long term liabilities | 104,433,813 | 131,940,678 | 208,481,821 | 240,450,604 |
| total liabilities | 129,318,603 | 144,754,831 | 217,513,890 | 252,459,832 |
| net assets | -1,677,995 | -5,641,935 | 6,255,660 | 831,066 |
| total shareholders funds | -1,677,995 | -5,641,935 | 6,255,660 | 831,066 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | |
|---|---|---|---|---|
| Operating Activities | ||||
| Operating Profit | 10,665,310 | 1,562,500 | -1,246,773 | -7,638,696 |
| Depreciation | ||||
| Amortisation | ||||
| Tax | -235 | -190 | -109,824 | 109,571 |
| Stock | ||||
| Debtors | -10,247,182 | -75,827,377 | -26,129,832 | 232,992,318 |
| Creditors | 496,247 | -91,674 | -6,379,964 | 7,150,704 |
| Accruals and Deferred Income | 4,430,380 | 9,845,410 | -2,568,847 | 4,858,524 |
| Deferred Taxes & Provisions | ||||
| Cash flow from operations | 25,838,884 | 87,143,423 | 15,824,424 | -228,512,215 |
| Investing Activities | ||||
| capital expenditure | ||||
| Change in Investments | ||||
| cash flow from investments | ||||
| Financing Activities | ||||
| Bank loans | ||||
| Group/Directors Accounts | ||||
| Other Short Term Loans | 7,144,010 | -5,971,652 | 5,971,652 | |
| Long term loans | -27,506,865 | -76,541,143 | -31,968,783 | 240,450,604 |
| Hire Purchase and Lease Commitments | ||||
| other long term liabilities | ||||
| share issue | ||||
| interest | -7,200,966 | -8,665,269 | -10,116,834 | -5,983,615 |
| cash flow from financing | -27,531,557 | -90,573,713 | -17,651,702 | 252,981,044 |
| cash and cash equivalents | ||||
| cash | -1,225,106 | -8,829,277 | -3,391,516 | 20,298,580 |
| overdraft | ||||
| change in cash | -1,225,106 | -8,829,277 | -3,391,516 | 20,298,580 |
white oak commercial finance europe holdco limited Credit Report and Business Information
White Oak Commercial Finance Europe Holdco Limited Competitor Analysis
Perform a competitor analysis for white oak commercial finance europe holdco limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mid companies, companies in EC2V area or any other competitors across 12 key performance metrics.
white oak commercial finance europe holdco limited Ownership
WHITE OAK COMMERCIAL FINANCE EUROPE HOLDCO LIMITED group structure
White Oak Commercial Finance Europe Holdco Limited has 3 subsidiary companies.
Ultimate parent company
WHITE OAK COMMERCIAL FINANCE EUROPE CAY
#0118905
1 parent
WHITE OAK COMMERCIAL FINANCE EUROPE HOLDCO LIMITED
12536413
3 subsidiaries
white oak commercial finance europe holdco limited directors
White Oak Commercial Finance Europe Holdco Limited currently has 4 directors. The longest serving directors include Mr Thomas Otte (Mar 2020) and Mr Thomas Otte (Mar 2020).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Thomas Otte | United States | 69 years | Mar 2020 | - | Director |
| Mr Thomas Otte | United States | 69 years | Mar 2020 | - | Director |
| Mr Andre Hakkak | United States | 52 years | Jul 2020 | - | Director |
| Mr Andre Hakkak | United States | 52 years | Jul 2020 | - | Director |
P&L
December 2023turnover
11.1m
-16%
operating profit
10.7m
+583%
gross margin
100%
0%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
-1.7m
-0.7%
total assets
127.6m
-0.08%
cash
6.9m
-0.15%
net assets
Total assets minus all liabilities
Similar Companies
white oak commercial finance europe holdco limited company details
company number
12536413
Type
Private limited with Share Capital
industry
64205 - Activities of financial services holding companies
incorporation date
March 2020
age
5
incorporated
UK
ultimate parent company
accounts
Group
last accounts submitted
December 2023
previous names
N/A
accountant
-
auditor
DELOITTE LLP
address
c/o buzzacott llp, 130 wood street, london, EC2V 6DL
Bank
HSBC BANK PLC
Legal Advisor
-
white oak commercial finance europe holdco limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 5 charges/mortgages relating to white oak commercial finance europe holdco limited. Currently there are 5 open charges and 0 have been satisfied in the past.
white oak commercial finance europe holdco limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for WHITE OAK COMMERCIAL FINANCE EUROPE HOLDCO LIMITED. This can take several minutes, an email will notify you when this has completed.
white oak commercial finance europe holdco limited Companies House Filings - See Documents
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