ralph finco limited
ralph finco limited Company Information
Company Number
13221555
Website
-Registered Address
c/o aquaspersions limited, beacon hill road, halifax, west yorkshire, HX3 6AQ
Industry
Other business support service activities n.e.c.
Telephone
-
Next Accounts Due
September 2025
Group Structure
View All
Shareholders
cbpe nominees limited 100%
ralph finco limited Estimated Valuation
Pomanda estimates the enterprise value of RALPH FINCO LIMITED at £31.2m based on a Turnover of £32.3m and 0.97x industry multiple (adjusted for size and gross margin).
ralph finco limited Estimated Valuation
Pomanda estimates the enterprise value of RALPH FINCO LIMITED at £31.6m based on an EBITDA of £4.3m and a 7.39x industry multiple (adjusted for size and gross margin).
ralph finco limited Estimated Valuation
Pomanda estimates the enterprise value of RALPH FINCO LIMITED at £0 based on Net Assets of £-3.6m and 2.57x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Ralph Finco Limited Overview
Ralph Finco Limited is a live company located in halifax, HX3 6AQ with a Companies House number of 13221555. It operates in the other business support service activities n.e.c. sector, SIC Code 82990. Founded in February 2021, it's largest shareholder is cbpe nominees limited with a 100% stake. Ralph Finco Limited is a startup, large sized company, Pomanda has estimated its turnover at £32.3m with unknown growth in recent years.
Upgrade for unlimited company reports & a free credit check
Ralph Finco Limited Health Check
Pomanda's financial health check has awarded Ralph Finco Limited a 3 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 5 areas for improvement. Company Health Check FAQs
4 Strong
2 Regular
5 Weak
Size
annual sales of £32.3m, make it larger than the average company (£4.5m)
£32.3m - Ralph Finco Limited
£4.5m - Industry AVG
Growth
There is insufficient data available for this Key Performance Indicator!
- Ralph Finco Limited
- - Industry AVG
Production
with a gross margin of 35.1%, this company has a comparable cost of product (37.8%)
35.1% - Ralph Finco Limited
37.8% - Industry AVG
Profitability
an operating margin of 0.9% make it less profitable than the average company (5.7%)
0.9% - Ralph Finco Limited
5.7% - Industry AVG
Employees
with 114 employees, this is above the industry average (26)
114 - Ralph Finco Limited
26 - Industry AVG
Pay Structure
on an average salary of £33.6k, the company has a lower pay structure (£52.8k)
£33.6k - Ralph Finco Limited
£52.8k - Industry AVG
Efficiency
resulting in sales per employee of £283.4k, this is more efficient (£167.6k)
£283.4k - Ralph Finco Limited
£167.6k - Industry AVG
Debtor Days
it gets paid by customers after 66 days, this is later than average (41 days)
66 days - Ralph Finco Limited
41 days - Industry AVG
Creditor Days
its suppliers are paid after 32 days, this is close to average (31 days)
32 days - Ralph Finco Limited
31 days - Industry AVG
Stock Days
it holds stock equivalent to 88 days, this is more than average (32 days)
88 days - Ralph Finco Limited
32 days - Industry AVG
Cash Balance
has cash to cover current liabilities for 11 weeks, this is less cash available to meet short term requirements (23 weeks)
11 weeks - Ralph Finco Limited
23 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 107.7%, this is a higher level of debt than the average (62%)
107.7% - Ralph Finco Limited
62% - Industry AVG
RALPH FINCO LIMITED financials
Ralph Finco Limited's latest turnover from December 2023 is £32.3 million and the company has net assets of -£3.6 million. According to their latest financial statements, Ralph Finco Limited has 114 employees and maintains cash reserves of £3.8 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | |
|---|---|---|---|
| Turnover | 32,309,318 | 41,350,016 | 33,670,328 |
| Other Income Or Grants | 0 | 0 | 0 |
| Cost Of Sales | 20,975,722 | 27,161,427 | 22,639,364 |
| Gross Profit | 11,333,596 | 14,188,589 | 11,030,964 |
| Admin Expenses | 11,035,925 | 9,628,405 | 8,599,479 |
| Operating Profit | 297,671 | 4,560,184 | 2,431,485 |
| Interest Payable | 3,238,134 | 2,399,983 | 1,851,922 |
| Interest Receivable | 221,388 | 27,287 | 5 |
| Pre-Tax Profit | -2,066,096 | 717,717 | 579,568 |
| Tax | -936,716 | -910,055 | -656,063 |
| Profit After Tax | -3,002,812 | -192,338 | -76,495 |
| Dividends Paid | 0 | 0 | 0 |
| Retained Profit | -3,002,812 | -192,338 | -76,495 |
| Employee Costs | 3,833,142 | 3,732,514 | 3,086,180 |
| Number Of Employees | 114 | 108 | 98 |
| EBITDA* | 4,272,686 | 8,706,153 | 5,570,082 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | |
|---|---|---|---|
| Tangible Assets | 10,579,902 | 7,670,332 | 7,898,330 |
| Intangible Assets | 20,682,204 | 23,285,234 | 25,827,485 |
| Investments & Other | 0 | 0 | 0 |
| Debtors (Due After 1 year) | 0 | 0 | 0 |
| Total Fixed Assets | 31,262,106 | 30,955,566 | 33,725,815 |
| Stock & work in progress | 5,064,636 | 9,048,189 | 7,008,528 |
| Trade Debtors | 5,887,117 | 3,363,453 | 5,506,246 |
| Group Debtors | 0 | 0 | 0 |
| Misc Debtors | 922,659 | 727,236 | 517,265 |
| Cash | 3,808,132 | 5,653,044 | 4,388,305 |
| misc current assets | 0 | 0 | 0 |
| total current assets | 15,682,544 | 18,791,922 | 17,420,344 |
| total assets | 46,944,650 | 49,747,488 | 51,146,159 |
| Bank overdraft | 0 | 0 | 0 |
| Bank loan | 681,942 | 541,720 | 1,571,262 |
| Trade Creditors | 1,840,059 | 1,453,148 | 3,188,741 |
| Group/Directors Accounts | 13,221,312 | 13,231,451 | 13,220,999 |
| other short term finances | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 |
| other current liabilities | 2,231,202 | 2,183,586 | 2,436,839 |
| total current liabilities | 17,974,515 | 17,409,905 | 20,417,841 |
| loans | 27,703,292 | 29,021,904 | 28,551,027 |
| hp & lease commitments | 0 | 0 | 0 |
| Accruals and Deferred Income | 3,807,031 | 2,350,993 | 1,211,035 |
| other liabilities | 0 | 0 | 0 |
| provisions | 1,093,551 | 1,047,571 | 1,102,881 |
| total long term liabilities | 32,603,874 | 32,420,468 | 30,864,943 |
| total liabilities | 50,578,389 | 49,830,373 | 51,282,784 |
| net assets | -3,633,739 | -82,885 | -136,625 |
| total shareholders funds | -3,633,739 | -82,885 | -136,625 |
| Dec 2023 | Dec 2022 | Dec 2021 | |
|---|---|---|---|
| Operating Activities | |||
| Operating Profit | 297,671 | 4,560,184 | 2,431,485 |
| Depreciation | 1,157,471 | 1,328,425 | 790,644 |
| Amortisation | 2,817,544 | 2,817,544 | 2,347,953 |
| Tax | -936,716 | -910,055 | -656,063 |
| Stock | -3,983,553 | 2,039,661 | 7,008,528 |
| Debtors | 2,719,087 | -1,932,822 | 6,023,511 |
| Creditors | 386,911 | -1,735,593 | 3,188,741 |
| Accruals and Deferred Income | 1,503,654 | 886,705 | 3,647,874 |
| Deferred Taxes & Provisions | 45,980 | -55,310 | 1,102,881 |
| Cash flow from operations | 6,536,981 | 6,785,061 | -178,524 |
| Investing Activities | |||
| capital expenditure | 0 | 0 | 0 |
| Change in Investments | 0 | 0 | 0 |
| cash flow from investments | 0 | 0 | 0 |
| Financing Activities | |||
| Bank loans | 140,222 | -1,029,542 | 1,571,262 |
| Group/Directors Accounts | -10,139 | 10,452 | 13,220,999 |
| Other Short Term Loans | 0 | 0 | 0 |
| Long term loans | -1,318,612 | 470,877 | 28,551,027 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 |
| share issue | |||
| interest | -3,016,746 | -2,372,696 | -1,851,917 |
| cash flow from financing | -4,753,317 | -2,674,831 | 41,431,241 |
| cash and cash equivalents | |||
| cash | -1,844,912 | 1,264,739 | 4,388,305 |
| overdraft | 0 | 0 | 0 |
| change in cash | -1,844,912 | 1,264,739 | 4,388,305 |
ralph finco limited Credit Report and Business Information
Ralph Finco Limited Competitor Analysis
Perform a competitor analysis for ralph finco limited by selecting its closest rivals, whether from the ADMINISTRATIVE AND SUPPORT SERVICE ACTIVITIES sector, other large companies, companies in HX3 area or any other competitors across 12 key performance metrics.
ralph finco limited Ownership
RALPH FINCO LIMITED group structure
Ralph Finco Limited has no subsidiary companies.
Ultimate parent company
RALPH FINCO LIMITED
13221555
ralph finco limited directors
Ralph Finco Limited currently has 3 directors. The longest serving directors include Mr Mathew Hutchinson (Feb 2021) and Dr Alan Bewsher (Jun 2023).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Mathew Hutchinson | United Kingdom | 52 years | Feb 2021 | - | Director |
| Dr Alan Bewsher | 55 years | Jun 2023 | - | Director | |
| Mr David Marshall | United Kingdom | 37 years | Sep 2024 | - | Director |
P&L
December 2023turnover
32.3m
-22%
operating profit
297.7k
-93%
gross margin
35.1%
+2.23%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
-3.6m
+42.84%
total assets
46.9m
-0.06%
cash
3.8m
-0.33%
net assets
Total assets minus all liabilities
Similar Companies
ralph finco limited company details
company number
13221555
Type
Private limited with Share Capital
industry
82990 - Other business support service activities n.e.c.
incorporation date
February 2021
age
3
incorporated
UK
ultimate parent company
accounts
Group
last accounts submitted
December 2023
previous names
N/A
accountant
-
auditor
MAZARS LLP
address
c/o aquaspersions limited, beacon hill road, halifax, west yorkshire, HX3 6AQ
Bank
HSBC UK BANK PLC
Legal Advisor
-
ralph finco limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to ralph finco limited.
ralph finco limited Companies House Filings - See Documents
| date | description | view/download |
|---|
