vg consumer finance limited
vg consumer finance limited Company Information
Company Number
13386385
Next Accounts
2 days late
Shareholders
shop direct group financial services limited
Group Structure
View All
Industry
Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
Registered Address
first floor, skyways house, speke road, liverpool, L70 1AB
Website
-vg consumer finance limited Estimated Valuation
Pomanda estimates the enterprise value of VG CONSUMER FINANCE LIMITED at £0 based on a Turnover of £0 and 1.14x industry multiple (adjusted for size and gross margin).
vg consumer finance limited Estimated Valuation
Pomanda estimates the enterprise value of VG CONSUMER FINANCE LIMITED at £0 based on an EBITDA of £-1.4m and a 4.14x industry multiple (adjusted for size and gross margin).
vg consumer finance limited Estimated Valuation
Pomanda estimates the enterprise value of VG CONSUMER FINANCE LIMITED at £114.5m based on Net Assets of £47.5m and 2.41x industry multiple (adjusted for liquidity).
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Vg Consumer Finance Limited Overview
Vg Consumer Finance Limited is a live company located in liverpool, L70 1AB with a Companies House number of 13386385. It operates in the credit granting by non-deposit taking finance houses and other specialist consumer credit grantors sector, SIC Code 64921. Founded in May 2021, it's largest shareholder is shop direct group financial services limited with a 100% stake. Vg Consumer Finance Limited is a startup, unknown sized company, Pomanda has estimated its turnover at £0 with unknown growth in recent years.
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Vg Consumer Finance Limited Health Check
Pomanda's financial health check has awarded Vg Consumer Finance Limited a 1 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 1 areas for improvement. Company Health Check FAQs
1 Strong
0 Regular
1 Weak
Size
There is insufficient data available for this Key Performance Indicator!
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- - Industry AVG
Growth
There is insufficient data available for this Key Performance Indicator!
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- - Industry AVG
Production
There is insufficient data available for this Key Performance Indicator!
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- - Industry AVG
Profitability
There is insufficient data available for this Key Performance Indicator!
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- - Industry AVG
Employees
with 1 employees, this is below the industry average (15)
- Vg Consumer Finance Limited
- - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
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- - Industry AVG
Efficiency
There is insufficient data available for this Key Performance Indicator!
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- - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
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- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
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- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
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- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
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- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 0.5%, this is a lower level of debt than the average (100%)
- - Vg Consumer Finance Limited
- - Industry AVG
VG CONSUMER FINANCE LIMITED financials
Vg Consumer Finance Limited's latest turnover from July 2023 is 0 and the company has net assets of £47.5 million. According to their latest financial statements, we estimate that Vg Consumer Finance Limited has 1 employee and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Jul 2023 | Jul 2022 | |
|---|---|---|
| Turnover | ||
| Other Income Or Grants | ||
| Cost Of Sales | ||
| Gross Profit | ||
| Admin Expenses | ||
| Operating Profit | -1,379,000 | -1,134,000 |
| Interest Payable | ||
| Interest Receivable | ||
| Pre-Tax Profit | -1,379,000 | -1,134,000 |
| Tax | ||
| Profit After Tax | -1,379,000 | -1,134,000 |
| Dividends Paid | ||
| Retained Profit | -1,379,000 | -1,134,000 |
| Employee Costs | ||
| Number Of Employees | ||
| EBITDA* | -1,379,000 | -1,134,000 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Jul 2023 | Jul 2022 | |
|---|---|---|
| Tangible Assets | ||
| Intangible Assets | 12,430,000 | 9,747,000 |
| Investments & Other | ||
| Debtors (Due After 1 year) | ||
| Total Fixed Assets | 12,430,000 | 9,747,000 |
| Stock & work in progress | ||
| Trade Debtors | ||
| Group Debtors | 35,287,000 | 39,257,000 |
| Misc Debtors | ||
| Cash | ||
| misc current assets | ||
| total current assets | 35,287,000 | 39,257,000 |
| total assets | 47,717,000 | 49,004,000 |
| Bank overdraft | ||
| Bank loan | ||
| Trade Creditors | ||
| Group/Directors Accounts | ||
| other short term finances | ||
| hp & lease commitments | ||
| other current liabilities | 230,000 | 138,000 |
| total current liabilities | 230,000 | 138,000 |
| loans | ||
| hp & lease commitments | ||
| Accruals and Deferred Income | ||
| other liabilities | ||
| provisions | ||
| total long term liabilities | ||
| total liabilities | 230,000 | 138,000 |
| net assets | 47,487,000 | 48,866,000 |
| total shareholders funds | 47,487,000 | 48,866,000 |
| Jul 2023 | Jul 2022 | |
|---|---|---|
| Operating Activities | ||
| Operating Profit | -1,379,000 | -1,134,000 |
| Depreciation | ||
| Amortisation | ||
| Tax | ||
| Stock | ||
| Debtors | -3,970,000 | 39,257,000 |
| Creditors | ||
| Accruals and Deferred Income | 92,000 | 138,000 |
| Deferred Taxes & Provisions | ||
| Cash flow from operations | 2,683,000 | -40,253,000 |
| Investing Activities | ||
| capital expenditure | ||
| Change in Investments | ||
| cash flow from investments | ||
| Financing Activities | ||
| Bank loans | ||
| Group/Directors Accounts | ||
| Other Short Term Loans | ||
| Long term loans | ||
| Hire Purchase and Lease Commitments | ||
| other long term liabilities | ||
| share issue | ||
| interest | ||
| cash flow from financing | 50,000,000 | |
| cash and cash equivalents | ||
| cash | ||
| overdraft | ||
| change in cash |
vg consumer finance limited Credit Report and Business Information
Vg Consumer Finance Limited Competitor Analysis
Perform a competitor analysis for vg consumer finance limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other startup companies, companies in L70 area or any other competitors across 12 key performance metrics.
vg consumer finance limited Ownership
VG CONSUMER FINANCE LIMITED group structure
Vg Consumer Finance Limited has no subsidiary companies.
Ultimate parent company
LW HOLDINGS LTD
#0083103
2 parents
VG CONSUMER FINANCE LIMITED
13386385
vg consumer finance limited directors
Vg Consumer Finance Limited currently has 8 directors. The longest serving directors include Mr Richard Banks (May 2021) and Mr David Kershaw (May 2021).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Richard Banks | United Kingdom | 73 years | May 2021 | - | Director |
| Mr David Kershaw | United Kingdom | 68 years | May 2021 | - | Director |
| Mr David Kershaw | United Kingdom | 68 years | May 2021 | - | Director |
| Mr Alexander Shapland | England | 64 years | May 2021 | - | Director |
| Mr Timothy Franklin | 63 years | Jan 2022 | - | Director | |
| Mr Timothy Franklin | 63 years | Jan 2022 | - | Director | |
| Ms Julie Nicholson | 59 years | Apr 2023 | - | Director | |
| Mr Nicholas McBrien | United Kingdom | 48 years | May 2024 | - | Director |
P&L
July 2023turnover
0
0%
operating profit
-1.4m
+22%
gross margin
0%
0%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
July 2023net assets
47.5m
-0.03%
total assets
47.7m
-0.03%
cash
0
0%
net assets
Total assets minus all liabilities
Similar Companies
vg consumer finance limited company details
company number
13386385
Type
Private limited with Share Capital
industry
64921 - Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors
incorporation date
May 2021
age
4
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
July 2023
previous names
N/A
accountant
-
auditor
DELOITTE LLP
address
first floor, skyways house, speke road, liverpool, L70 1AB
Bank
-
Legal Advisor
-
vg consumer finance limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to vg consumer finance limited.
vg consumer finance limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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vg consumer finance limited Companies House Filings - See Documents
| date | description | view/download |
|---|
