praetura finance 3 limited
praetura finance 3 limited Company Information
Company Number
13448720
Next Accounts
Sep 2025
Shareholders
praetura debt services limited
Group Structure
View All
Industry
Other credit granting (not including credit granting by non-deposit taking finance houses and other specialist consumer credit grantors and activities of mortgage finance companies) n.e.c.
Registered Address
ewood house walker park, walker road, blackburn, BB1 2QE
Website
-praetura finance 3 limited Estimated Valuation
Pomanda estimates the enterprise value of PRAETURA FINANCE 3 LIMITED at £2.1m based on a Turnover of £3.1m and 0.67x industry multiple (adjusted for size and gross margin).
praetura finance 3 limited Estimated Valuation
Pomanda estimates the enterprise value of PRAETURA FINANCE 3 LIMITED at £225.7k based on an EBITDA of £93k and a 2.43x industry multiple (adjusted for size and gross margin).
praetura finance 3 limited Estimated Valuation
Pomanda estimates the enterprise value of PRAETURA FINANCE 3 LIMITED at £232.8k based on Net Assets of £123.2k and 1.89x industry multiple (adjusted for liquidity).
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Praetura Finance 3 Limited Overview
Praetura Finance 3 Limited is a live company located in blackburn, BB1 2QE with a Companies House number of 13448720. It operates in the other credit granting n.e.c. sector, SIC Code 64929. Founded in June 2021, it's largest shareholder is praetura debt services limited with a 100% stake. Praetura Finance 3 Limited is a startup, small sized company, Pomanda has estimated its turnover at £3.1m with unknown growth in recent years.
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Praetura Finance 3 Limited Health Check
Pomanda's financial health check has awarded Praetura Finance 3 Limited a 1 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 4 areas for improvement. Company Health Check FAQs
1 Strong
2 Regular
4 Weak
Size
annual sales of £3.1m, make it smaller than the average company (£4.8m)
£3.1m - Praetura Finance 3 Limited
£4.8m - Industry AVG
Growth
There is insufficient data available for this Key Performance Indicator!
- Praetura Finance 3 Limited
- - Industry AVG
Production
with a gross margin of 2.2%, this company has a higher cost of product (63.1%)
2.2% - Praetura Finance 3 Limited
63.1% - Industry AVG
Profitability
an operating margin of 3% make it less profitable than the average company (27.5%)
3% - Praetura Finance 3 Limited
27.5% - Industry AVG
Employees
with 8 employees, this is above the industry average (5)
- Praetura Finance 3 Limited
5 - Industry AVG
Pay Structure
on an average salary of £67.5k, the company has an equivalent pay structure (£67.5k)
- Praetura Finance 3 Limited
£67.5k - Industry AVG
Efficiency
resulting in sales per employee of £389.2k, this is equally as efficient (£420.9k)
- Praetura Finance 3 Limited
£420.9k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Praetura Finance 3 Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Praetura Finance 3 Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Praetura Finance 3 Limited
- - Industry AVG
Cash Balance
There is insufficient data available for this Key Performance Indicator!
- - Praetura Finance 3 Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 99.8%, this is a higher level of debt than the average (89.5%)
99.8% - Praetura Finance 3 Limited
89.5% - Industry AVG
PRAETURA FINANCE 3 LIMITED financials
Praetura Finance 3 Limited's latest turnover from December 2023 is £3.1 million and the company has net assets of £123.2 thousand. According to their latest financial statements, we estimate that Praetura Finance 3 Limited has 8 employees and maintains cash reserves of 0 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | |
|---|---|---|---|
| Turnover | 3,113,686 | 2,174,850 | |
| Other Income Or Grants | |||
| Cost Of Sales | 3,043,917 | 2,131,382 | |
| Gross Profit | 69,769 | 43,468 | |
| Admin Expenses | |||
| Operating Profit | |||
| Interest Payable | 288,537 | ||
| Interest Receivable | 298,483 | ||
| Pre-Tax Profit | 69,769 | 43,468 | 9,946 |
| Tax | |||
| Profit After Tax | 69,769 | 43,468 | 9,946 |
| Dividends Paid | |||
| Retained Profit | 69,769 | 43,468 | 9,946 |
| Employee Costs | |||
| Number Of Employees | 2 | 2 | |
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | |
|---|---|---|---|
| Tangible Assets | |||
| Intangible Assets | |||
| Investments & Other | 1 | 1 | 14,556,634 |
| Debtors (Due After 1 year) | 35,202,920 | 26,883,334 | |
| Total Fixed Assets | 35,202,921 | 26,883,335 | 14,556,634 |
| Stock & work in progress | |||
| Trade Debtors | |||
| Group Debtors | 37,003,865 | 28,213,939 | 14,676,084 |
| Misc Debtors | 15,342 | 1 | 1 |
| Cash | |||
| misc current assets | |||
| total current assets | 37,019,207 | 28,213,940 | 14,676,085 |
| total assets | 72,222,128 | 55,097,275 | 29,232,719 |
| Bank overdraft | |||
| Bank loan | |||
| Trade Creditors | |||
| Group/Directors Accounts | 34,319,309 | 26,431,693 | 14,467,117 |
| other short term finances | |||
| hp & lease commitments | |||
| other current liabilities | 27,930,056 | 7,023,833 | 3,239,022 |
| total current liabilities | 62,249,365 | 33,455,526 | 17,706,139 |
| loans | |||
| hp & lease commitments | |||
| Accruals and Deferred Income | |||
| other liabilities | 9,849,579 | 21,588,334 | 11,516,633 |
| provisions | |||
| total long term liabilities | 9,849,579 | 21,588,334 | 11,516,633 |
| total liabilities | 72,098,944 | 55,043,860 | 29,222,772 |
| net assets | 123,184 | 53,415 | 9,947 |
| total shareholders funds | 123,184 | 53,415 | 9,947 |
| Dec 2023 | Dec 2022 | Dec 2021 | |
|---|---|---|---|
| Operating Activities | |||
| Operating Profit | |||
| Depreciation | |||
| Amortisation | |||
| Tax | |||
| Stock | |||
| Debtors | 17,124,853 | 40,421,189 | 14,676,085 |
| Creditors | |||
| Accruals and Deferred Income | 20,906,223 | 3,784,811 | 3,239,022 |
| Deferred Taxes & Provisions | |||
| Cash flow from operations | -11,437,063 | ||
| Investing Activities | |||
| capital expenditure | |||
| Change in Investments | -14,556,633 | 14,556,634 | |
| cash flow from investments | |||
| Financing Activities | |||
| Bank loans | |||
| Group/Directors Accounts | 7,887,616 | 11,964,576 | 14,467,117 |
| Other Short Term Loans | |||
| Long term loans | |||
| Hire Purchase and Lease Commitments | |||
| other long term liabilities | -11,738,755 | 10,071,701 | 11,516,633 |
| share issue | |||
| interest | 9,946 | ||
| cash flow from financing | -3,851,139 | 22,036,277 | 25,993,697 |
| cash and cash equivalents | |||
| cash | |||
| overdraft | |||
| change in cash |
praetura finance 3 limited Credit Report and Business Information
Praetura Finance 3 Limited Competitor Analysis
Perform a competitor analysis for praetura finance 3 limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in BB1 area or any other competitors across 12 key performance metrics.
praetura finance 3 limited Ownership
PRAETURA FINANCE 3 LIMITED group structure
Praetura Finance 3 Limited has 1 subsidiary company.
Ultimate parent company
1 parent
PRAETURA FINANCE 3 LIMITED
13448720
1 subsidiary
praetura finance 3 limited directors
Praetura Finance 3 Limited currently has 6 directors. The longest serving directors include Mr Peadar O'Reilly (Jun 2021) and Mr Peadar O'Reilly (Jun 2021).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Peadar O'Reilly | England | 48 years | Jun 2021 | - | Director |
| Mr Peadar O'Reilly | England | 48 years | Jun 2021 | - | Director |
| Mr Jack Summers | England | 40 years | Jun 2021 | - | Director |
| Mr Peadar O'Reilly | England | 48 years | Jun 2021 | - | Director |
| Mr Jack Summers | England | 40 years | Jun 2021 | - | Director |
| Mr Thomas Fraine | United Kingdom | 32 years | Nov 2023 | - | Director |
P&L
December 2023turnover
3.1m
+43%
operating profit
93k
0%
gross margin
2.3%
+12.11%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
123.2k
+1.31%
total assets
72.2m
+0.31%
cash
0
0%
net assets
Total assets minus all liabilities
Similar Companies
praetura finance 3 limited company details
company number
13448720
Type
Private limited with Share Capital
industry
64929 - Other credit granting (not including credit granting by non-deposit taking finance houses and other specialist consumer credit grantors and activities of mortgage finance companies) n.e.c.
incorporation date
June 2021
age
4
incorporated
UK
ultimate parent company
accounts
Small Company
last accounts submitted
December 2023
previous names
N/A
accountant
-
auditor
MHA
address
ewood house walker park, walker road, blackburn, BB1 2QE
Bank
-
Legal Advisor
-
praetura finance 3 limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 2 charges/mortgages relating to praetura finance 3 limited. Currently there are 2 open charges and 0 have been satisfied in the past.
praetura finance 3 limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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praetura finance 3 limited Companies House Filings - See Documents
| date | description | view/download |
|---|
