phoenix money so 1 ltd
phoenix money so 1 ltd Company Information
Company Number
13537543
Next Accounts
Sep 2025
Shareholders
phoenix money group ltd
Group Structure
View All
Industry
Other credit granting (not including credit granting by non-deposit taking finance houses and other specialist consumer credit grantors and activities of mortgage finance companies) n.e.c.
Registered Address
42 jamaica street, liverpool, L1 0AF
Website
-phoenix money so 1 ltd Estimated Valuation
Pomanda estimates the enterprise value of PHOENIX MONEY SO 1 LTD at £20.1m based on a Turnover of £12.3m and 1.63x industry multiple (adjusted for size and gross margin).
phoenix money so 1 ltd Estimated Valuation
Pomanda estimates the enterprise value of PHOENIX MONEY SO 1 LTD at £1.4m based on an EBITDA of £238.5k and a 5.96x industry multiple (adjusted for size and gross margin).
phoenix money so 1 ltd Estimated Valuation
Pomanda estimates the enterprise value of PHOENIX MONEY SO 1 LTD at £831.7k based on Net Assets of £440k and 1.89x industry multiple (adjusted for liquidity).
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Phoenix Money So 1 Ltd Overview
Phoenix Money So 1 Ltd is a live company located in liverpool, L1 0AF with a Companies House number of 13537543. It operates in the other credit granting n.e.c. sector, SIC Code 64929. Founded in July 2021, it's largest shareholder is phoenix money group ltd with a 100% stake. Phoenix Money So 1 Ltd is a startup, mid sized company, Pomanda has estimated its turnover at £12.3m with unknown growth in recent years.
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Phoenix Money So 1 Ltd Health Check
Pomanda's financial health check has awarded Phoenix Money So 1 Ltd a 3 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 2 areas for improvement. Company Health Check FAQs
2 Strong
5 Regular
2 Weak
Size
annual sales of £12.3m, make it larger than the average company (£4.8m)
- Phoenix Money So 1 Ltd
£4.8m - Industry AVG
Growth
There is insufficient data available for this Key Performance Indicator!
- Phoenix Money So 1 Ltd
- - Industry AVG
Production
with a gross margin of 63.1%, this company has a comparable cost of product (63.1%)
- Phoenix Money So 1 Ltd
63.1% - Industry AVG
Profitability
an operating margin of 1.9% make it less profitable than the average company (27.5%)
- Phoenix Money So 1 Ltd
27.5% - Industry AVG
Employees
with 30 employees, this is above the industry average (5)
- Phoenix Money So 1 Ltd
5 - Industry AVG
Pay Structure
on an average salary of £67.5k, the company has an equivalent pay structure (£67.5k)
- Phoenix Money So 1 Ltd
£67.5k - Industry AVG
Efficiency
resulting in sales per employee of £410k, this is equally as efficient (£420.9k)
- Phoenix Money So 1 Ltd
£420.9k - Industry AVG
Debtor Days
it gets paid by customers after 71 days, this is near the average (71 days)
- Phoenix Money So 1 Ltd
71 days - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Phoenix Money So 1 Ltd
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Phoenix Money So 1 Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 1 weeks, this is less cash available to meet short term requirements (9 weeks)
1 weeks - Phoenix Money So 1 Ltd
9 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 83.9%, this is a similar level of debt than the average (89.5%)
83.9% - Phoenix Money So 1 Ltd
89.5% - Industry AVG
PHOENIX MONEY SO 1 LTD financials
Phoenix Money So 1 Ltd's latest turnover from December 2023 is estimated at £12.3 million and the company has net assets of £440 thousand. According to their latest financial statements, we estimate that Phoenix Money So 1 Ltd has 30 employees and maintains cash reserves of £64.4 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | |
|---|---|---|
| Turnover | 623,606 | |
| Other Income Or Grants | ||
| Cost Of Sales | 110,879 | |
| Gross Profit | 512,727 | |
| Admin Expenses | 11,292 | |
| Operating Profit | 501,435 | |
| Interest Payable | ||
| Interest Receivable | ||
| Pre-Tax Profit | 501,435 | |
| Tax | -95,273 | |
| Profit After Tax | 406,162 | |
| Dividends Paid | ||
| Retained Profit | 406,162 | |
| Employee Costs | ||
| Number Of Employees | ||
| EBITDA* | 501,435 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | |
|---|---|---|
| Tangible Assets | ||
| Intangible Assets | ||
| Investments & Other | ||
| Debtors (Due After 1 year) | ||
| Total Fixed Assets | ||
| Stock & work in progress | ||
| Trade Debtors | 2,402,000 | 2,202,000 |
| Group Debtors | ||
| Misc Debtors | 269,024 | 575,004 |
| Cash | 64,385 | 87,483 |
| misc current assets | ||
| total current assets | 2,735,409 | 2,864,487 |
| total assets | 2,735,409 | 2,864,487 |
| Bank overdraft | ||
| Bank loan | ||
| Trade Creditors | ||
| Group/Directors Accounts | 940,000 | |
| other short term finances | 1,305,000 | 2,202,000 |
| hp & lease commitments | ||
| other current liabilities | 50,364 | 256,324 |
| total current liabilities | 2,295,364 | 2,458,324 |
| loans | ||
| hp & lease commitments | ||
| Accruals and Deferred Income | ||
| other liabilities | ||
| provisions | ||
| total long term liabilities | ||
| total liabilities | 2,295,364 | 2,458,324 |
| net assets | 440,045 | 406,163 |
| total shareholders funds | 440,045 | 406,163 |
| Dec 2023 | Dec 2022 | |
|---|---|---|
| Operating Activities | ||
| Operating Profit | 501,435 | |
| Depreciation | ||
| Amortisation | ||
| Tax | -95,273 | |
| Stock | ||
| Debtors | -105,980 | 2,777,004 |
| Creditors | ||
| Accruals and Deferred Income | -205,960 | 256,324 |
| Deferred Taxes & Provisions | ||
| Cash flow from operations | -2,114,518 | |
| Investing Activities | ||
| capital expenditure | ||
| Change in Investments | ||
| cash flow from investments | ||
| Financing Activities | ||
| Bank loans | ||
| Group/Directors Accounts | 940,000 | |
| Other Short Term Loans | -897,000 | 2,202,000 |
| Long term loans | ||
| Hire Purchase and Lease Commitments | ||
| other long term liabilities | ||
| share issue | ||
| interest | ||
| cash flow from financing | 2,202,001 | |
| cash and cash equivalents | ||
| cash | -23,098 | 87,483 |
| overdraft | ||
| change in cash | -23,098 | 87,483 |
phoenix money so 1 ltd Credit Report and Business Information
Phoenix Money So 1 Ltd Competitor Analysis
Perform a competitor analysis for phoenix money so 1 ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mid companies, companies in L 1 area or any other competitors across 12 key performance metrics.
phoenix money so 1 ltd Ownership
PHOENIX MONEY SO 1 LTD group structure
Phoenix Money So 1 Ltd has no subsidiary companies.
phoenix money so 1 ltd directors
Phoenix Money So 1 Ltd currently has 2 directors. The longest serving directors include Mr Manish Gambhir (Jul 2021) and Mr John Drinkwater (Jul 2021).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Manish Gambhir | United Kingdom | 33 years | Jul 2021 | - | Director |
| Mr John Drinkwater | United Kingdom | 69 years | Jul 2021 | - | Director |
P&L
December 2023turnover
12.3m
+1873%
operating profit
238.5k
0%
gross margin
63.2%
-23.2%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
440k
+0.08%
total assets
2.7m
-0.05%
cash
64.4k
-0.26%
net assets
Total assets minus all liabilities
Similar Companies
phoenix money so 1 ltd company details
company number
13537543
Type
Private limited with Share Capital
industry
64929 - Other credit granting (not including credit granting by non-deposit taking finance houses and other specialist consumer credit grantors and activities of mortgage finance companies) n.e.c.
incorporation date
July 2021
age
4
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
December 2023
previous names
N/A
accountant
-
auditor
-
address
42 jamaica street, liverpool, L1 0AF
Bank
-
Legal Advisor
-
phoenix money so 1 ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 1 charges/mortgages relating to phoenix money so 1 ltd. Currently there are 1 open charges and 0 have been satisfied in the past.
phoenix money so 1 ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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phoenix money so 1 ltd Companies House Filings - See Documents
| date | description | view/download |
|---|
