north financial planning ltd
north financial planning ltd Company Information
Company Number
NI073930
Next Accounts
Sep 2025
Shareholders
adviser services holdings
Group Structure
View All
Industry
Other activities auxiliary to financial services, except insurance and pension funding
Registered Address
north house, 84 north road, belfast, BT4 3DJ
Website
www.northfinancial.comnorth financial planning ltd Estimated Valuation
Pomanda estimates the enterprise value of NORTH FINANCIAL PLANNING LTD at £415.5k based on a Turnover of £547.2k and 0.76x industry multiple (adjusted for size and gross margin).
north financial planning ltd Estimated Valuation
Pomanda estimates the enterprise value of NORTH FINANCIAL PLANNING LTD at £0 based on an EBITDA of £-50.6k and a 3.47x industry multiple (adjusted for size and gross margin).
north financial planning ltd Estimated Valuation
Pomanda estimates the enterprise value of NORTH FINANCIAL PLANNING LTD at £201.9k based on Net Assets of £90.8k and 2.22x industry multiple (adjusted for liquidity).
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North Financial Planning Ltd Overview
North Financial Planning Ltd is a live company located in belfast, BT4 3DJ with a Companies House number of NI073930. It operates in the activities auxiliary to financial intermediation n.e.c. sector, SIC Code 66190. Founded in September 2009, it's largest shareholder is adviser services holdings with a 100% stake. North Financial Planning Ltd is a established, small sized company, Pomanda has estimated its turnover at £547.2k with rapid growth in recent years.
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North Financial Planning Ltd Health Check
Pomanda's financial health check has awarded North Financial Planning Ltd a 3 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 4 areas for improvement. Company Health Check FAQs
2 Strong
3 Regular
4 Weak
Size
annual sales of £547.2k, make it smaller than the average company (£4.1m)
- North Financial Planning Ltd
£4.1m - Industry AVG
Growth
3 year (CAGR) sales growth of 42%, show it is growing at a faster rate (9.4%)
- North Financial Planning Ltd
9.4% - Industry AVG
Production
with a gross margin of 70%, this company has a comparable cost of product (70%)
- North Financial Planning Ltd
70% - Industry AVG
Profitability
an operating margin of -9.5% make it less profitable than the average company (8.8%)
- North Financial Planning Ltd
8.8% - Industry AVG
Employees
with 3 employees, this is below the industry average (9)
3 - North Financial Planning Ltd
9 - Industry AVG
Pay Structure
on an average salary of £73.4k, the company has an equivalent pay structure (£73.4k)
- North Financial Planning Ltd
£73.4k - Industry AVG
Efficiency
resulting in sales per employee of £182.4k, this is equally as efficient (£182.4k)
- North Financial Planning Ltd
£182.4k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- North Financial Planning Ltd
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- North Financial Planning Ltd
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- North Financial Planning Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 0 weeks, this is less cash available to meet short term requirements (28 weeks)
0 weeks - North Financial Planning Ltd
28 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 37.8%, this is a lower level of debt than the average (73.9%)
37.8% - North Financial Planning Ltd
73.9% - Industry AVG
NORTH FINANCIAL PLANNING LTD financials
North Financial Planning Ltd's latest turnover from December 2023 is estimated at £547.2 thousand and the company has net assets of £90.8 thousand. According to their latest financial statements, North Financial Planning Ltd has 3 employees and maintains cash reserves of £3 as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Sep 2011 | Sep 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | ||||||||||||||
| Other Income Or Grants | ||||||||||||||
| Cost Of Sales | ||||||||||||||
| Gross Profit | ||||||||||||||
| Admin Expenses | ||||||||||||||
| Operating Profit | ||||||||||||||
| Interest Payable | ||||||||||||||
| Interest Receivable | ||||||||||||||
| Pre-Tax Profit | ||||||||||||||
| Tax | ||||||||||||||
| Profit After Tax | ||||||||||||||
| Dividends Paid | ||||||||||||||
| Retained Profit | ||||||||||||||
| Employee Costs | ||||||||||||||
| Number Of Employees | 3 | 4 | 2 | 2 | 2 | 2 | 1 | 1 | ||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Sep 2011 | Sep 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 14,117 | 8,100 | 9,026 | 6,004 | 3,617 | 2,718 | 6,332 | 8,678 | 14,187 | 15,256 | 6,923 | 8,373 | 9,615 | |
| Intangible Assets | 9,000 | 45,000 | 81,000 | 117,000 | 153,000 | 198,000 | 234,000 | 270,000 | 306,000 | 342,000 | ||||
| Investments & Other | 120,000 | 120,000 | 153,500 | 175,091 | 25,000 | 25 | ||||||||
| Debtors (Due After 1 year) | 96,500 | 22,372 | ||||||||||||
| Total Fixed Assets | 14,117 | 8,100 | 9,026 | 15,004 | 145,117 | 106,090 | 243,332 | 281,678 | 365,687 | 424,347 | 301,923 | 314,373 | 351,640 | |
| Stock & work in progress | ||||||||||||||
| Trade Debtors | 12,000 | 12,000 | 50,051 | 13,366 | 39,401 | 40,859 | 8,500 | |||||||
| Group Debtors | 146,065 | 6,461 | ||||||||||||
| Misc Debtors | 230,568 | 88,372 | 140,600 | 61,527 | 34,033 | |||||||||
| Cash | 3 | 4,193 | 42 | 33,326 | 61,334 | 90,894 | 941 | 46 | 395 | 8,754 | 2,017 | 23,695 | 352 | |
| misc current assets | 56,122 | |||||||||||||
| total current assets | 146,068 | 234,761 | 100,414 | 242,048 | 122,861 | 90,894 | 941 | 34,079 | 6,856 | 58,805 | 13,366 | 41,418 | 64,554 | 8,852 |
| total assets | 146,068 | 248,878 | 108,514 | 251,074 | 137,865 | 236,011 | 107,031 | 277,411 | 288,534 | 424,492 | 437,713 | 343,341 | 378,927 | 360,492 |
| Bank overdraft | 7,789 | 138 | 951 | 154 | 297 | |||||||||
| Bank loan | ||||||||||||||
| Trade Creditors | 4,009 | 2,641 | 2,400 | 332 | 152,500 | 185,500 | 375,798 | 375,630 | 280,036 | 345,089 | 363,895 | |||
| Group/Directors Accounts | 10,209 | |||||||||||||
| other short term finances | ||||||||||||||
| hp & lease commitments | ||||||||||||||
| other current liabilities | 55,254 | 55,690 | 54,946 | 51,333 | 77,229 | 154,641 | 109,581 | 62,121 | 50,069 | |||||
| total current liabilities | 55,254 | 63,479 | 55,084 | 56,293 | 80,024 | 157,041 | 109,913 | 214,621 | 246,075 | 375,798 | 375,630 | 280,036 | 345,089 | 363,895 |
| loans | 37,665 | 48,825 | 50,000 | |||||||||||
| hp & lease commitments | ||||||||||||||
| Accruals and Deferred Income | ||||||||||||||
| other liabilities | ||||||||||||||
| provisions | 2,441 | |||||||||||||
| total long term liabilities | 40,106 | 48,825 | 50,000 | |||||||||||
| total liabilities | 55,254 | 103,585 | 103,909 | 106,293 | 80,024 | 157,041 | 109,913 | 214,621 | 246,075 | 375,798 | 375,630 | 280,036 | 345,089 | 363,895 |
| net assets | 90,814 | 145,293 | 4,605 | 144,781 | 57,841 | 78,970 | -2,882 | 62,790 | 42,459 | 48,694 | 62,083 | 63,305 | 33,838 | -3,403 |
| total shareholders funds | 90,814 | 145,293 | 4,605 | 144,781 | 57,841 | 78,970 | -2,882 | 62,790 | 42,459 | 48,694 | 62,083 | 63,305 | 33,838 | -3,403 |
| Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Sep 2011 | Sep 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||
| Operating Profit | ||||||||||||||
| Depreciation | 1,455 | 5,611 | 4,092 | 2,249 | 4,002 | 2,674 | 4,213 | 4,574 | 5,509 | 6,233 | 4,069 | 3,402 | 1,642 | 1,642 |
| Amortisation | 9,000 | 36,000 | 36,000 | 36,000 | 36,000 | 45,000 | 36,000 | 36,000 | 36,000 | 36,000 | 18,000 | |||
| Tax | ||||||||||||||
| Stock | ||||||||||||||
| Debtors | -84,503 | 130,196 | -52,228 | 91,073 | -34,973 | 74,128 | -11,661 | 27,572 | -43,590 | 36,685 | -26,035 | -1,458 | 32,359 | 8,500 |
| Creditors | -4,009 | 1,368 | 241 | 2,068 | -152,168 | -33,000 | -190,298 | 168 | 95,594 | -65,053 | -18,806 | 363,895 | ||
| Accruals and Deferred Income | -436 | 744 | 3,613 | -25,896 | -77,412 | 45,060 | 47,460 | 12,052 | 50,069 | |||||
| Deferred Taxes & Provisions | -2,441 | 2,441 | ||||||||||||
| Cash flow from operations | ||||||||||||||
| Investing Activities | ||||||||||||||
| capital expenditure | ||||||||||||||
| Change in Investments | -120,000 | -33,500 | -21,591 | 150,091 | 25,000 | -25 | 25 | |||||||
| cash flow from investments | ||||||||||||||
| Financing Activities | ||||||||||||||
| Bank loans | ||||||||||||||
| Group/Directors Accounts | -10,209 | 10,209 | ||||||||||||
| Other Short Term Loans | ||||||||||||||
| Long term loans | -37,665 | -11,160 | -1,175 | 50,000 | ||||||||||
| Hire Purchase and Lease Commitments | ||||||||||||||
| other long term liabilities | ||||||||||||||
| share issue | ||||||||||||||
| interest | ||||||||||||||
| cash flow from financing | ||||||||||||||
| cash and cash equivalents | ||||||||||||||
| cash | -4,190 | 4,151 | -33,284 | -28,008 | -29,560 | 89,953 | 895 | -349 | -8,359 | 8,754 | -2,017 | -21,678 | 23,343 | 352 |
| overdraft | -7,789 | 7,651 | -813 | 797 | 154 | -297 | 297 | |||||||
| change in cash | 3,599 | -3,500 | -32,471 | -28,805 | -29,714 | 89,953 | 895 | -52 | -8,656 | 8,754 | -2,017 | -21,678 | 23,343 | 352 |
north financial planning ltd Credit Report and Business Information
North Financial Planning Ltd Competitor Analysis
Perform a competitor analysis for north financial planning ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in BT4 area or any other competitors across 12 key performance metrics.
north financial planning ltd Ownership
NORTH FINANCIAL PLANNING LTD group structure
North Financial Planning Ltd has no subsidiary companies.
Ultimate parent company
1 parent
NORTH FINANCIAL PLANNING LTD
NI073930
north financial planning ltd directors
North Financial Planning Ltd currently has 3 directors. The longest serving directors include Mr Stuart Cresswell (May 2023) and Mr Michael Couzens (May 2023).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Stuart Cresswell | England | 55 years | May 2023 | - | Director |
| Mr Michael Couzens | England | 61 years | May 2023 | - | Director |
| Mr Michael Ferns | England | 61 years | May 2023 | - | Director |
P&L
December 2023turnover
547.2k
-20%
operating profit
-52k
0%
gross margin
70.1%
-1.31%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
90.8k
-0.37%
total assets
146.1k
-0.41%
cash
3
-1%
net assets
Total assets minus all liabilities
north financial planning ltd company details
company number
NI073930
Type
Private limited with Share Capital
industry
66190 - Other activities auxiliary to financial services, except insurance and pension funding
incorporation date
September 2009
age
16
incorporated
UK
ultimate parent company
accounts
Small Company
last accounts submitted
December 2023
previous names
N/A
accountant
AZETS AUDIT SERVICES
auditor
-
address
north house, 84 north road, belfast, BT4 3DJ
Bank
-
Legal Advisor
-
north financial planning ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to north financial planning ltd.
north financial planning ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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north financial planning ltd Companies House Filings - See Documents
| date | description | view/download |
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