arnold clark finance limited.

5

arnold clark finance limited. Company Information

Share ARNOLD CLARK FINANCE LIMITED.
Live 
MatureMegaDeclining

Company Number

SC039597

Registered Address

454 hillington road, glasgow, G52 4FH

Industry

Renting and leasing of cars and light motor vehicles

 

Telephone

01413024867

Next Accounts Due

September 2024

Group Structure

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Directors

Edward Hawthorne25 Years

David Cooper20 Years

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Shareholders

arnold clark automobiles ltd 100%

arnold clark finance limited. Estimated Valuation

£651.2m

Pomanda estimates the enterprise value of ARNOLD CLARK FINANCE LIMITED. at £651.2m based on a Turnover of £436.4m and 1.49x industry multiple (adjusted for size and gross margin).

arnold clark finance limited. Estimated Valuation

£1b

Pomanda estimates the enterprise value of ARNOLD CLARK FINANCE LIMITED. at £1b based on an EBITDA of £225.9m and a 4.45x industry multiple (adjusted for size and gross margin).

arnold clark finance limited. Estimated Valuation

£393m

Pomanda estimates the enterprise value of ARNOLD CLARK FINANCE LIMITED. at £393m based on Net Assets of £182.7m and 2.15x industry multiple (adjusted for liquidity).

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Arnold Clark Finance Limited. AI Business Plan

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Arnold Clark Finance Limited. Overview

Arnold Clark Finance Limited. is a live company located in glasgow, G52 4FH with a Companies House number of SC039597. It operates in the renting and leasing of cars and light motor vehicles sector, SIC Code 77110. Founded in December 1963, it's largest shareholder is arnold clark automobiles ltd with a 100% stake. Arnold Clark Finance Limited. is a mature, mega sized company, Pomanda has estimated its turnover at £436.4m with declining growth in recent years.

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Arnold Clark Finance Limited. Health Check

Pomanda's financial health check has awarded Arnold Clark Finance Limited. a 5 rating. We use a traffic light system to show it exceeds the industry average on 6 measures and has 2 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating5out of 5
positive_score

6 Strong

positive_score

4 Regular

positive_score

2 Weak

size

Size

annual sales of £436.4m, make it larger than the average company (£10.7m)

£436.4m - Arnold Clark Finance Limited.

£10.7m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of -2%, show it is growing at a slower rate (4%)

-2% - Arnold Clark Finance Limited.

4% - Industry AVG

production

Production

with a gross margin of 27.9%, this company has a comparable cost of product (32.7%)

27.9% - Arnold Clark Finance Limited.

32.7% - Industry AVG

profitability

Profitability

an operating margin of 19% make it more profitable than the average company (13.5%)

19% - Arnold Clark Finance Limited.

13.5% - Industry AVG

employees

Employees

with 715 employees, this is above the industry average (39)

715 - Arnold Clark Finance Limited.

39 - Industry AVG

paystructure

Pay Structure

on an average salary of £30.9k, the company has a lower pay structure (£41.1k)

£30.9k - Arnold Clark Finance Limited.

£41.1k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £610.3k, this is more efficient (£276.1k)

£610.3k - Arnold Clark Finance Limited.

£276.1k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 13 days, this is earlier than average (40 days)

13 days - Arnold Clark Finance Limited.

40 days - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 15 days, this is quicker than average (25 days)

15 days - Arnold Clark Finance Limited.

25 days - Industry AVG

stockdays

Stock Days

it holds stock equivalent to 14 days, this is in line with average (13 days)

14 days - Arnold Clark Finance Limited.

13 days - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 4 weeks, this is average cash available to meet short term requirements (4 weeks)

4 weeks - Arnold Clark Finance Limited.

4 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 78.6%, this is a similar level of debt than the average (80.2%)

78.6% - Arnold Clark Finance Limited.

80.2% - Industry AVG

arnold clark finance limited. Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Arnold Clark Finance Limited. Competitor Analysis

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Perform a competitor analysis for arnold clark finance limited. by selecting its closest rivals and benchmarking them against 12 key performance metrics.

arnold clark finance limited. Ownership

ARNOLD CLARK FINANCE LIMITED. group structure

Arnold Clark Finance Limited. has no subsidiary companies.

Ultimate parent company

1 parent

ARNOLD CLARK FINANCE LIMITED.

SC039597

ARNOLD CLARK FINANCE LIMITED. Shareholders

arnold clark automobiles ltd 100%

arnold clark finance limited. directors

Arnold Clark Finance Limited. currently has 4 directors. The longest serving directors include Mr Edward Hawthorne (Aug 1998) and Mr David Cooper (Apr 2004).

officercountryagestartendrole
Mr Edward HawthorneScotland57 years Aug 1998- Director
Mr David CooperScotland51 years Apr 2004- Director
Mr Mark HarveyScotland50 years Aug 2020- Director
Mr Alan HowiesonScotland42 years Aug 2021- Director

ARNOLD CLARK FINANCE LIMITED. financials

EXPORTms excel logo

Arnold Clark Finance Limited.'s latest turnover from December 2022 is £436.4 million and the company has net assets of £182.7 million. According to their latest financial statements, Arnold Clark Finance Limited. has 715 employees and maintains cash reserves of £32.6 million as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Turnover436,400,000426,367,000418,160,000464,569,000506,726,000544,423,000547,330,000559,229,000176,287,000169,783,000167,965,000160,519,000155,092,000142,140,000
Other Income Or Grants00000000000000
Cost Of Sales314,700,000340,984,000361,201,000408,116,000450,112,000492,848,000493,174,000502,146,000120,494,000119,983,000118,303,000122,590,000118,732,000107,236,000
Gross Profit121,700,00085,383,00056,959,00056,453,00056,614,00051,575,00054,156,00057,083,00055,793,00049,800,00049,662,00037,929,00036,360,00034,904,000
Admin Expenses38,600,00032,499,00032,333,00037,906,00037,983,00034,091,00033,025,00032,108,00030,067,00029,355,00029,376,00022,435,00021,692,00021,477,000
Operating Profit83,100,00052,884,00024,626,00018,547,00018,631,00017,484,00021,131,00024,975,00025,726,00020,445,00020,286,00015,494,00014,668,00013,427,000
Interest Payable17,200,00010,768,0009,481,00011,097,0009,567,0007,783,0008,597,0009,440,0009,829,0008,420,0008,888,0007,063,0006,643,0006,922,000
Interest Receivable00000000242,00000117,00000
Pre-Tax Profit65,900,00042,116,00015,145,0007,450,0009,064,0009,701,00012,534,00015,535,00016,139,00012,025,00011,398,0008,548,0008,025,0006,505,000
Tax-13,300,000-7,862,000-3,075,000-1,578,000-1,647,000-1,648,000-2,385,000-2,936,000-4,099,000633,000-733,0001,238,000-1,565,000-1,808,000
Profit After Tax52,600,00034,254,00012,070,0005,872,0007,417,0008,053,00010,149,00012,599,00012,040,00012,658,00010,665,0009,786,0006,460,0004,697,000
Dividends Paid0000020,000,000000020,000,000000
Retained Profit52,600,00034,254,00012,070,0005,872,0007,417,000-11,947,00010,149,00012,599,00012,040,00012,658,000-9,335,0009,786,0006,460,0004,697,000
Employee Costs22,100,00019,559,00021,315,00022,351,00020,995,00018,652,00016,668,00015,691,00015,415,00014,704,00013,541,00012,836,00012,296,00012,025,000
Number Of Employees715680820878838765698658622599567540558561
EBITDA*225,900,000186,889,000158,174,000156,844,000148,100,000140,669,000144,442,000145,475,000144,186,000134,548,000125,687,000116,270,000112,445,00097,263,000

* Earnings Before Interest, Tax, Depreciation and Amortisation

Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Tangible Assets781,500,000682,507,000663,571,000668,190,000570,982,000502,184,000497,778,000496,264,000468,468,000430,049,000413,381,000382,946,000374,949,000364,397,000
Intangible Assets00000000000000
Investments & Other00000000000000
Debtors (Due After 1 year)01,408,0001,165,00000000000000
Total Fixed Assets781,500,000682,507,000663,571,000668,190,000570,982,000502,184,000497,778,000496,264,000468,468,000430,049,000413,381,000382,946,000374,949,000364,397,000
Stock & work in progress12,300,0009,388,0008,594,0007,979,0004,672,00019,659,00024,865,00024,993,00031,901,00022,296,00016,844,00017,943,00012,327,00017,840,000
Trade Debtors16,100,00012,930,00017,460,00015,564,00017,578,00012,793,00011,225,00011,070,00011,094,00011,979,00011,284,00011,294,0009,589,00010,196,000
Group Debtors00000000038,0000000
Misc Debtors13,300,0006,348,00019,541,0008,547,0009,032,0003,632,0002,391,0002,561,0005,017,0003,050,0003,881,0003,207,0003,330,0006,008,000
Cash32,600,00049,868,00059,499,00010,601,0009,206,00016,046,00045,240,00048,454,00051,115,00054,097,00031,253,00019,353,00033,074,00028,731,000
misc current assets00000000000000
total current assets74,300,00078,534,000105,094,00042,691,00040,488,00052,130,00083,721,00087,078,00099,127,00091,460,00063,262,00051,797,00058,320,00062,775,000
total assets855,800,000761,041,000768,665,000710,881,000611,470,000554,314,000581,499,000583,342,000567,595,000521,509,000476,643,000434,743,000433,269,000427,172,000
Bank overdraft0005,961,0000000000000
Bank loan00000000000000
Trade Creditors 13,200,0002,716,00011,405,0004,030,0003,864,0004,696,0004,585,0001,140,0005,424,00010,765,0006,182,0003,692,000520,0001,422,000
Group/Directors Accounts8,700,0000006,328,0002,471,00012,639,0005,167,0007,077,0004,211,0001,643,000520,0005,289,0007,074,000
other short term finances15,300,00012,599,0009,517,0007,488,000242,971,000245,603,00000000000
hp & lease commitments281,100,000275,065,000278,842,000268,601,00000245,296,000250,420,000251,092,000213,715,000197,122,000160,460,000161,483,000179,023,000
other current liabilities70,300,00073,951,00076,166,00066,036,00043,435,00041,623,00041,974,00048,826,00051,575,00047,411,00043,047,00047,148,00049,209,00042,360,000
total current liabilities388,600,000364,331,000375,930,000352,116,000296,598,000294,393,000304,494,000305,553,000315,168,000276,102,000247,994,000211,820,000216,501,000229,879,000
loans0524,060,000585,316,000536,746,000225,040,000176,845,00000000000
hp & lease commitments277,100,000262,030,000292,658,000268,373,00000178,668,000186,220,000170,460,000169,620,000162,359,000153,016,000159,808,000144,935,000
Accruals and Deferred Income00000000000000
other liabilities5,000,0004,598,0004,249,0005,094,0005,019,0004,823,0005,331,0005,563,0005,438,0005,279,0005,764,0004,583,0003,838,0003,884,000
provisions2,400,000003,080,0006,927,0007,784,00010,590,00013,739,00016,861,00022,880,00025,556,00021,019,00018,603,00020,415,000
total long term liabilities284,500,000266,628,000296,907,000275,007,000236,986,000189,452,000194,589,000205,522,000192,759,000197,779,000193,679,000178,618,000182,249,000169,234,000
total liabilities673,100,000630,959,000672,837,000627,123,000533,584,000483,845,000499,083,000511,075,000507,927,000473,881,000441,673,000390,438,000398,750,000399,113,000
net assets182,700,000130,082,00095,828,00083,758,00077,886,00070,469,00082,416,00072,267,00059,668,00047,628,00034,970,00044,305,00034,519,00028,059,000
total shareholders funds182,700,000130,082,00095,828,00083,758,00077,886,00070,469,00082,416,00072,267,00059,668,00047,628,00034,970,00044,305,00034,519,00028,059,000
Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009
Operating Activities
Operating Profit83,100,00052,884,00024,626,00018,547,00018,631,00017,484,00021,131,00024,975,00025,726,00020,445,00020,286,00015,494,00014,668,00013,427,000
Depreciation142,800,000134,005,000133,548,000138,297,000129,469,000123,185,000123,311,000120,500,000118,460,000114,103,000105,401,000100,776,00097,777,00083,836,000
Amortisation00000000000000
Tax-13,300,000-7,862,000-3,075,000-1,578,000-1,647,000-1,648,000-2,385,000-2,936,000-4,099,000633,000-733,0001,238,000-1,565,000-1,808,000
Stock2,912,000794,000615,0003,307,000-14,987,000-5,206,000-128,000-6,908,0009,605,0005,452,000-1,099,0005,616,000-5,513,00017,840,000
Debtors8,714,000-17,480,00014,055,000-2,499,00010,185,0002,809,000-15,000-2,480,0001,044,000-98,000664,0001,582,000-3,285,00016,204,000
Creditors10,484,000-8,689,0007,375,000166,000-832,000111,0003,445,000-4,284,000-5,341,0004,583,0002,490,0003,172,000-902,0001,422,000
Accruals and Deferred Income-3,651,000-2,215,00010,130,00022,601,0001,812,000-351,000-6,852,000-2,749,0004,164,0004,364,000-4,101,000-2,061,0006,849,00042,360,000
Deferred Taxes & Provisions2,400,0000-3,080,000-3,847,000-857,000-2,806,000-3,149,000-3,122,000-6,019,000-2,676,0004,537,0002,416,000-1,812,00020,415,000
Cash flow from operations210,207,000184,809,000154,854,000173,378,000151,378,000138,372,000135,644,000141,772,000122,242,000136,098,000128,315,000113,837,000123,813,000125,608,000
Investing Activities
capital expenditure-241,793,000-152,941,000-128,929,000-235,505,000-198,267,000-127,591,000-124,825,000-148,296,000-156,879,000-130,771,000-135,836,000-108,773,000-108,329,000-126,944,000
Change in Investments00000000000000
cash flow from investments-241,793,000-152,941,000-128,929,000-235,505,000-198,267,000-127,591,000-124,825,000-148,296,000-156,879,000-130,771,000-135,836,000-108,773,000-108,329,000-126,944,000
Financing Activities
Bank loans00000000000000
Group/Directors Accounts8,700,00000-6,328,0003,857,000-10,168,0007,472,000-1,910,0002,866,0002,568,0001,123,000-4,769,000-1,785,0007,074,000
Other Short Term Loans 2,701,0003,082,0002,029,000-235,483,000-2,632,000245,603,00000000000
Long term loans-524,060,000-61,256,00048,570,000311,706,00048,195,000176,845,00000000000
Hire Purchase and Lease Commitments21,105,000-34,405,00034,526,000536,974,0000-423,964,000-12,676,00015,088,00038,217,00023,854,00046,005,000-7,815,000-2,667,000323,958,000
other long term liabilities402,000349,000-845,00075,000196,000-508,000-232,000125,000159,000-485,0001,181,000745,000-46,0003,884,000
share issue18,00000000000000023,362,000
interest-17,200,000-10,768,000-9,481,000-11,097,000-9,567,000-7,783,000-8,597,000-9,440,000-9,587,000-8,420,000-8,888,000-6,946,000-6,643,000-6,922,000
cash flow from financing-508,334,000-102,998,00074,799,000595,847,00040,049,000-19,975,000-14,033,0003,863,00031,655,00017,517,00039,421,000-18,785,000-11,141,000351,356,000
cash and cash equivalents
cash-17,268,000-9,631,00048,898,0001,395,000-6,840,000-29,194,000-3,214,000-2,661,000-2,982,00022,844,00011,900,000-13,721,0004,343,00028,731,000
overdraft00-5,961,0005,961,0000000000000
change in cash-17,268,000-9,631,00054,859,000-4,566,000-6,840,000-29,194,000-3,214,000-2,661,000-2,982,00022,844,00011,900,000-13,721,0004,343,00028,731,000

P&L

December 2022

turnover

436.4m

+2%

operating profit

83.1m

+57%

gross margin

27.9%

+39.26%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

December 2022

net assets

182.7m

+0.4%

total assets

855.8m

+0.12%

cash

32.6m

-0.35%

net assets

Total assets minus all liabilities

arnold clark finance limited. company details

company number

SC039597

Type

Private limited with Share Capital

industry

77110 - Renting and leasing of cars and light motor vehicles

incorporation date

December 1963

age

61

accounts

Full Accounts

ultimate parent company

previous names

N/A

incorporated

UK

address

454 hillington road, glasgow, G52 4FH

last accounts submitted

December 2022

arnold clark finance limited. Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We did not find charges/mortgages relating to arnold clark finance limited..

charges

arnold clark finance limited. Companies House Filings - See Documents

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