peoples ecosse limited Company Information
Company Number
SC176576
Next Accounts
Apr 2026
Shareholders
peoples ltd
stewart mitchell ramsay
Group Structure
View All
Industry
Maintenance and repair of motor vehicles
+3Registered Address
peoples ecosse limited, callendar road, falkirk, FK1 1SQ
Website
www.peoplescars.co.ukpeoples ecosse limited Estimated Valuation
Pomanda estimates the enterprise value of PEOPLES ECOSSE LIMITED at £48.5m based on a Turnover of £125.2m and 0.39x industry multiple (adjusted for size and gross margin).
peoples ecosse limited Estimated Valuation
Pomanda estimates the enterprise value of PEOPLES ECOSSE LIMITED at £17.2m based on an EBITDA of £3.6m and a 4.76x industry multiple (adjusted for size and gross margin).
peoples ecosse limited Estimated Valuation
Pomanda estimates the enterprise value of PEOPLES ECOSSE LIMITED at £9.9m based on Net Assets of £3.4m and 2.9x industry multiple (adjusted for liquidity).
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Peoples Ecosse Limited Overview
Peoples Ecosse Limited is a live company located in falkirk, FK1 1SQ with a Companies House number of SC176576. It operates in the sale of new cars and light motor vehicles sector, SIC Code 45111. Founded in June 1997, it's largest shareholder is peoples ltd with a 50% stake. Peoples Ecosse Limited is a mature, mega sized company, Pomanda has estimated its turnover at £125.2m with low growth in recent years.
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Peoples Ecosse Limited Health Check
Pomanda's financial health check has awarded Peoples Ecosse Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 5 measures and has 6 areas for improvement. Company Health Check FAQs
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5 Strong
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1 Regular
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6 Weak
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Size
annual sales of £125.2m, make it larger than the average company (£19.2m)
£125.2m - Peoples Ecosse Limited
£19.2m - Industry AVG
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Growth
3 year (CAGR) sales growth of 3%, show it is growing at a slower rate (12.8%)
3% - Peoples Ecosse Limited
12.8% - Industry AVG
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Production
with a gross margin of 3.7%, this company has a higher cost of product (22%)
3.7% - Peoples Ecosse Limited
22% - Industry AVG
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Profitability
an operating margin of 2.6% make it less profitable than the average company (4.3%)
2.6% - Peoples Ecosse Limited
4.3% - Industry AVG
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Employees
with 144 employees, this is above the industry average (38)
144 - Peoples Ecosse Limited
38 - Industry AVG
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Pay Structure
on an average salary of £38.8k, the company has an equivalent pay structure (£35.7k)
£38.8k - Peoples Ecosse Limited
£35.7k - Industry AVG
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Efficiency
resulting in sales per employee of £869.3k, this is more efficient (£359.2k)
£869.3k - Peoples Ecosse Limited
£359.2k - Industry AVG
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Debtor Days
it gets paid by customers after 3 days, this is earlier than average (24 days)
3 days - Peoples Ecosse Limited
24 days - Industry AVG
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Creditor Days
its suppliers are paid after 74 days, this is slower than average (33 days)
74 days - Peoples Ecosse Limited
33 days - Industry AVG
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Stock Days
it holds stock equivalent to 84 days, this is more than average (62 days)
84 days - Peoples Ecosse Limited
62 days - Industry AVG
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Cash Balance
has cash to cover current liabilities for 0 weeks, this is less cash available to meet short term requirements (10 weeks)
0 weeks - Peoples Ecosse Limited
10 weeks - Industry AVG
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Debt Level
it has a ratio of liabilities to total assets of 91.4%, this is a higher level of debt than the average (62.8%)
91.4% - Peoples Ecosse Limited
62.8% - Industry AVG
PEOPLES ECOSSE LIMITED financials
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Peoples Ecosse Limited's latest turnover from July 2024 is £125.2 million and the company has net assets of £3.4 million. According to their latest financial statements, Peoples Ecosse Limited has 144 employees and maintains cash reserves of £1.1 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Jul 2024 | Jul 2023 | Jul 2022 | Jul 2021 | Jul 2020 | Jul 2019 | Jul 2018 | Jul 2017 | Jul 2016 | Jul 2015 | Jul 2014 | Jul 2013 | Jul 2012 | Jul 2011 | Jul 2010 | Jul 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | 125,175,055 | 127,937,918 | 118,129,863 | 115,726,071 | 95,678,892 | 102,499,780 | 106,865,476 | 102,305,594 | 89,322,599 | 79,615,649 | 64,507,455 | 60,402,286 | 49,442,501 | 48,191,561 | 47,376,613 | 43,386,443 |
Other Income Or Grants | ||||||||||||||||
Cost Of Sales | 120,515,934 | 122,979,919 | 112,840,564 | 110,683,198 | 93,069,613 | 98,938,143 | 103,636,848 | 98,690,900 | 85,771,458 | 76,186,653 | 61,461,151 | 57,370,320 | 46,945,634 | 45,639,329 | 44,491,754 | 40,773,929 |
Gross Profit | 4,659,121 | 4,957,999 | 5,289,299 | 5,042,873 | 2,609,279 | 3,561,637 | 3,228,628 | 3,614,694 | 3,551,141 | 3,428,996 | 3,046,304 | 3,031,966 | 2,496,867 | 2,552,232 | 2,884,859 | 2,612,514 |
Admin Expenses | 1,348,476 | 1,568,680 | 937,728 | 1,048,697 | 1,209,492 | 1,648,395 | 1,743,711 | 1,736,512 | 1,737,045 | 1,788,397 | 1,695,434 | 1,605,134 | 1,601,580 | 1,615,488 | 1,677,827 | 736,649 |
Operating Profit | 3,310,645 | 3,389,319 | 4,351,571 | 3,994,176 | 1,399,787 | 1,913,242 | 1,484,917 | 1,878,182 | 1,814,096 | 1,640,599 | 1,350,870 | 1,426,832 | 895,287 | 936,744 | 1,207,032 | 1,875,865 |
Interest Payable | 112,520 | 113,627 | 65,569 | 68,158 | 69,067 | 68,696 | 12,428 | 16,094 | 29,000 | 96,090 | 76,743 | 89,406 | 123,142 | 137,525 | 205,428 | 328,746 |
Interest Receivable | ||||||||||||||||
Pre-Tax Profit | 3,198,125 | 3,275,692 | 4,286,002 | 3,926,018 | 1,330,720 | 1,844,546 | 1,431,989 | 1,821,588 | 1,744,596 | 1,544,509 | 1,274,127 | 1,296,926 | 731,645 | 758,719 | 961,104 | 1,609,654 |
Tax | -818,606 | -697,003 | -818,676 | -827,568 | -280,013 | -346,722 | -274,491 | -360,567 | -351,415 | -323,139 | -288,999 | -312,839 | -191,213 | -215,340 | -589,880 | -421,979 |
Profit After Tax | 2,379,519 | 2,578,689 | 3,467,326 | 3,098,450 | 1,050,707 | 1,497,824 | 1,157,498 | 1,461,021 | 1,393,181 | 1,221,370 | 985,128 | 984,087 | 540,432 | 543,379 | 371,224 | 1,187,675 |
Dividends Paid | 2,000,000 | 2,250,000 | 3,000,000 | 3,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 | |||||||
Retained Profit | 379,519 | 328,689 | 467,326 | 98,450 | 50,707 | 497,824 | 157,498 | 461,021 | 393,181 | 1,221,370 | 985,128 | 984,087 | 540,432 | 543,379 | 371,224 | 1,187,675 |
Employee Costs | 5,581,637 | 5,416,744 | 5,081,807 | 4,870,005 | 3,988,395 | 4,570,842 | 4,460,236 | 4,231,968 | 3,975,683 | 3,666,208 | 3,496,260 | 3,333,133 | 3,183,536 | 3,191,830 | 3,093,914 | 3,335,505 |
Number Of Employees | 144 | 147 | 147 | 158 | 158 | 158 | 154 | 148 | 140 | 137 | 137 | 134 | 137 | 137 | 135 | 151 |
EBITDA* | 3,621,578 | 3,741,146 | 4,700,254 | 4,355,593 | 1,782,601 | 2,200,495 | 1,732,673 | 2,103,041 | 2,078,864 | 1,852,916 | 1,544,255 | 1,596,219 | 1,062,175 | 1,055,287 | 1,329,151 | 2,067,080 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Jul 2024 | Jul 2023 | Jul 2022 | Jul 2021 | Jul 2020 | Jul 2019 | Jul 2018 | Jul 2017 | Jul 2016 | Jul 2015 | Jul 2014 | Jul 2013 | Jul 2012 | Jul 2011 | Jul 2010 | Jul 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 7,593,110 | 7,874,633 | 8,094,250 | 8,310,139 | 8,531,931 | 8,502,708 | 2,194,355 | 2,041,083 | 2,043,775 | 1,920,234 | 1,829,464 | 1,970,457 | 1,940,732 | 1,969,793 | 1,660,770 | 1,755,674 |
Intangible Assets | ||||||||||||||||
Investments & Other | ||||||||||||||||
Debtors (Due After 1 year) | ||||||||||||||||
Total Fixed Assets | 7,593,110 | 7,874,633 | 8,094,250 | 8,310,139 | 8,531,931 | 8,502,708 | 2,194,355 | 2,041,083 | 2,043,775 | 1,920,234 | 1,829,464 | 1,970,457 | 1,940,732 | 1,969,793 | 1,660,770 | 1,755,674 |
Stock & work in progress | 27,802,961 | 39,963,467 | 28,281,093 | 20,893,664 | 28,852,582 | 35,143,590 | 26,069,936 | 34,853,644 | 28,114,558 | 20,259,277 | 18,196,560 | 11,246,262 | 7,689,497 | 9,350,646 | 11,495,399 | 6,512,486 |
Trade Debtors | 1,369,513 | 2,215,100 | 2,019,696 | 2,864,639 | 3,582,982 | 2,528,183 | 2,899,399 | 2,859,513 | 3,748,751 | 2,700,000 | 2,396,058 | 2,486,453 | 2,188,138 | 2,103,033 | 2,185,553 | 1,669,438 |
Group Debtors | 1,978,160 | 2,034,126 | 2,041,896 | 2,057,978 | 2,107,472 | 2,008,223 | 1,978,160 | 2,031,613 | 2,055,832 | 2,069,612 | 2,023,558 | 2,075,735 | 1,978,160 | 1,978,160 | 1,996,618 | 2,126,895 |
Misc Debtors | 905,039 | 819,551 | 1,087,596 | 829,848 | 1,103,749 | 4,032,173 | 1,297,864 | 3,941,520 | 2,768,721 | 1,660,749 | 2,406,393 | 821,933 | 628,651 | 853,074 | 1,361,118 | 889,343 |
Cash | 1,050 | 1,225 | 1,225 | 1,225 | 1,275 | 1,275 | 1,275 | 1,275 | 1,275 | 1,275 | 1,275 | 1,275 | 1,275 | 1,225 | 104,085 | 57,659 |
misc current assets | ||||||||||||||||
total current assets | 32,056,723 | 45,033,469 | 33,431,506 | 26,647,354 | 35,648,060 | 43,713,444 | 32,246,634 | 43,687,565 | 36,689,137 | 26,690,913 | 25,023,844 | 16,631,658 | 12,485,721 | 14,286,138 | 17,142,773 | 11,255,821 |
total assets | 39,649,833 | 52,908,102 | 41,525,756 | 34,957,493 | 44,179,991 | 52,216,152 | 34,440,989 | 45,728,648 | 38,732,912 | 28,611,147 | 26,853,308 | 18,602,115 | 14,426,453 | 16,255,931 | 18,803,543 | 13,011,495 |
Bank overdraft | 7,295,782 | 7,786,246 | 6,732,932 | 7,124,568 | 5,978,126 | 8,565,565 | 5,051,479 | 2,312,267 | 2,483,012 | 3,180,012 | 4,852,381 | 6,179,456 | 6,841,226 | 7,020,205 | 7,764,856 | 8,225,641 |
Bank loan | ||||||||||||||||
Trade Creditors | 24,545,068 | 37,508,165 | 27,959,422 | 21,144,736 | 32,269,862 | 39,007,013 | 25,123,764 | 39,407,708 | 32,544,841 | 22,300,655 | 20,271,703 | 11,589,883 | 7,818,493 | 9,942,266 | 12,346,003 | 6,261,686 |
Group/Directors Accounts | 601,350 | 41,676 | 119,198 | 214,960 | ||||||||||||
other short term finances | ||||||||||||||||
hp & lease commitments | ||||||||||||||||
other current liabilities | 2,170,259 | 2,933,942 | 2,480,916 | 2,806,874 | 2,225,161 | 1,069,246 | 1,263,311 | 1,205,752 | 1,361,197 | 1,169,063 | 1,015,927 | 1,104,607 | 903,454 | 867,854 | 1,025,417 | 1,228,125 |
total current liabilities | 34,612,459 | 48,228,353 | 37,173,270 | 31,076,178 | 40,473,149 | 48,641,824 | 31,480,230 | 42,925,727 | 36,389,050 | 26,649,730 | 26,140,011 | 18,873,946 | 15,682,371 | 18,045,285 | 21,136,276 | 15,715,452 |
loans | 1,350,000 | 1,350,000 | 1,350,000 | 1,350,000 | 1,350,000 | 1,350,000 | 1,350,000 | 1,350,000 | 1,350,000 | 1,350,000 | 1,350,000 | 1,350,000 | 1,350,000 | 1,350,000 | 1,350,000 | 1,350,000 |
hp & lease commitments | ||||||||||||||||
Accruals and Deferred Income | ||||||||||||||||
other liabilities | ||||||||||||||||
provisions | 260,937 | 282,831 | 284,257 | 280,412 | 204,389 | 122,582 | 6,837 | 6,497 | 8,459 | 19,195 | ||||||
total long term liabilities | 1,610,937 | 1,632,831 | 1,634,257 | 1,630,412 | 1,554,389 | 1,472,582 | 1,356,837 | 1,356,497 | 1,358,459 | 1,369,195 | 1,350,000 | 1,350,000 | 1,350,000 | 1,350,000 | 1,350,000 | 1,350,000 |
total liabilities | 36,223,396 | 49,861,184 | 38,807,527 | 32,706,590 | 42,027,538 | 50,114,406 | 32,837,067 | 44,282,224 | 37,747,509 | 28,018,925 | 27,490,011 | 20,223,946 | 17,032,371 | 19,395,285 | 22,486,276 | 17,065,452 |
net assets | 3,426,437 | 3,046,918 | 2,718,229 | 2,250,903 | 2,152,453 | 2,101,746 | 1,603,922 | 1,446,424 | 985,403 | 592,222 | -636,703 | -1,621,831 | -2,605,918 | -3,139,354 | -3,682,733 | -4,053,957 |
total shareholders funds | 3,426,437 | 3,046,918 | 2,718,229 | 2,250,903 | 2,152,453 | 2,101,746 | 1,603,922 | 1,446,424 | 985,403 | 592,222 | -636,703 | -1,621,831 | -2,605,918 | -3,139,354 | -3,682,733 | -4,053,957 |
Jul 2024 | Jul 2023 | Jul 2022 | Jul 2021 | Jul 2020 | Jul 2019 | Jul 2018 | Jul 2017 | Jul 2016 | Jul 2015 | Jul 2014 | Jul 2013 | Jul 2012 | Jul 2011 | Jul 2010 | Jul 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | ||||||||||||||||
Operating Profit | 3,310,645 | 3,389,319 | 4,351,571 | 3,994,176 | 1,399,787 | 1,913,242 | 1,484,917 | 1,878,182 | 1,814,096 | 1,640,599 | 1,350,870 | 1,426,832 | 895,287 | 936,744 | 1,207,032 | 1,875,865 |
Depreciation | 310,933 | 351,827 | 348,683 | 361,417 | 382,814 | 287,253 | 247,756 | 224,859 | 264,768 | 212,317 | 193,385 | 169,387 | 166,888 | 118,543 | 122,119 | 191,215 |
Amortisation | ||||||||||||||||
Tax | -818,606 | -697,003 | -818,676 | -827,568 | -280,013 | -346,722 | -274,491 | -360,567 | -351,415 | -323,139 | -288,999 | -312,839 | -191,213 | -215,340 | -589,880 | -421,979 |
Stock | -12,160,506 | 11,682,374 | 7,387,429 | -7,958,918 | -6,291,008 | 9,073,654 | -8,783,708 | 6,739,086 | 7,855,281 | 2,062,717 | 6,950,298 | 3,556,765 | -1,661,149 | -2,144,753 | 4,982,913 | 6,512,486 |
Debtors | -816,065 | -80,411 | -603,277 | -1,041,738 | -1,774,376 | 2,393,156 | -2,657,223 | 259,342 | 2,142,943 | -395,648 | 1,441,888 | 589,172 | -139,318 | -609,022 | 857,613 | 4,685,676 |
Creditors | -12,963,097 | 9,548,743 | 6,814,686 | -11,125,126 | -6,737,151 | 13,883,249 | -14,283,944 | 6,862,867 | 10,244,186 | 2,028,952 | 8,681,820 | 3,771,390 | -2,123,773 | -2,403,737 | 6,084,317 | 6,261,686 |
Accruals and Deferred Income | -763,683 | 453,026 | -325,958 | 581,713 | 1,155,915 | -194,065 | 57,559 | -155,445 | 192,134 | 153,136 | -88,680 | 201,153 | 35,600 | -157,563 | -202,708 | 1,228,125 |
Deferred Taxes & Provisions | -21,894 | -1,426 | 3,845 | 76,023 | 81,807 | 115,745 | 340 | -1,962 | -10,736 | 19,195 | ||||||
Cash flow from operations | 2,030,869 | 1,442,523 | 3,589,999 | 2,061,291 | 4,068,543 | 4,191,892 | -1,326,932 | 1,449,506 | 2,154,809 | 2,063,991 | 1,456,210 | 1,109,986 | 583,256 | 1,032,422 | 780,354 | -2,063,250 |
Investing Activities | ||||||||||||||||
capital expenditure | ||||||||||||||||
Change in Investments | ||||||||||||||||
cash flow from investments | ||||||||||||||||
Financing Activities | ||||||||||||||||
Bank loans | ||||||||||||||||
Group/Directors Accounts | 601,350 | -41,676 | 41,676 | -119,198 | -95,762 | 214,960 | ||||||||||
Other Short Term Loans | ||||||||||||||||
Long term loans | 1,350,000 | |||||||||||||||
Hire Purchase and Lease Commitments | ||||||||||||||||
other long term liabilities | ||||||||||||||||
share issue | ||||||||||||||||
interest | -112,520 | -113,627 | -65,569 | -68,158 | -69,067 | -68,696 | -12,428 | -16,094 | -29,000 | -96,090 | -76,743 | -89,406 | -123,142 | -137,525 | -205,428 | -328,746 |
cash flow from financing | 488,830 | -113,627 | -65,569 | -68,158 | -69,067 | -110,372 | 29,248 | -16,094 | -29,000 | -88,535 | -76,743 | -208,604 | -225,900 | 77,435 | -205,428 | -4,220,378 |
cash and cash equivalents | ||||||||||||||||
cash | -175 | -50 | 50 | -102,860 | 46,426 | 57,659 | ||||||||||
overdraft | -490,464 | 1,053,314 | -391,636 | 1,146,442 | -2,587,439 | 3,514,086 | 2,739,212 | -170,745 | -697,000 | -1,672,369 | -1,327,075 | -661,770 | -178,979 | -744,651 | -460,785 | 8,225,641 |
change in cash | 490,289 | -1,053,314 | 391,636 | -1,146,492 | 2,587,439 | -3,514,086 | -2,739,212 | 170,745 | 697,000 | 1,672,369 | 1,327,075 | 661,770 | 179,029 | 641,791 | 507,211 | -8,167,982 |
peoples ecosse limited Credit Report and Business Information
Peoples Ecosse Limited Competitor Analysis
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Perform a competitor analysis for peoples ecosse limited by selecting its closest rivals, whether from the WHOLESALE AND RETAIL TRADE; REPAIR OF MOTOR VEHICLES AND MOTORCYCLES sector, other mega companies, companies in FK1 area or any other competitors across 12 key performance metrics.
peoples ecosse limited Ownership
PEOPLES ECOSSE LIMITED group structure
Peoples Ecosse Limited has no subsidiary companies.
peoples ecosse limited directors
Peoples Ecosse Limited currently has 7 directors. The longest serving directors include Mr Stewart Ramsay (Jul 1997) and Mr Brian Gilda (Jul 1997).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr Stewart Ramsay | Scotland | 67 years | Jul 1997 | - | Director |
Mr Brian Gilda | 75 years | Jul 1997 | - | Director | |
Ms Nicola Gilda | Scotland | 49 years | Oct 2005 | - | Director |
Mr Jeffrey Newton | Scotland | 52 years | Mar 2022 | - | Director |
Mr Roy Morrison | Scotland | 57 years | Mar 2022 | - | Director |
Mr John Johannesen | Scotland | 44 years | Mar 2022 | - | Director |
Mr Darren McDivitt | Scotland | 40 years | Jul 2022 | - | Director |
P&L
July 2024turnover
125.2m
-2%
operating profit
3.3m
-2%
gross margin
3.8%
-3.95%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
July 2024net assets
3.4m
+0.12%
total assets
39.6m
-0.25%
cash
1.1k
-0.14%
net assets
Total assets minus all liabilities
peoples ecosse limited company details
company number
SC176576
Type
Private limited with Share Capital
industry
45200 - Maintenance and repair of motor vehicles
45111 - Sale of new cars and light motor vehicles
45310 - Wholesale trade of motor vehicle parts and accessories
incorporation date
June 1997
age
28
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
July 2024
previous names
peoples edinburgh limited (February 2002)
m m & s (2394) limited (July 1997)
accountant
-
auditor
DELOITTE LLP
address
peoples ecosse limited, callendar road, falkirk, FK1 1SQ
Bank
BANK OF SCOTLAND, BANK OF SCOTLAND, BANK OF SCOTLAND
Legal Advisor
DENTONS UK AND MIDDLE EAST LLP
peoples ecosse limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 6 charges/mortgages relating to peoples ecosse limited. Currently there are 5 open charges and 1 have been satisfied in the past.
peoples ecosse limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for PEOPLES ECOSSE LIMITED. This can take several minutes, an email will notify you when this has completed.
peoples ecosse limited Companies House Filings - See Documents
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