peoples ecosse limited

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peoples ecosse limited Company Information

Share PEOPLES ECOSSE LIMITED

Company Number

SC176576

Directors

Stewart Ramsay

Brian Gilda

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Shareholders

peoples ltd

stewart mitchell ramsay

Group Structure

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Industry

Maintenance and repair of motor vehicles

 +3

Registered Address

peoples ecosse limited, callendar road, falkirk, FK1 1SQ

peoples ecosse limited Estimated Valuation

£48.5m

Pomanda estimates the enterprise value of PEOPLES ECOSSE LIMITED at £48.5m based on a Turnover of £125.2m and 0.39x industry multiple (adjusted for size and gross margin).

peoples ecosse limited Estimated Valuation

£17.2m

Pomanda estimates the enterprise value of PEOPLES ECOSSE LIMITED at £17.2m based on an EBITDA of £3.6m and a 4.76x industry multiple (adjusted for size and gross margin).

peoples ecosse limited Estimated Valuation

£9.9m

Pomanda estimates the enterprise value of PEOPLES ECOSSE LIMITED at £9.9m based on Net Assets of £3.4m and 2.9x industry multiple (adjusted for liquidity).

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Peoples Ecosse Limited Overview

Peoples Ecosse Limited is a live company located in falkirk, FK1 1SQ with a Companies House number of SC176576. It operates in the sale of new cars and light motor vehicles sector, SIC Code 45111. Founded in June 1997, it's largest shareholder is peoples ltd with a 50% stake. Peoples Ecosse Limited is a mature, mega sized company, Pomanda has estimated its turnover at £125.2m with low growth in recent years.

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Peoples Ecosse Limited Health Check

Pomanda's financial health check has awarded Peoples Ecosse Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 5 measures and has 6 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating3.5out of 5
positive_score

5 Strong

positive_score

1 Regular

positive_score

6 Weak

size

Size

annual sales of £125.2m, make it larger than the average company (£19.2m)

£125.2m - Peoples Ecosse Limited

£19.2m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of 3%, show it is growing at a slower rate (12.8%)

3% - Peoples Ecosse Limited

12.8% - Industry AVG

production

Production

with a gross margin of 3.7%, this company has a higher cost of product (22%)

3.7% - Peoples Ecosse Limited

22% - Industry AVG

profitability

Profitability

an operating margin of 2.6% make it less profitable than the average company (4.3%)

2.6% - Peoples Ecosse Limited

4.3% - Industry AVG

employees

Employees

with 144 employees, this is above the industry average (38)

144 - Peoples Ecosse Limited

38 - Industry AVG

paystructure

Pay Structure

on an average salary of £38.8k, the company has an equivalent pay structure (£35.7k)

£38.8k - Peoples Ecosse Limited

£35.7k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £869.3k, this is more efficient (£359.2k)

£869.3k - Peoples Ecosse Limited

£359.2k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 3 days, this is earlier than average (24 days)

3 days - Peoples Ecosse Limited

24 days - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 74 days, this is slower than average (33 days)

74 days - Peoples Ecosse Limited

33 days - Industry AVG

stockdays

Stock Days

it holds stock equivalent to 84 days, this is more than average (62 days)

84 days - Peoples Ecosse Limited

62 days - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 0 weeks, this is less cash available to meet short term requirements (10 weeks)

0 weeks - Peoples Ecosse Limited

10 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 91.4%, this is a higher level of debt than the average (62.8%)

91.4% - Peoples Ecosse Limited

62.8% - Industry AVG

PEOPLES ECOSSE LIMITED financials

EXPORTms excel logo

Peoples Ecosse Limited's latest turnover from July 2024 is £125.2 million and the company has net assets of £3.4 million. According to their latest financial statements, Peoples Ecosse Limited has 144 employees and maintains cash reserves of £1.1 thousand as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Jul 2024Jul 2023Jul 2022Jul 2021Jul 2020Jul 2019Jul 2018Jul 2017Jul 2016Jul 2015Jul 2014Jul 2013Jul 2012Jul 2011Jul 2010Jul 2009
Turnover125,175,055127,937,918118,129,863115,726,07195,678,892102,499,780106,865,476102,305,59489,322,59979,615,64964,507,45560,402,28649,442,50148,191,56147,376,61343,386,443
Other Income Or Grants
Cost Of Sales120,515,934122,979,919112,840,564110,683,19893,069,61398,938,143103,636,84898,690,90085,771,45876,186,65361,461,15157,370,32046,945,63445,639,32944,491,75440,773,929
Gross Profit4,659,1214,957,9995,289,2995,042,8732,609,2793,561,6373,228,6283,614,6943,551,1413,428,9963,046,3043,031,9662,496,8672,552,2322,884,8592,612,514
Admin Expenses1,348,4761,568,680937,7281,048,6971,209,4921,648,3951,743,7111,736,5121,737,0451,788,3971,695,4341,605,1341,601,5801,615,4881,677,827736,649
Operating Profit3,310,6453,389,3194,351,5713,994,1761,399,7871,913,2421,484,9171,878,1821,814,0961,640,5991,350,8701,426,832895,287936,7441,207,0321,875,865
Interest Payable112,520113,62765,56968,15869,06768,69612,42816,09429,00096,09076,74389,406123,142137,525205,428328,746
Interest Receivable
Pre-Tax Profit3,198,1253,275,6924,286,0023,926,0181,330,7201,844,5461,431,9891,821,5881,744,5961,544,5091,274,1271,296,926731,645758,719961,1041,609,654
Tax-818,606-697,003-818,676-827,568-280,013-346,722-274,491-360,567-351,415-323,139-288,999-312,839-191,213-215,340-589,880-421,979
Profit After Tax2,379,5192,578,6893,467,3263,098,4501,050,7071,497,8241,157,4981,461,0211,393,1811,221,370985,128984,087540,432543,379371,2241,187,675
Dividends Paid2,000,0002,250,0003,000,0003,000,0001,000,0001,000,0001,000,0001,000,0001,000,000
Retained Profit379,519328,689467,32698,45050,707497,824157,498461,021393,1811,221,370985,128984,087540,432543,379371,2241,187,675
Employee Costs5,581,6375,416,7445,081,8074,870,0053,988,3954,570,8424,460,2364,231,9683,975,6833,666,2083,496,2603,333,1333,183,5363,191,8303,093,9143,335,505
Number Of Employees144147147158158158154148140137137134137137135151
EBITDA*3,621,5783,741,1464,700,2544,355,5931,782,6012,200,4951,732,6732,103,0412,078,8641,852,9161,544,2551,596,2191,062,1751,055,2871,329,1512,067,080

* Earnings Before Interest, Tax, Depreciation and Amortisation

Jul 2024Jul 2023Jul 2022Jul 2021Jul 2020Jul 2019Jul 2018Jul 2017Jul 2016Jul 2015Jul 2014Jul 2013Jul 2012Jul 2011Jul 2010Jul 2009
Tangible Assets7,593,1107,874,6338,094,2508,310,1398,531,9318,502,7082,194,3552,041,0832,043,7751,920,2341,829,4641,970,4571,940,7321,969,7931,660,7701,755,674
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets7,593,1107,874,6338,094,2508,310,1398,531,9318,502,7082,194,3552,041,0832,043,7751,920,2341,829,4641,970,4571,940,7321,969,7931,660,7701,755,674
Stock & work in progress27,802,96139,963,46728,281,09320,893,66428,852,58235,143,59026,069,93634,853,64428,114,55820,259,27718,196,56011,246,2627,689,4979,350,64611,495,3996,512,486
Trade Debtors1,369,5132,215,1002,019,6962,864,6393,582,9822,528,1832,899,3992,859,5133,748,7512,700,0002,396,0582,486,4532,188,1382,103,0332,185,5531,669,438
Group Debtors1,978,1602,034,1262,041,8962,057,9782,107,4722,008,2231,978,1602,031,6132,055,8322,069,6122,023,5582,075,7351,978,1601,978,1601,996,6182,126,895
Misc Debtors905,039819,5511,087,596829,8481,103,7494,032,1731,297,8643,941,5202,768,7211,660,7492,406,393821,933628,651853,0741,361,118889,343
Cash1,0501,2251,2251,2251,2751,2751,2751,2751,2751,2751,2751,2751,2751,225104,08557,659
misc current assets
total current assets32,056,72345,033,46933,431,50626,647,35435,648,06043,713,44432,246,63443,687,56536,689,13726,690,91325,023,84416,631,65812,485,72114,286,13817,142,77311,255,821
total assets39,649,83352,908,10241,525,75634,957,49344,179,99152,216,15234,440,98945,728,64838,732,91228,611,14726,853,30818,602,11514,426,45316,255,93118,803,54313,011,495
Bank overdraft7,295,7827,786,2466,732,9327,124,5685,978,1268,565,5655,051,4792,312,2672,483,0123,180,0124,852,3816,179,4566,841,2267,020,2057,764,8568,225,641
Bank loan
Trade Creditors 24,545,06837,508,16527,959,42221,144,73632,269,86239,007,01325,123,76439,407,70832,544,84122,300,65520,271,70311,589,8837,818,4939,942,26612,346,0036,261,686
Group/Directors Accounts601,35041,676119,198214,960
other short term finances
hp & lease commitments
other current liabilities2,170,2592,933,9422,480,9162,806,8742,225,1611,069,2461,263,3111,205,7521,361,1971,169,0631,015,9271,104,607903,454867,8541,025,4171,228,125
total current liabilities34,612,45948,228,35337,173,27031,076,17840,473,14948,641,82431,480,23042,925,72736,389,05026,649,73026,140,01118,873,94615,682,37118,045,28521,136,27615,715,452
loans1,350,0001,350,0001,350,0001,350,0001,350,0001,350,0001,350,0001,350,0001,350,0001,350,0001,350,0001,350,0001,350,0001,350,0001,350,0001,350,000
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions260,937282,831284,257280,412204,389122,5826,8376,4978,45919,195
total long term liabilities1,610,9371,632,8311,634,2571,630,4121,554,3891,472,5821,356,8371,356,4971,358,4591,369,1951,350,0001,350,0001,350,0001,350,0001,350,0001,350,000
total liabilities36,223,39649,861,18438,807,52732,706,59042,027,53850,114,40632,837,06744,282,22437,747,50928,018,92527,490,01120,223,94617,032,37119,395,28522,486,27617,065,452
net assets3,426,4373,046,9182,718,2292,250,9032,152,4532,101,7461,603,9221,446,424985,403592,222-636,703-1,621,831-2,605,918-3,139,354-3,682,733-4,053,957
total shareholders funds3,426,4373,046,9182,718,2292,250,9032,152,4532,101,7461,603,9221,446,424985,403592,222-636,703-1,621,831-2,605,918-3,139,354-3,682,733-4,053,957
Jul 2024Jul 2023Jul 2022Jul 2021Jul 2020Jul 2019Jul 2018Jul 2017Jul 2016Jul 2015Jul 2014Jul 2013Jul 2012Jul 2011Jul 2010Jul 2009
Operating Activities
Operating Profit3,310,6453,389,3194,351,5713,994,1761,399,7871,913,2421,484,9171,878,1821,814,0961,640,5991,350,8701,426,832895,287936,7441,207,0321,875,865
Depreciation310,933351,827348,683361,417382,814287,253247,756224,859264,768212,317193,385169,387166,888118,543122,119191,215
Amortisation
Tax-818,606-697,003-818,676-827,568-280,013-346,722-274,491-360,567-351,415-323,139-288,999-312,839-191,213-215,340-589,880-421,979
Stock-12,160,50611,682,3747,387,429-7,958,918-6,291,0089,073,654-8,783,7086,739,0867,855,2812,062,7176,950,2983,556,765-1,661,149-2,144,7534,982,9136,512,486
Debtors-816,065-80,411-603,277-1,041,738-1,774,3762,393,156-2,657,223259,3422,142,943-395,6481,441,888589,172-139,318-609,022857,6134,685,676
Creditors-12,963,0979,548,7436,814,686-11,125,126-6,737,15113,883,249-14,283,9446,862,86710,244,1862,028,9528,681,8203,771,390-2,123,773-2,403,7376,084,3176,261,686
Accruals and Deferred Income-763,683453,026-325,958581,7131,155,915-194,06557,559-155,445192,134153,136-88,680201,15335,600-157,563-202,7081,228,125
Deferred Taxes & Provisions-21,894-1,4263,84576,02381,807115,745340-1,962-10,73619,195
Cash flow from operations2,030,8691,442,5233,589,9992,061,2914,068,5434,191,892-1,326,9321,449,5062,154,8092,063,9911,456,2101,109,986583,2561,032,422780,354-2,063,250
Investing Activities
capital expenditure-29,410-132,210-132,794-139,625-412,037-6,595,606-401,028-222,167-388,309-303,087-52,392-199,112-137,827-427,566-27,215-1,946,889
Change in Investments
cash flow from investments-29,410-132,210-132,794-139,625-412,037-6,595,606-401,028-222,167-388,309-303,087-52,392-199,112-137,827-427,566-27,215-1,946,889
Financing Activities
Bank loans
Group/Directors Accounts601,350-41,67641,676-119,198-95,762214,960
Other Short Term Loans
Long term loans1,350,000
Hire Purchase and Lease Commitments
other long term liabilities
share issue7,555-6,996-5,241,632
interest-112,520-113,627-65,569-68,158-69,067-68,696-12,428-16,094-29,000-96,090-76,743-89,406-123,142-137,525-205,428-328,746
cash flow from financing488,830-113,627-65,569-68,158-69,067-110,37229,248-16,094-29,000-88,535-76,743-208,604-225,90077,435-205,428-4,220,378
cash and cash equivalents
cash-175-5050-102,86046,42657,659
overdraft-490,4641,053,314-391,6361,146,442-2,587,4393,514,0862,739,212-170,745-697,000-1,672,369-1,327,075-661,770-178,979-744,651-460,7858,225,641
change in cash490,289-1,053,314391,636-1,146,4922,587,439-3,514,086-2,739,212170,745697,0001,672,3691,327,075661,770179,029641,791507,211-8,167,982

peoples ecosse limited Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Peoples Ecosse Limited Competitor Analysis

competitor_analysis_table_img

Perform a competitor analysis for peoples ecosse limited by selecting its closest rivals, whether from the WHOLESALE AND RETAIL TRADE; REPAIR OF MOTOR VEHICLES AND MOTORCYCLES sector, other mega companies, companies in FK1 area or any other competitors across 12 key performance metrics.

peoples ecosse limited Ownership

PEOPLES ECOSSE LIMITED group structure

Peoples Ecosse Limited has no subsidiary companies.

Ultimate parent company

1 parent

PEOPLES ECOSSE LIMITED

SC176576

PEOPLES ECOSSE LIMITED Shareholders

peoples ltd 50%
stewart mitchell ramsay 50%

peoples ecosse limited directors

Peoples Ecosse Limited currently has 7 directors. The longest serving directors include Mr Stewart Ramsay (Jul 1997) and Mr Brian Gilda (Jul 1997).

officercountryagestartendrole
Mr Stewart RamsayScotland67 years Jul 1997- Director
Mr Brian Gilda75 years Jul 1997- Director
Ms Nicola GildaScotland49 years Oct 2005- Director
Mr Jeffrey NewtonScotland52 years Mar 2022- Director
Mr Roy MorrisonScotland57 years Mar 2022- Director
Mr John JohannesenScotland44 years Mar 2022- Director
Mr Darren McDivittScotland40 years Jul 2022- Director

P&L

July 2024

turnover

125.2m

-2%

operating profit

3.3m

-2%

gross margin

3.8%

-3.95%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

July 2024

net assets

3.4m

+0.12%

total assets

39.6m

-0.25%

cash

1.1k

-0.14%

net assets

Total assets minus all liabilities

peoples ecosse limited company details

company number

SC176576

Type

Private limited with Share Capital

industry

45200 - Maintenance and repair of motor vehicles

45111 - Sale of new cars and light motor vehicles

45310 - Wholesale trade of motor vehicle parts and accessories

incorporation date

June 1997

age

28

incorporated

UK

ultimate parent company

accounts

Full Accounts

last accounts submitted

July 2024

previous names

peoples edinburgh limited (February 2002)

m m & s (2394) limited (July 1997)

accountant

-

auditor

DELOITTE LLP

address

peoples ecosse limited, callendar road, falkirk, FK1 1SQ

Bank

BANK OF SCOTLAND, BANK OF SCOTLAND, BANK OF SCOTLAND

Legal Advisor

DENTONS UK AND MIDDLE EAST LLP

peoples ecosse limited Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We found 6 charges/mortgages relating to peoples ecosse limited. Currently there are 5 open charges and 1 have been satisfied in the past.

peoples ecosse limited Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

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peoples ecosse limited Companies House Filings - See Documents

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