smg financial options limited

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smg financial options limited Company Information

Share SMG FINANCIAL OPTIONS LIMITED

Company Number

SC222337

Directors

Mark Pearson

Shareholders

advanta solutions ltd

Group Structure

View All

Industry

Other activities auxiliary to financial services, except insurance and pension funding

 

Registered Address

121 west regent street, glasgow, G2 2SD

Website

-

smg financial options limited Estimated Valuation

£37.1k

Pomanda estimates the enterprise value of SMG FINANCIAL OPTIONS LIMITED at £37.1k based on a Turnover of £42.2k and 0.88x industry multiple (adjusted for size and gross margin).

smg financial options limited Estimated Valuation

£80.1k

Pomanda estimates the enterprise value of SMG FINANCIAL OPTIONS LIMITED at £80.1k based on an EBITDA of £20.9k and a 3.84x industry multiple (adjusted for size and gross margin).

smg financial options limited Estimated Valuation

£423.9k

Pomanda estimates the enterprise value of SMG FINANCIAL OPTIONS LIMITED at £423.9k based on Net Assets of £177.7k and 2.38x industry multiple (adjusted for liquidity).

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Smg Financial Options Limited Overview

Smg Financial Options Limited is a live company located in glasgow, G2 2SD with a Companies House number of SC222337. It operates in the activities auxiliary to financial intermediation n.e.c. sector, SIC Code 66190. Founded in August 2001, it's largest shareholder is advanta solutions ltd with a 100% stake. Smg Financial Options Limited is a mature, micro sized company, Pomanda has estimated its turnover at £42.2k with declining growth in recent years.

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Smg Financial Options Limited Health Check

Pomanda's financial health check has awarded Smg Financial Options Limited a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 5 measures and has 4 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating4.5out of 5
positive_score

5 Strong

positive_score

1 Regular

positive_score

4 Weak

size

Size

annual sales of £42.2k, make it smaller than the average company (£3.7m)

£42.2k - Smg Financial Options Limited

£3.7m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of -45%, show it is growing at a slower rate (9.4%)

-45% - Smg Financial Options Limited

9.4% - Industry AVG

production

Production

with a gross margin of 74.2%, this company has a comparable cost of product (82%)

74.2% - Smg Financial Options Limited

82% - Industry AVG

profitability

Profitability

an operating margin of 49.5% make it more profitable than the average company (9.3%)

49.5% - Smg Financial Options Limited

9.3% - Industry AVG

employees

Employees

with 1 employees, this is below the industry average (8)

1 - Smg Financial Options Limited

8 - Industry AVG

paystructure

Pay Structure

There is insufficient data available for this Key Performance Indicator!

- - Smg Financial Options Limited

- - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £42.2k, this is less efficient (£176.3k)

£42.2k - Smg Financial Options Limited

£176.3k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 6 days, this is earlier than average (31 days)

6 days - Smg Financial Options Limited

31 days - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 365 days, this is slower than average (36 days)

365 days - Smg Financial Options Limited

36 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Smg Financial Options Limited

- - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 49 weeks, this is more cash available to meet short term requirements (28 weeks)

49 weeks - Smg Financial Options Limited

28 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 15.9%, this is a lower level of debt than the average (69.4%)

15.9% - Smg Financial Options Limited

69.4% - Industry AVG

SMG FINANCIAL OPTIONS LIMITED financials

EXPORTms excel logo

Smg Financial Options Limited's latest turnover from March 2024 is £42.2 thousand and the company has net assets of £177.7 thousand. According to their latest financial statements, we estimate that Smg Financial Options Limited has 1 employee and maintains cash reserves of £31.8 thousand as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Mar 2024Mar 2023Mar 2022Aug 2021Aug 2020Aug 2019Aug 2018Aug 2017Aug 2016Aug 2015Aug 2014Aug 2013Aug 2012Aug 2011Aug 2010Aug 2009
Turnover42,201161,018162,418247,650346,374244,82643,658117,08126,66026,05228,84933,13233,01127,49024,7790
Other Income Or Grants0000000000000000
Cost Of Sales10,9000116,429187,230248,671178,39326,88870,41616,01415,92520,35721,87621,03017,85117,0550
Gross Profit31,301161,01845,98960,42097,70366,43316,77046,66510,64610,1268,49211,25611,9819,6407,7240
Admin Expenses10,43182,434-22,74845,44376,91441,5229,29225,46316,732-6,57213,6179,5343,8705,1018,068-2,173
Operating Profit20,87078,58468,73714,97720,78924,9117,47821,202-6,08616,698-5,1251,7228,1114,539-3442,173
Interest Payable505000000000000000
Interest Receivable1,968794000000521167541616
Pre-Tax Profit22,33379,37868,73714,97720,78924,9117,47821,202-6,08116,719-5,1091,7298,1164,543-3282,189
Tax-5,608-15,298-14,494-2,846-3,950-4,733-1,421-4,0280-3,3440-398-1,948-1,1810-613
Profit After Tax16,72564,08054,24312,13116,83920,1786,05717,174-6,08113,375-5,1091,3316,1683,362-3281,576
Dividends Paid0044,0000000000000000
Retained Profit16,72564,08010,24312,13116,83920,1786,05717,174-6,08113,375-5,1091,3316,1683,362-3281,576
Employee Costs055,75265,044230,664291,356305,53155,23453,17859,25857,98757,71053,45950,38255,18946,8030
Number Of Employees1144551111111110
EBITDA*20,87079,72168,89914,97720,78924,9117,47821,202-6,08617,182-4,6122,0368,4824,9741682,775

* Earnings Before Interest, Tax, Depreciation and Amortisation

Mar 2024Mar 2023Mar 2022Aug 2021Aug 2020Aug 2019Aug 2018Aug 2017Aug 2016Aug 2015Aug 2014Aug 2013Aug 2012Aug 2011Aug 2010Aug 2009
Tangible Assets001,13748,80049,23349,81149,22249,79649,73648,95349,03949,28349,59749,96850,40350,915
Intangible Assets0000000000000000
Investments & Other0000000000000000
Debtors (Due After 1 year)0000000000000000
Total Fixed Assets001,13748,80049,23349,81149,22249,79649,73648,95349,03949,28349,59749,96850,40350,915
Stock & work in progress0000000000000000
Trade Debtors69411,8895,00062,08893,00840,90014,07531,1195,8875,0005,0005,0005,0005,0005,0005,000
Group Debtors174,392000000000000000
Misc Debtors4,3387,41738,0630000000000000
Cash31,781197,70068,7110000004,2393,9972,5122021,616876,395
misc current assets0000000000000000
total current assets211,205217,006111,77462,08893,00840,90014,07531,1195,8879,2398,9977,5125,2026,6165,08711,395
total assets211,205217,006112,911110,888142,24190,71163,29780,91555,62358,19258,03656,79554,79956,58455,49062,310
Bank overdraft0000000000000000
Bank loan0000000000000000
Trade Creditors 10,90023,717022,71566,19931,50825,77249,44741,32937,71750,93644,58643,92147,94845,90748,237
Group/Directors Accounts19,908000000000000000
other short term finances0000000000000000
hp & lease commitments0000000000000000
other current liabilities2,67532,29215,9940000000000000
total current liabilities33,48356,00915,99422,71566,19931,50825,77249,44741,32937,71750,93644,58643,92147,94845,90748,237
loans0000000000000000
hp & lease commitments0000000000000000
Accruals and Deferred Income0001,5001,5001,5000000000000
other liabilities00000000000003,9268,23512,397
provisions0000000000000000
total long term liabilities0001,5001,5001,50000000003,9268,23512,397
total liabilities33,48356,00915,99424,21567,69933,00825,77249,44741,32937,71750,93644,58643,92151,87454,14260,634
net assets177,722160,99796,91786,67374,54257,70337,52531,46814,29420,4757,10012,20910,8784,7101,3481,676
total shareholders funds177,722160,99796,91786,67374,54257,70337,52531,46814,29420,4757,10012,20910,8784,7101,3481,676
Mar 2024Mar 2023Mar 2022Aug 2021Aug 2020Aug 2019Aug 2018Aug 2017Aug 2016Aug 2015Aug 2014Aug 2013Aug 2012Aug 2011Aug 2010Aug 2009
Operating Activities
Operating Profit20,87078,58468,73714,97720,78924,9117,47821,202-6,08616,698-5,1251,7228,1114,539-3442,173
Depreciation01,137162000000484513314371435512602
Amortisation0000000000000000
Tax-5,608-15,298-14,494-2,846-3,950-4,733-1,421-4,0280-3,3440-398-1,948-1,1810-613
Stock0000000000000000
Debtors160,118-23,757-19,025-30,92052,10826,825-17,04425,2328870000005,000
Creditors-12,81723,717-22,715-43,48434,6915,736-23,6758,1183,612-13,2196,350665-4,0272,041-2,33048,237
Accruals and Deferred Income-29,61716,29814,494001,5000000000000
Deferred Taxes & Provisions0000000000000000
Cash flow from operations-187,290128,19565,209-433-578589-57460-3,3616191,7382,3032,5075,834-2,16245,399
Investing Activities
capital expenditure0047,501433578-589574-60-783-398-2690000-51,517
Change in Investments0000000000000000
cash flow from investments0047,501433578-589574-60-783-398-2690000-51,517
Financing Activities
Bank loans0000000000000000
Group/Directors Accounts19,908000000000000000
Other Short Term Loans 0000000000000000
Long term loans0000000000000000
Hire Purchase and Lease Commitments0000000000000000
other long term liabilities000000000000-3,926-4,309-4,16212,397
share issue00100000-100000000100
interest1,463794000000521167541616
cash flow from financing21,371794100000-9521167-3,921-4,305-4,14612,513
cash and cash equivalents
cash-165,919128,98968,71100000-4,2392421,4852,310-1,4141,529-6,3086,395
overdraft0000000000000000
change in cash-165,919128,98968,71100000-4,2392421,4852,310-1,4141,529-6,3086,395

smg financial options limited Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Smg Financial Options Limited Competitor Analysis

competitor_analysis_table_img

Perform a competitor analysis for smg financial options limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in G 2 area or any other competitors across 12 key performance metrics.

smg financial options limited Ownership

SMG FINANCIAL OPTIONS LIMITED group structure

Smg Financial Options Limited has no subsidiary companies.

Ultimate parent company

ADVANTA LTD

#0135393

2 parents

SMG FINANCIAL OPTIONS LIMITED

SC222337

SMG FINANCIAL OPTIONS LIMITED Shareholders

advanta solutions ltd 100%

smg financial options limited directors

Smg Financial Options Limited currently has 1 director, Mr Mark Pearson serving since Nov 2023.

officercountryagestartendrole
Mr Mark Pearson58 years Nov 2023- Director

P&L

March 2024

turnover

42.2k

-74%

operating profit

20.9k

-73%

gross margin

74.2%

-25.83%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

March 2024

net assets

177.7k

+0.1%

total assets

211.2k

-0.03%

cash

31.8k

-0.84%

net assets

Total assets minus all liabilities

smg financial options limited company details

company number

SC222337

Type

Private limited with Share Capital

industry

66190 - Other activities auxiliary to financial services, except insurance and pension funding

incorporation date

August 2001

age

24

incorporated

UK

ultimate parent company

ADVANTA LTD

accounts

Audit Exemption Subsidiary

last accounts submitted

March 2024

previous names

smg mortgage options limited (September 2008)

accountant

CITY CHARTERED ACCOUNTANTS

auditor

-

address

121 west regent street, glasgow, G2 2SD

Bank

-

Legal Advisor

-

smg financial options limited Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We found 1 charges/mortgages relating to smg financial options limited. Currently there are 0 open charges and 1 have been satisfied in the past.

smg financial options limited Capital Raised & Share Issues BETA

When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.

Click to start generating capital raising & share issue transactions for SMG FINANCIAL OPTIONS LIMITED. This can take several minutes, an email will notify you when this has completed.

smg financial options limited Companies House Filings - See Documents

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