gjs financial consulting limited
gjs financial consulting limited Company Information
Company Number
SC302235
Next Accounts
Mar 2025
Directors
Shareholders
graham smith
karen elizabeth smith
Group Structure
View All
Industry
Life insurance
Registered Address
71 charleston road north, cove, aberdeen, AB12 3SZ
Website
-gjs financial consulting limited Estimated Valuation
Pomanda estimates the enterprise value of GJS FINANCIAL CONSULTING LIMITED at £46.6k based on a Turnover of £87.2k and 0.53x industry multiple (adjusted for size and gross margin).
gjs financial consulting limited Estimated Valuation
Pomanda estimates the enterprise value of GJS FINANCIAL CONSULTING LIMITED at £0 based on an EBITDA of £-43.8k and a 5.64x industry multiple (adjusted for size and gross margin).
gjs financial consulting limited Estimated Valuation
Pomanda estimates the enterprise value of GJS FINANCIAL CONSULTING LIMITED at £4.6k based on Net Assets of £2.8k and 1.65x industry multiple (adjusted for liquidity).
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Gjs Financial Consulting Limited Overview
Gjs Financial Consulting Limited is a dissolved company that was located in aberdeen, AB12 3SZ with a Companies House number of SC302235. It operated in the life insurance sector, SIC Code 65110. Founded in May 2006, it's largest shareholder was graham smith with a 74.7% stake. The last turnover for Gjs Financial Consulting Limited was estimated at £87.2k.
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Gjs Financial Consulting Limited Health Check
Pomanda's financial health check has awarded Gjs Financial Consulting Limited a 3 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 5 areas for improvement. Company Health Check FAQs
2 Strong
3 Regular
5 Weak
Size
annual sales of £87.2k, make it smaller than the average company (£881.6k)
- Gjs Financial Consulting Limited
£881.6k - Industry AVG
Growth
3 year (CAGR) sales growth of 60%, show it is growing at a faster rate (11%)
- Gjs Financial Consulting Limited
11% - Industry AVG
Production
with a gross margin of 92.4%, this company has a comparable cost of product (92.4%)
- Gjs Financial Consulting Limited
92.4% - Industry AVG
Profitability
an operating margin of -50.6% make it less profitable than the average company (15.6%)
- Gjs Financial Consulting Limited
15.6% - Industry AVG
Employees
with 1 employees, this is below the industry average (14)
1 - Gjs Financial Consulting Limited
14 - Industry AVG
Pay Structure
on an average salary of £49.9k, the company has an equivalent pay structure (£49.9k)
- Gjs Financial Consulting Limited
£49.9k - Industry AVG
Efficiency
resulting in sales per employee of £87.2k, this is less efficient (£112k)
- Gjs Financial Consulting Limited
£112k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Gjs Financial Consulting Limited
- - Industry AVG
Creditor Days
its suppliers are paid after 0 days, this is quicker than average (29 days)
- Gjs Financial Consulting Limited
29 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Gjs Financial Consulting Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 30 weeks, this is more cash available to meet short term requirements (7 weeks)
30 weeks - Gjs Financial Consulting Limited
7 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 98.6%, this is a similar level of debt than the average (95.4%)
98.6% - Gjs Financial Consulting Limited
95.4% - Industry AVG
GJS FINANCIAL CONSULTING LIMITED financials
Gjs Financial Consulting Limited's latest turnover from September 2018 is estimated at £87.2 thousand and the company has net assets of £2.8 thousand. According to their latest financial statements, Gjs Financial Consulting Limited has 1 employee and maintains cash reserves of £13.7 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Sep 2011 | Sep 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | ||||||||||
| Other Income Or Grants | ||||||||||
| Cost Of Sales | ||||||||||
| Gross Profit | ||||||||||
| Admin Expenses | ||||||||||
| Operating Profit | ||||||||||
| Interest Payable | ||||||||||
| Interest Receivable | ||||||||||
| Pre-Tax Profit | ||||||||||
| Tax | ||||||||||
| Profit After Tax | ||||||||||
| Dividends Paid | ||||||||||
| Retained Profit | ||||||||||
| Employee Costs | ||||||||||
| Number Of Employees | 1 | 7 | ||||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Sep 2011 | Sep 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 376 | 1,044 | 1,666 | 5,446 | 6,893 | 367 | ||||
| Intangible Assets | 180,000 | 180,000 | 348,420 | 516,840 | 235,260 | 313,680 | ||||
| Investments & Other | 14,000 | 14,000 | 14,000 | 14,000 | 14,000 | 14,000 | 14,000 | 14,000 | 46,000 | |
| Debtors (Due After 1 year) | ||||||||||
| Total Fixed Assets | 180,000 | 194,376 | 363,464 | 532,506 | 254,706 | 334,573 | 14,000 | 14,000 | 14,000 | 46,367 |
| Stock & work in progress | ||||||||||
| Trade Debtors | 24,550 | 1,000 | ||||||||
| Group Debtors | ||||||||||
| Misc Debtors | ||||||||||
| Cash | 13,696 | 58,079 | 58,634 | 64,975 | 83,810 | 75,447 | 36,131 | 37,105 | 20,164 | 22,721 |
| misc current assets | 1 | |||||||||
| total current assets | 13,696 | 58,079 | 58,635 | 64,975 | 108,360 | 76,447 | 36,131 | 37,105 | 20,164 | 22,721 |
| total assets | 193,696 | 252,455 | 422,099 | 597,481 | 363,066 | 411,020 | 50,131 | 51,105 | 34,164 | 69,088 |
| Bank overdraft | ||||||||||
| Bank loan | ||||||||||
| Trade Creditors | 1 | 1 | 48,729 | 58,581 | 56,870 | 25,049 | 20,653 | 18,939 | 20,131 | |
| Group/Directors Accounts | ||||||||||
| other short term finances | ||||||||||
| hp & lease commitments | ||||||||||
| other current liabilities | 23,617 | 25,520 | 38,701 | |||||||
| total current liabilities | 23,618 | 25,521 | 38,701 | 48,729 | 58,581 | 56,870 | 25,049 | 20,653 | 18,939 | 20,131 |
| loans | ||||||||||
| hp & lease commitments | ||||||||||
| Accruals and Deferred Income | ||||||||||
| other liabilities | 167,311 | 180,234 | 298,880 | 471,715 | 223,689 | 316,546 | ||||
| provisions | 71 | 121 | 226 | 958 | 1,219 | |||||
| total long term liabilities | 167,311 | 180,305 | 299,001 | 471,941 | 224,647 | 317,765 | ||||
| total liabilities | 190,929 | 205,826 | 337,702 | 520,670 | 283,228 | 374,635 | 25,049 | 20,653 | 18,939 | 20,131 |
| net assets | 2,767 | 46,629 | 84,397 | 76,811 | 79,838 | 36,385 | 25,082 | 30,452 | 15,225 | 48,957 |
| total shareholders funds | 2,767 | 46,629 | 84,397 | 76,811 | 79,838 | 36,385 | 25,082 | 30,452 | 15,225 | 48,957 |
| Sep 2018 | Sep 2017 | Sep 2016 | Sep 2015 | Sep 2014 | Sep 2013 | Sep 2012 | Sep 2011 | Sep 2010 | Sep 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||
| Operating Profit | ||||||||||
| Depreciation | 376 | 668 | 1,702 | 4,638 | 4,355 | 3,395 | 367 | 1,914 | ||
| Amortisation | 168,420 | 168,420 | 168,420 | 78,420 | 78,420 | |||||
| Tax | ||||||||||
| Stock | ||||||||||
| Debtors | -24,550 | 23,550 | 1,000 | |||||||
| Creditors | 1 | -48,729 | -9,852 | 1,711 | 31,821 | 4,396 | 1,714 | -1,192 | 20,131 | |
| Accruals and Deferred Income | -1,903 | -13,181 | 38,701 | |||||||
| Deferred Taxes & Provisions | -71 | -50 | -105 | -732 | -261 | 1,219 | ||||
| Cash flow from operations | ||||||||||
| Investing Activities | ||||||||||
| capital expenditure | ||||||||||
| Change in Investments | -14,000 | -32,000 | 46,000 | |||||||
| cash flow from investments | ||||||||||
| Financing Activities | ||||||||||
| Bank loans | ||||||||||
| Group/Directors Accounts | ||||||||||
| Other Short Term Loans | ||||||||||
| Long term loans | ||||||||||
| Hire Purchase and Lease Commitments | ||||||||||
| other long term liabilities | -12,923 | -118,646 | -172,835 | 248,026 | -92,857 | 316,546 | ||||
| share issue | ||||||||||
| interest | ||||||||||
| cash flow from financing | ||||||||||
| cash and cash equivalents | ||||||||||
| cash | -44,383 | -555 | -6,341 | -18,835 | 8,363 | 39,316 | -974 | 16,941 | -2,557 | 22,721 |
| overdraft | ||||||||||
| change in cash | -44,383 | -555 | -6,341 | -18,835 | 8,363 | 39,316 | -974 | 16,941 | -2,557 | 22,721 |
gjs financial consulting limited Credit Report and Business Information
Gjs Financial Consulting Limited Competitor Analysis
Perform a competitor analysis for gjs financial consulting limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other undefined companies, companies in AB12 area or any other competitors across 12 key performance metrics.
gjs financial consulting limited Ownership
GJS FINANCIAL CONSULTING LIMITED group structure
Gjs Financial Consulting Limited has no subsidiary companies.
Ultimate parent company
GJS FINANCIAL CONSULTING LIMITED
SC302235
gjs financial consulting limited directors
Gjs Financial Consulting Limited currently has 1 director, Mr Graham Smith serving since May 2006.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Graham Smith | 63 years | May 2006 | - | Director |
P&L
September 2018turnover
87.2k
-85%
operating profit
-44.1k
0%
gross margin
92.5%
-3.72%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
September 2018net assets
2.8k
-0.94%
total assets
193.7k
-0.23%
cash
13.7k
-0.76%
net assets
Total assets minus all liabilities
gjs financial consulting limited company details
company number
SC302235
Type
Private limited with Share Capital
industry
65110 - Life insurance
incorporation date
May 2006
age
19
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
September 2018
previous names
N/A
accountant
BON ACCORD ACCOUNTANCY LIMITED
auditor
-
address
71 charleston road north, cove, aberdeen, AB12 3SZ
Bank
-
Legal Advisor
-
gjs financial consulting limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to gjs financial consulting limited.
gjs financial consulting limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for GJS FINANCIAL CONSULTING LIMITED. This can take several minutes, an email will notify you when this has completed.
gjs financial consulting limited Companies House Filings - See Documents
| date | description | view/download |
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