
Company Number
SC376227
Next Accounts
Jan 2026
Shareholders
james andrew low
karen low
Group Structure
View All
Industry
Repair of other equipment
Registered Address
drumhead west north road, saline, dunfermline, KY12 9UQ
Website
www.jlowagriservices.co.ukPomanda estimates the enterprise value of J LOW AGRI SERVICES LTD at £1.5m based on a Turnover of £2.5m and 0.6x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of J LOW AGRI SERVICES LTD at £581.2k based on an EBITDA of £117.6k and a 4.94x industry multiple (adjusted for size and gross margin).
Pomanda estimates the enterprise value of J LOW AGRI SERVICES LTD at £748k based on Net Assets of £225.8k and 3.31x industry multiple (adjusted for liquidity).
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J Low Agri Services Ltd is a live company located in dunfermline, KY12 9UQ with a Companies House number of SC376227. It operates in the repair of other equipment sector, SIC Code 33190. Founded in April 2010, it's largest shareholder is james andrew low with a 50% stake. J Low Agri Services Ltd is a established, small sized company, Pomanda has estimated its turnover at £2.5m with healthy growth in recent years.
Pomanda's financial health check has awarded J Low Agri Services Ltd a 2.5 rating. We use a traffic light system to show it exceeds the industry average on 2 measures and has 7 areas for improvement. Company Health Check FAQs
2 Strong
3 Regular
7 Weak
Size
annual sales of £2.5m, make it smaller than the average company (£4.5m)
- J Low Agri Services Ltd
£4.5m - Industry AVG
Growth
3 year (CAGR) sales growth of 5%, show it is growing at a slower rate (8.4%)
- J Low Agri Services Ltd
8.4% - Industry AVG
Production
with a gross margin of 30.9%, this company has a comparable cost of product (30.9%)
- J Low Agri Services Ltd
30.9% - Industry AVG
Profitability
an operating margin of 4.2% make it less profitable than the average company (5.8%)
- J Low Agri Services Ltd
5.8% - Industry AVG
Employees
with 11 employees, this is below the industry average (25)
11 - J Low Agri Services Ltd
25 - Industry AVG
Pay Structure
on an average salary of £44.6k, the company has an equivalent pay structure (£44.6k)
- J Low Agri Services Ltd
£44.6k - Industry AVG
Efficiency
resulting in sales per employee of £228k, this is more efficient (£140k)
- J Low Agri Services Ltd
£140k - Industry AVG
Debtor Days
it gets paid by customers after 48 days, this is near the average (57 days)
- J Low Agri Services Ltd
57 days - Industry AVG
Creditor Days
its suppliers are paid after 102 days, this is slower than average (28 days)
- J Low Agri Services Ltd
28 days - Industry AVG
Stock Days
it holds stock equivalent to 100 days, this is more than average (37 days)
- J Low Agri Services Ltd
37 days - Industry AVG
Cash Balance
has cash to cover current liabilities for 7 weeks, this is less cash available to meet short term requirements (14 weeks)
7 weeks - J Low Agri Services Ltd
14 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 82.7%, this is a higher level of debt than the average (58.3%)
82.7% - J Low Agri Services Ltd
58.3% - Industry AVG
J Low Agri Services Ltd's latest turnover from April 2024 is estimated at £2.5 million and the company has net assets of £225.8 thousand. According to their latest financial statements, J Low Agri Services Ltd has 11 employees and maintains cash reserves of £102.8 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Apr 2024 | Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | Apr 2017 | Apr 2016 | Apr 2015 | Apr 2014 | Apr 2013 | Apr 2012 | Apr 2011 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | ||||||||||||||
Other Income Or Grants | ||||||||||||||
Cost Of Sales | ||||||||||||||
Gross Profit | ||||||||||||||
Admin Expenses | ||||||||||||||
Operating Profit | ||||||||||||||
Interest Payable | ||||||||||||||
Interest Receivable | ||||||||||||||
Pre-Tax Profit | ||||||||||||||
Tax | ||||||||||||||
Profit After Tax | ||||||||||||||
Dividends Paid | ||||||||||||||
Retained Profit | ||||||||||||||
Employee Costs | ||||||||||||||
Number Of Employees | 11 | 10 | 10 | 10 | 10 | |||||||||
EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Apr 2024 | Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | Apr 2017 | Apr 2016 | Apr 2015 | Apr 2014 | Apr 2013 | Apr 2012 | Apr 2011 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 283,614 | 179,068 | 254,518 | 213,958 | 202,078 | 156,935 | 169,954 | 165,315 | 104,982 | 62,178 | 78,624 | 68,562 | 46,348 | 13,287 |
Intangible Assets | ||||||||||||||
Investments & Other | ||||||||||||||
Debtors (Due After 1 year) | ||||||||||||||
Total Fixed Assets | 283,614 | 179,068 | 254,518 | 213,958 | 202,078 | 156,935 | 169,954 | 165,315 | 104,982 | 62,178 | 78,624 | 68,562 | 46,348 | 13,287 |
Stock & work in progress | 474,997 | 869,496 | 463,149 | 599,162 | 339,833 | 72,796 | 59,735 | 67,848 | 74,365 | 30,297 | 4,000 | 464 | ||
Trade Debtors | 334,871 | 374,674 | 153,399 | 237,159 | 1,048,409 | 612,937 | 250,182 | 92,165 | 122,560 | 148,140 | 93,154 | 92,279 | 61,404 | 85,740 |
Group Debtors | ||||||||||||||
Misc Debtors | 103,811 | 1,646 | 2,105 | 42,709 | 6,804 | 3,840 | ||||||||
Cash | 102,808 | 102,307 | 84,052 | 1,124 | 1,970 | 7,095 | 1,752 | 31,203 | 341 | 92 | 8,296 | |||
misc current assets | 1,942 | |||||||||||||
total current assets | 1,018,429 | 1,348,123 | 702,705 | 837,445 | 1,091,118 | 612,937 | 598,789 | 172,056 | 187,887 | 247,191 | 167,860 | 122,668 | 73,700 | 86,204 |
total assets | 1,302,043 | 1,527,191 | 957,223 | 1,051,403 | 1,293,196 | 769,872 | 768,743 | 337,371 | 292,869 | 309,369 | 246,484 | 191,230 | 120,048 | 99,491 |
Bank overdraft | 2,013 | 24,436 | 14,846 | |||||||||||
Bank loan | ||||||||||||||
Trade Creditors | 484,688 | 859,297 | 399,890 | 531,607 | 937,620 | 464,652 | 354,683 | 60,294 | 79,578 | 203,023 | 135,949 | 93,969 | 34,704 | 54,051 |
Group/Directors Accounts | 10,007 | 39,093 | 2,418 | 8,152 | 96,839 | 33,685 | 62,855 | |||||||
other short term finances | ||||||||||||||
hp & lease commitments | ||||||||||||||
other current liabilities | 209,043 | 300,343 | 93,671 | 68,978 | 5,000 | 74,104 | 36,604 | 6,961 | ||||||
total current liabilities | 703,738 | 1,198,733 | 495,979 | 610,750 | 937,620 | 469,652 | 550,062 | 130,583 | 164,240 | 203,023 | 135,949 | 93,969 | 34,704 | 54,051 |
loans | 170,751 | 30,751 | 40,833 | 50,000 | ||||||||||
hp & lease commitments | 130,816 | 98,688 | 154,593 | 166,571 | 111,445 | 120,691 | 71,899 | |||||||
Accruals and Deferred Income | 43,659 | 52,266 | ||||||||||||
other liabilities | 149,989 | 96,729 | 47,512 | 66,699 | 58,962 | 34,830 | 7,800 | |||||||
provisions | 70,903 | 48,377 | 51,968 | 40,652 | 40,415 | 31,381 | 33,984 | 33,063 | 20,997 | 12,436 | 15,725 | 13,713 | 7,211 | 2,790 |
total long term liabilities | 372,470 | 177,816 | 247,394 | 257,223 | 234,063 | 180,376 | 145,429 | 153,754 | 92,896 | 59,948 | 82,424 | 72,675 | 42,041 | 10,590 |
total liabilities | 1,076,208 | 1,376,549 | 743,373 | 867,973 | 1,171,683 | 650,028 | 695,491 | 284,337 | 257,136 | 262,971 | 218,373 | 166,644 | 76,745 | 64,641 |
net assets | 225,835 | 150,642 | 213,850 | 183,430 | 121,513 | 119,844 | 73,252 | 53,034 | 35,733 | 46,398 | 28,111 | 24,586 | 43,303 | 34,850 |
total shareholders funds | 225,835 | 150,642 | 213,850 | 183,430 | 121,513 | 119,844 | 73,252 | 53,034 | 35,733 | 46,398 | 28,111 | 24,586 | 43,303 | 34,850 |
Apr 2024 | Apr 2023 | Apr 2022 | Apr 2021 | Apr 2020 | Apr 2019 | Apr 2018 | Apr 2017 | Apr 2016 | Apr 2015 | Apr 2014 | Apr 2013 | Apr 2012 | Apr 2011 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | ||||||||||||||
Operating Profit | ||||||||||||||
Depreciation | 11,409 | 76,029 | 69,856 | 50,195 | 35,759 | 29,717 | 30,378 | 24,939 | 25,426 | 16,927 | 4,429 | |||
Amortisation | ||||||||||||||
Tax | ||||||||||||||
Stock | -394,499 | 406,347 | -136,013 | 599,162 | -339,833 | 267,037 | 13,061 | -8,113 | -6,517 | 44,068 | 26,297 | 3,536 | 464 | |
Debtors | 62,362 | 220,816 | -81,655 | -853,959 | 478,181 | 355,951 | 164,821 | -34,235 | -21,740 | 54,986 | 875 | 30,875 | -24,336 | 85,740 |
Creditors | -374,609 | 459,407 | -131,717 | -406,013 | 472,968 | 109,969 | 294,389 | -19,284 | -123,445 | 67,074 | 41,980 | 59,265 | -19,347 | 54,051 |
Accruals and Deferred Income | -91,300 | 206,672 | 24,693 | 25,319 | -13,607 | -16,838 | 37,500 | 29,643 | 6,961 | |||||
Deferred Taxes & Provisions | 22,526 | -3,591 | 11,316 | 237 | 9,034 | -2,603 | 921 | 12,066 | 8,561 | -3,289 | 2,012 | 6,502 | 4,421 | 2,790 |
Cash flow from operations | ||||||||||||||
Investing Activities | ||||||||||||||
capital expenditure | ||||||||||||||
Change in Investments | ||||||||||||||
cash flow from investments | ||||||||||||||
Financing Activities | ||||||||||||||
Bank loans | ||||||||||||||
Group/Directors Accounts | -29,086 | 36,675 | -5,734 | 8,152 | -96,839 | 63,154 | -29,170 | 62,855 | ||||||
Other Short Term Loans | ||||||||||||||
Long term loans | 140,000 | -10,082 | -9,167 | 50,000 | ||||||||||
Hire Purchase and Lease Commitments | 32,128 | -55,905 | -11,978 | 166,571 | -111,445 | -9,246 | 48,792 | 71,899 | ||||||
other long term liabilities | -149,989 | 53,260 | 96,729 | -47,512 | -19,187 | 7,737 | 24,132 | 27,030 | 7,800 | |||||
share issue | ||||||||||||||
interest | ||||||||||||||
cash flow from financing | ||||||||||||||
cash and cash equivalents | ||||||||||||||
cash | 501 | 18,255 | 82,928 | 1,124 | -1,970 | -5,125 | 5,343 | -29,451 | 30,862 | 249 | -8,204 | 8,296 | ||
overdraft | -2,013 | 2,013 | -24,436 | 24,436 | -14,846 | 14,846 | ||||||||
change in cash | 501 | 18,255 | 84,941 | -889 | 22,466 | -29,561 | 20,189 | -44,297 | 30,862 | 249 | -8,204 | 8,296 |
Perform a competitor analysis for j low agri services ltd by selecting its closest rivals, whether from the MANUFACTURING sector, other small companies, companies in KY12 area or any other competitors across 12 key performance metrics.
J LOW AGRI SERVICES LTD group structure
J Low Agri Services Ltd has no subsidiary companies.
Ultimate parent company
J LOW AGRI SERVICES LTD
SC376227
J Low Agri Services Ltd currently has 2 directors. The longest serving directors include Mr James Low (Apr 2010) and Ms Karen Low (Apr 2010).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr James Low | United Kingdom | 52 years | Apr 2010 | - | Director |
Ms Karen Low | United Kingdom | 45 years | Apr 2010 | - | Director |
P&L
April 2024turnover
2.5m
-25%
operating profit
106.2k
0%
gross margin
30.9%
-10.43%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
April 2024net assets
225.8k
+0.5%
total assets
1.3m
-0.15%
cash
102.8k
0%
net assets
Total assets minus all liabilities
company number
SC376227
Type
Private limited with Share Capital
industry
33190 - Repair of other equipment
incorporation date
April 2010
age
15
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
April 2024
previous names
N/A
accountant
-
auditor
-
address
drumhead west north road, saline, dunfermline, KY12 9UQ
Bank
-
Legal Advisor
-
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to j low agri services ltd.
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