ramsay w (holdings) ltd
ramsay w (holdings) ltd Company Information
Company Number
SC545245
Next Accounts
Sep 2025
Shareholders
william bertram ramsay
mrs mary margaret hastings ramsay & william bertram ramsay
Group Structure
View All
Industry
Activities of other holding companies (not including agricultural, production, construction, distribution and financial services holding companies) n.e.c.
+1Registered Address
bughtrig house, coldstream, berwickshire, TD12 4JP
Website
-ramsay w (holdings) ltd Estimated Valuation
Pomanda estimates the enterprise value of RAMSAY W (HOLDINGS) LTD at £6.3m based on a Turnover of £4.5m and 1.41x industry multiple (adjusted for size and gross margin).
ramsay w (holdings) ltd Estimated Valuation
Pomanda estimates the enterprise value of RAMSAY W (HOLDINGS) LTD at £6.9m based on an EBITDA of £1.3m and a 5.22x industry multiple (adjusted for size and gross margin).
ramsay w (holdings) ltd Estimated Valuation
Pomanda estimates the enterprise value of RAMSAY W (HOLDINGS) LTD at £8.5m based on Net Assets of £5.3m and 1.61x industry multiple (adjusted for liquidity).
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Ramsay W (holdings) Ltd Overview
Ramsay W (holdings) Ltd is a live company located in berwickshire, TD12 4JP with a Companies House number of SC545245. It operates in the activities of financial services holding companies sector, SIC Code 64205. Founded in September 2016, it's largest shareholder is william bertram ramsay with a 83.3% stake. Ramsay W (holdings) Ltd is a young, small sized company, Pomanda has estimated its turnover at £4.5m with high growth in recent years.
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Ramsay W (holdings) Ltd Health Check
Pomanda's financial health check has awarded Ramsay W (Holdings) Ltd a 5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 3 areas for improvement. Company Health Check FAQs
4 Strong
4 Regular
3 Weak
Size
annual sales of £4.5m, make it smaller than the average company (£15.3m)
£4.5m - Ramsay W (holdings) Ltd
£15.3m - Industry AVG
Growth
3 year (CAGR) sales growth of 21%, show it is growing at a faster rate (9.8%)
21% - Ramsay W (holdings) Ltd
9.8% - Industry AVG
Production
with a gross margin of 57.8%, this company has a comparable cost of product (57.8%)
57.8% - Ramsay W (holdings) Ltd
57.8% - Industry AVG
Profitability
an operating margin of 29.6% make it more profitable than the average company (7%)
29.6% - Ramsay W (holdings) Ltd
7% - Industry AVG
Employees
with 23 employees, this is below the industry average (84)
- Ramsay W (holdings) Ltd
84 - Industry AVG
Pay Structure
on an average salary of £64k, the company has an equivalent pay structure (£64k)
- Ramsay W (holdings) Ltd
£64k - Industry AVG
Efficiency
resulting in sales per employee of £193.6k, this is equally as efficient (£201.8k)
- Ramsay W (holdings) Ltd
£201.8k - Industry AVG
Debtor Days
it gets paid by customers after 133 days, this is later than average (46 days)
133 days - Ramsay W (holdings) Ltd
46 days - Industry AVG
Creditor Days
its suppliers are paid after 178 days, this is slower than average (47 days)
178 days - Ramsay W (holdings) Ltd
47 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Ramsay W (holdings) Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 32 weeks, this is more cash available to meet short term requirements (20 weeks)
32 weeks - Ramsay W (holdings) Ltd
20 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 67.9%, this is a similar level of debt than the average (61.8%)
67.9% - Ramsay W (holdings) Ltd
61.8% - Industry AVG
RAMSAY W (HOLDINGS) LTD financials
Ramsay W (Holdings) Ltd's latest turnover from December 2023 is £4.5 million and the company has net assets of £5.3 million. According to their latest financial statements, we estimate that Ramsay W (Holdings) Ltd has 23 employees and maintains cash reserves of £983.6 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2023 | Nov 2022 | Nov 2021 | Nov 2020 | Nov 2019 | Nov 2018 | Nov 2017 | |
|---|---|---|---|---|---|---|---|
| Turnover | 4,451,874 | 3,414,961 | 2,694,609 | 2,542,412 | |||
| Other Income Or Grants | |||||||
| Cost Of Sales | |||||||
| Gross Profit | |||||||
| Admin Expenses | |||||||
| Operating Profit | |||||||
| Interest Payable | |||||||
| Interest Receivable | |||||||
| Pre-Tax Profit | 1,329,094 | 32,567 | 506,264 | 156,299 | |||
| Tax | -302,296 | 16,130 | -109,056 | 2,415 | |||
| Profit After Tax | 1,026,798 | 48,697 | 397,208 | 158,714 | |||
| Dividends Paid | |||||||
| Retained Profit | 1,026,798 | 48,697 | 397,208 | 158,714 | |||
| Employee Costs | |||||||
| Number Of Employees | |||||||
| EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2023 | Nov 2022 | Nov 2021 | Nov 2020 | Nov 2019 | Nov 2018 | Nov 2017 | |
|---|---|---|---|---|---|---|---|
| Tangible Assets | 12,571,437 | 11,394,605 | 9,437,438 | 9,274,851 | |||
| Intangible Assets | 169,065 | 173,890 | 4,538 | 111,343 | |||
| Investments & Other | 3,378,373 | 1,682,845 | 1,679,339 | ||||
| Debtors (Due After 1 year) | |||||||
| Total Fixed Assets | 12,740,502 | 11,568,495 | 9,441,976 | 9,386,194 | 3,378,373 | 1,682,845 | 1,679,339 |
| Stock & work in progress | |||||||
| Trade Debtors | 1,631,805 | 1,396,821 | 1,140,192 | 959,938 | |||
| Group Debtors | |||||||
| Misc Debtors | 21,000 | ||||||
| Cash | 983,588 | 935,914 | 984,307 | 1,386,000 | 62,129 | 1,665,985 | 1,740,022 |
| misc current assets | 52,765 | 36,122 | 22,064 | 25,526 | |||
| total current assets | 3,718,239 | 3,201,715 | 2,689,889 | 3,025,482 | 62,129 | 1,686,985 | 1,740,022 |
| total assets | 16,458,741 | 14,770,210 | 12,131,865 | 12,411,676 | 3,440,502 | 3,369,830 | 3,419,361 |
| Bank overdraft | |||||||
| Bank loan | |||||||
| Trade Creditors | 921,286 | 890,770 | 660,930 | 725,504 | 1,874,529 | ||
| Group/Directors Accounts | |||||||
| other short term finances | |||||||
| hp & lease commitments | |||||||
| other current liabilities | 1,758,721 | 1,806,404 | |||||
| total current liabilities | 1,581,995 | 1,681,302 | 1,631,267 | 2,489,990 | 1,758,721 | 1,806,404 | 1,874,529 |
| loans | |||||||
| hp & lease commitments | |||||||
| Accruals and Deferred Income | |||||||
| other liabilities | |||||||
| provisions | 32,186 | 13,652 | 16,259 | ||||
| total long term liabilities | 9,585,232 | 8,824,192 | 7,164,579 | 6,982,875 | 32,186 | 13,652 | 16,259 |
| total liabilities | 11,167,227 | 10,505,494 | 8,795,846 | 9,472,865 | 1,790,907 | 1,820,056 | 1,890,788 |
| net assets | 5,291,514 | 4,264,716 | 3,336,019 | 2,938,811 | 1,649,595 | 1,549,774 | 1,528,573 |
| total shareholders funds | 5,291,514 | 4,264,716 | 3,336,019 | 2,938,811 | 1,649,595 | 1,549,774 | 1,528,573 |
| Dec 2023 | Nov 2022 | Nov 2021 | Nov 2020 | Nov 2019 | Nov 2018 | Nov 2017 | |
|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||
| Operating Profit | |||||||
| Depreciation | |||||||
| Amortisation | |||||||
| Tax | -302,296 | 16,130 | -109,056 | 2,415 | |||
| Stock | |||||||
| Debtors | 234,984 | 256,629 | 180,254 | 959,938 | -21,000 | 21,000 | |
| Creditors | 30,516 | 229,840 | -64,574 | 725,504 | -1,874,529 | 1,874,529 | |
| Accruals and Deferred Income | -1,758,721 | -47,683 | 1,806,404 | ||||
| Deferred Taxes & Provisions | -32,186 | 18,534 | -2,607 | 16,259 | |||
| Cash flow from operations | |||||||
| Investing Activities | |||||||
| capital expenditure | |||||||
| Change in Investments | -3,378,373 | 1,695,528 | 3,506 | 1,679,339 | |||
| cash flow from investments | |||||||
| Financing Activities | |||||||
| Bank loans | |||||||
| Group/Directors Accounts | |||||||
| Other Short Term Loans | |||||||
| Long term loans | |||||||
| Hire Purchase and Lease Commitments | |||||||
| other long term liabilities | |||||||
| share issue | |||||||
| interest | |||||||
| cash flow from financing | |||||||
| cash and cash equivalents | |||||||
| cash | 47,674 | -48,393 | -401,693 | 1,323,871 | -1,603,856 | -74,037 | 1,740,022 |
| overdraft | |||||||
| change in cash | 47,674 | -48,393 | -401,693 | 1,323,871 | -1,603,856 | -74,037 | 1,740,022 |
ramsay w (holdings) ltd Credit Report and Business Information
Ramsay W (holdings) Ltd Competitor Analysis
Perform a competitor analysis for ramsay w (holdings) ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in TD12 area or any other competitors across 12 key performance metrics.
ramsay w (holdings) ltd Ownership
RAMSAY W (HOLDINGS) LTD group structure
Ramsay W (Holdings) Ltd has 2 subsidiary companies.
Ultimate parent company
RAMSAY W (HOLDINGS) LTD
SC545245
2 subsidiaries
ramsay w (holdings) ltd directors
Ramsay W (Holdings) Ltd currently has 2 directors. The longest serving directors include Mr William Ramsay (Sep 2016) and Mrs Natasha Ramsay (Aug 2024).
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr William Ramsay | United Kingdom | 56 years | Sep 2016 | - | Director |
| Mrs Natasha Ramsay | United Kingdom | 53 years | Aug 2024 | - | Director |
P&L
December 2023turnover
4.5m
+30%
operating profit
1.3m
0%
gross margin
57.8%
+3.74%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
5.3m
+0.24%
total assets
16.5m
+0.11%
cash
983.6k
+0.05%
net assets
Total assets minus all liabilities
Similar Companies
ramsay w (holdings) ltd company details
company number
SC545245
Type
Private limited with Share Capital
industry
64209 - Activities of other holding companies (not including agricultural, production, construction, distribution and financial services holding companies) n.e.c.
64205 - Activities of financial services holding companies
incorporation date
September 2016
age
9
incorporated
UK
ultimate parent company
accounts
Group
last accounts submitted
December 2023
previous names
south chesthill hydro (holding) limited (December 2023)
accountant
-
auditor
HUMPHREY & CO AUDIT SERVICES LTD
address
bughtrig house, coldstream, berwickshire, TD12 4JP
Bank
-
Legal Advisor
-
ramsay w (holdings) ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to ramsay w (holdings) ltd.
ramsay w (holdings) ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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ramsay w (holdings) ltd Companies House Filings - See Documents
| date | description | view/download |
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