Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
Registered Address
old bank chambers, 582-586 kingsbury road, erdington, birmingham, B24 9ND
Website
-
j.a.s.finance co.limited(the)Estimated Valuation
£472.8k
Pomanda estimates the enterprise value of J.A.S.FINANCE CO.LIMITED(THE) at £472.8k based on a Turnover of £426.3k and 1.11x industry multiple (adjusted for size and gross margin).
j.a.s.finance co.limited(the)Estimated Valuation
£144.8k
Pomanda estimates the enterprise value of J.A.S.FINANCE CO.LIMITED(THE) at £144.8k based on an EBITDA of £36k and a 4.02x industry multiple (adjusted for size and gross margin).
j.a.s.finance co.limited(the)Estimated Valuation
£167.4k
Pomanda estimates the enterprise value of J.A.S.FINANCE CO.LIMITED(THE) at £167.4k based on Net Assets of £135.8k and 1.23x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
J.a.s.finance Co.limited(the)Overview
J.a.s.finance Co.limited(the) is a live company located in erdington, B24 9ND with a Companies House number of 00619868. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in January 1959, it's largest shareholder is
gillian lesley kirkpatrick
with a 33.9% stake. J.a.s.finance Co.limited(the) is a mature,
micro sized company, Pomanda has estimated its turnover at
£426.3k with
healthy
growth in recent years.
Pomanda's financial health check has awarded J.A.S.Finance Co.Limited(The) a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 0 measures and has 5 areas for improvement. Company Health Check FAQs
Health Rating1.5out of 5
0 Strong
4 Regular
5 Weak
Size
annual sales of £426.3k, make it smaller than the average company (£5.1m)
£426.3k - J.a.s.finance Co.limited(the)
£5.1m - Industry AVG
Growth
3 year (CAGR) sales growth of 4%, show it is growing at a slower rate (6.8%)
4% - J.a.s.finance Co.limited(the)
6.8% - Industry AVG
Production
with a gross margin of 56.1%, this company has a comparable cost of product (56.1%)
56.1% - J.a.s.finance Co.limited(the)
56.1% - Industry AVG
Profitability
an operating margin of 8.4% make it as profitable than the average company (9.4%)
8.4% - J.a.s.finance Co.limited(the)
9.4% - Industry AVG
Employees
with 2 employees, this is below the industry average (12)
2 - J.a.s.finance Co.limited(the)
12 - Industry AVG
Pay Structure
on an average salary of £79.4k, the company has an equivalent pay structure (£79.4k)
£79.4k - J.a.s.finance Co.limited(the)
£79.4k - Industry AVG
Efficiency
resulting in sales per employee of £213.2k, this is equally as efficient (£213.2k)
£213.2k - J.a.s.finance Co.limited(the)
£213.2k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - J.a.s.finance Co.limited(the)
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - J.a.s.finance Co.limited(the)
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - J.a.s.finance Co.limited(the)
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 22 weeks, this is less cash available to meet short term requirements (28 weeks)
22 weeks - J.a.s.finance Co.limited(the)
28 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 79.1%, this is a higher level of debt than the average (69.3%)
79.1% - J.a.s.finance Co.limited(the)
69.3% - Industry AVG
J.A.S.FINANCE CO.LIMITED(THE) financials
EXPORT
J.A.S.Finance Co.Limited(The)'s latest turnover from March 2024 is estimated at £426.3 thousand and the company has net assets of £135.8 thousand. According to their latest financial statements, J.A.S.Finance Co.Limited(The) has 2 employees and maintains cash reserves of £223.7 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Mar 2012
Mar 2011
Mar 2010
Turnover
426,344
399,181
412,815
374,657
388,858
386,623
712,279
1,993,796
1,928,548
2,579,891
2,703,654
2,510,103
Other Income Or Grants
Cost Of Sales
187,163
166,192
163,010
148,790
150,096
154,077
245,731
735,955
733,982
1,012,814
1,088,060
1,125,400
Gross Profit
239,181
232,989
249,806
225,867
238,762
232,546
466,548
1,257,841
1,194,566
1,567,077
1,615,595
1,384,703
Admin Expenses
203,214
208,408
232,405
207,608
220,471
199,359
-30,205
-19,152
-7,885
468,650
1,257,452
1,194,203
1,567,097
1,614,758
1,213,410
Operating Profit
35,967
24,581
17,401
18,259
18,291
33,187
30,205
19,152
7,885
-2,102
389
363
-20
837
171,293
Interest Payable
47,990
34,755
22,888
20,714
20,760
33,538
31,841
20,411
10,614
Interest Receivable
11,067
7,421
839
38
11
82
52
68
525
455
98
150
93
129
111
Pre-Tax Profit
-956
-2,753
-4,648
-2,417
-2,458
-270
-1,584
-1,191
-2,204
-1,647
487
513
73
967
171,404
Tax
-112
-123
-19
-271
-47,993
Profit After Tax
-956
-2,753
-4,648
-2,417
-2,458
-270
-1,584
-1,191
-2,204
-1,647
375
390
54
696
123,411
Dividends Paid
Retained Profit
-956
-2,753
-4,648
-2,417
-2,458
-270
-1,584
-1,191
-2,204
-1,647
375
390
54
696
123,411
Employee Costs
158,784
147,793
146,454
137,311
138,327
136,665
232,543
651,734
631,582
780,652
894,263
793,100
Number Of Employees
2
2
2
2
2
2
4
11
11
14
16
14
EBITDA*
35,967
24,581
17,401
18,259
18,291
33,187
30,205
19,152
7,885
-2,102
389
363
-20
837
171,293
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Mar 2012
Mar 2011
Mar 2010
Tangible Assets
Intangible Assets
Investments & Other
171,200
171,200
171,200
171,200
171,200
171,200
171,200
171,200
171,200
171,200
171,200
171,200
171,200
171,200
171,200
Debtors (Due After 1 year)
71,433
71,362
70,656
Total Fixed Assets
171,200
171,200
171,200
171,200
171,200
171,200
171,200
171,200
171,200
242,633
242,562
241,856
171,200
171,200
171,200
Stock & work in progress
Trade Debtors
72,958
251,434
239,857
326,598
362,298
335,432
Group Debtors
Misc Debtors
256,127
107,877
157,160
240,770
312,048
301,372
301,944
290,218
271,235
Cash
223,694
197,900
151,340
72,330
4,445
18,049
3,717
17,003
37,153
172,919
9,207
29,946
29,932
7,083
44,595
misc current assets
total current assets
479,821
305,777
308,500
313,100
316,493
319,421
305,661
307,221
308,388
245,877
260,641
269,803
356,530
369,381
380,027
total assets
651,021
476,977
479,700
484,300
487,693
490,621
476,861
478,421
479,588
488,510
503,203
511,659
527,730
540,581
551,227
Bank overdraft
326,577
Bank loan
340,577
Trade Creditors
334,231
347,277
356,108
372,569
385,474
396,816
Group/Directors Accounts
other short term finances
514,077
339,077
339,077
339,077
340,077
326,577
326,577
326,577
hp & lease commitments
other current liabilities
1,146
1,146
1,116
1,068
1,044
1,014
984
960
936
total current liabilities
515,223
340,223
340,193
340,145
341,121
341,591
327,561
327,537
327,513
334,231
347,277
356,108
372,569
385,474
396,816
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
total long term liabilities
total liabilities
515,223
340,223
340,193
340,145
341,121
341,591
327,561
327,537
327,513
334,231
347,277
356,108
372,569
385,474
396,816
net assets
135,798
136,754
139,507
144,155
146,572
149,030
149,300
150,884
152,075
154,279
155,926
155,551
155,161
155,107
154,411
total shareholders funds
135,798
136,754
139,507
144,155
146,572
149,030
149,300
150,884
152,075
154,279
155,926
155,551
155,161
155,107
154,411
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Mar 2012
Mar 2011
Mar 2010
Operating Activities
Operating Profit
35,967
24,581
17,401
18,259
18,291
33,187
30,205
19,152
7,885
-2,102
389
363
-20
837
171,293
Depreciation
Amortisation
Tax
-112
-123
-19
-271
-47,993
Stock
Debtors
148,250
-49,283
-83,610
-71,278
10,676
-572
11,726
18,983
126,844
-178,405
12,283
-16,085
-35,700
26,866
335,432
Creditors
-334,231
-13,046
-8,831
-16,461
-12,905
-11,342
396,816
Accruals and Deferred Income
30
48
24
30
30
24
24
936
Deferred Taxes & Provisions
Cash flow from operations
-112,283
73,894
101,059
89,561
7,645
33,789
18,503
193
-452,254
163,257
-20,837
-136
22,756
-37,642
184,684
Investing Activities
capital expenditure
Change in Investments
171,200
cash flow from investments
-171,200
Financing Activities
Bank loans
-340,577
340,577
Group/Directors Accounts
Other Short Term Loans
175,000
-1,000
340,077
-326,577
326,577
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue
31,000
interest
-36,923
-27,334
-22,049
-20,676
-20,749
-33,456
-31,789
-20,343
-10,089
455
98
150
93
129
111
cash flow from financing
138,077
-27,334
-22,049
-21,676
-21,249
-19,456
-31,789
-20,343
316,488
455
98
150
93
129
31,111
cash and cash equivalents
cash
25,794
46,560
79,010
67,885
-13,604
14,332
-13,286
-20,150
-135,766
163,712
-20,739
14
22,849
-37,512
44,595
overdraft
-326,577
326,577
change in cash
25,794
46,560
79,010
67,885
-13,604
340,909
-339,863
-20,150
-135,766
163,712
-20,739
14
22,849
-37,512
44,595
j.a.s.finance co.limited(the) Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for j.a.s.finance co.limited(the). Get real-time insights into j.a.s.finance co.limited(the)'s credit score, group structure and payment trends.
Perform a competitor analysis for j.a.s.finance co.limited(the) by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in B24 area or any other competitors across 12 key performance metrics.
j.a.s.finance co.limited(the) Ownership
J.A.S.FINANCE CO.LIMITED(THE) group structure
J.A.S.Finance Co.Limited(The) has no subsidiary companies.
Ultimate parent company
J.A.S.FINANCE CO.LIMITED(THE)
00619868
J.A.S.FINANCE CO.LIMITED(THE) Shareholders
The largest shareholders in J.A.S.Finance Co.Limited(The) include Gillian Lesley Kirkpatrick and Simon John Kirkpatrick.
gillian lesley kirkpatrick
33.87%
simon john kirkpatrick
33.87%
trustee of simon john kirkpatrick & trustee of gillian lesley kirkpatrick
32.26%
j.a.s.finance co.limited(the) directors
J.A.S.Finance Co.Limited(The) currently has 2 directors.
The longest serving directors include
Mr Simon Kirkpatrick (Jan 1994) and
Mrs Gillian Kirkpatrick (Apr 2001).
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
January 1959
age
66
incorporated
UK
ultimate parent company
None
accounts
Total Exemption Full
last accounts submitted
March 2024
previous names
N/A
accountant
-
auditor
-
address
old bank chambers, 582-586 kingsbury road, erdington, birmingham, B24 9ND
Bank
LLOYDS TSB BANK PLC
Legal Advisor
-
j.a.s.finance co.limited(the) Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 2 charges/mortgages relating to j.a.s.finance co.limited(the). Currently there are 2 open charges and 0 have been satisfied in the past.
j.a.s.finance co.limited(the) Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for J.A.S.FINANCE CO.LIMITED(THE). This can take several minutes, an email will notify you when this has completed.
j.a.s.finance co.limited(the)Companies House Filings - See Documents
