Pomanda estimates the enterprise value of STAUNCH FINANCE LIMITED at £4.8m based on a Turnover of £3.5m and 1.35x industry multiple (adjusted for size and gross margin).
staunch finance limitedEstimated Valuation
£0
Pomanda estimates the enterprise value of STAUNCH FINANCE LIMITED at £0 based on an EBITDA of £-170.3k and a 5.14x industry multiple (adjusted for size and gross margin).
staunch finance limitedEstimated Valuation
£0
Pomanda estimates the enterprise value of STAUNCH FINANCE LIMITED at £0 based on Net Assets of £-33.9k and 1.94x industry multiple (adjusted for liquidity).
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Staunch Finance LimitedOverview
Staunch Finance Limited is a live company located in london, EC4M 8AB with a Companies House number of 00828941. It operates in the financial leasing sector, SIC Code 64910. Founded in November 1964, it's largest shareholder is
mrs heather gedalla
with a 20.8% stake. Staunch Finance Limited is a mature,
small sized company, Pomanda has estimated its turnover at
£3.5m with
declining
growth in recent years.
Pomanda's financial health check has awarded Staunch Finance Limited a 4 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 4 areas for improvement. Company Health Check FAQs
Health Rating4out of 5
4 Strong
3 Regular
4 Weak
Size
annual sales of £3.5m, make it in line with the average company (£4m)
£3.5m - Staunch Finance Limited
£4m - Industry AVG
Growth
3 year (CAGR) sales growth of -11%, show it is growing at a slower rate (5.7%)
-11% - Staunch Finance Limited
5.7% - Industry AVG
Production
with a gross margin of 52.2%, this company has a comparable cost of product (52.2%)
52.2% - Staunch Finance Limited
52.2% - Industry AVG
Profitability
an operating margin of -4.8% make it less profitable than the average company (28.8%)
-4.8% - Staunch Finance Limited
28.8% - Industry AVG
Employees
with 5 employees, this is below the industry average (7)
5 - Staunch Finance Limited
7 - Industry AVG
Pay Structure
on an average salary of £68.5k, the company has an equivalent pay structure (£68.5k)
£68.5k - Staunch Finance Limited
£68.5k - Industry AVG
Efficiency
resulting in sales per employee of £708.5k, this is more efficient (£509.4k)
£708.5k - Staunch Finance Limited
£509.4k - Industry AVG
Debtor Days
it gets paid by customers after 12 days, this is earlier than average (147 days)
12 days - Staunch Finance Limited
147 days - Industry AVG
Creditor Days
its suppliers are paid after 296 days, this is slower than average (26 days)
296 days - Staunch Finance Limited
26 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Staunch Finance Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 30 weeks, this is more cash available to meet short term requirements (6 weeks)
30 weeks - Staunch Finance Limited
6 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 102.5%, this is a higher level of debt than the average (92.1%)
102.5% - Staunch Finance Limited
92.1% - Industry AVG
STAUNCH FINANCE LIMITED financials
EXPORT
Staunch Finance Limited's latest turnover from March 2024 is estimated at £3.5 million and the company has net assets of -£33.9 thousand. According to their latest financial statements, Staunch Finance Limited has 5 employees and maintains cash reserves of £832.6 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Mar 2012
Mar 2011
Mar 2010
Turnover
3,542,365
2,609,702
2,544,632
5,051,761
6,832,418
3,982,121
4,356,445
4,655,035
161,802
10,348,001
11,007,588
6,866,316
3,580,858
6,506,148
5,125,818
Other Income Or Grants
Cost Of Sales
1,692,445
1,006,536
849,127
1,900,259
2,654,462
1,583,441
1,697,312
1,824,493
3,565,790
4,755,298
2,859,225
1,326,170
2,708,965
2,147,018
Gross Profit
1,849,920
1,603,166
1,695,505
3,151,503
4,177,955
2,398,680
2,659,133
2,830,542
161,802
6,782,211
6,252,289
4,007,092
2,254,688
3,797,183
2,978,800
Admin Expenses
2,020,429
1,678,321
932,559
3,195,315
4,320,391
2,231,576
2,951,631
2,496,931
99,273
6,665,515
6,307,248
4,024,336
2,654,722
3,918,510
3,182,784
Operating Profit
-170,509
-75,155
762,946
-43,812
-142,436
167,104
-292,498
333,611
62,529
116,696
-54,959
-17,244
-400,034
-121,327
-203,984
Interest Payable
346
313
2,986
4,833
2,941
24,268
Interest Receivable
59,102
76,810
14,719
1,950
2,087
20,017
15,549
6,263
1,515
8,274
7,411
8,598
12,739
13,370
6,059
Pre-Tax Profit
-111,407
1,654
777,319
-42,175
-140,349
184,135
-281,782
336,934
-1,026
124,970
-47,548
-8,646
-387,295
-107,957
-197,925
Tax
-314
-147,691
-34,986
-67,387
-26,244
Profit After Tax
-111,407
1,340
629,628
-42,175
-140,349
149,149
-281,782
269,547
-1,026
98,726
-47,548
-8,646
-387,295
-107,957
-197,925
Dividends Paid
Retained Profit
-111,407
1,340
629,628
-42,175
-140,349
149,149
-281,782
269,547
-1,026
98,726
-47,548
-8,646
-387,295
-107,957
-197,925
Employee Costs
342,526
312,061
313,668
319,291
306,018
288,604
288,251
170,070
286,791
1,749,083
1,802,506
1,312,308
597,973
1,050,883
797,057
Number Of Employees
5
5
5
5
5
5
5
3
6
38
39
26
13
25
19
EBITDA*
-170,256
-74,857
763,212
-43,739
-142,350
167,206
-292,379
333,752
62,694
214,556
-54,730
-16,975
-399,717
-120,955
-203,546
* Earnings Before Interest, Tax, Depreciation and Amortisation
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Mar 2012
Mar 2011
Mar 2010
Tangible Assets
1,433
1,686
1,506
416
489
575
677
796
937
1,102
1,296
1,525
1,794
2,111
2,483
Intangible Assets
Investments & Other
384,199
384,199
384,199
2,127,958
1,757,176
1,396,118
1,318,378
1,385,439
1,018,813
1,001,644
1,146,553
1,080,203
1,048,287
1,171,586
1,055,920
Debtors (Due After 1 year)
134,825
120,214
131,674
Total Fixed Assets
385,632
385,885
385,705
2,128,374
1,757,665
1,396,693
1,319,055
1,386,235
1,019,750
1,137,571
1,268,063
1,213,402
1,050,081
1,173,697
1,058,403
Stock & work in progress
Trade Debtors
118,185
228,495
194,504
179,054
159,092
250,313
265,022
1,072,838
1,484,242
2,004,890
1,187,058
1,518,841
926,791
1,027,750
1,376,688
Group Debtors
Misc Debtors
32,859
19,813
118,070
196,657
585,959
564,507
570,097
620,328
758,290
Cash
832,627
1,418,879
2,195,689
1,729,378
2,170,324
2,003,185
3,334,586
2,884,844
2,125,664
1,613,017
1,696,599
1,267,827
2,171,330
2,924,365
2,423,441
misc current assets
total current assets
983,671
1,667,187
2,508,263
2,105,089
2,915,375
2,818,005
4,169,705
4,578,010
4,368,196
3,617,907
2,883,657
2,786,668
3,098,121
3,952,115
3,800,129
total assets
1,369,303
2,053,072
2,893,968
4,233,463
4,673,040
4,214,698
5,488,760
5,964,245
5,387,946
4,755,478
4,151,720
4,000,070
4,148,202
5,125,812
4,858,532
Bank overdraft
10,263
88,473
60,228
33,876
Bank loan
Trade Creditors
1,376,209
1,421,817
1,542,410
3,918,432
4,740,684
4,393,223
4,572,670
4,781,987
5,005,447
5,406,023
4,900,991
4,701,793
4,277,286
4,775,382
4,376,384
Group/Directors Accounts
563,993
656,212
679,973
other short term finances
hp & lease commitments
other current liabilities
26,985
553,739
1,275,382
858,220
443,633
192,403
1,347,694
1,360,325
856,465
total current liabilities
1,403,194
1,975,556
2,817,792
4,786,915
5,184,317
4,585,626
6,008,837
6,202,540
5,895,788
5,406,023
4,900,991
4,701,793
4,841,279
5,431,594
5,056,357
loans
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
total long term liabilities
total liabilities
1,403,194
1,975,556
2,817,792
4,786,915
5,184,317
4,585,626
6,008,837
6,202,540
5,895,788
5,406,023
4,900,991
4,701,793
4,841,279
5,431,594
5,056,357
net assets
-33,891
77,516
76,176
-553,452
-511,277
-370,928
-520,077
-238,295
-507,842
-650,545
-749,271
-701,723
-693,077
-305,782
-197,825
total shareholders funds
-33,891
77,516
76,176
-553,452
-511,277
-370,928
-520,077
-238,295
-507,842
-650,545
-749,271
-701,723
-693,077
-305,782
-197,825
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Mar 2018
Mar 2017
Mar 2016
Mar 2015
Mar 2014
Mar 2013
Mar 2012
Mar 2011
Mar 2010
Operating Activities
Operating Profit
-170,509
-75,155
762,946
-43,812
-142,436
167,104
-292,498
333,611
62,529
116,696
-54,959
-17,244
-400,034
-121,327
-203,984
Depreciation
253
298
266
73
86
102
119
141
165
97,860
229
269
317
372
438
Amortisation
Tax
-314
-147,691
-34,986
-67,387
-26,244
Stock
Debtors
-97,264
-64,266
-63,137
-369,340
-69,769
-20,299
-858,047
-549,366
102,817
832,443
-343,243
723,724
-100,959
-348,938
1,376,688
Creditors
-45,608
-120,593
-2,376,022
-822,252
347,461
-179,447
-209,317
-223,460
-400,576
505,032
199,198
424,507
-498,096
398,998
4,376,384
Accruals and Deferred Income
-526,754
-721,643
417,162
414,587
251,230
-1,155,291
-12,631
503,860
856,465
Deferred Taxes & Provisions
Cash flow from operations
-645,354
-853,141
-1,280,202
-82,064
526,110
-1,182,219
343,720
1,096,131
415,766
-139,099
487,711
-316,192
-796,854
626,981
2,796,150
Investing Activities
capital expenditure
-478
-1,356
-97,666
-2,921
Change in Investments
-1,743,759
370,782
361,058
77,740
-67,061
366,626
17,169
-144,909
66,350
31,916
-123,299
115,666
1,055,920
cash flow from investments
-478
1,742,403
-370,782
-361,058
-77,740
67,061
-366,626
-17,169
47,243
-66,350
-31,916
123,299
-115,666
-1,058,841
Financing Activities
Bank loans
Group/Directors Accounts
-563,993
-92,219
-23,761
679,973
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue
143,729
100
interest
59,102
76,810
14,373
1,637
2,087
17,031
10,716
3,322
-22,753
8,274
7,411
8,598
12,739
13,370
6,059
cash flow from financing
59,102
76,810
14,373
1,637
2,087
17,031
10,716
3,322
120,976
8,274
7,411
-555,395
-79,480
-10,391
686,132
cash and cash equivalents
cash
-586,252
-776,810
466,311
-440,946
167,139
-1,331,401
449,742
759,180
512,647
-83,582
428,772
-903,503
-753,035
500,924
2,423,441
overdraft
-10,263
10,263
-88,473
28,245
26,352
33,876
change in cash
-586,252
-776,810
476,574
-451,209
167,139
-1,242,928
421,497
732,828
478,771
-83,582
428,772
-903,503
-753,035
500,924
2,423,441
staunch finance limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for staunch finance limited. Get real-time insights into staunch finance limited's credit score, group structure and payment trends.
Perform a competitor analysis for staunch finance limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in EC4M area or any other competitors across 12 key performance metrics.
staunch finance limited Ownership
STAUNCH FINANCE LIMITED group structure
Staunch Finance Limited has no subsidiary companies.
Ultimate parent company
STAUNCH FINANCE LIMITED
00828941
STAUNCH FINANCE LIMITED Shareholders
The largest shareholders in Staunch Finance Limited include Mrs Heather Gedalla and Leora Erez.
mrs heather gedalla
20.75%
leora erez
19.5%
chana garfunkel
19.5%
mr bernard graham benn
19.5%
sonia lesser
5.06%
stuart lesser
5.06%
yvette sherer-thompson
5.06%
howard lesser
5.06%
mrs clare susan lesser
0.5%
staunch finance limited directors
Staunch Finance Limited currently has 4 directors.
The longest serving directors include
Mr Bernard Benn (Sep 2001) and
Mrs Clare Lesser (Sep 2001).
64929 - Other credit granting (not including credit granting by non-deposit taking finance houses and other specialist consumer credit grantors and activities of mortgage finance companies) n.e.c.
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 2 charges/mortgages relating to staunch finance limited. Currently there are 2 open charges and 0 have been satisfied in the past.
staunch finance limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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staunch finance limitedCompanies House Filings - See Documents
