m & g financial services limitedEstimated Valuation
£87.7k
Pomanda estimates the enterprise value of M & G FINANCIAL SERVICES LIMITED at £87.7k based on a Turnover of £81k and 1.08x industry multiple (adjusted for size and gross margin).
m & g financial services limitedEstimated Valuation
£263.2k
Pomanda estimates the enterprise value of M & G FINANCIAL SERVICES LIMITED at £263.2k based on an EBITDA of £67k and a 3.93x industry multiple (adjusted for size and gross margin).
m & g financial services limitedEstimated Valuation
£4.8m
Pomanda estimates the enterprise value of M & G FINANCIAL SERVICES LIMITED at £4.8m based on Net Assets of £3.9m and 1.23x industry multiple (adjusted for liquidity).
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M & G Financial Services LimitedOverview
M & G Financial Services Limited is a live company located in london, EC3M 5AG with a Companies House number of 00923891. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in November 1967, it's largest shareholder is
m & g fa limited
with a 100% stake. M & G Financial Services Limited is a mature,
micro sized company, Pomanda has estimated its turnover at
£81k with
declining
growth in recent years.
Pomanda's financial health check has awarded M & G Financial Services Limited a 3.5 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 4 areas for improvement. Company Health Check FAQs
Health Rating3.5out of 5
3 Strong
1 Regular
4 Weak
Size
annual sales of £81k, make it smaller than the average company (£5.5m)
£81k - M & G Financial Services Limited
£5.5m - Industry AVG
Growth
3 year (CAGR) sales growth of -12%, show it is growing at a slower rate (5%)
-12% - M & G Financial Services Limited
5% - Industry AVG
Production
with a gross margin of 54.3%, this company has a comparable cost of product (54.3%)
54.3% - M & G Financial Services Limited
54.3% - Industry AVG
Profitability
an operating margin of 82.7% make it more profitable than the average company (9.1%)
82.7% - M & G Financial Services Limited
9.1% - Industry AVG
Employees
with 1 employees, this is below the industry average (14)
1 - M & G Financial Services Limited
14 - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- - M & G Financial Services Limited
- - Industry AVG
Efficiency
resulting in sales per employee of £81k, this is less efficient (£222.2k)
£81k - M & G Financial Services Limited
£222.2k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - M & G Financial Services Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - M & G Financial Services Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - M & G Financial Services Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 42666 weeks, this is more cash available to meet short term requirements (29 weeks)
42666 weeks - M & G Financial Services Limited
29 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 0.1%, this is a lower level of debt than the average (71.4%)
0.1% - M & G Financial Services Limited
71.4% - Industry AVG
M & G FINANCIAL SERVICES LIMITED financials
EXPORT
M & G Financial Services Limited's latest turnover from December 2023 is £81 thousand and the company has net assets of £3.9 million. According to their latest financial statements, we estimate that M & G Financial Services Limited has 1 employee and maintains cash reserves of £1.6 million as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Turnover
81,000
82,000
92,000
120,000
114,000
100,000
486,000
52,899,000
62,856,000
64,979,000
62,219,000
63,829,000
53,327,000
47,579,000
Other Income Or Grants
Cost Of Sales
37,049
35,670
38,221
51,228
48,580
42,659
188,570
18,727,814
24,129,732
25,541,691
25,915,435
27,860,849
24,502,562
Gross Profit
43,951
46,330
53,779
68,772
65,420
57,341
297,430
34,171,186
38,726,268
39,437,309
36,303,565
35,968,151
28,824,438
Admin Expenses
-23,049
-20,670
-13,221
14,772
21,420
18,341
-1,000
-2,570
6,068,186
9,815,268
8,608,309
9,013,565
4,438,151
4,997,438
-20,896,000
Operating Profit
67,000
67,000
67,000
54,000
44,000
39,000
1,000
300,000
28,103,000
28,911,000
30,829,000
27,290,000
31,530,000
23,827,000
20,896,000
Interest Payable
2,000
Interest Receivable
58,000
7,000
28,000
48,000
85,000
96,000
117,000
134,000
140,000
183,000
Pre-Tax Profit
125,000
74,000
67,000
54,000
44,000
39,000
-1,000
328,000
28,151,000
28,996,000
30,925,000
27,407,000
31,664,000
23,967,000
21,079,000
Tax
-29,000
-14,000
-13,000
-10,000
-8,000
-7,000
-66,000
-5,695,000
-6,234,000
-7,190,000
-6,715,000
-8,391,000
-6,711,000
-5,902,000
Profit After Tax
96,000
60,000
54,000
44,000
36,000
32,000
-1,000
262,000
22,456,000
22,762,000
23,735,000
20,692,000
23,273,000
17,256,000
15,177,000
Dividends Paid
3,500,000
11,000,000
28,000,000
21,000,000
20,000,000
17,000,000
24,000,000
17,000,000
15,000,000
Retained Profit
96,000
60,000
54,000
44,000
36,000
32,000
-3,501,000
-10,738,000
-5,544,000
1,762,000
3,735,000
3,692,000
-727,000
256,000
177,000
Employee Costs
20,385,753
17,768,513
18,550,463
16,619,096
Number Of Employees
1
1
1
1
1
1
1
3
273
314
324
296
306
280
EBITDA*
67,000
67,000
67,000
54,000
44,000
39,000
1,000
300,000
28,103,000
28,911,000
30,829,000
27,290,000
31,530,000
23,827,000
20,896,000
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Tangible Assets
Intangible Assets
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
Stock & work in progress
Trade Debtors
2,585,000
1,893,000
4,521,000
311,000
635,000
1,793,000
Group Debtors
2,294,000
2,336,000
2,374,000
2,441,000
2,507,000
2,574,000
2,473,000
5,254,000
13,735,000
2,668,000
8,953,000
7,852,000
19,671,000
14,949,000
7,369,000
Misc Debtors
3,000
69,000
429,000
1,000
6,551,000
5,411,000
2,548,000
52,000
172,000
59,000
Cash
1,641,000
1,502,000
1,403,000
1,283,000
1,169,000
1,069,000
1,069,000
1,640,000
6,441,000
24,278,000
18,619,000
15,623,000
4,281,000
8,145,000
15,312,000
misc current assets
total current assets
3,935,000
3,838,000
3,777,000
3,724,000
3,679,000
3,643,000
3,611,000
7,323,000
20,177,000
36,082,000
34,876,000
30,544,000
24,315,000
23,901,000
24,533,000
total assets
3,935,000
3,838,000
3,777,000
3,724,000
3,679,000
3,643,000
3,611,000
7,323,000
20,177,000
36,082,000
34,876,000
30,544,000
24,315,000
23,901,000
24,533,000
Bank overdraft
Bank loan
Trade Creditors
1,000
5,304,000
4,892,000
5,832,000
3,106,000
3,972,000
2,843,000
Group/Directors Accounts
2,000
1,000
124,000
4,285,000
3,162,000
1,877,000
693,000
313,000
2,276,000
other short term finances
hp & lease commitments
other current liabilities
87,000
2,327,000
931,000
3,909,000
3,657,000
5,030,000
3,403,000
3,457,000
total current liabilities
2,000
1,000
1,000
211,000
2,327,000
10,520,000
11,963,000
11,366,000
8,829,000
7,688,000
8,576,000
loans
hp & lease commitments
Accruals and Deferred Income
2,168,000
other liabilities
provisions
total long term liabilities
2,168,000
total liabilities
2,000
1,000
1,000
211,000
2,327,000
12,688,000
11,963,000
11,366,000
8,829,000
7,688,000
8,576,000
net assets
3,933,000
3,837,000
3,777,000
3,723,000
3,679,000
3,643,000
3,611,000
7,112,000
17,850,000
23,394,000
22,913,000
19,178,000
15,486,000
16,213,000
15,957,000
total shareholders funds
3,933,000
3,837,000
3,777,000
3,723,000
3,679,000
3,643,000
3,611,000
7,112,000
17,850,000
23,394,000
22,913,000
19,178,000
15,486,000
16,213,000
15,957,000
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Operating Activities
Operating Profit
67,000
67,000
67,000
54,000
44,000
39,000
1,000
300,000
28,103,000
28,911,000
30,829,000
27,290,000
31,530,000
23,827,000
20,896,000
Depreciation
Amortisation
Tax
-29,000
-14,000
-13,000
-10,000
-8,000
-7,000
-66,000
-5,695,000
-6,234,000
-7,190,000
-6,715,000
-8,391,000
-6,711,000
-5,902,000
Stock
Debtors
-42,000
-38,000
-67,000
-69,000
-64,000
32,000
-3,141,000
-8,053,000
1,932,000
-4,453,000
1,336,000
-5,113,000
4,278,000
6,535,000
9,221,000
Creditors
-1,000
1,000
-5,304,000
412,000
-940,000
2,726,000
-866,000
1,129,000
2,843,000
Accruals and Deferred Income
-87,000
-2,240,000
-772,000
-810,000
252,000
-1,373,000
1,627,000
-54,000
3,457,000
Deferred Taxes & Provisions
Cash flow from operations
80,000
91,000
120,000
114,000
100,000
3,055,000
6,047,000
14,400,000
26,732,000
21,615,000
27,041,000
19,622,000
11,656,000
12,073,000
Investing Activities
capital expenditure
Change in Investments
cash flow from investments
Financing Activities
Bank loans
Group/Directors Accounts
1,000
1,000
-124,000
124,000
-4,285,000
1,123,000
1,285,000
1,184,000
380,000
-1,963,000
2,276,000
Other Short Term Loans
Long term loans
Hire Purchase and Lease Commitments
other long term liabilities
share issue
-1,281,000
15,780,000
interest
58,000
7,000
-2,000
28,000
48,000
85,000
96,000
117,000
134,000
140,000
183,000
cash flow from financing
59,000
8,000
-126,000
152,000
-4,237,000
-73,000
1,381,000
1,301,000
514,000
-1,823,000
18,239,000
cash and cash equivalents
cash
139,000
99,000
120,000
114,000
100,000
-571,000
-4,801,000
-17,837,000
5,659,000
2,996,000
11,342,000
-3,864,000
-7,167,000
15,312,000
overdraft
change in cash
139,000
99,000
120,000
114,000
100,000
-571,000
-4,801,000
-17,837,000
5,659,000
2,996,000
11,342,000
-3,864,000
-7,167,000
15,312,000
m & g financial services limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for m & g financial services limited. Get real-time insights into m & g financial services limited's credit score, group structure and payment trends.
M & G Financial Services Limited Competitor Analysis
Perform a competitor analysis for m & g financial services limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in EC3M area or any other competitors across 12 key performance metrics.
m & g financial services limited Ownership
M & G FINANCIAL SERVICES LIMITED group structure
M & G Financial Services Limited has 1 subsidiary company.
The sole shareholder of M & G Financial Services Limited is M & G Fa Limited.
m & g fa limited
100%
m & g financial services limited directors
M & G Financial Services Limited currently has 4 directors.
The longest serving directors include
Mr Laurence Mumford (Dec 2004) and
Mr Philip Jelfs (Aug 2013).
m & g administrative services limited (October 1983)
accountant
-
auditor
PRICEWATERHOUSECOOPERS LLP
address
10 fenchurch avenue, london, EC3M 5AG
Bank
NEW YORK BANK
Legal Advisor
-
m & g financial services limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to m & g financial services limited.
m & g financial services limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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m & g financial services limitedCompanies House Filings - See Documents
