Pomanda estimates the enterprise value of SUFFOLK LIFE ANNUITIES LIMITED at £9.7m based on a Turnover of £13.5m and 0.72x industry multiple (adjusted for size and gross margin).
suffolk life annuities limitedEstimated Valuation
£0
Pomanda estimates the enterprise value of SUFFOLK LIFE ANNUITIES LIMITED at £0 based on an EBITDA of £-2.9m and a 6.92x industry multiple (adjusted for size and gross margin).
suffolk life annuities limitedEstimated Valuation
£1.2m
Pomanda estimates the enterprise value of SUFFOLK LIFE ANNUITIES LIMITED at £1.2m based on Net Assets of £770k and 1.56x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Suffolk Life Annuities LimitedOverview
Suffolk Life Annuities Limited is a live company located in suffolk, IP1 1QJ with a Companies House number of 01011674. It operates in the life insurance sector, SIC Code 65110. Founded in May 1971, it's largest shareholder is
suffolk life group ltd
with a 100% stake. Suffolk Life Annuities Limited is a mature,
mid sized company, Pomanda has estimated its turnover at
£13.5m with
healthy
growth in recent years.
Pomanda's financial health check has awarded Suffolk Life Annuities Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 5 measures and has 2 areas for improvement. Company Health Check FAQs
Health Rating5out of 5
5 Strong
3 Regular
2 Weak
Size
annual sales of £13.5m, make it larger than the average company (£1.2m)
£13.5m - Suffolk Life Annuities Limited
£1.2m - Industry AVG
Growth
3 year (CAGR) sales growth of 9%, show it is growing at a similar rate (8.5%)
9% - Suffolk Life Annuities Limited
8.5% - Industry AVG
Production
with a gross margin of 99.7%, this company has a comparable cost of product (99.7%)
99.7% - Suffolk Life Annuities Limited
99.7% - Industry AVG
Profitability
an operating margin of -21.3% make it less profitable than the average company (7.5%)
-21.3% - Suffolk Life Annuities Limited
7.5% - Industry AVG
Employees
with 5 employees, this is below the industry average (16)
5 - Suffolk Life Annuities Limited
16 - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- - Suffolk Life Annuities Limited
- - Industry AVG
Efficiency
resulting in sales per employee of £2.7m, this is more efficient (£138.2k)
£2.7m - Suffolk Life Annuities Limited
£138.2k - Industry AVG
Debtor Days
it gets paid by customers after 10 days, this is earlier than average (236 days)
10 days - Suffolk Life Annuities Limited
236 days - Industry AVG
Creditor Days
its suppliers are paid after 24297 days, this is slower than average (23 days)
24297 days - Suffolk Life Annuities Limited
23 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Suffolk Life Annuities Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 143 weeks, this is more cash available to meet short term requirements (9 weeks)
143 weeks - Suffolk Life Annuities Limited
9 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 100%, this is a similar level of debt than the average (92.6%)
100% - Suffolk Life Annuities Limited
92.6% - Industry AVG
SUFFOLK LIFE ANNUITIES LIMITED financials
EXPORT
Suffolk Life Annuities Limited's latest turnover from December 2023 is £13.5 million and the company has net assets of £770 thousand. According to their latest financial statements, Suffolk Life Annuities Limited has 5 employees and maintains cash reserves of £122.5 million as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Turnover
13,488,000
10,659,000
9,751,000
10,544,000
376,627,000
51,782,000
352,889,000
331,242,000
233,645,000
210,576,000
271,838,000
116,523,000
2,694,000
2,532,000
236,827,000
Other Income Or Grants
Cost Of Sales
47,274
71,558
206,789
233,409
14,327,834
6,066,155
24,207,566
27,127,102
38,958,654
30,933,112
40,527,419
18,966,560
501,215
629,243
Gross Profit
13,440,726
10,587,442
9,544,211
10,310,591
362,299,166
45,715,845
328,681,434
304,114,898
194,686,346
179,642,888
231,310,581
97,556,440
2,192,785
1,902,757
Admin Expenses
16,310,002
14,163,659
4,977,428
4,353,197
357,480,242
40,164,627
321,215,517
294,392,924
184,086,128
168,261,654
219,577,055
84,226,862
-12,729,781
-11,372,728
-5,532,097
Operating Profit
-2,869,276
-3,576,217
4,566,783
5,957,394
4,818,924
5,551,218
7,465,917
9,721,974
10,600,218
11,381,234
11,733,526
13,329,578
14,922,566
13,275,485
5,532,097
Interest Payable
5,143,775
Interest Receivable
733,000
784,000
15,845
Pre-Tax Profit
481,000
606,000
504,000
572,000
277,000
398,000
299,000
681,000
530,000
293,000
165,000
404,000
296,000
401,000
405,000
Tax
-46,000
-149,000
96,000
-108,000
-51,000
-73,000
79,000
-137,000
-108,000
-63,000
-39,000
-100,000
-79,000
-113,000
-114,000
Profit After Tax
435,000
457,000
600,000
464,000
226,000
325,000
378,000
544,000
422,000
230,000
126,000
304,000
217,000
288,000
291,000
Dividends Paid
2,200,000
400,000
300,000
400,000
400,000
4,000,000
2,250,000
Retained Profit
435,000
-1,743,000
200,000
164,000
-174,000
-75,000
-3,622,000
-1,706,000
422,000
230,000
126,000
304,000
217,000
288,000
291,000
Employee Costs
324,000
439,000
640,000
634,000
452,000
159,000
210,000
Number Of Employees
5
5
5
7
7
8
5
6
3
4
4
1,233
29
29
4
EBITDA*
-2,869,276
-3,576,217
4,566,783
5,957,394
4,818,924
5,551,218
7,465,917
9,721,974
10,600,218
11,381,234
11,733,526
13,329,578
14,922,566
13,275,485
5,532,097
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Tangible Assets
3,259,981,000
3,087,513,000
3,238,595,000
3,074,785,000
2,978,503,000
2,909,622,000
2,771,196,000
2,483,893,000
2,389,515,000
2,603,283,000
2,960,838,000
Intangible Assets
Investments & Other
3,207,101,000
3,080,775,000
3,541,435,000
3,280,922,000
3,259,979,000
3,087,511,000
3,238,593,000
3,074,048,000
2,977,455,000
2,908,491,000
2,769,856,000
2,482,009,000
2,387,388,000
2,601,227,000
Debtors (Due After 1 year)
Total Fixed Assets
3,207,101,000
3,080,775,000
3,541,435,000
3,280,922,000
3,259,981,000
3,087,513,000
3,238,595,000
3,074,785,000
2,978,503,000
2,909,622,000
2,771,196,000
2,483,893,000
2,389,515,000
2,603,283,000
2,960,838,000
Stock & work in progress
Trade Debtors
370,000
345,000
11,405,000
13,086,000
11,095,000
584,000
380,000
394,000
190,000
202,000
360,000
646,000
604,000
739,000
5,514,000
Group Debtors
260,000
7,000
360,000
101,000
Misc Debtors
194,396,000
192,294,000
3,278,000
650,000
8,345,000
7,855,000
7,429,000
7,471,000
10,381,000
2,562,000
3,335,000
4,547,000
3,386,000
Cash
122,471,000
204,965,000
385,098,000
404,843,000
396,406,000
407,727,000
414,863,000
434,082,000
381,664,000
393,399,000
395,484,000
424,873,000
422,790,000
477,122,000
6,338,000
misc current assets
856,000
1,763,000
2,267,000
1,344,000
1,152,000
112,000
192,000
504,000
244,000
255,000
291,000
total current assets
317,237,000
397,604,000
399,781,000
418,579,000
408,357,000
418,419,000
425,365,000
443,249,000
390,477,000
404,354,000
398,605,000
429,718,000
428,286,000
481,502,000
12,855,000
total assets
3,524,338,000
3,478,379,000
3,941,216,000
3,699,501,000
3,668,338,000
3,505,932,000
3,663,960,000
3,518,034,000
3,368,980,000
3,313,976,000
3,169,801,000
2,913,611,000
2,817,801,000
3,084,785,000
2,973,693,000
Bank overdraft
25,060,000
26,850,000
26,285,000
35,170,000
35,375,000
39,215,000
31,282,000
27,355,000
27,577,000
31,972,000
Bank loan
Trade Creditors
3,147,000
1,595,000
15,043,000
5,092,000
6,993,000
Group/Directors Accounts
2,207,000
3,722,000
1,538,000
other short term finances
13,330,000
36,067,000
42,325,000
49,681,000
158,270,000
hp & lease commitments
other current liabilities
25,847,000
25,492,000
17,001,000
27,631,000
28,539,000
26,134,000
23,209,000
17,977,000
18,335,000
22,015,000
19,515,000
17,008,000
13,615,000
13,657,000
total current liabilities
44,531,000
66,876,000
74,369,000
78,850,000
53,599,000
52,984,000
49,494,000
58,239,000
60,703,000
61,230,000
50,797,000
44,363,000
41,192,000
45,629,000
170,238,000
loans
18,811,000
23,275,000
28,558,000
33,467,000
81,470,000
90,484,000
100,372,000
118,838,000
132,590,000
162,370,000
169,050,000
191,414,000
216,692,000
243,116,000
hp & lease commitments
Accruals and Deferred Income
other liabilities
3,460,226,000
3,387,893,000
3,836,211,000
3,585,306,000
3,571,902,000
3,405,430,000
3,561,929,000
3,394,403,000
3,234,303,000
3,163,680,000
3,026,828,000
2,766,016,000
2,661,042,000
2,910,594,000
provisions
total long term liabilities
3,479,037,000
3,411,168,000
3,864,769,000
3,618,773,000
3,612,637,000
3,450,672,000
3,612,115,000
3,453,822,000
3,300,598,000
3,244,865,000
3,111,353,000
2,861,723,000
2,769,388,000
3,032,152,000
2,796,739,000
total liabilities
3,523,568,000
3,478,044,000
3,939,138,000
3,697,623,000
3,666,236,000
3,503,656,000
3,661,609,000
3,512,061,000
3,361,301,000
3,306,095,000
3,162,150,000
2,906,086,000
2,810,580,000
3,077,781,000
2,966,977,000
net assets
770,000
335,000
2,078,000
1,878,000
2,102,000
2,276,000
2,351,000
5,973,000
7,679,000
7,881,000
7,651,000
7,525,000
7,221,000
7,004,000
6,716,000
total shareholders funds
770,000
335,000
2,078,000
1,878,000
2,102,000
2,276,000
2,351,000
5,973,000
7,679,000
7,881,000
7,651,000
7,525,000
7,221,000
7,004,000
6,716,000
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Operating Activities
Operating Profit
-2,869,276
-3,576,217
4,566,783
5,957,394
4,818,924
5,551,218
7,465,917
9,721,974
10,600,218
11,381,234
11,733,526
13,329,578
14,922,566
13,275,485
5,532,097
Depreciation
Amortisation
Tax
-46,000
-149,000
96,000
-108,000
-51,000
-73,000
79,000
-137,000
-108,000
-63,000
-39,000
-100,000
-79,000
-113,000
-114,000
Stock
Debtors
2,127,000
177,956,000
947,000
2,641,000
2,166,000
694,000
412,000
162,000
-3,182,000
7,914,000
-1,412,000
-911,000
1,127,000
-1,389,000
5,514,000
Creditors
1,552,000
-13,448,000
15,043,000
-5,092,000
-1,901,000
6,993,000
Accruals and Deferred Income
355,000
8,491,000
-10,630,000
-908,000
2,405,000
2,925,000
5,232,000
-358,000
-3,680,000
2,500,000
2,507,000
3,393,000
-42,000
13,657,000
Deferred Taxes & Provisions
Cash flow from operations
-3,135,276
-186,638,217
8,128,783
2,300,394
5,006,924
7,709,218
7,272,917
7,163,974
16,987,218
5,904,234
15,613,526
17,533,578
13,674,566
28,208,485
-95,903
Investing Activities
capital expenditure
3,259,981,000
-172,468,000
151,082,000
-163,810,000
-96,282,000
-68,881,000
-138,426,000
-287,303,000
-94,378,000
213,768,000
357,555,000
-2,960,838,000
Change in Investments
126,326,000
-460,660,000
260,513,000
20,943,000
172,468,000
-151,082,000
164,545,000
96,593,000
68,964,000
138,635,000
287,847,000
94,621,000
-213,839,000
2,601,227,000
cash flow from investments
-126,326,000
460,660,000
-260,513,000
3,239,038,000
-344,936,000
302,164,000
-328,355,000
-192,875,000
-137,845,000
-277,061,000
-575,150,000
-188,999,000
427,607,000
-2,243,672,000
-2,960,838,000
Financing Activities
Bank loans
Group/Directors Accounts
-1,515,000
3,722,000
-1,538,000
1,538,000
Other Short Term Loans
-22,737,000
-6,258,000
-7,356,000
49,681,000
-158,270,000
158,270,000
Long term loans
-4,464,000
-5,283,000
-4,909,000
-48,003,000
-9,014,000
-9,888,000
-18,466,000
-13,752,000
-29,780,000
-6,680,000
-22,364,000
-25,278,000
-26,424,000
243,116,000
Hire Purchase and Lease Commitments
other long term liabilities
72,333,000
-448,318,000
250,905,000
13,404,000
166,472,000
-156,499,000
167,526,000
160,100,000
70,623,000
136,852,000
260,812,000
104,974,000
-249,552,000
2,910,594,000
share issue
-388,000
-624,000
6,425,000
interest
733,000
784,000
-5,127,930
cash flow from financing
43,617,000
-456,137,000
237,102,000
16,232,000
157,458,000
-166,387,000
149,060,000
146,348,000
40,219,000
130,172,000
238,448,000
79,696,000
-275,243,000
2,996,224,000
159,567,070
cash and cash equivalents
cash
-82,494,000
-180,133,000
-19,745,000
8,437,000
-11,321,000
-7,136,000
-19,219,000
52,418,000
-11,735,000
-2,085,000
-29,389,000
2,083,000
-54,332,000
470,784,000
6,338,000
overdraft
-25,060,000
-1,790,000
565,000
-8,885,000
-205,000
-3,840,000
7,933,000
3,927,000
-222,000
-4,395,000
31,972,000
change in cash
-82,494,000
-180,133,000
-19,745,000
33,497,000
-9,531,000
-7,701,000
-10,334,000
52,623,000
-7,895,000
-10,018,000
-33,316,000
2,305,000
-49,937,000
438,812,000
6,338,000
suffolk life annuities limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for suffolk life annuities limited. Get real-time insights into suffolk life annuities limited's credit score, group structure and payment trends.
Suffolk Life Annuities Limited Competitor Analysis
Perform a competitor analysis for suffolk life annuities limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other mid companies, companies in IP1 area or any other competitors across 12 key performance metrics.
suffolk life annuities limited Ownership
SUFFOLK LIFE ANNUITIES LIMITED group structure
Suffolk Life Annuities Limited has 3 subsidiary companies.
The sole shareholder of Suffolk Life Annuities Limited is Suffolk Life Group Ltd.
suffolk life group ltd
100%
suffolk life annuities limited directors
Suffolk Life Annuities Limited currently has 6 directors.
The longest serving directors include
Mr Alastair Clarkson (Dec 2022) and
Mr Peter Docherty (Jan 2023).
suffolk life annuities limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 1768 charges/mortgages relating to suffolk life annuities limited. Currently there are 781 open charges and 987 have been satisfied in the past.
suffolk life annuities limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for SUFFOLK LIFE ANNUITIES LIMITED. This can take several minutes, an email will notify you when this has completed.
suffolk life annuities limitedCompanies House Filings - See Documents
