Pomanda estimates the enterprise value of B.M. SAMUELS FINANCE GROUP LTD at £1.5m based on a Turnover of £2.2m and 0.66x industry multiple (adjusted for size and gross margin).
b.m. samuels finance group ltdEstimated Valuation
£639.5k
Pomanda estimates the enterprise value of B.M. SAMUELS FINANCE GROUP LTD at £639.5k based on an EBITDA of £176.3k and a 3.63x industry multiple (adjusted for size and gross margin).
b.m. samuels finance group ltdEstimated Valuation
£52.6m
Pomanda estimates the enterprise value of B.M. SAMUELS FINANCE GROUP LTD at £52.6m based on Net Assets of £22.7m and 2.31x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
B.m. Samuels Finance Group LtdOverview
B.m. Samuels Finance Group Ltd is a live company located in london, N3 2JX with a Companies House number of 01055337. It operates in the activities auxiliary to financial intermediation n.e.c. sector, SIC Code 66190. Founded in May 1972, it's largest shareholder is
trustees of t.v. samuels 1998 settlement
with a 44.6% stake. B.m. Samuels Finance Group Ltd is a mature,
small sized company, Pomanda has estimated its turnover at
£2.2m with
healthy
growth in recent years.
Pomanda's financial health check has awarded B.M. Samuels Finance Group Ltd a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 3 areas for improvement. Company Health Check FAQs
Health Rating4.5out of 5
3 Strong
5 Regular
3 Weak
Size
annual sales of £2.2m, make it smaller than the average company (£3.9m)
£2.2m - B.m. Samuels Finance Group Ltd
£3.9m - Industry AVG
Growth
3 year (CAGR) sales growth of 5%, show it is growing at a slower rate (9%)
5% - B.m. Samuels Finance Group Ltd
9% - Industry AVG
Production
with a gross margin of 59.2%, this company has a comparable cost of product (59.2%)
59.2% - B.m. Samuels Finance Group Ltd
59.2% - Industry AVG
Profitability
an operating margin of 7.2% make it as profitable than the average company (7.7%)
7.2% - B.m. Samuels Finance Group Ltd
7.7% - Industry AVG
Employees
with 9 employees, this is below the industry average (16)
9 - B.m. Samuels Finance Group Ltd
16 - Industry AVG
Pay Structure
on an average salary of £60.9k, the company has an equivalent pay structure (£60.9k)
£60.9k - B.m. Samuels Finance Group Ltd
£60.9k - Industry AVG
Efficiency
resulting in sales per employee of £248.1k, this is more efficient (£166.3k)
£248.1k - B.m. Samuels Finance Group Ltd
£166.3k - Industry AVG
Debtor Days
it gets paid by customers after 35 days, this is near the average (35 days)
35 days - B.m. Samuels Finance Group Ltd
35 days - Industry AVG
Creditor Days
its suppliers are paid after 778 days, this is slower than average (35 days)
778 days - B.m. Samuels Finance Group Ltd
35 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - B.m. Samuels Finance Group Ltd
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 29 weeks, this is average cash available to meet short term requirements (26 weeks)
29 weeks - B.m. Samuels Finance Group Ltd
26 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 15.9%, this is a lower level of debt than the average (65.1%)
15.9% - B.m. Samuels Finance Group Ltd
65.1% - Industry AVG
B.M. SAMUELS FINANCE GROUP LTD financials
EXPORT
B.M. Samuels Finance Group Ltd's latest turnover from January 2024 is estimated at £2.2 million and the company has net assets of £22.7 million. According to their latest financial statements, B.M. Samuels Finance Group Ltd has 9 employees and maintains cash reserves of £2.4 million as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Jan 2024
Jan 2023
Jan 2022
Jan 2021
Jan 2020
Jan 2019
Jan 2018
Jan 2017
Jan 2016
Jan 2015
Jan 2014
Jan 2013
Jan 2012
Jan 2011
Jan 2010
Turnover
2,232,493
4,017,195
3,038,860
1,910,384
2,202,107
3,175,767
3,815,281
4,096,675
4,251,664
8,255,982
5,463,157
2,216,313
1,530,087
2,213,116
10,727,674
Other Income Or Grants
Cost Of Sales
909,969
805,922
900,718
1,248,911
1,418,777
1,628,334
138,827
3,024,107
2,898,947
17,328
8,767,569
Gross Profit
1,322,524
4,017,195
3,038,860
1,104,462
1,301,389
1,926,856
2,396,504
2,468,341
4,112,837
5,231,875
2,564,210
2,216,313
1,530,087
2,195,788
1,960,105
Admin Expenses
1,161,439
1,470,091
1,198,511
349,461
527,744
703,149
333,393
43,461
1,182,693
551,886
844,424
1,401,686
853,272
992,032
713,601
Operating Profit
161,085
2,547,104
1,840,349
755,001
773,645
1,223,707
2,063,111
2,424,880
2,930,144
4,679,989
1,719,786
814,627
676,815
1,203,756
1,246,504
Interest Payable
496,463
106,642
15,462
90,919
120,730
90,216
114,298
467,198
322,922
409,310
413,248
588,862
551,072
730,342
Interest Receivable
89,542
34
5,261
29,501
9,503
121,699
30,072
120
227
95
845
24,825
26,359
34,020
193,688
Pre-Tax Profit
250,627
2,048,326
1,738,968
769,040
692,229
1,224,676
2,002,967
2,310,702
2,463,173
3,977,142
1,264,673
1,050,638
180,248
699,237
709,850
Tax
-62,657
-383,879
-331,453
-139,283
-133,508
-212,432
-384,230
-389,865
-495,227
-925,669
-266,939
-40,342
-54,341
-194,872
-227,992
Profit After Tax
187,970
1,664,447
1,407,515
629,757
558,721
1,012,244
1,618,737
1,920,837
1,967,946
3,051,473
997,734
1,010,296
125,907
504,365
481,858
Dividends Paid
72,500
438,000
300,000
414,000
131,812
537,472
325,000
160,642
246,746
370,745
Retained Profit
187,970
1,664,447
1,407,515
557,257
120,721
712,244
1,204,737
1,789,025
1,425,905
2,721,294
835,480
758,780
-249,794
505,506
479,147
Employee Costs
548,014
401,381
394,322
718,650
677,884
535,470
622,853
648,389
569,744
501,671
632,506
603,437
632,308
582,120
476,474
Number Of Employees
9
8
8
8
9
8
8
8
8
8
8
8
8
8
9
EBITDA*
176,274
2,549,816
1,843,825
758,928
778,792
1,230,454
2,071,048
2,434,217
2,966,849
4,743,961
1,805,866
1,346,523
742,884
1,272,090
1,318,009
* Earnings Before Interest, Tax, Depreciation and Amortisation
Jan 2024
Jan 2023
Jan 2022
Jan 2021
Jan 2020
Jan 2019
Jan 2018
Jan 2017
Jan 2016
Jan 2015
Jan 2014
Jan 2013
Jan 2012
Jan 2011
Jan 2010
Tangible Assets
13,155
15,364
19,696
23,171
29,170
38,229
44,976
52,913
62,250
70,671
630,162
95,750
82,562
95,390
112,008
Intangible Assets
51,918
26,616
25,720
77,220
128,720
180,220
231,720
283,220
Investments & Other
832,222
832,222
832,222
832,222
832,222
829,597
829,597
709,597
5,905,595
5,755,595
5,162,184
5,182,016
9,623,116
9,591,133
5,080,274
Debtors (Due After 1 year)
Total Fixed Assets
897,295
874,202
851,918
855,393
861,392
867,826
874,573
762,510
5,967,845
5,851,986
5,869,566
5,406,486
9,885,898
9,918,243
5,475,502
Stock & work in progress
2,122,508
2,173,682
2,372,693
2,735,441
2,588,806
2,451,553
6,793,654
Trade Debtors
218,738
357,953
233,007
551,814
653,414
431,469
874,578
303,439
311,131
427,188
184,740
196,677
167,915
116,027
8,887,246
Group Debtors
3,292,514
2,965,167
2,959,776
2,019,342
1,819,342
1,918,160
1,648,906
3,055,848
98,302
331,484
328,503
645,686
614,885
675,749
Misc Debtors
20,043,882
24,192,312
20,248,192
20,408,021
20,400,225
20,699,737
19,331,211
17,310,458
24,181,172
14,696,271
12,230,664
10,105,301
7,938,348
7,242,393
Cash
2,434,455
976,654
1,849,176
820,209
2,522,371
1,617,194
1,624,112
2,200,990
3,639,528
1,966,887
2,361,720
1,047,419
2,167,635
1,222,101
939,202
misc current assets
172,867
total current assets
26,162,456
28,492,086
25,290,151
23,799,386
25,395,352
24,666,560
23,478,807
22,870,735
30,352,641
19,595,512
17,478,320
14,730,524
13,477,589
11,707,823
16,620,102
total assets
27,059,751
29,366,288
26,142,069
24,654,779
26,256,744
25,534,386
24,353,380
23,633,245
36,320,486
25,447,498
23,347,886
20,137,010
23,363,487
21,626,066
22,095,604
Bank overdraft
247,000
247,000
196,021
317,839
319,239
922,473
1,798,387
Bank loan
Trade Creditors
1,940,835
1,452,311
3,929,686
2,934,084
5,455,839
2,500,141
3,705,479
4,699,060
6,622,920
4,372,163
6,038,765
2,308,270
4,108,810
1,938,453
1,547,760
Group/Directors Accounts
587,880
580,047
556,213
869,938
852,768
863,589
873,711
419,961
348,540
429,092
468,939
482,527
474,029
590,420
716,110
other short term finances
hp & lease commitments
31,138
other current liabilities
1,782,060
4,772,924
759,611
1,361,713
1,016,350
3,359,590
1,675,368
1,620,139
1,526,782
1,869,561
1,240,822
1,923,341
1,219,757
1,120,961
1,130,189
total current liabilities
4,310,775
6,805,282
5,245,510
5,165,735
7,324,957
6,723,320
6,254,558
6,739,160
8,745,242
6,917,816
7,975,685
5,031,977
6,121,835
4,572,307
5,192,446
loans
1,991,245
2,352,245
2,016,745
2,616,431
5,516,600
5,083,867
5,437,631
hp & lease commitments
Accruals and Deferred Income
other liabilities
7,945,927
provisions
154,954
124,794
total long term liabilities
10,092,126
2,477,039
2,016,745
2,616,431
5,516,600
5,083,867
5,437,631
total liabilities
4,310,775
6,805,282
5,245,510
5,165,735
7,324,957
6,723,320
6,254,558
6,739,160
18,837,368
9,394,855
9,992,430
7,648,408
11,638,435
9,656,174
10,630,077
net assets
22,748,976
22,561,006
20,896,559
19,489,044
18,931,787
18,811,066
18,098,822
16,894,085
17,381,999
15,956,094
13,234,800
12,399,320
11,640,540
11,890,334
11,384,828
total shareholders funds
22,748,976
22,561,006
20,896,559
19,489,044
18,931,787
18,811,066
18,098,822
16,894,085
17,381,999
15,956,094
13,234,800
12,399,320
11,640,540
11,890,334
11,384,828
Jan 2024
Jan 2023
Jan 2022
Jan 2021
Jan 2020
Jan 2019
Jan 2018
Jan 2017
Jan 2016
Jan 2015
Jan 2014
Jan 2013
Jan 2012
Jan 2011
Jan 2010
Operating Activities
Operating Profit
161,085
2,547,104
1,840,349
755,001
773,645
1,223,707
2,063,111
2,424,880
2,930,144
4,679,989
1,719,786
814,627
676,815
1,203,756
1,246,504
Depreciation
2,209
2,712
3,476
3,927
5,147
6,747
7,937
9,337
10,985
12,472
34,580
16,896
14,569
16,834
20,005
Amortisation
12,980
25,720
51,500
51,500
515,000
51,500
51,500
51,500
Tax
-62,657
-383,879
-331,453
-139,283
-133,508
-212,432
-384,230
-389,865
-495,227
-925,669
-266,939
-40,342
-54,341
-194,872
-227,992
Stock
-2,122,508
-51,174
-199,011
-362,748
146,635
137,253
-4,342,101
6,793,654
Debtors
-3,960,298
4,074,457
461,798
106,196
-176,385
1,194,671
1,184,950
-3,920,860
9,135,662
2,711,036
1,796,243
2,226,516
686,979
-853,077
8,887,246
Creditors
488,524
-2,477,375
995,602
-2,521,755
2,955,698
-1,205,338
-993,581
-1,923,860
2,250,757
-1,666,602
3,730,495
-1,800,540
2,170,357
390,693
1,547,760
Accruals and Deferred Income
-2,990,864
4,013,313
-602,102
345,363
-2,343,240
1,684,222
55,229
93,357
-342,779
628,739
-682,519
703,584
98,796
-9,228
1,130,189
Deferred Taxes & Provisions
-154,954
30,160
124,794
Cash flow from operations
1,571,575
-372,582
1,444,074
-1,662,943
1,434,127
302,235
-436,484
6,102,263
-4,674,728
393,198
3,153,408
-2,163,926
2,133,464
6,653,861
-11,912,934
Investing Activities
capital expenditure
-38,282
-95,000
358,436
-390,841
5,035,580
-1,739
-4,497,757
-28,940
Change in Investments
2,625
120,000
-5,195,998
150,000
593,411
-19,832
-4,441,100
31,983
4,510,859
5,080,274
cash flow from investments
-38,282
-2,625
-215,000
5,554,434
-150,000
-593,411
-371,009
9,476,680
-33,722
-9,008,616
-5,109,214
Financing Activities
Bank loans
Group/Directors Accounts
7,833
23,834
-313,725
17,170
-10,821
-10,122
453,750
71,421
-80,552
-39,847
-13,588
8,498
-116,391
-125,690
716,110
Other Short Term Loans
Long term loans
-1,991,245
-361,000
335,500
-599,686
-2,900,169
432,733
-353,764
5,437,631
Hire Purchase and Lease Commitments
-31,138
31,138
other long term liabilities
-7,945,927
7,945,927
share issue
-2,276,939
10,905,681
interest
89,542
-496,429
-101,381
14,039
-81,416
969
-60,144
-114,178
-466,971
-322,827
-408,465
-388,423
-562,503
-517,052
-536,654
cash flow from financing
97,375
-472,595
-415,106
31,209
-92,237
-9,153
393,606
-12,256,868
7,037,404
-58,312
-990,601
-3,280,094
-246,161
-996,506
16,522,768
cash and cash equivalents
cash
1,457,801
-872,522
1,028,967
-1,702,162
905,177
-6,918
-576,878
-1,438,538
1,672,641
-394,833
1,314,301
-1,120,216
945,534
282,899
939,202
overdraft
-247,000
50,979
-121,818
-1,400
-603,234
-875,914
1,798,387
change in cash
1,457,801
-872,522
1,028,967
-1,702,162
905,177
-6,918
-576,878
-1,191,538
1,672,641
-445,812
1,436,119
-1,118,816
1,548,768
1,158,813
-859,185
b.m. samuels finance group ltd Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for b.m. samuels finance group ltd. Get real-time insights into b.m. samuels finance group ltd's credit score, group structure and payment trends.
B.m. Samuels Finance Group Ltd Competitor Analysis
Perform a competitor analysis for b.m. samuels finance group ltd by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other small companies, companies in N 3 area or any other competitors across 12 key performance metrics.
b.m. samuels finance group ltd Ownership
B.M. SAMUELS FINANCE GROUP LTD group structure
B.M. Samuels Finance Group Ltd has 9 subsidiary companies.
The largest shareholders in B.M. Samuels Finance Group Ltd include Trustees Of T.V. Samuels 1998 Settlement and Trustees Of B.M. Samuels 1998 Settlement.
trustees of t.v. samuels 1998 settlement
44.57%
trustees of b.m. samuels 1998 settlement
28.48%
trustees of a.d. samuels trust
17.79%
andrew darren samuels
9.15%
b.m. samuels finance group ltd directors
B.M. Samuels Finance Group Ltd currently has 4 directors.
The longest serving directors include
Mr Andrew Samuels (Jul 1991) and
Mr Bernard Samuels (Jul 1991).
b.m. samuels finance group ltd Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 23 charges/mortgages relating to b.m. samuels finance group ltd. Currently there are 3 open charges and 20 have been satisfied in the past.
b.m. samuels finance group ltd Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for B.M. SAMUELS FINANCE GROUP LTD. This can take several minutes, an email will notify you when this has completed.
b.m. samuels finance group ltdCompanies House Filings - See Documents
