Other credit granting (not including credit granting by non-deposit taking finance houses and other specialist consumer credit grantors and activities of mortgage finance companies) n.e.c.
Registered Address
reliance house sun pier, chatham, england, ME4 4ET
Pomanda estimates the enterprise value of PRESTIGE FINANCE LIMITED at £0 based on a Turnover of £0 and 1.09x industry multiple (adjusted for size and gross margin).
prestige finance limitedEstimated Valuation
£0
Pomanda estimates the enterprise value of PRESTIGE FINANCE LIMITED at £0 based on an EBITDA of £0 and a 4.14x industry multiple (adjusted for size and gross margin).
prestige finance limitedEstimated Valuation
£66.6k
Pomanda estimates the enterprise value of PRESTIGE FINANCE LIMITED at £66.6k based on Net Assets of £37k and 1.8x industry multiple (adjusted for liquidity).
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Prestige Finance LimitedOverview
Prestige Finance Limited is a live company located in england, ME4 4ET with a Companies House number of 01080632. It operates in the other credit granting n.e.c. sector, SIC Code 64929. Founded in November 1972, it's largest shareholder is
onesavings bank plc
with a 100% stake. Prestige Finance Limited is a mature,
unknown sized company, Pomanda has estimated its turnover at
£0 with
declining
growth in recent years.
Pomanda's financial health check has awarded Prestige Finance Limited a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 2 areas for improvement. Company Health Check FAQs
Health Rating1.5out of 5
1 Strong
1 Regular
2 Weak
Size
There is insufficient data available for this Key Performance Indicator!
- - Prestige Finance Limited
- - Industry AVG
Growth
3 year (CAGR) sales growth of -100%, show it is growing at a slower rate (6.7%)
- - Prestige Finance Limited
- - Industry AVG
Production
There is insufficient data available for this Key Performance Indicator!
- - Prestige Finance Limited
- - Industry AVG
Profitability
There is insufficient data available for this Key Performance Indicator!
- - Prestige Finance Limited
- - Industry AVG
Employees
with 1 employees, this is below the industry average (5)
- - Prestige Finance Limited
- - Industry AVG
Pay Structure
There is insufficient data available for this Key Performance Indicator!
- - Prestige Finance Limited
- - Industry AVG
Efficiency
There is insufficient data available for this Key Performance Indicator!
- - Prestige Finance Limited
- - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - Prestige Finance Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- - Prestige Finance Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Prestige Finance Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 60 weeks, this is more cash available to meet short term requirements (9 weeks)
- - Prestige Finance Limited
- - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 86.1%, this is a similar level of debt than the average (89.5%)
- - Prestige Finance Limited
- - Industry AVG
PRESTIGE FINANCE LIMITED financials
EXPORT
Prestige Finance Limited's latest turnover from December 2023 is 0 and the company has net assets of £37 thousand. According to their latest financial statements, we estimate that Prestige Finance Limited has 1 employee and maintains cash reserves of £266 thousand as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Turnover
3,714,000
2,679,000
2,952,000
3,066,000
2,944,000
835,000
62,000
276,000
6,888,000
11,993,868
8,669,394
8,115,645
Other Income Or Grants
Cost Of Sales
3,390,000
2,418,000
806,265
723,670
809,357
227,835
15,916
2,075,000
3,419,188
2,714,918
Gross Profit
324,000
261,000
2,145,735
2,342,330
2,134,643
607,165
46,084
276,000
4,813,000
8,574,680
5,954,476
Admin Expenses
-20,425
-68,630
1,841,735
2,043,330
1,850,643
339,572
-15,174
52,976
1,690,208
1,677,988
340,828
-4,874,135
Operating Profit
344,425
329,630
304,000
299,000
284,000
267,593
61,258
223,024
3,122,792
6,896,692
5,613,648
4,874,135
Interest Payable
1,000
3,745,362
2,949,730
2,643,350
Interest Receivable
7,000
16,000
18,000
15,000
79,000
258,000
113,000
277
404
293
Pre-Tax Profit
336,000
294,000
322,000
314,000
-2,532,000
283,000
63,000
223,000
1,661,000
3,151,607
2,664,322
2,231,078
Tax
-57,000
-27,000
-145,000
-1,000
-47,000
-68,000
-14,000
-51,000
-407,000
-824,045
-728,350
-612,931
Profit After Tax
279,000
267,000
177,000
313,000
-2,579,000
215,000
49,000
172,000
1,254,000
2,327,562
1,935,972
1,618,147
Dividends Paid
245,000
361,000
1,461,000
800,000
12,100,000
351,000
Retained Profit
-245,000
-82,000
-1,194,000
177,000
313,000
-2,579,000
-585,000
49,000
172,000
-10,846,000
1,976,562
1,935,972
1,618,147
Employee Costs
62,718
2,149,000
1,551,000
1,771,000
1,844,000
1,881,000
431,000
75,527
1,437,432
914,414
857,283
757,260
Number Of Employees
1
1
1
36
39
49
53
56
53
1
2
37
41
45
45
EBITDA*
745,425
483,630
442,000
428,000
348,000
272,593
61,258
223,024
3,122,792
6,960,605
5,676,033
4,935,159
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Tangible Assets
24,000
34,000
53,000
65,000
15,000
255,655
249,543
244,098
Intangible Assets
359,000
339,000
320,000
298,000
79,000
Investments & Other
Debtors (Due After 1 year)
1,193,000
46,191,131
42,405,361
38,062,061
Total Fixed Assets
383,000
373,000
373,000
363,000
94,000
1,193,000
46,446,786
42,654,904
38,306,159
Stock & work in progress
1,000
1,000
Trade Debtors
13,000
2,000
314,000
292,000
8,014,928
10,169,626
8,401,123
Group Debtors
70,000
1,034,000
222,000
1,418,000
1,172,000
1,037,000
3,722,000
6,869,000
6,735,000
2,345,000
65,500
Misc Debtors
3,000
31,000
59,000
28,000
115,000
50,000
45,000
1,609,467
4,149,015
3,985,261
Cash
266,000
127,000
119,000
38,000
463,000
297,000
3,285,281
1,889,889
248,424
misc current assets
4,456
4,456
4,456
total current assets
266,000
127,000
192,000
1,103,000
281,000
1,446,000
1,287,000
1,087,000
3,735,000
7,334,000
7,049,000
2,979,000
12,914,132
16,213,986
12,705,764
total assets
266,000
127,000
192,000
1,103,000
664,000
1,819,000
1,660,000
1,450,000
3,829,000
7,334,000
7,049,000
4,172,000
59,360,918
58,868,890
51,011,923
Bank overdraft
12,000
Bank loan
44,992,222
Trade Creditors
1
Group/Directors Accounts
228,000
89,000
154,000
3,097,000
2,835,000
38,592
89,373
406,717
other short term finances
600,000
hp & lease commitments
other current liabilities
1,000
1,000
1,000
818,000
294,000
258,000
272,000
377,000
196,000
19,000
33,000
175,000
2,243,774
1,677,526
1,229,299
total current liabilities
229,000
90,000
155,000
818,000
294,000
258,000
272,000
377,000
196,000
3,116,000
2,880,000
175,000
47,874,588
1,766,900
1,636,016
loans
47,592,222
41,802,111
hp & lease commitments
Accruals and Deferred Income
other liabilities
provisions
total long term liabilities
47,592,222
41,802,111
total liabilities
229,000
90,000
155,000
818,000
294,000
258,000
272,000
377,000
196,000
3,116,000
2,880,000
175,000
47,874,588
49,359,122
43,438,127
net assets
37,000
37,000
37,000
285,000
370,000
1,561,000
1,388,000
1,073,000
3,633,000
4,218,000
4,169,000
3,997,000
11,486,330
9,509,768
7,573,796
total shareholders funds
37,000
37,000
37,000
285,000
370,000
1,561,000
1,388,000
1,073,000
3,633,000
4,218,000
4,169,000
3,997,000
11,486,330
9,509,768
7,573,796
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Operating Activities
Operating Profit
344,425
329,630
304,000
299,000
284,000
267,593
61,258
223,024
3,122,792
6,896,692
5,613,648
4,874,135
Depreciation
24,000
18,000
19,000
20,000
11,000
5,000
63,913
62,385
61,024
Amortisation
377,000
136,000
119,000
109,000
53,000
Tax
-57,000
-27,000
-145,000
-1,000
-47,000
-68,000
-14,000
-51,000
-407,000
-824,045
-728,350
-612,931
Stock
-1,000
1,000
Debtors
-73,000
-992,000
784,000
-1,165,000
159,000
200,000
-2,648,000
-3,136,000
-178,000
3,174,000
-51,940,526
-908,476
6,210,057
50,513,945
Creditors
-1
1
Accruals and Deferred Income
-817,000
524,000
36,000
-14,000
-105,000
181,000
177,000
-14,000
-142,000
-2,068,774
566,248
448,227
1,229,299
Deferred Taxes & Provisions
Cash flow from operations
73,000
175,000
428,425
1,657,630
124,000
122,000
3,130,000
3,517,593
211,258
-3,143,976
52,587,544
7,612,283
-814,146
-44,963,418
Investing Activities
capital expenditure
-18,000
-164,000
-138,000
-139,000
-333,000
-99,000
255,655
-70,025
-67,830
-4,183,374
Change in Investments
cash flow from investments
-18,000
-164,000
-138,000
-139,000
-333,000
-99,000
255,655
-70,025
-67,830
-4,183,374
Financing Activities
Bank loans
-44,992,222
44,992,222
Group/Directors Accounts
139,000
-65,000
154,000
-3,097,000
262,000
2,835,000
-38,592
-50,781
-317,344
406,717
Other Short Term Loans
-600,000
600,000
Long term loans
-47,592,222
5,790,111
41,802,111
Hire Purchase and Lease Commitments
other long term liabilities
share issue
-3,000
-3,000
3,000
-4,000
2,000
19,000
3,356,670
5,955,649
interest
6,000
16,000
18,000
15,000
79,000
258,000
113,000
-3,745,085
-2,949,326
-2,643,057
cash flow from financing
139,000
-65,000
151,000
3,000
19,000
14,000
17,000
98,000
-2,839,000
375,000
2,835,000
-42,274,144
-5,795,866
2,523,441
45,521,420
cash and cash equivalents
cash
139,000
8,000
81,000
38,000
-463,000
463,000
-297,000
-2,988,281
1,395,392
1,641,465
248,424
overdraft
-12,000
12,000
change in cash
139,000
8,000
81,000
38,000
-463,000
475,000
-309,000
-2,988,281
1,395,392
1,641,465
248,424
prestige finance limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for prestige finance limited. Get real-time insights into prestige finance limited's credit score, group structure and payment trends.
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prestige finance limited Ownership
PRESTIGE FINANCE LIMITED group structure
Prestige Finance Limited has no subsidiary companies.
The sole shareholder of Prestige Finance Limited is Onesavings Bank Plc.
onesavings bank plc
100%
prestige finance limited directors
Prestige Finance Limited currently has 4 directors.
The longest serving directors include
Ms April Talintyre (Sep 2012) and
Mr Andrew Golding (Sep 2012).
64929 - Other credit granting (not including credit granting by non-deposit taking finance houses and other specialist consumer credit grantors and activities of mortgage finance companies) n.e.c.
reliance house sun pier, chatham, england, ME4 4ET
Bank
BARCLAYS BANK PLC
Legal Advisor
-
prestige finance limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 4 charges/mortgages relating to prestige finance limited. Currently there are 1 open charges and 3 have been satisfied in the past.
prestige finance limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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prestige finance limitedCompanies House Filings - See Documents
