interpayment services limited
interpayment services limited Company Information
Company Number
02199546
Next Accounts
82 days late
Industry
Other personal service activities n.e.c.
Directors
Shareholders
travelex global & financial services ltd
Group Structure
View All
Contact
Registered Address
pm&m sandringham house, hollins brook park, bury, lancashire, BL9 8RN
Website
https://www.travelex.cominterpayment services limited Estimated Valuation
Pomanda estimates the enterprise value of INTERPAYMENT SERVICES LIMITED at £65.5k based on a Turnover of £95.6k and 0.69x industry multiple (adjusted for size and gross margin).
interpayment services limited Estimated Valuation
Pomanda estimates the enterprise value of INTERPAYMENT SERVICES LIMITED at £83.1k based on an EBITDA of £20.3k and a 4.09x industry multiple (adjusted for size and gross margin).
interpayment services limited Estimated Valuation
Pomanda estimates the enterprise value of INTERPAYMENT SERVICES LIMITED at £0 based on Net Assets of £-3m and 1.97x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Interpayment Services Limited Overview
Interpayment Services Limited is a live company located in bury, BL9 8RN with a Companies House number of 02199546. It operates in the other service activities n.e.c. sector, SIC Code 96090. Founded in November 1987, it's largest shareholder is travelex global & financial services ltd with a 100% stake. Interpayment Services Limited is a mature, micro sized company, Pomanda has estimated its turnover at £95.6k with declining growth in recent years.
Upgrade for unlimited company reports & a free credit check
Interpayment Services Limited Health Check
Pomanda's financial health check has awarded Interpayment Services Limited a 2 rating. We use a traffic light system to show it exceeds the industry average on 1 measures and has 5 areas for improvement. Company Health Check FAQs
1 Strong
3 Regular
5 Weak
Size
annual sales of £95.6k, make it smaller than the average company (£1.1m)
- Interpayment Services Limited
£1.1m - Industry AVG
Growth
3 year (CAGR) sales growth of -58%, show it is growing at a slower rate (4.5%)
- Interpayment Services Limited
4.5% - Industry AVG
Production
with a gross margin of 41.8%, this company has a comparable cost of product (41.8%)
- Interpayment Services Limited
41.8% - Industry AVG
Profitability
an operating margin of 21.3% make it more profitable than the average company (7%)
- Interpayment Services Limited
7% - Industry AVG
Employees
with 1 employees, this is below the industry average (15)
1 - Interpayment Services Limited
15 - Industry AVG
Pay Structure
on an average salary of £32k, the company has an equivalent pay structure (£32k)
- Interpayment Services Limited
£32k - Industry AVG
Efficiency
resulting in sales per employee of £95.6k, this is equally as efficient (£95.6k)
- Interpayment Services Limited
£95.6k - Industry AVG
Debtor Days
There is insufficient data available for this Key Performance Indicator!
- Interpayment Services Limited
- - Industry AVG
Creditor Days
There is insufficient data available for this Key Performance Indicator!
- Interpayment Services Limited
- - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Interpayment Services Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 4 weeks, this is less cash available to meet short term requirements (42 weeks)
4 weeks - Interpayment Services Limited
42 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 108.2%, this is a higher level of debt than the average (48.5%)
108.2% - Interpayment Services Limited
48.5% - Industry AVG
INTERPAYMENT SERVICES LIMITED financials
Interpayment Services Limited's latest turnover from December 2022 is estimated at £95.6 thousand and the company has net assets of -£3 million. According to their latest financial statements, Interpayment Services Limited has 1 employee and maintains cash reserves of £2.9 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 1,134,000 | 1,320,000 | 1,375,000 | 934,000 | 1,949,000 | 1,868,000 | 5,188,000 | 16,574,000 | 2,102,000 | 7,355,000 | 17,576,000 | 17,744,000 | ||
| Other Income Or Grants | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | ||
| Cost Of Sales | 192,000 | 376,000 | 341,000 | 413,000 | -530,000 | 534,000 | 579,000 | 815,000 | 524,000 | 800,000 | 4,170,000 | 6,914,000 | ||
| Gross Profit | 942,000 | 944,000 | 1,034,000 | 521,000 | 2,479,000 | 1,334,000 | 4,609,000 | 15,759,000 | 1,578,000 | 6,555,000 | 13,406,000 | 10,830,000 | ||
| Admin Expenses | 374,000 | 920,000 | -2,265,000 | 6,373,000 | -6,831,000 | -2,567,000 | 674,000 | 1,238,000 | 737,000 | 2,944,000 | 8,235,000 | 7,908,000 | ||
| Operating Profit | 568,000 | 24,000 | 3,299,000 | -5,852,000 | 9,310,000 | 3,901,000 | 3,935,000 | 14,521,000 | 841,000 | 3,611,000 | 5,171,000 | 2,922,000 | ||
| Interest Payable | 892,000 | 1,085,000 | 1,865,000 | 705,000 | 3,000 | 1,000 | 0 | 292,000 | 752,000 | 862,000 | 584,000 | 496,000 | ||
| Interest Receivable | 808,000 | 1,002,000 | 1,733,000 | 1,393,000 | 1,436,000 | 0 | 0 | 2,154,000 | 2,808,000 | 0 | 0 | 5,361,000 | ||
| Pre-Tax Profit | -14,567,000 | -17,442,000 | 1,871,000 | -6,577,000 | 9,595,000 | 2,332,000 | 3,199,000 | 9,571,000 | 98,000 | 11,793,000 | 4,587,000 | 2,426,000 | ||
| Tax | 2,506,000 | 208,000 | -347,000 | 1,125,000 | -1,947,000 | -434,000 | -653,000 | -3,521,000 | -122,000 | -3,043,000 | -1,292,000 | -706,000 | ||
| Profit After Tax | -12,061,000 | -17,234,000 | 1,524,000 | -5,452,000 | 7,648,000 | 1,898,000 | 2,546,000 | 6,050,000 | -24,000 | 8,750,000 | 3,295,000 | 1,720,000 | ||
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 5,000,000 | 73,487,000 | 0 | 8,000,000 | 0 | 0 | ||
| Retained Profit | -12,061,000 | -17,234,000 | 1,524,000 | -5,452,000 | 7,648,000 | 1,898,000 | -2,454,000 | -67,437,000 | -24,000 | 750,000 | 3,295,000 | 1,720,000 | ||
| Employee Costs | 0 | 198,000 | 178,000 | 0 | ||||||||||
| Number Of Employees | 1 | 1 | ||||||||||||
| EBITDA* | 568,000 | 24,000 | 3,299,000 | -5,852,000 | 9,310,000 | 3,901,000 | 3,935,000 | 14,521,000 | 841,000 | 3,611,000 | 5,171,000 | 2,922,000 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 53,856,000 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Investments & Other | 17,914,000 | 17,616,000 | 28,861,000 | 31,658,000 | 34,881,000 | 36,827,000 | 42,609,000 | 42,273,000 | 47,118,000 | 51,835,000 | 42,962,000 | 49,387,000 | 53,856,000 | 0 |
| Debtors (Due After 1 year) | 1,250,000 | 1,581,000 | 1,419,000 | 1,515,000 | 1,826,000 | 2,176,000 | 2,414,000 | 2,756,000 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Fixed Assets | 19,164,000 | 19,197,000 | 30,280,000 | 33,173,000 | 36,707,000 | 39,003,000 | 45,023,000 | 45,029,000 | 47,118,000 | 51,835,000 | 42,962,000 | 49,387,000 | 53,856,000 | 0 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 226,000 | 312,000 |
| Trade Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1,696,000 |
| Group Debtors | 0 | 340,000 | 31,889,000 | 19,561,000 | 22,562,000 | 68,067,000 | 19,372,000 | 12,754,000 | 7,451,000 | 5,026,000 | 104,040,000 | 112,817,000 | 116,666,000 | 157,910,000 |
| Misc Debtors | 399,000 | 602,000 | 230,000 | 744,000 | 895,000 | 1,940,000 | 1,102,000 | 76,000 | 4,158,000 | 4,420,000 | 149,000 | 947,000 | 1,533,000 | 3,024,000 |
| Cash | 2,920,000 | 1,985,000 | 2,509,000 | 2,263,000 | 2,459,000 | 3,951,000 | 2,067,000 | 1,971,000 | 1,940,000 | 1,512,000 | 1,413,000 | 1,437,000 | 3,748,000 | 4,182,000 |
| misc current assets | 14,738,000 | 20,999,000 | 28,751,000 | 35,267,000 | 51,409,000 | 50,705,000 | 55,726,000 | 53,436,000 | 62,164,000 | 73,925,000 | 78,288,000 | 90,726,000 | 140,522,000 | 198,427,000 |
| total current assets | 18,057,000 | 23,926,000 | 63,379,000 | 57,835,000 | 77,325,000 | 124,663,000 | 78,267,000 | 68,237,000 | 75,713,000 | 84,883,000 | 183,890,000 | 205,927,000 | 262,695,000 | 365,551,000 |
| total assets | 37,221,000 | 43,123,000 | 93,659,000 | 91,008,000 | 114,032,000 | 163,666,000 | 123,290,000 | 113,266,000 | 122,831,000 | 136,718,000 | 226,852,000 | 255,314,000 | 316,551,000 | 365,551,000 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 36,000 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Creditors | 0 | 330,000 | 450,000 | 712,000 | 376,000 | 3,322,000 | 3,658,000 | 3,163,000 | 3,981,000 | 4,013,000 | 4,028,000 | 4,895,000 | 5,018,000 | 3,839,000 |
| Group/Directors Accounts | 4,437,000 | 9,692,000 | 10,560,000 | 16,562,000 | 14,216,000 | 63,143,000 | 16,765,000 | 13,051,000 | 9,764,000 | 991,000 | 39,000 | 46,000 | 0 | 4,144,000 |
| other short term finances | 0 | 0 | 0 | 43,983,000 | 0 | 53,930,000 | 63,909,000 | 67,512,000 | 0 | 0 | 0 | 37,465,000 | 203,638,000 | 213,656,000 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 30,894,000 | 31,187,000 | 70,828,000 | 5,056,000 | 58,054,000 | 6,756,000 | 8,962,000 | 7,382,000 | 88,303,000 | 109,640,000 | 131,301,000 | 119,192,000 | 13,308,000 | 11,317,000 |
| total current liabilities | 35,331,000 | 41,209,000 | 81,838,000 | 66,313,000 | 72,646,000 | 127,151,000 | 93,294,000 | 91,108,000 | 102,048,000 | 114,644,000 | 135,368,000 | 161,598,000 | 221,964,000 | 232,992,000 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 4,934,000 | 5,044,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 14,000 | 66,000 | 0 | 0 |
| other liabilities | 0 | 0 | 5,633,000 | 6,446,000 | 7,430,000 | 7,826,000 | 9,484,000 | 9,140,000 | 10,023,000 | 10,769,000 | 12,674,000 | 14,838,000 | 16,594,000 | 17,879,000 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 76,000 | 78,000 | 158,000 | 90,000 |
| total long term liabilities | 4,934,000 | 5,044,000 | 5,633,000 | 6,446,000 | 7,430,000 | 7,826,000 | 9,484,000 | 9,140,000 | 10,023,000 | 10,769,000 | 12,764,000 | 14,982,000 | 16,673,000 | 17,969,000 |
| total liabilities | 40,265,000 | 46,253,000 | 87,471,000 | 72,759,000 | 80,076,000 | 134,977,000 | 102,778,000 | 100,248,000 | 112,071,000 | 125,413,000 | 148,132,000 | 176,580,000 | 238,637,000 | 250,961,000 |
| net assets | -3,044,000 | -3,130,000 | 6,188,000 | 18,249,000 | 33,956,000 | 28,689,000 | 20,512,000 | 13,018,000 | 10,760,000 | 11,305,000 | 78,720,000 | 78,734,000 | 77,914,000 | 114,590,000 |
| total shareholders funds | -3,044,000 | -3,130,000 | 6,188,000 | 18,249,000 | 33,956,000 | 28,689,000 | 20,512,000 | 13,018,000 | 10,760,000 | 11,305,000 | 78,720,000 | 78,734,000 | 77,914,000 | 114,590,000 |
| Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||||||||
| Operating Profit | 568,000 | 24,000 | 3,299,000 | -5,852,000 | 9,310,000 | 3,901,000 | 3,935,000 | 14,521,000 | 841,000 | 3,611,000 | 5,171,000 | 2,922,000 | ||
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Tax | 2,506,000 | 208,000 | -347,000 | 1,125,000 | -1,947,000 | -434,000 | -653,000 | -3,521,000 | -122,000 | -3,043,000 | -1,292,000 | -706,000 | ||
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -226,000 | -86,000 | 312,000 |
| Debtors | -874,000 | -31,015,000 | 11,718,000 | -3,463,000 | -46,900,000 | 49,295,000 | 7,302,000 | 3,977,000 | 2,163,000 | -94,743,000 | -9,575,000 | -4,435,000 | -44,431,000 | 162,630,000 |
| Creditors | -330,000 | -120,000 | -262,000 | 336,000 | -2,946,000 | -336,000 | 495,000 | -818,000 | -32,000 | -15,000 | -867,000 | -123,000 | 1,179,000 | 3,839,000 |
| Accruals and Deferred Income | -403,000 | -34,597,000 | 65,772,000 | -52,998,000 | 51,298,000 | -2,206,000 | 1,580,000 | -80,921,000 | -21,337,000 | -21,675,000 | 12,057,000 | 105,950,000 | 1,991,000 | 11,317,000 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -76,000 | -2,000 | -80,000 | 68,000 | 90,000 |
| Cash flow from operations | 56,866,000 | -48,967,000 | 98,204,000 | -56,564,000 | 2,136,000 | -82,249,000 | -20,250,000 | 83,977,000 | 21,482,000 | 110,976,000 | 51,634,000 | -145,480,000 | ||
| Investing Activities | ||||||||||||||
| capital expenditure | 0 | |||||||||||||
| Change in Investments | 298,000 | -11,245,000 | -2,797,000 | -3,223,000 | -1,946,000 | -5,782,000 | 336,000 | -4,845,000 | -4,717,000 | 8,873,000 | -6,425,000 | -4,469,000 | 53,856,000 | 0 |
| cash flow from investments | 3,223,000 | |||||||||||||
| Financing Activities | ||||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Group/Directors Accounts | -5,255,000 | -868,000 | -6,002,000 | 2,346,000 | -48,927,000 | 46,378,000 | 3,714,000 | 3,287,000 | 8,773,000 | 952,000 | -7,000 | 46,000 | -4,144,000 | 4,144,000 |
| Other Short Term Loans | 0 | 0 | -43,983,000 | 43,983,000 | -53,930,000 | -9,979,000 | -3,603,000 | 67,512,000 | 0 | 0 | -37,465,000 | -166,173,000 | -10,018,000 | 213,656,000 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | -5,633,000 | -813,000 | -984,000 | -396,000 | -1,658,000 | 344,000 | -883,000 | -746,000 | -1,905,000 | -2,164,000 | -1,756,000 | -1,285,000 | 17,879,000 |
| share issue | ||||||||||||||
| interest | -84,000 | -83,000 | -132,000 | 688,000 | 1,433,000 | -1,000 | 0 | 1,862,000 | 2,056,000 | -862,000 | -584,000 | 4,865,000 | ||
| cash flow from financing | -50,882,000 | 46,789,000 | -99,642,000 | 49,058,000 | 1,734,000 | 70,275,000 | 9,936,000 | 931,000 | -37,570,000 | -168,675,000 | -56,002,000 | 353,414,000 | ||
| cash and cash equivalents | ||||||||||||||
| cash | 935,000 | -524,000 | 246,000 | -196,000 | -1,492,000 | 1,884,000 | 96,000 | 31,000 | 428,000 | 99,000 | -24,000 | -2,311,000 | -434,000 | 4,182,000 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -36,000 | 36,000 |
| change in cash | 935,000 | -524,000 | 246,000 | -196,000 | -1,492,000 | 1,884,000 | 96,000 | 31,000 | 428,000 | 99,000 | -24,000 | -2,311,000 | -398,000 | 4,146,000 |
interpayment services limited Credit Report and Business Information
Interpayment Services Limited Competitor Analysis
Perform a competitor analysis for interpayment services limited by selecting its closest rivals, whether from the OTHER SERVICE ACTIVITIES sector, other micro companies, companies in BL9 area or any other competitors across 12 key performance metrics.
interpayment services limited Ownership
INTERPAYMENT SERVICES LIMITED group structure
Interpayment Services Limited has no subsidiary companies.
Ultimate parent company
BRS INVESTMENT HOLDINGS 1 LTD
#0115483
2 parents
INTERPAYMENT SERVICES LIMITED
02199546
interpayment services limited directors
Interpayment Services Limited currently has 1 director, Mr Martin March serving since Dec 2022.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Mr Martin March | United Kingdom | 75 years | Dec 2022 | - | Director |
P&L
December 2022turnover
95.6k
-87%
operating profit
20.3k
0%
gross margin
41.8%
+2.97%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2022net assets
-3m
-0.03%
total assets
37.2m
-0.14%
cash
2.9m
+0.47%
net assets
Total assets minus all liabilities
interpayment services limited company details
company number
02199546
Type
Private limited with Share Capital
industry
96090 - Other personal service activities n.e.c.
incorporation date
November 1987
age
37
incorporated
UK
ultimate parent company
accounts
Small Company
last accounts submitted
December 2022
previous names
global payment services limited (February 1989)
barshelfco (no.7) limited (December 1988)
accountant
MHA
auditor
-
address
pm&m sandringham house, hollins brook park, bury, lancashire, BL9 8RN
Bank
BARCLAYS BANK PLC
Legal Advisor
-
interpayment services limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 19 charges/mortgages relating to interpayment services limited. Currently there are 15 open charges and 4 have been satisfied in the past.
interpayment services limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for INTERPAYMENT SERVICES LIMITED. This can take several minutes, an email will notify you when this has completed.
interpayment services limited Companies House Filings - See Documents
| date | description | view/download |
|---|
