a.m. best europe - rating services limited Company Information
Company Number
02585837
Next Accounts
Sep 2025
Shareholders
a m best rating services inc
Group Structure
View All
Industry
Other business support service activities n.e.c.
Registered Address
8th floor 12 arthur street, london, EC4R 9AB
Website
www.ambest.coma.m. best europe - rating services limited Estimated Valuation
Pomanda estimates the enterprise value of A.M. BEST EUROPE - RATING SERVICES LIMITED at £11m based on a Turnover of £10.6m and 1.04x industry multiple (adjusted for size and gross margin).
a.m. best europe - rating services limited Estimated Valuation
Pomanda estimates the enterprise value of A.M. BEST EUROPE - RATING SERVICES LIMITED at £17.2m based on an EBITDA of £2.3m and a 7.45x industry multiple (adjusted for size and gross margin).
a.m. best europe - rating services limited Estimated Valuation
Pomanda estimates the enterprise value of A.M. BEST EUROPE - RATING SERVICES LIMITED at £28.9m based on Net Assets of £12.6m and 2.3x industry multiple (adjusted for liquidity).
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A.m. Best Europe - Rating Services Limited Overview
A.m. Best Europe - Rating Services Limited is a live company located in london, EC4R 9AB with a Companies House number of 02585837. It operates in the other business support service activities n.e.c. sector, SIC Code 82990. Founded in February 1991, it's largest shareholder is a m best rating services inc with a 100% stake. A.m. Best Europe - Rating Services Limited is a mature, mid sized company, Pomanda has estimated its turnover at £10.6m with healthy growth in recent years.
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A.m. Best Europe - Rating Services Limited Health Check
Pomanda's financial health check has awarded A.M. Best Europe - Rating Services Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 7 measures and has 2 areas for improvement. Company Health Check FAQs


7 Strong

1 Regular

2 Weak

Size
annual sales of £10.6m, make it larger than the average company (£4.8m)
£10.6m - A.m. Best Europe - Rating Services Limited
£4.8m - Industry AVG

Growth
3 year (CAGR) sales growth of 9%, show it is growing at a faster rate (6.7%)
9% - A.m. Best Europe - Rating Services Limited
6.7% - Industry AVG

Production
with a gross margin of 75.1%, this company has a lower cost of product (38.1%)
75.1% - A.m. Best Europe - Rating Services Limited
38.1% - Industry AVG

Profitability
an operating margin of 18.8% make it more profitable than the average company (5.7%)
18.8% - A.m. Best Europe - Rating Services Limited
5.7% - Industry AVG

Employees
with 67 employees, this is above the industry average (27)
67 - A.m. Best Europe - Rating Services Limited
27 - Industry AVG

Pay Structure
on an average salary of £101.2k, the company has a higher pay structure (£53.9k)
£101.2k - A.m. Best Europe - Rating Services Limited
£53.9k - Industry AVG

Efficiency
resulting in sales per employee of £158.4k, this is equally as efficient (£171.5k)
£158.4k - A.m. Best Europe - Rating Services Limited
£171.5k - Industry AVG

Debtor Days
There is insufficient data available for this Key Performance Indicator!
- - A.m. Best Europe - Rating Services Limited
- - Industry AVG

Creditor Days
its suppliers are paid after 26 days, this is quicker than average (32 days)
26 days - A.m. Best Europe - Rating Services Limited
32 days - Industry AVG

Stock Days
There is insufficient data available for this Key Performance Indicator!
- - A.m. Best Europe - Rating Services Limited
- - Industry AVG

Cash Balance
has cash to cover current liabilities for 162 weeks, this is more cash available to meet short term requirements (22 weeks)
162 weeks - A.m. Best Europe - Rating Services Limited
22 weeks - Industry AVG

Debt Level
it has a ratio of liabilities to total assets of 20.1%, this is a lower level of debt than the average (62.5%)
20.1% - A.m. Best Europe - Rating Services Limited
62.5% - Industry AVG
A.M. BEST EUROPE - RATING SERVICES LIMITED financials

A.M. Best Europe - Rating Services Limited's latest turnover from December 2023 is £10.6 million and the company has net assets of £12.6 million. According to their latest financial statements, A.M. Best Europe - Rating Services Limited has 67 employees and maintains cash reserves of £9.1 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | 10,611,700 | 9,510,209 | 9,117,654 | 8,215,424 | 8,287,767 | 10,758,034 | 10,413,399 | 9,704,820 | 8,844,839 | 8,054,260 | 7,173,466 | 6,523,615 | 6,829,470 | ||
Other Income Or Grants | |||||||||||||||
Cost Of Sales | 2,647,250 | 2,581,922 | 2,075,690 | 1,982,990 | 2,910,264 | 3,305,937 | 3,105,199 | 2,755,463 | 2,652,508 | 2,427,324 | |||||
Gross Profit | 7,964,450 | 6,928,287 | 7,041,964 | 6,232,434 | 5,377,503 | 7,452,097 | 7,308,200 | 6,949,357 | 6,192,331 | 5,626,936 | |||||
Admin Expenses | 5,969,417 | 5,265,787 | 3,665,734 | 3,903,813 | 4,436,341 | 5,235,888 | 5,008,014 | 4,378,900 | 3,923,637 | 3,909,316 | |||||
Operating Profit | 1,995,033 | 1,662,500 | 3,376,230 | 2,328,621 | 941,162 | 2,216,209 | 2,300,186 | 2,570,457 | 2,268,694 | 1,717,620 | 1,281,774 | 407,176 | -395,149 | ||
Interest Payable | 394 | 7,912 | 2,085 | 2,454 | 671 | 1,750 | 7,082 | ||||||||
Interest Receivable | 532,404 | 143,831 | 17,280 | 18,051 | 55,281 | 47,685 | 9,250 | 14,697 | 16,321 | 12,947 | 9,360 | 3,439 | 10,622 | ||
Pre-Tax Profit | 2,527,437 | 1,806,331 | 3,393,510 | 2,346,278 | 988,531 | 2,261,809 | 2,306,982 | 2,585,154 | 2,285,015 | 1,730,567 | 1,290,463 | 408,875 | -391,609 | ||
Tax | -665,063 | -430,770 | -538,844 | -484,231 | -243,257 | -473,887 | -507,030 | -545,604 | -509,352 | -231,499 | 5,219 | -3,061 | |||
Profit After Tax | 1,862,374 | 1,375,561 | 2,854,666 | 1,862,047 | 745,274 | 1,787,922 | 1,799,952 | 2,039,550 | 1,775,663 | 1,499,068 | 1,290,463 | 414,094 | -394,670 | ||
Dividends Paid | 3,580,986 | 2,000,000 | 2,300,000 | ||||||||||||
Retained Profit | 1,862,374 | 1,375,561 | -726,320 | 1,862,047 | -1,254,726 | -512,078 | 1,799,952 | 2,039,550 | 1,775,663 | 1,499,068 | 1,290,463 | 414,094 | -394,670 | ||
Employee Costs | 6,777,675 | 6,525,212 | 5,606,647 | 5,210,104 | 5,694,764 | 6,045,771 | 5,591,455 | 4,762,540 | 4,432,466 | 4,428,366 | 4,083,080 | 3,934,513 | 4,348,491 | ||
Number Of Employees | 67 | 64 | 62 | 54 | 55 | 63 | 54 | 47 | 46 | 45 | 64 | 69 | |||
EBITDA* | 2,303,669 | 1,848,199 | 3,443,079 | 2,400,190 | 1,003,164 | 2,270,209 | 2,354,917 | 2,609,159 | 2,296,828 | 1,768,623 | 1,346,072 | 563,631 | -230,830 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 1,802,060 | 1,872,183 | 101,300 | 94,970 | 134,731 | 126,012 | 158,081 | 195,967 | 25,009 | 53,143 | 62,784 | 113,512 | 239,195 | 368,850 | 533,905 |
Intangible Assets | |||||||||||||||
Investments & Other | |||||||||||||||
Debtors (Due After 1 year) | 600,000 | ||||||||||||||
Total Fixed Assets | 1,802,060 | 1,872,183 | 101,300 | 94,970 | 134,731 | 126,012 | 158,081 | 195,967 | 25,009 | 53,143 | 62,784 | 113,512 | 239,195 | 968,850 | 533,905 |
Stock & work in progress | |||||||||||||||
Trade Debtors | 5,222 | 47,589 | 28,220 | 20,421 | 420 | 108,500 | 31,301 | 182,459 | 1,181,483 | 1,349,485 | 1,460,427 | 2,295,076 | 854,107 | ||
Group Debtors | 645,696 | 743,884 | 1,140,450 | 1,001,431 | 1,102,034 | 970,493 | 195,964 | 75,307 | 273,091 | 167,280 | 477,368 | ||||
Misc Debtors | 412,894 | 436,462 | 503,344 | 498,338 | 468,568 | 411,993 | 371,870 | 369,389 | 315,719 | 153,023 | 308,859 | 270,472 | |||
Cash | 9,149,082 | 7,924,429 | 7,218,350 | 8,465,853 | 9,548,586 | 11,572,398 | 12,486,543 | 10,555,522 | 8,678,289 | 7,325,367 | 7,483,385 | 6,709,496 | 3,160,311 | 1,623,304 | 2,649,239 |
misc current assets | 3,723,222 | 3,557,512 | 3,516,664 | 3,502,964 | |||||||||||
total current assets | 13,930,894 | 12,662,287 | 12,384,030 | 13,516,175 | 11,147,408 | 12,975,305 | 13,054,797 | 11,108,718 | 9,298,400 | 7,828,129 | 9,451,095 | 8,058,981 | 4,620,738 | 3,918,380 | 3,773,818 |
total assets | 15,732,954 | 14,534,470 | 12,485,330 | 13,611,145 | 11,282,139 | 13,101,317 | 13,212,878 | 11,304,685 | 9,323,409 | 7,881,272 | 9,513,879 | 8,172,493 | 4,859,933 | 4,887,230 | 4,307,723 |
Bank overdraft | |||||||||||||||
Bank loan | |||||||||||||||
Trade Creditors | 192,430 | 78,926 | 13,076 | 60,607 | 36,765 | 84,348 | 64,046 | 48,632 | 29,063 | 50,386 | 50,692 | 4,879,187 | 3,687,592 | 4,252,798 | 129,498 |
Group/Directors Accounts | 84,669 | 90,981 | 67,768 | 168,484 | 74,619 | 122,027 | 167,602 | 175,208 | 12,870 | 87,516 | 179,089 | 315,462 | |||
other short term finances | |||||||||||||||
hp & lease commitments | |||||||||||||||
other current liabilities | 2,649,369 | 1,827,469 | 1,485,837 | 1,743,953 | 1,389,643 | 1,691,129 | 1,262,424 | 1,158,574 | 1,422,976 | 1,660,533 | 4,700,329 | 393,506 | |||
total current liabilities | 2,926,468 | 1,997,376 | 1,566,681 | 1,973,044 | 1,501,027 | 1,897,504 | 1,494,072 | 1,382,414 | 1,464,909 | 1,798,435 | 4,930,110 | 4,879,187 | 3,687,592 | 4,252,798 | 838,466 |
loans | |||||||||||||||
hp & lease commitments | |||||||||||||||
Accruals and Deferred Income | |||||||||||||||
other liabilities | |||||||||||||||
provisions | 227,486 | 265,608 | 22,724 | 15,856 | 20,914 | 17,889 | 20,804 | 24,221 | 961 | 12,881 | |||||
total long term liabilities | 227,486 | 265,608 | 22,724 | 15,856 | 20,914 | 17,889 | 20,804 | 24,221 | 961 | 12,881 | |||||
total liabilities | 3,153,954 | 2,262,984 | 1,589,405 | 1,988,900 | 1,521,941 | 1,915,393 | 1,514,876 | 1,406,635 | 1,464,909 | 1,798,435 | 4,930,110 | 4,879,187 | 3,687,592 | 4,253,759 | 851,347 |
net assets | 12,579,000 | 12,271,486 | 10,895,925 | 11,622,245 | 9,760,198 | 11,185,924 | 11,698,002 | 9,898,050 | 7,858,500 | 6,082,837 | 4,583,769 | 3,293,306 | 1,172,341 | 633,471 | 3,456,376 |
total shareholders funds | 12,579,000 | 12,271,486 | 10,895,925 | 11,622,245 | 9,760,198 | 11,185,924 | 11,698,002 | 9,898,050 | 7,858,500 | 6,082,837 | 4,583,769 | 3,293,306 | 1,172,341 | 633,471 | 3,456,376 |
Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | |||||||||||||||
Operating Profit | 1,995,033 | 1,662,500 | 3,376,230 | 2,328,621 | 941,162 | 2,216,209 | 2,300,186 | 2,570,457 | 2,268,694 | 1,717,620 | 1,281,774 | 407,176 | -395,149 | ||
Depreciation | 308,636 | 185,699 | 66,849 | 71,569 | 62,002 | 54,000 | 54,731 | 38,702 | 28,134 | 51,003 | 64,298 | 177,763 | 185,283 | 156,455 | 164,319 |
Amortisation | |||||||||||||||
Tax | -665,063 | -430,770 | -538,844 | -484,231 | -243,257 | -473,887 | -507,030 | -545,604 | -509,352 | -231,499 | 5,219 | -3,061 | |||
Stock | |||||||||||||||
Debtors | -121,756 | -468,670 | 101,658 | -51,464 | 195,915 | 834,653 | 15,058 | -66,915 | 117,349 | -1,464,948 | 618,225 | -110,942 | -1,434,649 | 1,770,497 | 1,124,579 |
Creditors | 113,504 | 65,850 | -47,531 | 23,842 | -47,583 | 20,302 | 15,414 | 19,569 | -21,323 | -306 | -4,828,495 | 1,191,595 | -565,206 | 4,123,300 | 129,498 |
Accruals and Deferred Income | 821,900 | 341,632 | -258,116 | 354,310 | -301,486 | 428,705 | 103,850 | -264,402 | -237,557 | -3,039,796 | 4,700,329 | -393,506 | 393,506 | ||
Deferred Taxes & Provisions | -38,122 | 242,884 | 6,868 | -5,058 | 3,025 | -2,915 | -3,417 | 24,221 | -961 | -11,920 | 12,881 | ||||
Cash flow from operations | 2,657,644 | 2,536,465 | 2,503,798 | 2,340,517 | 217,948 | 1,407,761 | 1,948,676 | 1,909,858 | 1,411,247 | -38,030 | 599,681 | 2,516,227 | -822,585 | ||
Investing Activities | |||||||||||||||
capital expenditure | -25,520 | -16,844 | -209,661 | -41,362 | -13,573 | 7,001 | -26,922 | ||||||||
Change in Investments | |||||||||||||||
cash flow from investments | -25,520 | -16,844 | -209,661 | -41,362 | -13,573 | 7,001 | -26,922 | ||||||||
Financing Activities | |||||||||||||||
Bank loans | |||||||||||||||
Group/Directors Accounts | -6,312 | 23,213 | -100,716 | 93,865 | -47,408 | -45,575 | -7,606 | 162,338 | -74,646 | -91,573 | 179,089 | -315,462 | 315,462 | ||
Other Short Term Loans | |||||||||||||||
Long term loans | |||||||||||||||
Hire Purchase and Lease Commitments | |||||||||||||||
other long term liabilities | |||||||||||||||
share issue | |||||||||||||||
interest | 532,404 | 143,831 | 17,280 | 17,657 | 47,369 | 45,600 | 6,796 | 14,697 | 16,321 | 12,947 | 8,689 | 1,689 | 3,540 | ||
cash flow from financing | -1,028,768 | 167,044 | -83,436 | 111,522 | -171,039 | 25 | -810 | 177,035 | -58,325 | -78,626 | 187,778 | -3,550,772 | 4,170,048 | ||
cash and cash equivalents | |||||||||||||||
cash | 1,224,653 | 706,079 | -1,247,503 | -1,082,733 | -2,023,812 | -914,145 | 1,931,021 | 1,877,233 | 1,352,922 | -158,018 | 773,889 | 3,549,185 | 1,537,007 | -1,025,935 | 2,649,239 |
overdraft | |||||||||||||||
change in cash | 1,224,653 | 706,079 | -1,247,503 | -1,082,733 | -2,023,812 | -914,145 | 1,931,021 | 1,877,233 | 1,352,922 | -158,018 | 773,889 | 3,549,185 | 1,537,007 | -1,025,935 | 2,649,239 |
a.m. best europe - rating services limited Credit Report and Business Information
A.m. Best Europe - Rating Services Limited Competitor Analysis

Perform a competitor analysis for a.m. best europe - rating services limited by selecting its closest rivals, whether from the ADMINISTRATIVE AND SUPPORT SERVICE ACTIVITIES sector, other mid companies, companies in EC4R area or any other competitors across 12 key performance metrics.
a.m. best europe - rating services limited Ownership
A.M. BEST EUROPE - RATING SERVICES LIMITED group structure
A.M. Best Europe - Rating Services Limited has no subsidiary companies.
Ultimate parent company
A.M. BEST CO INC
#0071390
A M BEST RATING SERVICES INC
#0130016
2 parents
A.M. BEST EUROPE - RATING SERVICES LIMITED
02585837
a.m. best europe - rating services limited directors
A.M. Best Europe - Rating Services Limited currently has 6 directors. The longest serving directors include Mr Nicholas Charteris-Black (Jul 2012) and Mrs Suzanne Pool (Jul 2012).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mr Nicholas Charteris-Black | England | 63 years | Jul 2012 | - | Director |
Mrs Suzanne Pool | England | 60 years | Jul 2012 | - | Director |
Mr James Gillard | United States | 47 years | Jan 2020 | - | Director |
Mr Steven Wilson | England | 59 years | Jan 2021 | - | Director |
Mr Andrew Power | England | 68 years | Jun 2022 | - | Director |
Mr Stefan Holzberger | England | 55 years | Jan 2025 | - | Director |
P&L
December 2023turnover
10.6m
+12%
operating profit
2m
+20%
gross margin
75.1%
+3.02%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
December 2023net assets
12.6m
+0.03%
total assets
15.7m
+0.08%
cash
9.1m
+0.15%
net assets
Total assets minus all liabilities
a.m. best europe - rating services limited company details
company number
02585837
Type
Private limited with Share Capital
industry
82990 - Other business support service activities n.e.c.
incorporation date
February 1991
age
34
incorporated
UK
ultimate parent company
accounts
Full Accounts
last accounts submitted
December 2023
previous names
a.m. best europe limited (August 2010)
a.m. best international limited (December 2004)
See moreaccountant
-
auditor
PKF LITTLEJOHN LLP
address
8th floor 12 arthur street, london, EC4R 9AB
Bank
BARCLAYS BANK PLC
Legal Advisor
THIRINGS LLP
a.m. best europe - rating services limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to a.m. best europe - rating services limited.
a.m. best europe - rating services limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for A.M. BEST EUROPE - RATING SERVICES LIMITED. This can take several minutes, an email will notify you when this has completed.
a.m. best europe - rating services limited Companies House Filings - See Documents
date | description | view/download |
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