Pomanda estimates the enterprise value of J.W. RUDDOCK & SONS LIMITED at £1.7m based on a Turnover of £4.5m and 0.38x industry multiple (adjusted for size and gross margin).
j.w. ruddock & sons limitedEstimated Valuation
£602.5k
Pomanda estimates the enterprise value of J.W. RUDDOCK & SONS LIMITED at £602.5k based on an EBITDA of £197.7k and a 3.05x industry multiple (adjusted for size and gross margin).
j.w. ruddock & sons limitedEstimated Valuation
£1.2m
Pomanda estimates the enterprise value of J.W. RUDDOCK & SONS LIMITED at £1.2m based on Net Assets of £853.2k and 1.45x industry multiple (adjusted for liquidity).
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J.w. Ruddock & Sons LimitedOverview
J.w. Ruddock & Sons Limited is a live company located in lincoln, LN5 8HL with a Companies House number of 02686386. It operates in the printing n.e.c. sector, SIC Code 18129. Founded in February 1992, it's largest shareholder is
ruddocks 1884 ltd
with a 100% stake. J.w. Ruddock & Sons Limited is a mature,
small sized company, Pomanda has estimated its turnover at
£4.5m with
healthy
growth in recent years.
Pomanda's financial health check has awarded J.W. Ruddock & Sons Limited a 1.5 rating. We use a traffic light system to show it exceeds the industry average on 0 measures and has 8 areas for improvement. Company Health Check FAQs
Health Rating1.5out of 5
0 Strong
4 Regular
8 Weak
Size
annual sales of £4.5m, make it smaller than the average company (£11.8m)
£4.5m - J.w. Ruddock & Sons Limited
£11.8m - Industry AVG
Growth
3 year (CAGR) sales growth of 7%, show it is growing at a slower rate (8.9%)
7% - J.w. Ruddock & Sons Limited
8.9% - Industry AVG
Production
with a gross margin of 31.3%, this company has a comparable cost of product (31.3%)
31.3% - J.w. Ruddock & Sons Limited
31.3% - Industry AVG
Profitability
an operating margin of 2.2% make it less profitable than the average company (4.2%)
2.2% - J.w. Ruddock & Sons Limited
4.2% - Industry AVG
Employees
with 43 employees, this is below the industry average (68)
43 - J.w. Ruddock & Sons Limited
68 - Industry AVG
Pay Structure
on an average salary of £39.3k, the company has an equivalent pay structure (£39.3k)
£39.3k - J.w. Ruddock & Sons Limited
£39.3k - Industry AVG
Efficiency
resulting in sales per employee of £103.9k, this is less efficient (£144.9k)
£103.9k - J.w. Ruddock & Sons Limited
£144.9k - Industry AVG
Debtor Days
it gets paid by customers after 52 days, this is near the average (50 days)
52 days - J.w. Ruddock & Sons Limited
50 days - Industry AVG
Creditor Days
its suppliers are paid after 38 days, this is quicker than average (53 days)
38 days - J.w. Ruddock & Sons Limited
53 days - Industry AVG
Stock Days
it holds stock equivalent to 53 days, this is more than average (24 days)
53 days - J.w. Ruddock & Sons Limited
24 days - Industry AVG
Cash Balance
has cash to cover current liabilities
for 0 weeks, this is less cash available to meet short term requirements (10 weeks)
0 weeks - J.w. Ruddock & Sons Limited
10 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 59%, this is a similar level of debt than the average (59.6%)
59% - J.w. Ruddock & Sons Limited
59.6% - Industry AVG
J.W. RUDDOCK & SONS LIMITED financials
EXPORT
J.W. Ruddock & Sons Limited's latest turnover from September 2024 is estimated at £4.5 million and the company has net assets of £853.2 thousand. According to their latest financial statements, J.W. Ruddock & Sons Limited has 43 employees and maintains cash reserves of £387 as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Sep 2024
Sep 2023
Sep 2022
Sep 2021
Sep 2020
Sep 2019
Sep 2018
Sep 2017
Sep 2016
Sep 2015
Sep 2014
Sep 2013
Sep 2012
Sep 2011
Sep 2010
Sep 2009
Turnover
4,466,299
4,222,956
3,688,777
3,666,535
3,469,240
3,887,493
3,685,478
3,810,579
3,630,364
3,146,440
2,776,924
2,803,368
3,459,536
3,467,556
2,600,259
Other Income Or Grants
Cost Of Sales
3,069,986
2,905,626
2,535,892
2,611,986
2,441,507
2,706,912
2,546,942
2,571,853
2,363,253
2,058,681
1,829,598
1,857,083
2,229,787
2,171,493
1,608,758
Gross Profit
1,396,314
1,317,330
1,152,885
1,054,549
1,027,733
1,180,582
1,138,536
1,238,725
1,267,111
1,087,759
947,326
946,285
1,229,749
1,296,063
991,501
Admin Expenses
1,299,312
1,159,469
933,222
819,426
894,701
1,133,686
1,251,055
1,162,984
1,129,300
948,402
847,631
1,041,463
1,486,278
1,299,929
951,702
981,103
Operating Profit
97,002
157,861
219,663
235,123
133,032
46,896
-112,519
75,741
137,811
139,357
99,695
-95,178
-256,529
-3,866
39,799
-981,103
Interest Payable
76,216
87,305
68,801
51,787
47,505
43,809
41,367
40,174
20,412
Interest Receivable
868
4,942
2,987
103
48
5
8
51
93
95
10
3
3
44
108
65
Pre-Tax Profit
21,653
75,499
153,849
183,440
85,574
3,093
-153,878
35,617
117,493
139,453
99,705
-95,175
-256,526
-3,822
39,907
-981,039
Tax
-5,413
-18,875
-29,231
-34,854
-16,259
-588
-6,767
-23,498
-27,890
-20,938
-11,174
Profit After Tax
16,240
56,624
124,618
148,586
69,315
2,505
-153,878
28,850
93,994
111,562
78,767
-95,175
-256,526
-3,822
28,733
-981,039
Dividends Paid
Retained Profit
16,240
56,624
124,618
148,586
69,315
2,505
-153,878
28,850
93,994
111,562
78,767
-95,175
-256,526
-3,822
28,733
-981,039
Employee Costs
1,688,077
1,548,366
1,422,500
1,343,319
1,500,333
1,576,210
1,535,369
1,471,314
1,469,649
885,077
789,352
796,177
990,735
1,043,672
824,107
Number Of Employees
43
42
40
40
43
46
46
46
46
28
25
26
32
34
27
EBITDA*
197,736
237,960
290,423
344,689
287,401
107,624
62,524
198,712
258,022
272,612
224,007
24,418
-105,159
139,619
158,104
-875,574
* Earnings Before Interest, Tax, Depreciation and Amortisation
Sep 2024
Sep 2023
Sep 2022
Sep 2021
Sep 2020
Sep 2019
Sep 2018
Sep 2017
Sep 2016
Sep 2015
Sep 2014
Sep 2013
Sep 2012
Sep 2011
Sep 2010
Sep 2009
Tangible Assets
956,732
843,703
841,362
819,847
887,657
882,122
822,474
661,895
671,509
750,549
787,252
874,801
891,381
387,176
515,302
496,586
Intangible Assets
3,117
4,217
5,317
6,417
7,517
8,617
9,717
10,817
Investments & Other
Debtors (Due After 1 year)
Total Fixed Assets
959,849
847,920
846,679
826,264
895,174
890,739
832,191
672,712
671,509
750,549
787,252
874,801
891,381
387,176
515,302
496,586
Stock & work in progress
453,725
450,489
447,238
479,665
433,794
475,589
457,543
354,185
344,201
306,017
273,292
260,285
335,521
334,857
224,167
147,261
Trade Debtors
644,265
615,767
625,413
621,625
469,839
546,312
539,820
655,114
597,866
610,446
511,098
502,807
610,598
681,763
527,146
397,868
Group Debtors
Misc Debtors
23,000
32,980
42,960
23,000
66,963
77,150
80,825
71,286
78,074
Cash
387
34,323
153,960
111,570
95,408
388
1,069
1,022
39,772
34,603
3,513
491
905
209
17,493
25,799
misc current assets
total current assets
1,121,377
1,133,559
1,269,571
1,235,860
1,066,004
1,099,439
1,079,257
1,081,607
1,059,913
951,066
787,903
763,583
947,024
1,016,829
768,806
570,928
total assets
2,081,226
1,981,479
2,116,250
2,062,124
1,961,178
1,990,178
1,911,448
1,754,319
1,731,422
1,701,615
1,575,155
1,638,384
1,838,405
1,404,005
1,284,108
1,067,514
Bank overdraft
52,617
35,000
35,000
166,250
175,000
53,395
39,847
33,994
Bank loan
Trade Creditors
326,117
267,394
290,394
283,281
197,240
408,915
395,651
328,025
281,772
486,869
491,459
531,222
598,941
502,343
360,582
376,252
Group/Directors Accounts
60,000
60,000
34,134
58,512
58,512
58,512
50,000
50,000
50,000
other short term finances
13,270
13,831
13,721
1,149
hp & lease commitments
90,844
other current liabilities
91,914
86,476
69,423
175,103
171,135
159,049
209,903
132,338
140,322
total current liabilities
543,918
462,701
533,516
684,295
601,887
679,871
695,401
544,357
472,094
486,869
491,459
531,222
598,941
502,343
360,582
376,252
loans
590,516
680,516
774,016
677,766
677,766
651,394
553,418
598,418
653,170
hp & lease commitments
93,597
1,307
28,387
Accruals and Deferred Income
other liabilities
44,350
174,398
221,101
311,163
106,200
129,664
832,246
812,758
914,991
952,118
657,790
675,832
472,301
provisions
total long term liabilities
684,113
681,823
802,403
722,116
852,164
872,495
864,581
704,618
782,834
832,246
812,758
914,991
952,118
657,790
675,832
472,301
total liabilities
1,228,031
1,144,524
1,335,919
1,406,411
1,454,051
1,552,366
1,559,982
1,248,975
1,254,928
1,319,115
1,304,217
1,446,213
1,551,059
1,160,133
1,036,414
848,553
net assets
853,195
836,955
780,331
655,713
507,127
437,812
351,466
505,344
476,494
382,500
270,938
192,171
287,346
243,872
247,694
218,961
total shareholders funds
853,195
836,955
780,331
655,713
507,127
437,812
351,466
505,344
476,494
382,500
270,938
192,171
287,346
243,872
247,694
218,961
Sep 2024
Sep 2023
Sep 2022
Sep 2021
Sep 2020
Sep 2019
Sep 2018
Sep 2017
Sep 2016
Sep 2015
Sep 2014
Sep 2013
Sep 2012
Sep 2011
Sep 2010
Sep 2009
Operating Activities
Operating Profit
97,002
157,861
219,663
235,123
133,032
46,896
-112,519
75,741
137,811
139,357
99,695
-95,178
-256,529
-3,866
39,799
-981,103
Depreciation
99,634
78,999
69,660
108,466
153,269
59,628
173,943
122,788
120,211
133,255
124,312
119,596
151,370
143,485
118,305
105,529
Amortisation
1,100
1,100
1,100
1,100
1,100
1,100
1,100
183
Tax
-5,413
-18,875
-29,231
-34,854
-16,259
-588
-6,767
-23,498
-27,890
-20,938
-11,174
Stock
3,236
3,251
-32,427
45,871
-41,795
18,046
103,358
9,984
38,184
32,725
13,007
-75,236
664
110,690
76,906
147,261
Debtors
18,518
-19,626
23,748
107,823
-86,660
2,817
-105,755
50,460
65,494
99,348
8,291
-107,791
-71,165
154,617
129,278
397,868
Creditors
58,723
-23,000
7,113
86,041
-211,675
13,264
67,626
46,253
-205,097
-4,590
-39,763
-67,719
96,598
141,761
-15,670
376,252
Accruals and Deferred Income
5,438
17,053
-105,680
3,968
12,086
-50,854
77,565
-7,984
140,322
Deferred Taxes & Provisions
Cash flow from operations
234,730
229,513
171,304
246,150
200,008
48,583
210,112
169,770
66,071
108,059
142,008
139,726
61,940
16,073
-74,924
-1,044,451
Investing Activities
capital expenditure
-212,663
-81,340
-91,175
-40,656
-158,804
-119,276
-334,522
-124,174
-41,171
-96,552
-36,763
-103,016
-655,575
-15,359
-137,021
-602,115
Change in Investments
cash flow from investments
-212,663
-81,340
-91,175
-40,656
-158,804
-119,276
-334,522
-124,174
-41,171
-96,552
-36,763
-103,016
-655,575
-15,359
-137,021
-602,115
Financing Activities
Bank loans
Group/Directors Accounts
25,866
-24,378
8,512
50,000
Other Short Term Loans
-561
110
12,572
1,149
Long term loans
-90,000
-93,500
96,250
26,372
97,976
-45,000
-54,752
653,170
Hire Purchase and Lease Commitments
92,290
-117,924
119,231
other long term liabilities
-44,350
-130,048
-46,703
-90,062
204,963
-23,464
-702,582
19,488
-102,233
-37,127
294,328
-18,042
203,531
472,301
share issue
83,841
300,000
1,200,000
interest
-75,348
-82,363
-65,814
-51,684
-47,457
-43,804
-41,359
-40,123
-20,319
95
10
3
3
44
108
65
cash flow from financing
-73,619
-267,811
93,511
-180,583
-67,788
56,463
118,604
-118,339
-19,731
19,583
-102,223
-37,124
594,331
-17,998
203,639
1,672,366
cash and cash equivalents
cash
-33,936
-119,637
42,390
16,162
95,020
-681
47
-38,750
5,169
31,090
3,022
-414
696
-17,284
-8,306
25,799
overdraft
17,617
-131,250
-8,750
121,605
13,548
5,853
33,994
change in cash
-51,553
-119,637
173,640
24,912
-26,585
-14,229
-5,806
-72,744
5,169
31,090
3,022
-414
696
-17,284
-8,306
25,799
j.w. ruddock & sons limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for j.w. ruddock & sons limited. Get real-time insights into j.w. ruddock & sons limited's credit score, group structure and payment trends.
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j.w. ruddock & sons limited Ownership
J.W. RUDDOCK & SONS LIMITED group structure
J.W. Ruddock & Sons Limited has no subsidiary companies.
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 1 charges/mortgages relating to j.w. ruddock & sons limited. Currently there are 1 open charges and 0 have been satisfied in the past.
j.w. ruddock & sons limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
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j.w. ruddock & sons limitedCompanies House Filings - See Documents
