Pomanda estimates the enterprise value of PAYMENTSHIELD LIMITED at £199.1m based on a Turnover of £79.9m and 2.49x industry multiple (adjusted for size and gross margin).
paymentshield limitedEstimated Valuation
£214.6m
Pomanda estimates the enterprise value of PAYMENTSHIELD LIMITED at £214.6m based on an EBITDA of £23.7m and a 9.04x industry multiple (adjusted for size and gross margin).
paymentshield limitedEstimated Valuation
£360.5m
Pomanda estimates the enterprise value of PAYMENTSHIELD LIMITED at £360.5m based on Net Assets of £292.3m and 1.23x industry multiple (adjusted for liquidity).
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Paymentshield LimitedOverview
Paymentshield Limited is a live company located in southport, PR8 4HQ with a Companies House number of 02728936. It operates in the financial intermediation not elsewhere classified sector, SIC Code 64999. Founded in July 1992, it's largest shareholder is
paymentshield group holdings limited
with a 100% stake. Paymentshield Limited is a mature,
large sized company, Pomanda has estimated its turnover at
£79.9m with
low
growth in recent years.
Pomanda's financial health check has awarded Paymentshield Limited a 5 rating. We use a traffic light system to show it exceeds the industry average on 7 measures and has 3 areas for improvement. Company Health Check FAQs
Health Rating5out of 5
7 Strong
1 Regular
3 Weak
Size
annual sales of £79.9m, make it larger than the average company (£5.5m)
£79.9m - Paymentshield Limited
£5.5m - Industry AVG
Growth
3 year (CAGR) sales growth of 2%, show it is growing at a slower rate (5%)
2% - Paymentshield Limited
5% - Industry AVG
Production
with a gross margin of 57.1%, this company has a comparable cost of product (54.3%)
57.1% - Paymentshield Limited
54.3% - Industry AVG
Profitability
an operating margin of 28.8% make it more profitable than the average company (9.1%)
28.8% - Paymentshield Limited
9.1% - Industry AVG
Employees
with 217 employees, this is above the industry average (14)
217 - Paymentshield Limited
14 - Industry AVG
Pay Structure
on an average salary of £44.4k, the company has a lower pay structure (£82.7k)
£44.4k - Paymentshield Limited
£82.7k - Industry AVG
Efficiency
resulting in sales per employee of £368.4k, this is more efficient (£222.2k)
£368.4k - Paymentshield Limited
£222.2k - Industry AVG
Debtor Days
it gets paid by customers after 119 days, this is later than average (33 days)
119 days - Paymentshield Limited
33 days - Industry AVG
Creditor Days
its suppliers are paid after 162 days, this is slower than average (45 days)
162 days - Paymentshield Limited
45 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Paymentshield Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities
for 8 weeks, this is less cash available to meet short term requirements (29 weeks)
8 weeks - Paymentshield Limited
29 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 33.5%, this is a lower level of debt than the average (71.4%)
33.5% - Paymentshield Limited
71.4% - Industry AVG
PAYMENTSHIELD LIMITED financials
EXPORT
Paymentshield Limited's latest turnover from December 2023 is £79.9 million and the company has net assets of £292.3 million. According to their latest financial statements, Paymentshield Limited has 217 employees and maintains cash reserves of £16.5 million as reported in the balance sheet.
Data source:Companies House, Pomanda Estimates
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Turnover
79,940,000
76,288,000
80,402,000
76,117,000
73,869,000
71,701,000
76,699,000
77,598,000
67,631,000
93,268,000
109,656,000
105,595,315
101,955,799
107,456,504
120,881,682
Other Income Or Grants
Cost Of Sales
34,265,000
32,278,000
33,300,000
31,288,000
30,782,000
29,980,000
28,919,000
29,635,000
31,501,000
34,586,000
44,633,000
41,557,766
43,621,046
51,093,866
60,264,402
Gross Profit
45,675,000
44,010,000
47,102,000
44,829,000
43,087,000
41,721,000
47,780,000
47,963,000
36,130,000
58,682,000
65,023,000
64,037,549
58,334,753
56,362,638
60,617,280
Admin Expenses
22,617,000
18,925,000
21,472,000
17,014,000
17,767,000
25,506,000
22,721,000
20,853,000
21,963,000
41,024,000
24,169,000
21,653,519
23,203,875
22,216,442
22,967,630
Operating Profit
23,058,000
25,085,000
25,630,000
27,815,000
25,320,000
16,215,000
25,059,000
27,110,000
14,167,000
17,658,000
40,854,000
42,384,030
35,130,878
34,146,196
37,649,650
Interest Payable
4,321,000
2,851,000
1,226,000
95,000
237,000
3,000
2,085,000
704,000
7,000
3,000
1,769,000
1,687,834
1,956,853
1,621,560
1,174,352
Interest Receivable
571,000
1,000
9,000
31,000
44,000
2,883,000
2,811,918
3,076,837
3,013,481
3,682,079
Pre-Tax Profit
21,813,000
23,089,000
24,903,000
29,175,000
24,318,000
13,974,000
20,955,000
26,414,000
14,191,000
17,699,000
41,968,000
43,508,114
36,250,862
35,538,117
40,157,377
Tax
-4,921,000
-4,216,000
-3,437,000
-6,237,000
-5,460,000
-4,141,000
-4,474,000
-5,062,000
-2,847,000
193,000
-9,907,000
-10,883,824
-9,529,853
-9,324,834
-10,236,101
Profit After Tax
16,892,000
18,873,000
21,466,000
22,938,000
18,858,000
9,833,000
16,481,000
21,352,000
11,344,000
17,892,000
32,061,000
32,624,290
26,721,009
26,213,283
29,921,276
Dividends Paid
100,000,000
Retained Profit
16,892,000
18,873,000
21,466,000
22,938,000
18,858,000
9,833,000
16,481,000
21,352,000
11,344,000
17,892,000
32,061,000
32,624,290
26,721,009
-73,786,717
29,921,276
Employee Costs
9,639,000
8,675,000
8,869,000
9,796,000
9,148,000
6,725,000
7,497,000
9,771,000
10,039,000
9,236,000
9,048,000
8,338,062
8,168,783
8,613,427
10,843,366
Number Of Employees
217
210
216
218
211
176
205
271
257
286
301
292
319
267
314
EBITDA*
23,742,000
26,091,000
27,233,000
29,203,000
26,862,000
18,425,000
28,050,000
30,849,000
18,365,000
22,537,000
45,334,000
45,571,132
38,794,698
38,362,378
42,414,728
* Earnings Before Interest, Tax, Depreciation and Amortisation
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Tangible Assets
12,729,000
15,610,000
18,886,000
757,000
2,309,000
250,000
349,000
587,000
910,000
1,039,000
1,252,000
4,787,195
4,832,269
3,801,500
4,597,503
Intangible Assets
10,705,000
9,917,000
9,188,000
10,345,000
11,183,000
12,061,000
25,217,000
26,271,000
29,191,000
32,561,000
43,762,000
7,080,539
5,703,817
7,518,721
7,974,459
Investments & Other
6,690,000
8,047,000
8,047,000
8,047,000
10,555,000
17,021,000
12,398,000
14,254,000
8,289,000
8,018,000
12,359,000
2,659,160
2,659,160
2,659,160
2,659,160
Debtors (Due After 1 year)
5,810,000
7,195,000
6,861,000
2,782,000
646,000
Total Fixed Assets
23,434,000
25,527,000
25,504,000
21,931,000
24,047,000
29,332,000
37,964,000
41,112,000
38,390,000
41,618,000
58,019,000
14,526,894
13,195,246
13,979,381
15,231,122
Stock & work in progress
Trade Debtors
26,155,000
24,586,000
17,953,000
24,029,000
13,978,000
8,858,000
13,701,000
13,085,000
5,397,000
3,744,000
3,239,000
9,503,492
8,854,960
8,638,565
19,604,738
Group Debtors
372,538,000
348,381,000
355,021,000
260,706,000
233,853,000
209,846,000
181,339,000
157,451,000
107,033,000
76,759,000
176,202,000
154,890,827
124,033,095
128,162,064
149,530,325
Misc Debtors
1,204,000
1,470,000
10,889,000
1,499,000
10,867,000
9,267,000
248,000
623,000
1,056,000
2,397,000
2,033,000
1,922,756
2,479,472
2,298,122
1,955,569
Cash
16,529,000
14,741,000
14,489,000
13,349,000
12,656,000
10,711,000
11,792,000
9,702,000
10,477,000
10,711,000
11,688,000
10,862,624
13,706,028
13,574,586
15,044,139
misc current assets
1,135,000
total current assets
416,426,000
389,178,000
398,352,000
299,583,000
271,354,000
238,682,000
207,080,000
181,996,000
123,963,000
93,611,000
193,162,000
177,179,699
149,073,555
152,673,337
186,134,771
total assets
439,860,000
414,705,000
423,856,000
321,514,000
295,401,000
268,014,000
245,044,000
223,108,000
162,353,000
135,229,000
251,181,000
191,706,593
162,268,801
166,652,718
201,365,893
Bank overdraft
21,587,252
7,814,699
Bank loan
479,000
40,597,000
Trade Creditors
15,252,000
14,857,000
13,800,000
12,825,000
13,635,000
7,725,000
6,074,000
4,581,000
3,539,000
1,340,000
7,792,000
22,444,386
21,139,146
25,957,228
39,338,824
Group/Directors Accounts
88,767,000
80,298,000
62,778,000
62,878,000
56,812,000
46,553,000
7,025,000
2,124,000
927,000
118,539,000
71,307,688
68,902,200
67,733,749
3,689,178
other short term finances
hp & lease commitments
100,000
99,000
100,000
389,000
8,282
other current liabilities
2,046,000
2,891,000
111,294,000
10,813,000
3,975,000
9,471,000
7,785,000
15,699,000
11,395,000
2,589,000
12,100,000
19,681,720
19,099,494
17,467,537
16,446,563
total current liabilities
106,644,000
138,742,000
125,194,000
86,416,000
80,877,000
74,008,000
60,412,000
27,305,000
17,058,000
4,856,000
138,431,000
113,433,794
109,140,840
132,745,766
67,297,546
loans
81,252,000
612,000
83,796,000
18,874,678
hp & lease commitments
261,000
306,000
370,000
1,305,000
Accruals and Deferred Income
5,768,000
7,034,000
3,926,000
7,479,452
14,979,452
22,479,452
other liabilities
26,306,000
provisions
502,000
420,000
384,000
1,072,000
721,000
1,461,000
1,541,000
1,799,000
2,147,000
2,416,000
total long term liabilities
40,877,000
516,000
42,090,000
2,377,000
721,000
7,229,000
34,881,000
5,725,000
2,147,000
2,416,000
7,479,452
14,979,452
41,354,130
total liabilities
147,521,000
139,258,000
167,284,000
86,416,000
83,254,000
74,729,000
67,641,000
62,186,000
22,783,000
7,003,000
140,847,000
113,433,794
116,620,292
147,725,218
108,651,676
net assets
292,339,000
275,447,000
256,572,000
235,098,000
212,147,000
193,285,000
177,403,000
160,922,000
139,570,000
128,226,000
110,334,000
78,272,799
45,648,509
18,927,500
92,714,217
total shareholders funds
292,339,000
275,447,000
256,572,000
235,098,000
212,147,000
193,285,000
177,403,000
160,922,000
139,570,000
128,226,000
110,334,000
78,272,799
45,648,509
18,927,500
92,714,217
Dec 2023
Dec 2022
Dec 2021
Dec 2020
Dec 2019
Dec 2018
Dec 2017
Dec 2016
Dec 2015
Dec 2014
Dec 2013
Dec 2012
Dec 2011
Dec 2010
Dec 2009
Operating Activities
Operating Profit
23,058,000
25,085,000
25,630,000
27,815,000
25,320,000
16,215,000
25,059,000
27,110,000
14,167,000
17,658,000
40,854,000
42,384,030
35,130,878
34,146,196
37,649,650
Depreciation
139,000
329,000
304,000
551,000
672,000
237,000
286,000
323,000
347,000
342,000
370,000
1,206,229
1,042,920
1,258,553
1,353,918
Amortisation
545,000
677,000
1,299,000
837,000
870,000
1,973,000
2,705,000
3,416,000
3,851,000
4,537,000
4,110,000
1,980,873
2,620,900
2,957,629
3,411,160
Tax
-4,921,000
-4,216,000
-3,437,000
-6,237,000
-5,460,000
-4,141,000
-4,474,000
-5,062,000
-2,847,000
193,000
-9,907,000
-10,883,824
-9,529,853
-9,324,834
-10,236,101
Stock
Debtors
24,075,000
-9,092,000
101,708,000
30,318,000
30,727,000
32,683,000
24,129,000
57,673,000
30,586,000
-99,220,000
15,802,925
30,949,548
-3,731,224
-31,991,881
171,090,632
Creditors
395,000
1,057,000
975,000
-810,000
5,910,000
1,651,000
1,493,000
1,042,000
2,199,000
-6,452,000
-14,652,386
1,305,240
-4,818,082
-13,381,596
39,338,824
Accruals and Deferred Income
-845,000
-108,403,000
100,481,000
6,838,000
-5,496,000
-4,082,000
-9,180,000
7,412,000
12,732,000
-9,511,000
-7,581,720
-6,897,226
-5,868,043
-6,479,026
38,926,015
Deferred Taxes & Provisions
82,000
36,000
384,000
-1,072,000
351,000
-740,000
-80,000
-258,000
-348,000
-269,000
2,416,000
Cash flow from operations
-5,622,000
-76,343,000
23,928,000
-2,396,000
-8,560,000
-21,570,000
-8,320,000
-23,690,000
-485,000
105,718,000
-194,031
-1,854,226
22,309,944
41,168,803
-60,647,166
Investing Activities
capital expenditure
1,409,000
1,541,000
-18,575,000
1,002,000
-2,723,000
11,045,000
-1,699,000
-496,000
-699,000
6,535,000
-37,626,266
-4,518,750
-2,879,685
-2,964,441
-17,337,040
Change in Investments
-1,357,000
-2,508,000
-6,466,000
4,623,000
-1,856,000
5,965,000
271,000
-4,341,000
9,699,840
2,659,160
cash flow from investments
2,766,000
1,541,000
-18,575,000
3,510,000
3,743,000
6,422,000
157,000
-6,461,000
-970,000
10,876,000
-47,326,106
-4,518,750
-2,879,685
-2,964,441
-19,996,200
Financing Activities
Bank loans
-40,118,000
40,597,000
Group/Directors Accounts
8,469,000
80,298,000
-62,778,000
-100,000
6,066,000
10,259,000
39,528,000
4,901,000
1,197,000
-117,612,000
47,231,312
2,405,488
1,168,451
64,044,571
3,689,178
Other Short Term Loans
Long term loans
80,640,000
-83,184,000
83,796,000
-18,874,678
18,874,678
Hire Purchase and Lease Commitments
-44,000
-65,000
470,000
-1,694,000
1,694,000
-8,282
8,282
other long term liabilities
-26,306,000
26,306,000
share issue
2,000
8,000
13,000
4,000
6,049,000
201
62,792,941
interest
-3,750,000
-2,851,000
-1,226,000
-95,000
-237,000
-3,000
-2,084,000
-695,000
24,000
41,000
1,114,000
1,124,084
1,119,984
1,391,921
2,507,727
cash flow from financing
45,197,000
34,797,000
20,270,000
-1,876,000
7,527,000
16,305,000
11,138,000
30,512,000
1,221,000
-117,571,000
48,345,513
3,529,572
2,288,435
46,553,532
87,872,806
cash and cash equivalents
cash
1,788,000
252,000
1,140,000
693,000
1,945,000
-1,081,000
2,090,000
-775,000
-234,000
-977,000
825,376
-2,843,404
131,442
-1,469,553
15,044,139
overdraft
-21,587,252
13,772,553
7,814,699
change in cash
1,788,000
252,000
1,140,000
693,000
1,945,000
-1,081,000
2,090,000
-775,000
-234,000
-977,000
825,376
-2,843,404
21,718,694
-15,242,106
7,229,440
paymentshield limited Credit Report and Business Information
Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
Get a comprehensive credit check for paymentshield limited. Get real-time insights into paymentshield limited's credit score, group structure and payment trends.
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The sole shareholder of Paymentshield Limited is Paymentshield Group Holdings Limited.
paymentshield group holdings limited
100%
paymentshield limited directors
Paymentshield Limited currently has 5 directors.
The longest serving directors include
Ms Rebecca Shepherd (Apr 2023) and
Mrs Catherine Lewis (Jun 2024).
64999 - Other financial service activities, except insurance and pension funding, (not including security dealing on own account and factoring) n.e.c.
incorporation date
July 1992
age
33
incorporated
UK
ultimate parent company
THE ARDONAGH GROUP LTD
accounts
Full Accounts
last accounts submitted
December 2023
previous names
N/A
accountant
-
auditor
DELOITTE LLP
address
southport business park, wight moss way, southport, PR8 4HQ
Bank
NATIONAL WESTMINSTER BANK PLC
Legal Advisor
-
paymentshield limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We found 17 charges/mortgages relating to paymentshield limited. Currently there are 0 open charges and 17 have been satisfied in the past.
paymentshield limited Capital Raised & Share Issues BETA
When a company issues new shares, e.g. to new investors following a funding round, it is required to notify Companies House within one month of making an allotment of shares.
Click to start generating capital raising & share issue transactions for PAYMENTSHIELD LIMITED. This can take several minutes, an email will notify you when this has completed.
paymentshield limitedCompanies House Filings - See Documents
