pcf group plc
pcf group plc Company Information
Company Number
02863246
Next Accounts
79 days late
Industry
Activities of financial services holding companies
Directors
Shareholders
chase nominees limited
securities services nominees limited a/c 1008935
View AllGroup Structure
View All
Contact
Registered Address
8th floor, central square, 29 wellington street, leeds, LS1 4DL
Website
www.pcfg.co.ukpcf group plc Estimated Valuation
Pomanda estimates the enterprise value of PCF GROUP PLC at £76.6m based on a Turnover of £34.4m and 2.22x industry multiple (adjusted for size and gross margin).
pcf group plc Estimated Valuation
Pomanda estimates the enterprise value of PCF GROUP PLC at £88m based on an EBITDA of £11.6m and a 7.6x industry multiple (adjusted for size and gross margin).
pcf group plc Estimated Valuation
Pomanda estimates the enterprise value of PCF GROUP PLC at £68.3m based on Net Assets of £38.5m and 1.77x industry multiple (adjusted for liquidity).
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Pcf Group Plc Overview
Pcf Group Plc is a live company located in leeds, LS1 4DL with a Companies House number of 02863246. It operates in the activities of financial services holding companies sector, SIC Code 64205. Founded in October 1993, it's largest shareholder is chase nominees limited with a 73.2% stake. Pcf Group Plc is a mature, large sized company, Pomanda has estimated its turnover at £34.4m with declining growth in recent years.
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Pcf Group Plc Health Check
Pomanda's financial health check has awarded Pcf Group Plc a 2 rating. We use a traffic light system to show it exceeds the industry average on 3 measures and has 5 areas for improvement. Company Health Check FAQs
3 Strong
2 Regular
5 Weak
Size
annual sales of £34.4m, make it larger than the average company (£10.2m)
£34.4m - Pcf Group Plc
£10.2m - Industry AVG
Growth
3 year (CAGR) sales growth of -2%, show it is growing at a slower rate (7.9%)
-2% - Pcf Group Plc
7.9% - Industry AVG
Production
with a gross margin of 74.4%, this company has a comparable cost of product (74.4%)
74.4% - Pcf Group Plc
74.4% - Industry AVG
Profitability
There is insufficient data available for this Key Performance Indicator!
- - Pcf Group Plc
- - Industry AVG
Employees
with 150 employees, this is above the industry average (60)
150 - Pcf Group Plc
60 - Industry AVG
Pay Structure
on an average salary of £114.7k, the company has a higher pay structure (£77.6k)
£114.7k - Pcf Group Plc
£77.6k - Industry AVG
Efficiency
resulting in sales per employee of £229.5k, this is equally as efficient (£206.3k)
£229.5k - Pcf Group Plc
£206.3k - Industry AVG
Debtor Days
it gets paid by customers after 3487 days, this is later than average (42 days)
3487 days - Pcf Group Plc
42 days - Industry AVG
Creditor Days
its suppliers are paid after 14109 days, this is slower than average (48 days)
14109 days - Pcf Group Plc
48 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- - Pcf Group Plc
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 8 weeks, this is less cash available to meet short term requirements (30 weeks)
8 weeks - Pcf Group Plc
30 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 90.2%, this is a higher level of debt than the average (61%)
90.2% - Pcf Group Plc
61% - Industry AVG
PCF GROUP PLC financials
Pcf Group Plc's latest turnover from September 2022 is £34.4 million and the company has net assets of £38.5 million. According to their latest financial statements, Pcf Group Plc has 150 employees and maintains cash reserves of £58.7 million as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
| Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Turnover | 34,428,000 | 43,003,000 | 44,010,000 | 36,314,000 | 25,986,000 | 20,478,000 | 27,844,000 | 45,293,000 | 42,656,000 | 41,370,000 | 52,016,000 | 57,940,000 | 60,200,000 |
| Other Income Or Grants | 0 | 0 | 0 | 0 | 0 | 0 | |||||||
| Cost Of Sales | 31,846,000 | 30,098,000 | 29,233,000 | 37,000,000 | 41,203,000 | 41,516,000 | |||||||
| Gross Profit | 13,447,000 | 12,558,000 | 12,137,000 | 15,016,000 | 16,737,000 | 18,684,000 | |||||||
| Admin Expenses | 6,686,000 | 6,935,000 | 7,179,000 | 9,110,000 | 10,625,000 | 12,007,000 | |||||||
| Operating Profit | 0 | 0 | 0 | 6,761,000 | 5,623,000 | 4,958,000 | 5,906,000 | 6,112,000 | 6,677,000 | ||||
| Interest Payable | 4,684,000 | 4,386,000 | 4,136,000 | 5,166,000 | 5,851,000 | 6,339,000 | |||||||
| Interest Receivable | 22,000 | 8,000 | 7,000 | 21,000 | 194,000 | 190,000 | |||||||
| Pre-Tax Profit | -14,004,000 | -3,099,000 | -5,099,000 | 8,018,000 | 5,173,000 | 3,633,000 | 5,127,000 | 2,099,000 | 1,245,000 | 829,000 | 761,000 | 455,000 | 528,000 |
| Tax | -56,000 | 38,000 | -1,198,000 | -1,624,000 | -981,000 | -847,000 | -1,106,000 | -485,000 | -513,000 | -255,000 | -282,000 | -417,000 | -150,000 |
| Profit After Tax | -14,060,000 | -3,061,000 | -6,297,000 | 6,394,000 | 4,192,000 | 2,786,000 | 4,021,000 | 1,614,000 | 732,000 | 574,000 | 479,000 | 38,000 | 378,000 |
| Dividends Paid | 0 | 0 | 0 | 750,000 | 403,000 | 212,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Retained Profit | -14,060,000 | -3,061,000 | -6,297,000 | 5,644,000 | 3,789,000 | 2,574,000 | 4,021,000 | 1,614,000 | 732,000 | 574,000 | 479,000 | 38,000 | 378,000 |
| Employee Costs | 17,203,000 | 12,619,000 | 8,296,000 | 7,640,000 | 5,186,000 | 3,903,000 | 4,262,000 | 2,330,000 | 2,261,000 | 2,332,000 | 2,435,000 | 2,704,000 | 2,617,000 |
| Number Of Employees | 150 | 131 | 125 | 93 | 67 | 60 | 49 | 44 | 46 | 49 | 52 | 57 | 62 |
| EBITDA* | 11,577,000 | 1,068,000 | 1,206,000 | 6,974,000 | 5,840,000 | 5,170,000 | 6,101,000 | 6,329,000 | 6,915,000 |
* Earnings Before Interest, Tax, Depreciation and Amortisation
| Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Tangible Assets | 3,002,000 | 4,025,000 | 3,144,000 | 1,684,000 | 1,409,000 | 1,476,000 | 1,571,000 | 65,479,000 | 55,195,000 | 46,637,000 | 45,351,000 | 60,301,000 | 74,336,000 |
| Intangible Assets | 0 | 3,075,000 | 4,327,000 | 5,941,000 | 2,957,000 | 2,704,000 | 764,000 | 911,000 | 1,043,000 | 1,044,000 | 1,143,000 | 1,213,000 | 1,252,000 |
| Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 137,000 | 0 | 0 | 0 | 69,195,000 |
| Debtors (Due After 1 year) | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 63,680,000 | 53,134,000 | 44,101,000 | 42,587,000 | 55,599,000 | 0 |
| Total Fixed Assets | 3,002,000 | 7,100,000 | 7,471,000 | 7,625,000 | 4,366,000 | 4,180,000 | 2,335,000 | 66,390,000 | 56,238,000 | 47,681,000 | 46,494,000 | 61,514,000 | 75,588,000 |
| Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Trade Debtors | 328,954,000 | 380,356,000 | 436,098,000 | 358,141,000 | 259,224,000 | 150,229,000 | 121,960,000 | 188,000 | 81,000 | 78,000 | 103,000 | 15,000 | 20,000 |
| Group Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Misc Debtors | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 946,000 | 849,000 | 622,000 | 482,000 | 50,768,000 | 552,000 |
| Cash | 58,748,000 | 56,126,000 | 24,936,000 | 7,371,000 | 21,338,000 | 17,018,000 | 5,904,000 | 139,000 | 283,000 | 530,000 | 541,000 | 1,047,000 | 660,000 |
| misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 36,149,000 | 35,657,000 | 36,036,000 | 41,828,000 | 0 | 52,697,000 |
| total current assets | 389,383,000 | 441,651,000 | 463,085,000 | 370,444,000 | 282,104,000 | 168,288,000 | 128,367,000 | 37,422,000 | 36,870,000 | 37,266,000 | 42,954,000 | 51,830,000 | 53,929,000 |
| total assets | 392,385,000 | 448,751,000 | 470,556,000 | 378,069,000 | 286,470,000 | 172,468,000 | 130,702,000 | 103,812,000 | 93,108,000 | 84,947,000 | 89,448,000 | 113,344,000 | 129,517,000 |
| Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 703,000 | 329,000 | 301,000 | 257,000 | 645,000 | 300,000 |
| Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 7,350,000 | 6,133,000 | 29,611,000 | 8,761,000 |
| Trade Creditors | 340,895,000 | 386,796,000 | 404,746,000 | 283,777,000 | 200,462,000 | 130,187,000 | 103,796,000 | 353,000 | 438,000 | 392,000 | 334,000 | 442,000 | 471,000 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other short term finances | 7,127,000 | 7,127,000 | 7,126,000 | 0 | 0 | 0 | 0 | 10,755,000 | 8,281,000 | 0 | 0 | 0 | 0 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other current liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1,466,000 | 864,000 | 701,000 | 1,259,000 | 1,538,000 | 2,674,000 |
| total current liabilities | 352,909,000 | 399,889,000 | 418,729,000 | 291,546,000 | 204,361,000 | 133,807,000 | 105,995,000 | 13,277,000 | 9,912,000 | 8,744,000 | 7,983,000 | 32,236,000 | 12,206,000 |
| loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 157,354,000 | 145,568,000 | 133,506,000 | 145,103,000 | 145,748,000 | 218,497,000 |
| hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| total long term liabilities | 952,000 | 0 | 0 | 27,768,000 | 39,558,000 | 0 | 0 | 78,677,000 | 72,784,000 | 66,879,000 | 72,692,000 | 73,223,000 | 110,608,000 |
| total liabilities | 353,861,000 | 399,889,000 | 418,729,000 | 319,314,000 | 243,919,000 | 133,807,000 | 105,995,000 | 91,954,000 | 82,696,000 | 75,623,000 | 80,675,000 | 105,459,000 | 122,814,000 |
| net assets | 38,524,000 | 48,862,000 | 51,827,000 | 58,755,000 | 42,551,000 | 38,661,000 | 24,707,000 | 11,858,000 | 10,412,000 | 9,324,000 | 8,773,000 | 7,885,000 | 6,703,000 |
| total shareholders funds | 38,524,000 | 48,862,000 | 51,827,000 | 58,755,000 | 42,551,000 | 38,661,000 | 24,707,000 | 11,858,000 | 10,412,000 | 9,324,000 | 8,773,000 | 7,885,000 | 6,703,000 |
| Sep 2022 | Sep 2021 | Sep 2020 | Sep 2019 | Sep 2018 | Sep 2017 | Sep 2016 | Mar 2015 | Mar 2014 | Mar 2013 | Mar 2012 | Mar 2011 | Mar 2010 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||||||||
| Operating Profit | 0 | 0 | 0 | 6,761,000 | 5,623,000 | 4,958,000 | 5,906,000 | 6,112,000 | 6,677,000 | ||||
| Depreciation | 11,577,000 | 1,068,000 | 1,206,000 | 0 | 29,000 | 44,000 | 57,000 | 46,000 | 54,000 | 72,000 | |||
| Amortisation | 184,000 | 173,000 | 155,000 | 149,000 | 163,000 | 166,000 | |||||||
| Tax | -56,000 | 38,000 | -1,198,000 | -1,624,000 | -981,000 | -847,000 | -1,106,000 | -485,000 | -513,000 | -255,000 | -282,000 | -417,000 | -150,000 |
| Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Debtors | -51,402,000 | -55,742,000 | 77,957,000 | 98,917,000 | 108,995,000 | 28,269,000 | 57,146,000 | 10,750,000 | 9,263,000 | 1,629,000 | -63,210,000 | 105,810,000 | 572,000 |
| Creditors | -45,901,000 | -17,950,000 | 120,969,000 | 83,315,000 | 70,275,000 | 26,391,000 | 103,443,000 | -85,000 | 46,000 | 58,000 | -108,000 | -29,000 | 471,000 |
| Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | -1,466,000 | 602,000 | 163,000 | -558,000 | -279,000 | -1,136,000 | 2,674,000 |
| Deferred Taxes & Provisions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash flow from operations | -3,744,000 | -3,727,000 | 2,786,000 | 68,642,000 | -101,063,000 | 9,338,000 | |||||||
| Investing Activities | |||||||||||||
| capital expenditure | |||||||||||||
| Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -137,000 | 137,000 | 0 | 0 | -69,195,000 | 69,195,000 |
| cash flow from investments | |||||||||||||
| Financing Activities | |||||||||||||
| Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -7,350,000 | 1,217,000 | -23,478,000 | 20,850,000 | 8,761,000 |
| Group/Directors Accounts | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Short Term Loans | 0 | 1,000 | 7,126,000 | 0 | 0 | 0 | -10,755,000 | 2,474,000 | 8,281,000 | 0 | 0 | 0 | 0 |
| Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | -157,354,000 | 11,786,000 | 12,062,000 | -11,597,000 | -645,000 | -72,749,000 | 218,497,000 |
| Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| share issue | |||||||||||||
| interest | -4,662,000 | -4,378,000 | -4,129,000 | -5,145,000 | -5,657,000 | -6,149,000 | |||||||
| cash flow from financing | 9,430,000 | 8,971,000 | -14,532,000 | -28,859,000 | -56,412,000 | 227,434,000 | |||||||
| cash and cash equivalents | |||||||||||||
| cash | 2,622,000 | 31,190,000 | 17,565,000 | -13,967,000 | 4,320,000 | 11,114,000 | 5,765,000 | -144,000 | -247,000 | -11,000 | -506,000 | 387,000 | 660,000 |
| overdraft | 0 | 0 | 0 | 0 | 0 | 0 | -703,000 | 374,000 | 28,000 | 44,000 | -388,000 | 345,000 | 300,000 |
| change in cash | 2,622,000 | 31,190,000 | 17,565,000 | -13,967,000 | 4,320,000 | 11,114,000 | 6,468,000 | -518,000 | -275,000 | -55,000 | -118,000 | 42,000 | 360,000 |
pcf group plc Credit Report and Business Information
Pcf Group Plc Competitor Analysis
Perform a competitor analysis for pcf group plc by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other large companies, companies in LS1 area or any other competitors across 12 key performance metrics.
pcf group plc Ownership
PCF GROUP PLC group structure
Pcf Group Plc has 1 subsidiary company.
pcf group plc directors
Pcf Group Plc currently has 1 director, Ms Caroline Richardson serving since Oct 2021.
| officer | country | age | start | end | role |
|---|---|---|---|---|---|
| Ms Caroline Richardson | England | 50 years | Oct 2021 | - | Director |
P&L
September 2022turnover
34.4m
-20%
operating profit
0
0%
gross margin
74.4%
-4.88%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
September 2022net assets
38.5m
-0.21%
total assets
392.4m
-0.13%
cash
58.7m
+0.05%
net assets
Total assets minus all liabilities
pcf group plc company details
company number
02863246
Type
Public limited with Share Capital
industry
64205 - Activities of financial services holding companies
incorporation date
October 1993
age
31
incorporated
UK
ultimate parent company
accounts
Group
last accounts submitted
September 2022
previous names
private & commercial finance group plc (June 2017)
the asset management corporation plc (July 1998)
accountant
-
auditor
MHA MACINTYRE HUDSON
address
8th floor, central square, 29 wellington street, leeds, LS1 4DL
Bank
-
Legal Advisor
-
pcf group plc Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to pcf group plc.
pcf group plc Capital Raised & Share Issues BETA
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pcf group plc Companies House Filings - See Documents
| date | description | view/download |
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