insured windows guarantees limited Company Information
Company Number
03159675
Next Accounts
Nov 2025
Industry
Activities of insurance agents and brokers
Shareholders
139 strategy limited
david mathison waters
Group Structure
View All
Contact
Registered Address
cora house, 20 gills yard, wakefield, west yorkshire, WF1 3BZ
Website
http://iwgltd.cominsured windows guarantees limited Estimated Valuation
Pomanda estimates the enterprise value of INSURED WINDOWS GUARANTEES LIMITED at £341.5k based on a Turnover of £240.9k and 1.42x industry multiple (adjusted for size and gross margin).
insured windows guarantees limited Estimated Valuation
Pomanda estimates the enterprise value of INSURED WINDOWS GUARANTEES LIMITED at £0 based on an EBITDA of £-203.6k and a 5.67x industry multiple (adjusted for size and gross margin).
insured windows guarantees limited Estimated Valuation
Pomanda estimates the enterprise value of INSURED WINDOWS GUARANTEES LIMITED at £331.9k based on Net Assets of £120.1k and 2.76x industry multiple (adjusted for liquidity).
Edit your figures and get a professional valuation report.
Insured Windows Guarantees Limited Overview
Insured Windows Guarantees Limited is a live company located in wakefield, WF1 3BZ with a Companies House number of 03159675. It operates in the activities of insurance agents and brokers sector, SIC Code 66220. Founded in February 1996, it's largest shareholder is 139 strategy limited with a 50% stake. Insured Windows Guarantees Limited is a mature, micro sized company, Pomanda has estimated its turnover at £240.9k with healthy growth in recent years.
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Insured Windows Guarantees Limited Health Check
Pomanda's financial health check has awarded Insured Windows Guarantees Limited a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 3 areas for improvement. Company Health Check FAQs
4 Strong
4 Regular
3 Weak
Size
annual sales of £240.9k, make it smaller than the average company (£2.9m)
- Insured Windows Guarantees Limited
£2.9m - Industry AVG
Growth
3 year (CAGR) sales growth of 11%, show it is growing at a faster rate (8.9%)
- Insured Windows Guarantees Limited
8.9% - Industry AVG
Production
with a gross margin of 95.3%, this company has a comparable cost of product (95.3%)
- Insured Windows Guarantees Limited
95.3% - Industry AVG
Profitability
an operating margin of -85% make it less profitable than the average company (18.1%)
- Insured Windows Guarantees Limited
18.1% - Industry AVG
Employees
with 2 employees, this is below the industry average (19)
2 - Insured Windows Guarantees Limited
19 - Industry AVG
Pay Structure
on an average salary of £53.9k, the company has an equivalent pay structure (£53.9k)
- Insured Windows Guarantees Limited
£53.9k - Industry AVG
Efficiency
resulting in sales per employee of £120.4k, this is equally as efficient (£124.5k)
- Insured Windows Guarantees Limited
£124.5k - Industry AVG
Debtor Days
it gets paid by customers after 80 days, this is near the average (67 days)
- Insured Windows Guarantees Limited
67 days - Industry AVG
Creditor Days
its suppliers are paid after 157 days, this is slower than average (94 days)
- Insured Windows Guarantees Limited
94 days - Industry AVG
Stock Days
There is insufficient data available for this Key Performance Indicator!
- Insured Windows Guarantees Limited
- - Industry AVG
Cash Balance
has cash to cover current liabilities for 52 weeks, this is more cash available to meet short term requirements (33 weeks)
52 weeks - Insured Windows Guarantees Limited
33 weeks - Industry AVG
Debt Level
it has a ratio of liabilities to total assets of 45%, this is a lower level of debt than the average (57%)
45% - Insured Windows Guarantees Limited
57% - Industry AVG
INSURED WINDOWS GUARANTEES LIMITED financials
Insured Windows Guarantees Limited's latest turnover from February 2024 is estimated at £240.9 thousand and the company has net assets of £120.1 thousand. According to their latest financial statements, Insured Windows Guarantees Limited has 2 employees and maintains cash reserves of £97.1 thousand as reported in the balance sheet.
Data source: Companies House, Pomanda Estimates
Feb 2024 | Feb 2023 | Feb 2022 | Feb 2021 | Feb 2020 | Feb 2019 | Feb 2018 | Feb 2017 | Feb 2016 | Feb 2015 | Feb 2014 | Feb 2013 | Feb 2012 | Feb 2011 | Feb 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Turnover | |||||||||||||||
Other Income Or Grants | |||||||||||||||
Cost Of Sales | |||||||||||||||
Gross Profit | |||||||||||||||
Admin Expenses | |||||||||||||||
Operating Profit | |||||||||||||||
Interest Payable | |||||||||||||||
Interest Receivable | |||||||||||||||
Pre-Tax Profit | |||||||||||||||
Tax | |||||||||||||||
Profit After Tax | |||||||||||||||
Dividends Paid | |||||||||||||||
Retained Profit | |||||||||||||||
Employee Costs | |||||||||||||||
Number Of Employees | 2 | 2 | 2 | 2 | 2 | 3 | 4 | 4 | |||||||
EBITDA* |
* Earnings Before Interest, Tax, Depreciation and Amortisation
Feb 2024 | Feb 2023 | Feb 2022 | Feb 2021 | Feb 2020 | Feb 2019 | Feb 2018 | Feb 2017 | Feb 2016 | Feb 2015 | Feb 2014 | Feb 2013 | Feb 2012 | Feb 2011 | Feb 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Tangible Assets | 5,683 | 6,687 | 7,887 | 3,623 | 4,263 | 2,871 | 4,157 | 5,565 | 7,076 | 5,436 | 7,205 | 9,144 | 9,412 | 8,214 | 6,664 |
Intangible Assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Investments & Other | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors (Due After 1 year) | 41,257 | 144,064 | 9,518 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Fixed Assets | 46,940 | 150,751 | 17,405 | 3,623 | 4,263 | 2,871 | 4,157 | 5,565 | 7,076 | 5,436 | 7,205 | 9,144 | 9,412 | 8,214 | 6,664 |
Stock & work in progress | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Debtors | 53,046 | 59,015 | 30,114 | 31,217 | 49,816 | 21,584 | 28,336 | 19,984 | 24,189 | 40,036 | 11,757 | 11,374 | 10,908 | 14,753 | 12,966 |
Group Debtors | 0 | 50,000 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Misc Debtors | 21,132 | 50,967 | 39,482 | 21,380 | 17,166 | 16,210 | 1,492 | 987 | 987 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash | 97,128 | 116,195 | 302,628 | 294,712 | 236,422 | 194,055 | 203,748 | 113,147 | 53,479 | 37,221 | 22,527 | 69,463 | 6,439 | 24,628 | 30,128 |
misc current assets | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total current assets | 171,306 | 276,177 | 372,224 | 347,309 | 303,404 | 231,849 | 233,576 | 134,118 | 78,655 | 77,257 | 34,284 | 80,837 | 17,347 | 39,381 | 43,094 |
total assets | 218,246 | 426,928 | 389,629 | 350,932 | 307,667 | 234,720 | 237,733 | 139,683 | 85,731 | 82,693 | 41,489 | 89,981 | 26,759 | 47,595 | 49,758 |
Bank overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Bank loan | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Trade Creditors | 4,854 | 10,024 | 5,606 | 5,020 | 1,272 | 787 | 45,953 | 1,981 | 3,596 | 23,760 | 21,729 | 70,921 | 23,313 | 21,987 | 11,461 |
Group/Directors Accounts | 2,194 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other short term finances | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other current liabilities | 89,996 | 96,478 | 77,888 | 36,432 | 31,871 | 26,407 | 23,147 | 20,358 | 11,739 | 0 | 0 | 0 | 0 | 0 | 0 |
total current liabilities | 97,044 | 106,502 | 83,494 | 41,452 | 33,143 | 27,194 | 69,100 | 22,339 | 15,335 | 23,760 | 21,729 | 70,921 | 23,313 | 21,987 | 11,461 |
loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
hp & lease commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Accruals and Deferred Income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
provisions | 1,080 | 1,271 | 1,957 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total long term liabilities | 1,080 | 1,271 | 1,957 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
total liabilities | 98,124 | 107,773 | 85,451 | 41,452 | 33,143 | 27,194 | 69,100 | 22,339 | 15,335 | 23,760 | 21,729 | 70,921 | 23,313 | 21,987 | 11,461 |
net assets | 120,122 | 319,155 | 304,178 | 309,480 | 274,524 | 207,526 | 168,633 | 117,344 | 70,396 | 58,933 | 19,760 | 19,060 | 3,446 | 25,608 | 38,297 |
total shareholders funds | 120,122 | 319,155 | 304,178 | 309,480 | 274,524 | 207,526 | 168,633 | 117,344 | 70,396 | 58,933 | 19,760 | 19,060 | 3,446 | 25,608 | 38,297 |
Feb 2024 | Feb 2023 | Feb 2022 | Feb 2021 | Feb 2020 | Feb 2019 | Feb 2018 | Feb 2017 | Feb 2016 | Feb 2015 | Feb 2014 | Feb 2013 | Feb 2012 | Feb 2011 | Feb 2010 | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Operating Activities | |||||||||||||||
Operating Profit | |||||||||||||||
Depreciation | 1,004 | 1,200 | 1,389 | 640 | 982 | 1,286 | 1,408 | 1,511 | 1,635 | 1,769 | 1,939 | 2,138 | 2,042 | 1,450 | 1,173 |
Amortisation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Tax | |||||||||||||||
Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Debtors | -188,611 | 224,932 | 26,517 | -14,385 | 29,188 | 7,966 | 8,857 | -4,205 | -14,860 | 28,279 | 383 | 466 | -3,845 | 1,787 | 12,966 |
Creditors | -5,170 | 4,418 | 586 | 3,748 | 485 | -45,166 | 43,972 | -1,615 | -20,164 | 2,031 | -49,192 | 47,608 | 1,326 | 10,526 | 11,461 |
Accruals and Deferred Income | -6,482 | 18,590 | 41,456 | 4,561 | 5,464 | 3,260 | 2,789 | 8,619 | 11,739 | 0 | 0 | 0 | 0 | 0 | 0 |
Deferred Taxes & Provisions | -191 | -686 | 1,957 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash flow from operations | |||||||||||||||
Investing Activities | |||||||||||||||
capital expenditure | |||||||||||||||
Change in Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
cash flow from investments | |||||||||||||||
Financing Activities | |||||||||||||||
Bank loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Group/Directors Accounts | 2,194 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Short Term Loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Long term loans | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Hire Purchase and Lease Commitments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
other long term liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
share issue | |||||||||||||||
interest | |||||||||||||||
cash flow from financing | |||||||||||||||
cash and cash equivalents | |||||||||||||||
cash | -19,067 | -186,433 | 7,916 | 58,290 | 42,367 | -9,693 | 90,601 | 59,668 | 16,258 | 14,694 | -46,936 | 63,024 | -18,189 | -5,500 | 30,128 |
overdraft | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
change in cash | -19,067 | -186,433 | 7,916 | 58,290 | 42,367 | -9,693 | 90,601 | 59,668 | 16,258 | 14,694 | -46,936 | 63,024 | -18,189 | -5,500 | 30,128 |
insured windows guarantees limited Credit Report and Business Information
Insured Windows Guarantees Limited Competitor Analysis
Perform a competitor analysis for insured windows guarantees limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in WF1 area or any other competitors across 12 key performance metrics.
insured windows guarantees limited Ownership
INSURED WINDOWS GUARANTEES LIMITED group structure
Insured Windows Guarantees Limited has no subsidiary companies.
Ultimate parent company
INSURED WINDOWS GUARANTEES LIMITED
03159675
insured windows guarantees limited directors
Insured Windows Guarantees Limited currently has 3 directors. The longest serving directors include Mrs Susan Oates (Jul 2000) and Mr David Waters (Mar 2001).
officer | country | age | start | end | role |
---|---|---|---|---|---|
Mrs Susan Oates | 62 years | Jul 2000 | - | Director | |
Mr David Waters | 66 years | Mar 2001 | - | Director | |
Mr Richard Edgar | England | 68 years | Feb 2022 | - | Director |
P&L
February 2024turnover
240.9k
+3%
operating profit
-204.6k
0%
gross margin
95.4%
+0.34%
turnover
Turnover, or revenue, is the amount of sales generated by a company within the financial year.
Balance Sheet
February 2024net assets
120.1k
-0.62%
total assets
218.2k
-0.49%
cash
97.1k
-0.16%
net assets
Total assets minus all liabilities
insured windows guarantees limited company details
company number
03159675
Type
Private limited with Share Capital
industry
66220 - Activities of insurance agents and brokers
incorporation date
February 1996
age
28
incorporated
UK
ultimate parent company
accounts
Total Exemption Full
last accounts submitted
February 2024
previous names
N/A
accountant
TC GROUP
auditor
-
address
cora house, 20 gills yard, wakefield, west yorkshire, WF1 3BZ
Bank
NATIONAL WESTMINSTER BANK PLC
Legal Advisor
-
insured windows guarantees limited Charges & Mortgages
A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.
We did not find charges/mortgages relating to insured windows guarantees limited.
insured windows guarantees limited Companies House Filings - See Documents
date | description | view/download |
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