insured windows guarantees limited

insured windows guarantees limited Company Information

Share INSURED WINDOWS GUARANTEES LIMITED
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Company Number

03159675

Industry

Activities of insurance agents and brokers

 

Directors

Susan Oates

David Waters

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Shareholders

139 strategy limited

david mathison waters

Group Structure

View All

Contact

Registered Address

cora house, 20 gills yard, wakefield, west yorkshire, WF1 3BZ

insured windows guarantees limited Estimated Valuation

£341.5k

Pomanda estimates the enterprise value of INSURED WINDOWS GUARANTEES LIMITED at £341.5k based on a Turnover of £240.9k and 1.42x industry multiple (adjusted for size and gross margin).

insured windows guarantees limited Estimated Valuation

£0

Pomanda estimates the enterprise value of INSURED WINDOWS GUARANTEES LIMITED at £0 based on an EBITDA of £-203.6k and a 5.67x industry multiple (adjusted for size and gross margin).

insured windows guarantees limited Estimated Valuation

£331.9k

Pomanda estimates the enterprise value of INSURED WINDOWS GUARANTEES LIMITED at £331.9k based on Net Assets of £120.1k and 2.76x industry multiple (adjusted for liquidity).

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Insured Windows Guarantees Limited Overview

Insured Windows Guarantees Limited is a live company located in wakefield, WF1 3BZ with a Companies House number of 03159675. It operates in the activities of insurance agents and brokers sector, SIC Code 66220. Founded in February 1996, it's largest shareholder is 139 strategy limited with a 50% stake. Insured Windows Guarantees Limited is a mature, micro sized company, Pomanda has estimated its turnover at £240.9k with healthy growth in recent years.

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Insured Windows Guarantees Limited Health Check

Pomanda's financial health check has awarded Insured Windows Guarantees Limited a 4.5 rating. We use a traffic light system to show it exceeds the industry average on 4 measures and has 3 areas for improvement. Company Health Check FAQs

Health Check Image
Health Rating4.5out of 5
positive_score

4 Strong

positive_score

4 Regular

positive_score

3 Weak

size

Size

annual sales of £240.9k, make it smaller than the average company (£2.9m)

£240.9k - Insured Windows Guarantees Limited

£2.9m - Industry AVG

growth

Growth

3 year (CAGR) sales growth of 11%, show it is growing at a faster rate (8.9%)

11% - Insured Windows Guarantees Limited

8.9% - Industry AVG

production

Production

with a gross margin of 95.3%, this company has a comparable cost of product (95.3%)

95.3% - Insured Windows Guarantees Limited

95.3% - Industry AVG

profitability

Profitability

an operating margin of -85% make it less profitable than the average company (18.1%)

-85% - Insured Windows Guarantees Limited

18.1% - Industry AVG

employees

Employees

with 2 employees, this is below the industry average (19)

2 - Insured Windows Guarantees Limited

19 - Industry AVG

paystructure

Pay Structure

on an average salary of £53.9k, the company has an equivalent pay structure (£53.9k)

£53.9k - Insured Windows Guarantees Limited

£53.9k - Industry AVG

efficiency

Efficiency

resulting in sales per employee of £120.4k, this is equally as efficient (£124.5k)

£120.4k - Insured Windows Guarantees Limited

£124.5k - Industry AVG

debtordays

Debtor Days

it gets paid by customers after 80 days, this is near the average (67 days)

80 days - Insured Windows Guarantees Limited

67 days - Industry AVG

creditordays

Creditor Days

its suppliers are paid after 157 days, this is slower than average (94 days)

157 days - Insured Windows Guarantees Limited

94 days - Industry AVG

stockdays

Stock Days

There is insufficient data available for this Key Performance Indicator!

- - Insured Windows Guarantees Limited

- - Industry AVG

cashbalance

Cash Balance

has cash to cover current liabilities for 52 weeks, this is more cash available to meet short term requirements (33 weeks)

52 weeks - Insured Windows Guarantees Limited

33 weeks - Industry AVG

debtlevel

Debt Level

it has a ratio of liabilities to total assets of 45%, this is a lower level of debt than the average (57%)

45% - Insured Windows Guarantees Limited

57% - Industry AVG

INSURED WINDOWS GUARANTEES LIMITED financials

EXPORTms excel logo

Insured Windows Guarantees Limited's latest turnover from February 2024 is estimated at £240.9 thousand and the company has net assets of £120.1 thousand. According to their latest financial statements, Insured Windows Guarantees Limited has 2 employees and maintains cash reserves of £97.1 thousand as reported in the balance sheet.

Data source: Companies HousePomanda Estimates

Feb 2024Feb 2023Feb 2022Feb 2021Feb 2020Feb 2019Feb 2018Feb 2017Feb 2016Feb 2015Feb 2014Feb 2013Feb 2012Feb 2011Feb 2010
Turnover240,858233,597177,512175,480214,649210,212278,943249,78293,424158,75842,60352,13845,69652,74444,734
Other Income Or Grants000000000000000
Cost Of Sales11,26111,67916,53219,45923,94423,82629,51636,66515,32730,40011,22016,53110,72715,0339,164
Gross Profit229,597221,919160,981156,021190,705186,386249,427213,11878,097128,35831,38435,60734,97037,71135,570
Admin Expenses434,230211,805167,776113,131109,606139,862186,899154,64163,99578,92130,70515,25257,21050,53747,348
Operating Profit-204,63310,114-6,79542,89081,09946,52462,52858,47714,10249,43767920,355-22,240-12,826-11,778
Interest Payable000000000000000
Interest Receivable5,6008,3761,4932661,6141,4927922082271492301907813775
Pre-Tax Profit-199,03318,490-5,30243,15682,71448,01663,32058,68514,32949,58690920,545-22,162-12,689-11,703
Tax0-3,5130-8,200-15,716-9,123-12,031-11,737-2,866-10,413-209-4,931000
Profit After Tax-199,03314,977-5,30234,95666,99838,89351,28946,94811,46339,17370015,614-22,162-12,689-11,703
Dividends Paid000000000000000
Retained Profit-199,03314,977-5,30234,95666,99838,89351,28946,94811,46339,17370015,614-22,162-12,689-11,703
Employee Costs107,82497,40096,612100,07593,608137,957174,322171,32242,07182,17340,11639,56039,40337,00040,729
Number Of Employees222223441211111
EBITDA*-203,62911,314-5,40643,53082,08147,81063,93659,98815,73751,2062,61822,493-20,198-11,376-10,605

* Earnings Before Interest, Tax, Depreciation and Amortisation

Feb 2024Feb 2023Feb 2022Feb 2021Feb 2020Feb 2019Feb 2018Feb 2017Feb 2016Feb 2015Feb 2014Feb 2013Feb 2012Feb 2011Feb 2010
Tangible Assets5,6836,6877,8873,6234,2632,8714,1575,5657,0765,4367,2059,1449,4128,2146,664
Intangible Assets000000000000000
Investments & Other000000000000000
Debtors (Due After 1 year)41,257144,0649,518000000000000
Total Fixed Assets46,940150,75117,4053,6234,2632,8714,1575,5657,0765,4367,2059,1449,4128,2146,664
Stock & work in progress000000000000000
Trade Debtors53,04659,01530,11431,21749,81621,58428,33619,98424,18940,03611,75711,37410,90814,75312,966
Group Debtors050,0000000000000000
Misc Debtors21,13250,96739,48221,38017,16616,2101,492987987000000
Cash97,128116,195302,628294,712236,422194,055203,748113,14753,47937,22122,52769,4636,43924,62830,128
misc current assets000000000000000
total current assets171,306276,177372,224347,309303,404231,849233,576134,11878,65577,25734,28480,83717,34739,38143,094
total assets218,246426,928389,629350,932307,667234,720237,733139,68385,73182,69341,48989,98126,75947,59549,758
Bank overdraft000000000000000
Bank loan000000000000000
Trade Creditors 4,85410,0245,6065,0201,27278745,9531,9813,59623,76021,72970,92123,31321,98711,461
Group/Directors Accounts2,19400000000000000
other short term finances000000000000000
hp & lease commitments000000000000000
other current liabilities89,99696,47877,88836,43231,87126,40723,14720,35811,739000000
total current liabilities97,044106,50283,49441,45233,14327,19469,10022,33915,33523,76021,72970,92123,31321,98711,461
loans000000000000000
hp & lease commitments000000000000000
Accruals and Deferred Income000000000000000
other liabilities000000000000000
provisions1,0801,2711,957000000000000
total long term liabilities1,0801,2711,957000000000000
total liabilities98,124107,77385,45141,45233,14327,19469,10022,33915,33523,76021,72970,92123,31321,98711,461
net assets120,122319,155304,178309,480274,524207,526168,633117,34470,39658,93319,76019,0603,44625,60838,297
total shareholders funds120,122319,155304,178309,480274,524207,526168,633117,34470,39658,93319,76019,0603,44625,60838,297
Feb 2024Feb 2023Feb 2022Feb 2021Feb 2020Feb 2019Feb 2018Feb 2017Feb 2016Feb 2015Feb 2014Feb 2013Feb 2012Feb 2011Feb 2010
Operating Activities
Operating Profit-204,63310,114-6,79542,89081,09946,52462,52858,47714,10249,43767920,355-22,240-12,826-11,778
Depreciation1,0041,2001,3896409821,2861,4081,5111,6351,7691,9392,1382,0421,4501,173
Amortisation000000000000000
Tax0-3,5130-8,200-15,716-9,123-12,031-11,737-2,866-10,413-209-4,931000
Stock000000000000000
Debtors-188,611224,93226,517-14,38529,1887,9668,857-4,205-14,86028,279383466-3,8451,78712,966
Creditors-5,1704,4185863,748485-45,16643,972-1,615-20,1642,031-49,19247,6081,32610,52611,461
Accruals and Deferred Income-6,48218,59041,4564,5615,4643,2602,7898,61911,739000000
Deferred Taxes & Provisions-191-6861,957000000000000
Cash flow from operations-26,861-194,80912,07658,02443,126-11,18589,80959,46019,30614,545-47,16664,704-15,027-2,637-12,110
Investing Activities
capital expenditure00-5,6530-2,374000-3,27500-1,870-3,240-3,000-7,837
Change in Investments000000000000000
cash flow from investments00-5,6530-2,374000-3,27500-1,870-3,240-3,000-7,837
Financing Activities
Bank loans000000000000000
Group/Directors Accounts2,19400000000000000
Other Short Term Loans 000000000000000
Long term loans000000000000000
Hire Purchase and Lease Commitments000000000000000
other long term liabilities000000000000000
share issue0000000000000050,000
interest5,6008,3761,4932661,6141,4927922082271492301907813775
cash flow from financing7,7948,3761,4932661,6141,4927922082271492301907813750,075
cash and cash equivalents
cash-19,067-186,4337,91658,29042,367-9,69390,60159,66816,25814,694-46,93663,024-18,189-5,50030,128
overdraft000000000000000
change in cash-19,067-186,4337,91658,29042,367-9,69390,60159,66816,25814,694-46,93663,024-18,189-5,50030,128

insured windows guarantees limited Credit Report and Business Information

Very Low Risk70 - 100
Low Risk50 - 70
Moderate Risk30 - 50
High Risk20 - 30
Very High Risk0 - 20
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Insured Windows Guarantees Limited Competitor Analysis

competitor_analysis_table_img

Perform a competitor analysis for insured windows guarantees limited by selecting its closest rivals, whether from the FINANCIAL AND INSURANCE ACTIVITIES sector, other micro companies, companies in WF1 area or any other competitors across 12 key performance metrics.

insured windows guarantees limited Ownership

INSURED WINDOWS GUARANTEES LIMITED group structure

Insured Windows Guarantees Limited has no subsidiary companies.

Ultimate parent company

INSURED WINDOWS GUARANTEES LIMITED

03159675

INSURED WINDOWS GUARANTEES LIMITED Shareholders

139 strategy limited 50%
david mathison waters 50%

insured windows guarantees limited directors

Insured Windows Guarantees Limited currently has 3 directors. The longest serving directors include Mrs Susan Oates (Jul 2000) and Mr David Waters (Mar 2001).

officercountryagestartendrole
Mrs Susan Oates62 years Jul 2000- Director
Mr David Waters66 years Mar 2001- Director
Mr Richard EdgarEngland68 years Feb 2022- Director

P&L

February 2024

turnover

240.9k

+3%

operating profit

-204.6k

0%

gross margin

95.4%

+0.34%

turnover

Turnover, or revenue, is the amount of sales generated by a company within the financial year.

Balance Sheet

February 2024

net assets

120.1k

-0.62%

total assets

218.2k

-0.49%

cash

97.1k

-0.16%

net assets

Total assets minus all liabilities

insured windows guarantees limited company details

company number

03159675

Type

Private limited with Share Capital

industry

66220 - Activities of insurance agents and brokers

incorporation date

February 1996

age

28

incorporated

UK

ultimate parent company

None

accounts

Total Exemption Full

last accounts submitted

February 2024

previous names

N/A

accountant

TC GROUP

auditor

-

address

cora house, 20 gills yard, wakefield, west yorkshire, WF1 3BZ

Bank

NATIONAL WESTMINSTER BANK PLC

Legal Advisor

-

insured windows guarantees limited Charges & Mortgages

A charge, or mortgage, refers to the rights a company gives to a lender in return for a loan, often in the form of security given over business assets.

We did not find charges/mortgages relating to insured windows guarantees limited.

charges

insured windows guarantees limited Companies House Filings - See Documents

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